0001085146-22-003603.txt : 20221026 0001085146-22-003603.hdr.sgml : 20221026 20221026095223 ACCESSION NUMBER: 0001085146-22-003603 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220930 FILED AS OF DATE: 20221026 DATE AS OF CHANGE: 20221026 EFFECTIVENESS DATE: 20221026 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Sequoia Financial Advisors, LLC CENTRAL INDEX KEY: 0001599900 IRS NUMBER: 341913859 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-15819 FILM NUMBER: 221331525 BUSINESS ADDRESS: STREET 1: 3500 EMBASSY PARKWAY CITY: AKRON STATE: OH ZIP: 44333 BUSINESS PHONE: 330-375-9480 MAIL ADDRESS: STREET 1: 3500 EMBASSY PARKWAY CITY: AKRON STATE: OH ZIP: 44333 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001599900 XXXXXXXX 09-30-2022 09-30-2022 false Sequoia Financial Advisors, LLC

3500 Embassy Parkway Akron OH 44333

13F HOLDINGS REPORT 028-15819 N Gerry P. Knotek 330-255-4323 /s/Gerry P. Knotek Akron OH 10-25-2022 0 530 3172734 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE 3M CO COM 88579Y101 5551 50237 SH SOLE 50237 0 0 ABB LTD SPONSORED ADR 000375204 238 9277 SH SOLE 9277 0 0 ABBOTT LABS COM 002824100 1595 16479 SH SOLE 16479 0 0 ABBVIE INC COM 00287Y109 5875 43773 SH SOLE 43773 0 0 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2479 9634 SH SOLE 9634 0 0 ACTIVISION BLIZZARD INC COM 00507V109 6087 81884 SH SOLE 81884 0 0 ADOBE SYSTEMS INCORPORATED COM 00724F101 481 1748 SH SOLE 1748 0 0 ADVANCE AUTO PARTS INC COM 00751Y106 3823 24456 SH SOLE 24456 0 0 ADVANCED MICRO DEVICES INC COM 007903107 3389 53493 SH SOLE 53493 0 0 AEGON N V NY REGISTRY SHS 007924103 51 12807 SH SOLE 12807 0 0 AFLAC INC COM 001055102 386 6872 SH SOLE 6872 0 0 AGILENT TECHNOLOGIES INC COM 00846U101 224 1844 SH SOLE 1844 0 0 AGREE RLTY CORP COM 008492100 357 5286 SH SOLE 5286 0 0 AIR PRODS & CHEMS INC COM 009158106 5558 23882 SH SOLE 23882 0 0 ALCON AG ORD SHS H01301128 212 3649 SH SOLE 3649 0 0 ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 510 6376 SH SOLE 6376 0 0 ALLSTATE CORP COM 020002101 446 3582 SH SOLE 3582 0 0 ALPHABET INC CAP STK CL A 02079K305 5244 54828 SH SOLE 54828 0 0 ALPHABET INC CAP STK CL C 02079K107 13273 138044 SH SOLE 138044 0 0 ALTRIA GROUP INC COM 02209S103 613 15185 SH SOLE 15185 0 0 AMAZON COM INC COM 023135106 23338 206527 SH SOLE 206527 0 0 AMBEV SA SPONSORED ADR 02319V103 136 47984 SH SOLE 47984 0 0 AMEREN CORP COM 023608102 487 6044 SH SOLE 6044 0 0 AMERICAN ELEC PWR CO INC COM 025537101 1140 13184 SH SOLE 13184 0 0 AMERICAN EXPRESS CO COM 025816109 743 5506 SH SOLE 5506 0 0 AMERICAN INTL GROUP INC COM NEW 026874784 204 4307 SH SOLE 4307 0 0 AMERICAN TOWER CORP NEW COM 03027X100 621 2893 SH SOLE 2893 0 0 AMETEK INC COM 031100100 304 2685 SH SOLE 2685 0 0 AMGEN INC COM 031162100 1278 5669 SH SOLE 5669 0 0 AMPHENOL CORP NEW CL A 032095101 267 3989 SH SOLE 3989 0 0 ANALOG DEVICES INC COM 032654105 547 3923 SH SOLE 3923 0 0 ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 273 6056 SH SOLE 6056 0 0 AON PLC SHS CL A G0403H108 370 1380 SH SOLE 1380 0 0 APPLE INC COM 037833100 65309 472572 SH SOLE 472572 0 0 APPLIED MATLS INC COM 