The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
WILLIS TOWERS WATSON PUB LTD SHS G96629103 624 4,771 SH   SOLE   0 0 4,771
CHUBB LIMITED COM H1467J104 208 1,525 SH   SOLE   0 0 1,525
AT&T INC COM 00206R102 1,781 42,875 SH   SOLE   0 0 42,875
ABBOTT LABS COM 002824100 789 17,774 SH   SOLE   0 0 17,774
ABBVIE INC COM 00287Y109 953 14,627 SH   SOLE   0 0 14,627
AETNA INC NEW COM 00817Y108 299 2,341 SH   SOLE   0 0 2,341
AIR PRODS & CHEMS INC COM 009158106 239 1,764 SH   SOLE   0 0 1,764
ALPHABET INC CAP STK CL C 02079K107 619 746 SH   SOLE   0 0 746
ALPHABET INC CAP STK CL A 02079K305 640 755 SH   SOLE   0 0 755
ALTRIA GROUP INC COM 02209S103 722 10,114 SH   SOLE   0 0 10,114
AMAZON COM INC COM 023135106 1,901 2,144 SH   SOLE   0 0 2,144
AMERICAN EXPRESS CO COM 025816109 545 6,890 SH   SOLE   0 0 6,890
AMERICAN TOWER CORP NEW COM 03027X100 597 4,909 SH   SOLE   0 0 4,909
AMGEN INC COM 031162100 1,145 6,981 SH   SOLE   0 0 6,981
APPLE INC COM 037833100 10,137 70,559 SH   SOLE   0 0 70,559
AUTOMATIC DATA PROCESSING IN COM 053015103 234 2,282 SH   SOLE   0 0 2,282
BB&T CORP COM 054937107 325 7,277 SH   SOLE   0 0 7,277
BANK AMER CORP COM 060505104 674 28,553 SH   SOLE   0 0 28,553
BANK MONTREAL QUE COM 063671101 632 8,456 SH   SOLE   0 0 8,456
BANK NEW YORK MELLON CORP COM 064058100 330 6,987 SH   SOLE   0 0 6,987
BAXTER INTL INC COM 071813109 244 4,705 SH   SOLE   0 0 4,705
BEMIS INC COM 081437105 203 4,160 SH   SOLE   0 0 4,160
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,684 10,104 SH   SOLE   0 0 10,104
BLACKROCK INC COM 09247X101 237 617 SH   SOLE   0 0 617
BOEING CO COM 097023105 245 1,386 SH   SOLE   0 0 1,386
BRISTOL MYERS SQUIBB CO COM 110122108 1,034 19,021 SH   SOLE   0 0 19,021
CSX CORP COM 126408103 852 18,309 SH   SOLE   0 0 18,309
CVS HEALTH CORP COM 126650100 495 6,300 SH   SOLE   0 0 6,300
CAPITAL ONE FINL CORP COM 14040H105 219 2,523 SH   SOLE   0 0 2,523
CHEVRON CORP NEW COM 166764100 3,541 32,977 SH   SOLE   0 0 32,977
CISCO SYS INC COM 17275R102 755 22,330 SH   SOLE   0 0 22,330
CITIGROUP INC COM NEW 172967424 359 6,009 SH   SOLE   0 0 6,009
CLOROX CO DEL COM 189054109 305 2,263 SH   SOLE   0 0 2,263
COCA COLA CO COM 191216100 1,730 40,756 SH   SOLE   0 0 40,756
COLGATE PALMOLIVE CO COM 194162103 423 5,785 SH   SOLE   0 0 5,785
COMCAST CORP NEW CL A 20030N101 525 13,975 SH   SOLE   0 0 13,975
COSTCO WHSL CORP NEW COM 22160K105 967 5,764 SH   SOLE   0 0 5,764
DANAHER CORP DEL COM 235851102 1,160 13,565 SH   SOLE   0 0 13,565
DISNEY WALT CO COM DISNEY 254687106 1,352 11,919 SH   SOLE   0 0 11,919