038222105 1321 16119 SH SOLE 16119 0 0 APTOSE BIOSCIENCES INC COM NEW 03835T200 12 20000 SH SOLE 20000 0 0 ARCHER DANIELS MIDLAND CO COM 039483102 307 3819 SH SOLE 3819 0 0 ARISTA NETWORKS INC COM 040413106 210 1860 SH SOLE 1860 0 0 ARK ETF TR GENOMIC REV ETF 00214Q302 418 12722 SH SOLE 12722 0 0 ARK ETF TR INNOVATION ETF 00214Q104 315 8352 SH SOLE 8352 0 0 ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 232 46502 SH SOLE 46502 0 0 ASML HOLDING N V N Y REGISTRY SHS N07059210 425 1023 SH SOLE 1023 0 0 ASTRAZENECA PLC SPONSORED ADR 046353108 669 12193 SH SOLE 12193 0 0 AT&T INC COM 00206R102 1332 86813 SH SOLE 86813 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 1215 5372 SH SOLE 5372 0 0 AUTOZONE INC COM 053332102 458 214 SH SOLE 214 0 0 BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 190 42734 SH SOLE 42734 0 0 BANCO BRADESCO S A SP ADR PFD NEW 059460303 43 11574 SH SOLE 11574 0 0 BANCO SANTANDER S.A. ADR 05964H105 129 55648 SH SOLE 55648 0 0 BANNER CORP COM NEW 06652V208 462 7826 SH SOLE 7826 0 0 BARCLAYS PLC ADR 06738E204 113 17667 SH SOLE 17667 0 0 BAXTER INTL INC COM 071813109 265 4918 SH SOLE 4918 0 0 BECTON DICKINSON & CO COM 075887109 670 3008 SH SOLE 3008 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 32337 121102 SH SOLE 121102 0 0 BHP GROUP LTD SPONSORED ADS 088606108 565 11281 SH SOLE 11281 0 0 BK OF AMERICA CORP COM 060505104 1681 55670 SH SOLE 55670 0 0 BLACKROCK INC COM 09247X101 562 1022 SH SOLE 1022 0 0 BLACKSTONE INC COM 09260D107 4652 55578 SH SOLE 55578 0 0 BLUE STAR FOODS CORP COM 09606H101 13 20000 SH SOLE 20000 0 0 BOEING CO COM 097023105 1110 9164 SH SOLE 9164 0 0 BOOKING HOLDINGS INC COM 09857L108 279 170 SH SOLE 170 0 0 BORGWARNER INC COM 099724106 7375 234868 SH SOLE 234868 0 0 BOSTON SCIENTIFIC CORP COM 101137107 245 6336 SH SOLE 6336 0 0 BP PLC SPONSORED ADR 055622104 447 15662 SH SOLE 15662 0 0 BRISTOL-MYERS SQUIBB CO COM 110122108 1465 20612 SH SOLE 20612 0 0 BRITISH AMERN TOB PLC SPONSORED ADR 110448107 297 8369 SH SOLE 8369 0 0 BROADCOM INC COM 11135F101 798 1798 SH SOLE 1798 0 0 BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 9616 267852 SH SOLE 267852 0 0 BROWN FORMAN CORP CL B 115637209 276 4140 SH SOLE 4140 0 0 C H ROBINSON WORLDWIDE INC COM NEW 12541W209 2219 23045 SH SOLE 23045 0 0 CANADIAN NAT RES LTD COM 136385101 212 4560 SH SOLE 4560 0 0 CANADIAN NATL RY CO COM 136375102 372 3441 SH SOLE 3441 0 0 CANADIAN PAC RY LTD COM 13645T100 336 5033 SH SOLE 5033 0 0 CAPITAL ONE FINL CORP COM 14040H105 273 2964 SH SOLE 2964 0 0 CARNIVAL CORP COMMON STOCK 143658300 134 19083 SH SOLE 19083 0 0 CARRIER GLOBAL CORPORATION COM 14448C104 259 7284 SH SOLE 7284 0 0 CATERPILLAR INC COM 149123101 1529 9276 SH SOLE 9276 0 0 CENTENE CORP DEL COM 15135B101 401 5158 SH SOLE 5158 0 0 CHENIERE ENERGY INC COM NEW 16411R208 235 1419 SH SOLE 1419 0 0 CHEVRON CORP NEW COM 166764100 13634 94899 SH SOLE 94899 0 0 CHIPOTLE MEXICAN GRILL INC COM 169656105 231 154 SH SOLE 154 0 0 CHORD ENERGY CORPORATION COM NEW 674215207 2767 20230 SH SOLE 20230 0 0 CHUBB LIMITED COM H1467J104 507 2788 SH SOLE 2788 0 0 CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502 253 7118 SH SOLE 7118 0 0 CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601 50 24830 SH SOLE 24830 0 0 CIGNA CORP NEW COM 125523100 408 1471 SH SOLE 1471 0 0 CISCO SYS INC COM 17275R102 9325 233132 SH SOLE 233132 0 0 CITIGROUP INC COM NEW 172967424 509 12217 SH SOLE 12217 0 0 CLOROX CO DEL COM 189054109 4859 37842 SH SOLE 37842 0 0 COCA COLA CO COM 191216100 1593 28439 SH SOLE 28439 0 0 COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 260 4534 SH SOLE 4534 0 0 COLGATE PALMOLIVE CO COM 194162103 1329 18915 SH SOLE 18915 0 0 COMCAST CORP NEW CL A 20030N101 6627 225931 SH SOLE 225931 0 0 COMERICA INC COM 200340107 5188 72970 SH SOLE 72970 0 0 CONOCOPHILLIPS COM 20825C104 1256 12276 SH SOLE 12276 0 0 CONSTELLATION BRANDS INC CL A 21036P108 347 1512 SH SOLE 1512 0 0 CORNING INC COM 219350105 3477 119819 SH SOLE 119819 0 0 CORTEVA INC COM 22052L104 600 10505 SH SOLE 10505 0 0 COSTCO WHSL CORP NEW COM 22160K105 8310 17597 SH SOLE 17597 0 0 CREDIT SUISSE GROUP SPONSORED ADR 225401108 104 26513 SH SOLE 26513 0 0 CROWN CASTLE INC COM 22822V101 264 1826 SH SOLE 1826 0 0 CSX CORP COM 126408103 466 17491 SH SOLE 17491 0 0 CVS HEALTH CORP COM 126650100 10353 108555 SH SOLE 108555 0 0 DANAHER CORPORATION COM 235851102 1625 6293 SH SOLE 6293 0 0 DBX ETF TR XTRACK USD HIGH 233051432 216 6595 SH SOLE 6595 0 0 DEERE & CO COM 244199105 652 1952 SH SOLE 1952 0 0 DEVON ENERGY CORP NEW COM 25179M103 342 5680 SH SOLE 5680 0 0 DIAGEO PLC SPON ADR NEW 25243Q205 577 3397 SH SOLE 3397 0 0 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 11555 575144 SH SOLE 575144 0 0 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 11845 459817 SH SOLE 459817 0 0 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 20793 963980 SH SOLE 963980 0 0 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 712 38384 SH SOLE 38384 0 0 DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 80481 1725207 SH SOLE 1725207 0 0 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 62025 2466191 SH SOLE 2466191 0 0 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 10278 462118 SH SOLE 462118 0 0 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 62829 1618468 SH SOLE 1618468 0 0 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 9983 337141 SH SOLE 337141 0 0 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 15607 335488 SH SOLE 335488 0 0 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 16021 411105 SH SOLE 411105 0 0 DISCOVER FINL SVCS COM 254709108 302 3324 SH SOLE 3324 0 0 DISNEY WALT CO COM 254687106 7915 83904 SH SOLE 83904 0 0 DOLLAR GEN CORP NEW COM 256677105 290 1211 SH SOLE 1211 0 0 DOLLAR TREE INC COM 256746108 229 1682 SH SOLE 1682 0 0 DOMINION ENERGY INC COM 25746U109 362 5242 SH SOLE 5242 0 0 DOW INC COM 260557103 435 9895 SH SOLE 9895 0 0 DR REDDYS LABS LTD ADR 256135203 276 5277 SH SOLE 5277 0 0 DT MIDSTREAM INC COMMON STOCK 23345M107 202 3884 SH SOLE 3884 0 0 DTE ENERGY CO COM 233331107 761 6611 SH SOLE 6611 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 759 8155 SH SOLE 8155 0 0 DUPONT DE NEMOURS INC COM 26614N102 468 9279 SH SOLE 9279 