DOMINION RES INC VA NEW COM 25746U109 938 12,094 SH   SOLE   0 0 12,094
DOW CHEM CO COM 260543103 327 5,145 SH   SOLE   0 0 5,145
DU PONT E I DE NEMOURS & CO COM 263534109 629 7,833 SH   SOLE   0 0 7,833
ENTREE GOLD INC COM 29383G100 141 288,043 SH   SOLE   0 0 288,043
ERIE INDTY CO CL A 29530P102 1,078 8,785 SH   SOLE   0 0 8,785
EXPRESS SCRIPTS HLDG CO COM 30219G108 284 4,313 SH   SOLE   0 0 4,313
EXXON MOBIL CORP COM 30231G102 8,970 109,373 SH   SOLE   0 0 109,373
FACEBOOK INC CL A 30303M102 780 5,493 SH   SOLE   0 0 5,493
FORD MTR CO DEL COM PAR $0.01 345370860 342 29,408 SH   SOLE   0 0 29,408
FORTIVE CORP COM 34959J108 399 6,631 SH   SOLE   0 0 6,631
GENERAL ELECTRIC CO COM 369604103 3,759 126,131 SH   SOLE   0 0 126,131
GILEAD SCIENCES INC COM 375558103 445 6,547 SH   SOLE   0 0 6,547
HERSHEY CO COM 427866108 315 2,887 SH   SOLE   0 0 2,887
HOME DEPOT INC COM 437076102 1,595 10,865 SH   SOLE   0 0 10,865
HOVNANIAN ENTERPRISES INC CL A 442487203 242 106,766 SH   SOLE   0 0 106,766
ILLINOIS TOOL WKS INC COM 452308109 276 2,080 SH   SOLE   0 0 2,080
IMPERIAL OIL LTD COM NEW 453038408 333 10,927 SH   SOLE   0 0 10,927
INTEL CORP COM 458140100 662 18,354 SH   SOLE   0 0 18,354
INTERNATIONAL BUSINESS MACHS COM 459200101 2,567 14,740 SH   SOLE   0 0 14,740
IRONWOOD PHARMACEUTICALS INC COM CL A 46333X108 632 37,050 SH   SOLE   0 0 37,050
ISHARES TR S&P 100 ETF 464287101 762 7,276 SH   SOLE   0 0 7,276
ISHARES TR SELECT DIVID ETF 464287168 1,557 17,086 SH   SOLE   0 0 17,086
ISHARES TR CORE S&P500 ETF 464287200 9,299 39,192 SH   SOLE   0 0 39,192
ISHARES TR S&P 500 GRWT ETF 464287309 293 2,226 SH   SOLE   0 0 2,226
ISHARES TR GLOB HLTHCRE ETF 464287325 360 3,501 SH   SOLE   0 0 3,501
ISHARES TR MSCI EAFE ETF 464287465 212 3,400 SH Put SOLE   0 0 3,400
ISHARES TR CORE S&P MCP ETF 464287507 305 1,783 SH   SOLE   0 0 1,783
ISHARES TR GLOBAL 100 ETF 464287572 246 3,011 SH   SOLE   0 0 3,011
ISHARES TR RUS 1000 VAL ETF 464287598 1,299 11,300 SH   SOLE   0 0 11,300
ISHARES TR RUS 1000 GRW ETF 464287614 867 7,616 SH   SOLE   0 0 7,616
ISHARES TR RUS 1000 ETF 464287622 19,512 148,664 SH   SOLE   0 0 148,664
ISHARES TR RUSSELL 2000 ETF 464287655 13,495 98,158 SH   SOLE   0 0 98,158
ISHARES TR RUSSELL 3000 ETF 464287689 1,871 13,374 SH   SOLE   0 0 13,374
ISHARES TR CORE S&P SCP ETF 464287804 12,150 175,673 SH   SOLE   0 0 175,673
ISHARES TR SP SMCP600VL ETF 464287879 206 1,485 SH   SOLE   0 0 1,485
ISHARES TR SP SMCP600GR ETF 464287887 259 1,694 SH   SOLE   0 0 1,694