0 0 EATON CORP PLC SHS G29183103 767 5748 SH SOLE 5748 0 0 ECOLAB INC COM 278865100 8146 56403 SH SOLE 56403 0 0 EDISON INTL COM 281020107 5275 93230 SH SOLE 93230 0 0 EDWARDS LIFESCIENCES CORP COM 28176E108 676 8176 SH SOLE 8176 0 0 ELEVANCE HEALTH INC COM 036752103 1385 3050 SH SOLE 3050 0 0 EMERSON ELEC CO COM 291011104 629 8588 SH SOLE 8588 0 0 ENBRIDGE INC COM 29250N105 516 13906 SH SOLE 13906 0 0 ENPHASE ENERGY INC COM 29355A107 437 1576 SH SOLE 1576 0 0 ENTERPRISE PRODS PARTNERS L COM 293792107 553 23266 SH SOLE 23266 0 0 EOG RES INC COM 26875P101 321 2877 SH SOLE 2877 0 0 EQUINIX INC COM 29444U700 267 469 SH SOLE 469 0 0 ETF SER SOLUTIONS US GLB JETS 26922A842 274 18272 SH SOLE 18272 0 0 EVERSOURCE ENERGY COM 30040W108 269 3454 SH SOLE 3454 0 0 EXELON CORP COM 30161N101 226 6044 SH SOLE 6044 0 0 EXXON MOBIL CORP COM 30231G102 10803 123736 SH SOLE 123736 0 0 FACTSET RESH SYS INC COM 303075105 201 502 SH SOLE 502 0 0 FARMERS NATIONAL BANC CORP COM 309627107 176 13476 SH SOLE 13476 0 0 FEDEX CORP COM 31428X106 219 1477 SH SOLE 1477 0 0 FERRARI N V COM N3167Y103 467 2524 SH SOLE 2524 0 0 FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 631 19117 SH SOLE 19117 0 0 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 421 7301 SH SOLE 7301 0 0 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 71654 1612724 SH SOLE 1612724 0 0 FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 28304 580941 SH SOLE 580941 0 0 FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 8692 68861 SH SOLE 68861 0 0 FISERV INC COM 337738108 213 2272 SH SOLE 2272 0 0 FLEXSHARES TR MORNSTAR UPSTR 33939L407 351 9334 SH SOLE 9334 0 0 FORD MTR CO DEL COM 345370860 2229 198992 SH SOLE 198992 0 0 FREEPORT-MCMORAN INC CL B 35671D857 4935 180562 SH SOLE 180562 0 0 GALLAGHER ARTHUR J & CO COM 363576109 559 3267 SH SOLE 3267 0 0 GENERAL DYNAMICS CORP COM 369550108 955 4502 SH SOLE 4502 0 0 GENERAL ELECTRIC CO COM NEW 369604301 644 10399 SH SOLE 10399 0 0 GENERAL MLS INC COM 370334104 454 5932 SH SOLE 5932 0 0 GENERAL MTRS CO COM 37045V100 760 23695 SH SOLE 23695 0 0 GENUINE PARTS CO COM 372460105 299 2001 SH SOLE 2001 0 0 GERDAU SA SPON ADR REP PFD 373737105 47 10410 SH SOLE 10410 0 0 GILEAD SCIENCES INC COM 375558103 7351 119160 SH SOLE 119160 0 0 GLOBAL PMTS INC COM 37940X102 462 4274 SH SOLE 4274 0 0 GLOBAL X FDS US INFR DEV ETF 37954Y673 333 14456 SH SOLE 14456 0 0 GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 487 11260 SH SOLE 11260 0 0 GOLDMAN SACHS GROUP INC COM 38141G104 7896 26945 SH SOLE 26945 0 0 GOSSAMER BIO INC COM 38341P102 132 11000 SH SOLE 11000 0 0 GRAINGER W W INC COM 384802104 284 580 SH SOLE 580 0 0 HALL OF FAME RESORT & ENTMT COM 40619L102 12 21158 SH SOLE 21158 0 0 HANESBRANDS INC COM 410345102 105 15081 SH SOLE 15081 0 0 HILTON WORLDWIDE HLDGS INC COM 43300A203 308 2551 SH SOLE 2551 0 0 HOME DEPOT INC COM 437076102 10846 39307 SH SOLE 39307 0 0 HONEYWELL INTL INC COM 438516106 9497 56881 SH SOLE 56881 0 0 HSBC HLDGS PLC SPON ADR NEW 404280406 295 11307 SH SOLE 11307 0 0 HUMANA INC COM 444859102 365 753 SH SOLE 753 0 0 HUNTINGTON BANCSHARES INC COM 446150104 9884 749915 SH SOLE 749915 0 0 ICICI BANK LIMITED ADR 45104G104 579 27633 SH SOLE 27633 0 0 ICL GROUP LTD SHS M53213100 88 10729 SH SOLE 10729 0 0 IDEXX LABS INC COM 45168D104 282 867 SH SOLE 867 0 0 ILLINOIS TOOL WKS INC COM 452308109 601 3329 SH SOLE 3329 0 0 INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 231 8336 SH SOLE 8336 0 0 INFOSYS LTD SPONSORED ADR 456788108 368 21710 SH SOLE 21710 0 0 ING GROEP N.V. SPONSORED ADR 456837103 108 12734 SH SOLE 12734 0 0 INTEL CORP COM 458140100 4406 170927 SH SOLE 170927 0 0 INTERCONTINENTAL EXCHANGE IN COM 45866F104 358 3966 SH SOLE 3966 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 1432 12049 SH SOLE 12049 0 0 INTUIT COM 461202103 992 2561 SH SOLE 2561 0 0 INTUITIVE SURGICAL INC COM NEW 46120E602 563 3005 SH SOLE 3005 0 0 INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 1157 97353 SH SOLE 97353 0 0 INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 405 10358 SH SOLE 10358 0 0 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 298 5153 SH SOLE 5153 0 0 INVESCO EXCHANGE TRADED FD T DJ INDL AVG DV 46137V605 494 13176 SH SOLE 13176 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 906 6526 SH SOLE 6526 0 0 INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 273 3916 SH SOLE 3916 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 21431 168377 SH SOLE 168377 0 0 INVESCO EXCHANGE TRADED FD T ZACKS MULT AST 46137Y500 428 21725 SH SOLE 21725 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 17928 67081 SH SOLE 67081 0 0 INVESCO SR INCOME TR COM 46131H107 145 38875 SH SOLE 38875 0 0 ISHARES INC CORE MSCI EMKT 46434G103 11821 275004 SH SOLE 275004 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 499 6141 SH SOLE 6141 0 0 ISHARES TR CORE DIV GRWTH 46434V621 387 8699 SH SOLE 8699 0 0 ISHARES TR CORE HIGH DV ETF 46429B663 274 3000 SH SOLE 3000 0 0 ISHARES TR CORE MSCI EAFE 46432F842 1153 21883 SH SOLE 21883 0 0 ISHARES TR CORE MSCI EURO 46434V738 1227 31034 SH SOLE 31034 0 0 ISHARES TR CORE MSCI PAC 46434V696 710 14817 SH SOLE 14817 0 0 ISHARES TR CORE MSCI TOTAL 46432F834 184679 3626771 SH SOLE 3626771 0 0 ISHARES TR CORE S&P MCP ETF 464287507 4680 21343 SH SOLE 21343 0 0 ISHARES TR CORE S&P SCP ETF 464287804 43686 501010 SH SOLE 501010 0 0 ISHARES TR CORE S&P TTL STK 464287150 9190 115543 SH SOLE 115543 0 0 ISHARES TR CORE S&P US GWT 464287671 1798 22430 SH SOLE 22430 0 0 ISHARES TR CORE S&P US VLU 464287663 1645 26274 SH SOLE 26274 0 0 ISHARES TR CORE S&P500 ETF 464287200 24802 69138 SH SOLE 69138 0 0 ISHARES TR CORE US AGGBD ET 464287226 158731 1647596 SH SOLE 1647596 0 0 ISHARES TR EAFE GRWTH ETF 464288885 298 4112 SH SOLE 4112 0 0 ISHARES TR EAFE SML CP ETF 464288273 1467 30054 SH SOLE 30054 0 0 ISHARES TR EAFE VALUE ETF 464288877 242 6290 SH SOLE 6290 0 0 ISHARES TR ESG AW MSCI EAFE 46435G516 364 6492 SH SOLE 6492 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 985 12396 SH SOLE 12396 0 0 ISHARES TR ESG AWR US AGRGT 46435U549 943 20315 SH SOLE 20315 0 0 ISHARES TR IBOXX HI YD ETF 464288513 252 3529 SH SOLE 3529 0 0 ISHARES TR IBOXX INV CP ETF 464287242 2705 26407 SH SOLE 26407 0 0 ISHARES