ISHARES TR MRGSTR MD CP VAL 464288406 216 1,454 SH   SOLE   0 0 1,454
JPMORGAN CHASE & CO COM 46625H100 1,625 18,502 SH   SOLE   0 0 18,502
JOHNSON & JOHNSON COM 478160104 11,010 88,402 SH   SOLE   0 0 88,402
KIMBERLY CLARK CORP COM 494368103 1,435 10,899 SH   SOLE   0 0 10,899
KRAFT HEINZ CO COM 500754106 436 4,797 SH   SOLE   0 0 4,797
LEIDOS HLDGS INC COM 525327102 575 11,240 SH   SOLE   0 0 11,240
LOCKHEED MARTIN CORP COM 539830109 580 2,167 SH   SOLE   0 0 2,167
LOWES COS INC COM 548661107 365 4,443 SH   SOLE   0 0 4,443
MARATHON PETE CORP COM 56585A102 212 4,201 SH   SOLE   0 0 4,201
MASTERCARD INCORPORATED CL A 57636Q104 268 2,383 SH   SOLE   0 0 2,383
MCDONALDS CORP COM 580135101 1,027 7,927 SH   SOLE   0 0 7,927
MERCK & CO INC COM 58933Y105 1,306 20,556 SH   SOLE   0 0 20,556
MICROSOFT CORP COM 594918104 11,153 169,347 SH   SOLE   0 0 169,347
MONDELEZ INTL INC CL A 609207105 502 11,653 SH   SOLE   0 0 11,653
NATUS MEDICAL INC DEL COM 639050103 236 6,000 SH   SOLE   0 0 6,000
NEXTERA ENERGY INC COM 65339F101 356 2,770 SH   SOLE   0 0 2,770
NIKE INC CL B 654106103 334 5,987 SH   SOLE   0 0 5,987
ORACLE CORP COM 68389X105 1,020 22,871 SH   SOLE   0 0 22,871
PPG INDS INC COM 693506107 331 3,153 SH   SOLE   0 0 3,153
PAR TECHNOLOGY CORP COM 698884103 187 26,079 SH   SOLE   0 0 26,079
PAYCHEX INC COM 704326107 388 6,580 SH   SOLE   0 0 6,580
PEPSICO INC COM 713448108 1,337 11,956 SH   SOLE   0 0 11,956
PFIZER INC COM 717081103 3,103 90,703 SH   SOLE   0 0 90,703
PHARMATHENE INC COM 71714G102 103 126,346 SH   SOLE   0 0 126,346
PHILIP MORRIS INTL INC COM 718172109 1,076 9,526 SH   SOLE   0 0 9,526
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 744 17,122 SH   SOLE   0 0 17,122
PROCTER AND GAMBLE CO COM 742718109 2,504 27,866 SH   SOLE   0 0 27,866
QUALCOMM INC COM 747525103 201 3,502 SH   SOLE   0 0 3,502
RADIAN GROUP INC COM 750236101 180 10,000 SH   SOLE   0 0 10,000
RAYTHEON CO COM NEW 755111507 367 2,407 SH   SOLE   0 0 2,407
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 229 2,524 SH   SOLE   0 0 2,524
SPDR S&P 500 ETF TR TR UNIT 78462F103 519 2,200 SH Put SOLE   0 0 2,200
SPDR S&P 500 ETF TR TR UNIT 78462F103 424 1,800 SH Put SOLE   0 0 1,800
SPDR S&P 500 ETF TR TR UNIT 78462F103 356,547 1,512,460 SH   SOLE   0 0 1,512,460
SPDR SERIES TRUST S&P DIVID ETF 78464A763 940 10,668 SH   SOLE   0 0 10,668
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 1,963 9,516 SH   SOLE   0 0 9,516
SCANA CORP NEW COM 80589M102 3,552 54,351 SH   SOLE   0 0 54,351
SCHLUMBERGER LTD COM 806857108 412 5,269 SH   SOLE   0 0 5,269