TR ISHARES BIOTECH 464287556 356 3046 SH SOLE 3046 0 0 ISHARES TR ISHS 1-5YR INVS 464288646 329 6672 SH SOLE 6672 0 0 ISHARES TR ISHS 5-10YR INVT 464288638 264 5467 SH SOLE 5467 0 0 ISHARES TR MBS ETF 464288588 2379 25977 SH SOLE 25977 0 0 ISHARES TR MSCI ACWI ETF 464288257 49744 639099 SH SOLE 639099 0 0 ISHARES TR MSCI EAFE ETF 464287465 1692 30209 SH SOLE 30209 0 0 ISHARES TR MSCI EAFE MIN VL 46429B689 204 3580 SH SOLE 3580 0 0 ISHARES TR MSCI EMG MKT ETF 464287234 342 9805 SH SOLE 9805 0 0 ISHARES TR MSCI KLD400 SOC 464288570 231 3450 SH SOLE 3450 0 0 ISHARES TR MSCI USA ESG SLC 464288802 269 3542 SH SOLE 3542 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 266 4023 SH SOLE 4023 0 0 ISHARES TR MSCI USA QLT FCT 46432F339 357 3438 SH SOLE 3438 0 0 ISHARES TR NATIONAL MUN ETF 464288414 113495 1106402 SH SOLE 1106402 0 0 ISHARES TR PFD AND INCM SEC 464288687 251 7924 SH SOLE 7924 0 0 ISHARES TR RUS 1000 ETF 464287622 12129 61465 SH SOLE 61465 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 1910 9079 SH SOLE 9079 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 2853 20982 SH SOLE 20982 0 0 ISHARES TR RUS 2000 GRW ETF 464287648 318 1539 SH SOLE 1539 0 0 ISHARES TR RUS 2000 VAL ETF 464287630 1018 7893 SH SOLE 7893 0 0 ISHARES TR RUS MD CP GR ETF 464287481 250 3189 SH SOLE 3189 0 0 ISHARES TR RUS MDCP VAL ETF 464287473 1261 13132 SH SOLE 13132 0 0 ISHARES TR RUS MID CAP ETF 464287499 1172 18856 SH SOLE 18856 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 11629 70509 SH SOLE 70509 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 9026 156022 SH SOLE 156022 0 0 ISHARES TR S&P 500 VAL ETF 464287408 1406 10937 SH SOLE 10937 0 0 ISHARES TR S&P MC 400VL ETF 464287705 476 5290 SH SOLE 5290 0 0 ISHARES TR SELECT DIVID ETF 464287168 3902 36396 SH SOLE 36396 0 0 ISHARES TR TIPS BD ETF 464287176 803 7651 SH SOLE 7651 0 0 ISHARES TR U.S. MED DVC ETF 464288810 2937 62254 SH SOLE 62254 0 0 ISHARES TR US TREAS BD ETF 46429B267 23388 1027589 SH SOLE 1027589 0 0 ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106 70 13634 SH SOLE 13634 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 18976 378305 SH SOLE 378305 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 27104 538843 SH SOLE 538843 0 0 JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 1508 31093 SH SOLE 31093 0 0 JD.COM INC SPON ADR CL A 47215P106 203 4043 SH SOLE 4043 0 0 JOHNSON & JOHNSON COM 478160104 5169 31639 SH SOLE 31639 0 0 JPMORGAN CHASE & CO COM 46625H100 16939 162070 SH SOLE 162070 0 0 KB FINL GROUP INC SPONSORED ADR 48241A105 206 6837 SH SOLE 6837 0 0 KELLOGG CO COM 487836108 296 4249 SH SOLE 4249 0 0 KEYCORP COM 493267108 213 13306 SH SOLE 13306 0 0 KEYSIGHT TECHNOLOGIES INC COM 49338L103 224 1423 SH SOLE 1423 0 0 KIMBERLY-CLARK CORP COM 494368103 3657 32495 SH SOLE 32495 0 0 KINDER MORGAN INC DEL COM 49456B101 226 13609 SH SOLE 13609 0 0 KINROSS GOLD CORP COM 496902404 39 10462 SH SOLE 10462 0 0 KLA CORP COM NEW 482480100 310 1024 SH SOLE 1024 0 0 KOREA ELEC PWR CORP SPONSORED ADR 500631106 75 11009 SH SOLE 11009 0 0 KRAFT HEINZ CO COM 500754106 217 6514 SH SOLE 6514 0 0 KROGER