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 397 6,965 SH   SOLE   0 0 6,965
SCIENCE APPLICATNS INTL CP N COM 808625107 722 9,705 SH   SOLE   0 0 9,705
SEATTLE GENETICS INC COM 812578102 420 6,689 SH   SOLE   0 0 6,689
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 252 4,918 SH   SOLE   0 0 4,918
SIMMONS 1ST NATL CORP CL A $1 PAR 828730200 1,289 23,381 SH   SOLE   0 0 23,381
SOUTHERN CO COM 842587107 572 11,497 SH   SOLE   0 0 11,497
STERLING BANCORP DEL COM 85917A100 262 11,052 SH   SOLE   0 0 11,052
3M CO COM 88579Y101 1,255 6,559 SH   SOLE   0 0 6,559
TORCHMARK CORP COM 891027104 410 5,317 SH   SOLE   0 0 5,317
UNION BANKSHARES CORP NEW COM 90539J109 405 11,506 SH   SOLE   0 0 11,506
UNION PAC CORP COM 907818108 464 4,379 SH   SOLE   0 0 4,379
UNITED BANKSHARES INC WEST V COM 909907107 1,961 46,416 SH   SOLE   0 0 46,416
UNITED TECHNOLOGIES CORP COM 913017109 421 3,754 SH   SOLE   0 0 3,754
UNITEDHEALTH GROUP INC COM 91324P102 494 3,012 SH   SOLE   0 0 3,012
UNUM GROUP COM 91529Y106 1,001 21,344 SH   SOLE   0 0 21,344
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 4,159 46,237 SH   SOLE   0 0 46,237
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 178,240 2,295,425 SH   SOLE   0 0 2,295,425
VANGUARD WORLD FDS INF TECH ETF 92204A702 239 1,759 SH   SOLE   0 0 1,759
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 679 3,139 SH   SOLE   0 0 3,139
VANGUARD INDEX FDS SML CP GRW ETF 922908595 642 4,562 SH   SOLE   0 0 4,562
VANGUARD INDEX FDS SM CP VAL ETF 922908611 827 6,730 SH   SOLE   0 0 6,730
VANGUARD INDEX FDS LARGE CAP ETF 922908637 111,534 1,031,864 SH   SOLE   0 0 1,031,864
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 43,246 432,939 SH   SOLE   0 0 432,939
VANGUARD INDEX FDS GROWTH ETF 922908736 7,938 65,243 SH   SOLE   0 0 65,243
VANGUARD INDEX FDS VALUE ETF 922908744 5,358 56,178 SH   SOLE   0 0 56,178
VANGUARD INDEX FDS SMALL CP ETF 922908751 84,080 630,852 SH   SOLE   0 0 630,852
VANGUARD INDEX FDS TOTAL STK MKT 922908769 20,075 165,471 SH   SOLE   0 0 165,471
VERIZON COMMUNICATIONS INC COM 92343V104 1,300 26,669 SH   SOLE   0 0 26,669
VISA INC COM CL A 92826C839 357 4,015 SH   SOLE   0 0 4,015
WAL-MART STORES INC COM 931142103 393 5,450 SH   SOLE   0 0 5,450
WALGREENS BOOTS ALLIANCE INC COM 931427108 330 3,974 SH   SOLE   0 0 3,974
WASHINGTONFIRST BANKSHARES I COM 940730104 236 8,446 SH   SOLE   0 0 8,446
WELLS FARGO & CO NEW COM 949746101 490 8,809 SH   SOLE   0 0 8,809
ZIOPHARM ONCOLOGY INC COM 98973P101 67 10,568 SH   SOLE   0 0 10,568