CO COM 501044101 289 6596 SH SOLE 6596 0 0 L3HARRIS TECHNOLOGIES INC COM 502431109 619 2977 SH SOLE 2977 0 0 LABORATORY CORP AMER HLDGS COM NEW 50540R409 9255 45186 SH SOLE 45186 0 0 LAM RESEARCH CORP COM 512807108 1325 3620 SH SOLE 3620 0 0 LANCASTER COLONY CORP COM 513847103 369 2456 SH SOLE 2456 0 0 LAUDER ESTEE COS INC CL A 518439104 260 1203 SH SOLE 1203 0 0 LG DISPLAY CO LTD SPONS ADR REP 50186V102 145 35495 SH SOLE 35495 0 0 LILLY ELI & CO COM 532457108 1925 5953 SH SOLE 5953 0 0 LINCOLN ELEC HLDGS INC COM 533900106 326 2593 SH SOLE 2593 0 0 LINDE PLC SHS G5494J103 849 3148 SH SOLE 3148 0 0 LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 82 45654 SH SOLE 45654 0 0 LOCKHEED MARTIN CORP COM 539830109 1515 3921 SH SOLE 3921 0 0 LOWES COS INC COM 548661107 1446 7702 SH SOLE 7702 0 0 LULULEMON ATHLETICA INC COM 550021109 273 977 SH SOLE 977 0 0 LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 6069 80618 SH SOLE 80618 0 0 M & T BK CORP COM 55261F104 6016 34118 SH SOLE 34118 0 0 MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 213 4486 SH SOLE 4486 0 0 MANULIFE FINL CORP COM 56501R106 285 18205 SH SOLE 18205 0 0 MARATHON OIL CORP COM 565849106 779 34504 SH SOLE 34504 0 0 MARATHON PETE CORP COM 56585A102 1076 10832 SH SOLE 10832 0 0 MARKEL CORP COM 570535104 223 206 SH SOLE 206 0 0 MARRIOTT INTL INC NEW CL A 571903202 323 2302 SH SOLE 2302 0 0 MARSH & MCLENNAN COS INC COM 571748102 339 2274 SH SOLE 2274 0 0 MARTIN MARIETTA MATLS INC COM 573284106 216 671 SH SOLE 671 0 0 MASTERCARD INCORPORATED CL A 57636Q104 1514 5326 SH SOLE 5326 0 0 MCCORMICK & CO INC COM NON VTG 579780206 215 3020 SH SOLE 3020 0 0 MCDONALDS CORP COM 580135101 10114 43833 SH SOLE 43833 0 0 MCKESSON CORP COM 58155Q103 364 1072 SH SOLE 1072 0 0 MEDTRONIC PLC SHS G5960L103 7625 94425 SH SOLE 94425 0 0 MERCADOLIBRE INC COM 58733R102 367 443 SH SOLE 443 0 0 MERCK & CO INC COM 58933Y105 10964 127313 SH SOLE 127313 0 0 META PLATFORMS INC CL A 30303M102 1829 13482 SH SOLE 13482 0 0 METLIFE INC COM 59156R108 256 4204 SH SOLE 4204 0 0 MICROCHIP TECHNOLOGY INC. COM 595017104 272 4450 SH SOLE 4450 0 0 MICRON TECHNOLOGY INC COM 595112103 696 13885 SH SOLE 13885 0 0 MICROSOFT CORP COM 594918104 39472 169480 SH SOLE 169480 0 0 MIDCAP FINANCIAL INVSTMNT CO COM NEW 03761U502 114 11184 SH SOLE 11184 0 0 MILESTONE SCIENTIFIC INC COM NEW 59935P209 45 56516 SH SOLE 56516 0 0 MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 142 31582 SH SOLE 31582 0 0 MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 169 76677 SH SOLE 76677 0 0 MODERNA INC COM 60770K107 326 2756 SH SOLE 2756 0 0 MONDELEZ INTL INC CL A 609207105 471 8590 SH SOLE 8590 0 0 MOODYS CORP COM 615369105 527 2167 SH SOLE 2167 0 0 MORGAN STANLEY COM NEW 617446448 1095 24884 SH SOLE 24884 0 0 MOTOROLA SOLUTIONS INC COM NEW 620076307 263 1176 SH SOLE 1176 0 0 MSC INDL DIRECT INC CL A 553530106 4149 56978 SH SOLE 56978 0 0 MSCI INC COM 55354G100 226 535 SH SOLE 535 0 0 NATIONAL GRID PLC SPONSORED ADR NE 636274409 208 4032 SH SOLE 4032 0 0 NATWEST GROUP PLC SPONS ADR 639057207 93 18563 SH SOLE 18563 0 0 NETFLIX INC COM 64110L106 566 2406 SH SOLE 2406 0 0 NEWELL BRANDS INC COM 651229106 2481 178628 SH SOLE 178628 0 0 NEXTERA ENERGY INC COM 65339F101 2333 29758 SH SOLE 29758 0 0 NIKE INC CL B 654106103 748 9001 SH SOLE 9001 0 0 NISOURCE INC COM 65473P105 5393 214103 SH SOLE 214103 0 0 NOKIA CORP SPONSORED ADR 654902204 122 28566 SH SOLE 28566 0 0 NORDSON CORP COM 655663102 515 2426 SH SOLE 2426 0 0 NORFOLK SOUTHN CORP COM 655844108 421 2008 SH SOLE 2008 0 0 NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 5 20800 SH SOLE 20800 0 0 NORTHERN TR CORP COM 665859104 272 3184 SH SOLE 3184 0 0 NORTHROP GRUMMAN CORP COM 666807102 602 1281 SH SOLE 1281 0 0 NORTHWEST BANCSHARES INC MD COM 667340103 1625 120263 SH SOLE 120263 0 0 NOVARTIS AG SPONSORED ADR 66987V109 595 7834 SH SOLE 7834 0 0 NOVO-NORDISK A S ADR 670100205 562 5640 SH SOLE 5640 0 0 NVIDIA CORPORATION COM 67066G104 3069 25278 SH SOLE 25278 0 0 NXP SEMICONDUCTORS N V COM N6596X109 318 2153 SH SOLE 2153 0 0 OCCIDENTAL PETE CORP COM 674599105 405 6584 SH SOLE 6584 0 0 OMNICOM GROUP INC COM 681919106 5518 87470 SH SOLE 87470 0 0 ORACLE CORP COM 68389X105 1237 20249 SH SOLE 20249 0 0 OREILLY AUTOMOTIVE INC COM 67103H107 607 863 SH SOLE 863 0 0 OTIS WORLDWIDE CORP COM 68902V107 201 3150 SH SOLE 3150 0 0 P T TELEKOMUNIKASI INDONESIA SPONSORED ADR 715684106 243 8420 SH SOLE 8420 0 0 PACCAR INC COM 693718108 7494 89548 SH SOLE 89548 0 0 PALO ALTO NETWORKS INC COM 697435105 7636 46620 SH SOLE 46620 0 0 PARKER-HANNIFIN CORP COM 701094104 584 2409 SH SOLE 2409 0 0 PAYCHEX INC COM 704326107 329 2928 SH SOLE 2928 0 0 PAYPAL HLDGS INC COM 70450Y103 8192 95183 SH SOLE 95183 0 0 PEPSICO INC COM 713448108 8861 54276 SH SOLE 54276 0 0 PFIZER INC COM 717081103 2794 63856 SH SOLE 63856 0 0 PHILIP MORRIS INTL INC COM 718172109 797 9603 SH SOLE 9603 0 0 PHILLIPS 66 COM 718546104 6208 76910 SH SOLE 76910 0 0 PIMCO ETF TR ACTIVE BD ETF 72201R775 564 6289 SH SOLE 6289 0 0 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 15684 158647 SH SOLE 158647 0 0 PIMCO ETF TR ENHNCD LW DUR AC 72201R718 50710 535419 SH SOLE 535419 0 0 PIMCO ETF TR INV GRD CRP BD 72201R817 9320 102154 SH SOLE 102154 0 0 PIONEER NAT RES CO COM 723787107 5616 25938 SH SOLE 25938 0 0 PNC FINL SVCS GROUP INC COM 693475105 1141 7635 SH SOLE 7635 0 0 PPG INDS INC COM 693506107 366 3309 SH SOLE 3309 0 0 PREMIER FINANCIAL CORP COM 74052F108 925 35983 SH SOLE 35983 0 0 PRICE T ROWE GROUP INC COM 74144T108 1351 12861 SH SOLE 12861 0 0 PRIVIA HEALTH GROUP INC COM 74276R102 932 27359 SH SOLE 27359 0 0 PROCTER AND GAMBLE CO COM 742718109 4918 38956 SH SOLE 38956 0 0 PROGRESSIVE CORP COM 743315103 579 4986 SH SOLE 4986 0 0 PROLOGIS INC. COM 74340W103 330 3252 SH SOLE 3252 0 0 QUALCOMM INC COM 747525103 1168 10337 SH SOLE 10337 0 0 RAYTHEON TECHNOLOGIES CORP COM 75513E101 1574 19232 SH SOLE 19232 0 0 REALTY INCOME CORP COM 756109104 5596 96150 SH SOLE 96150 0 0 REGENERON PHARMACEUTICALS COM 75886F107 265 384 SH SOLE 384 0 0 RIO TINTO PLC SPONSORED ADR 767204100 350 6364 SH SOLE 6364 0 0 ROCKWELL AUTOMATION INC COM 773903109 384 1785 SH SOLE 1785 0 0 ROPER TECHNOLOGIES INC COM 776696106 228 635 SH SOLE 635 0 0 ROYAL BK CDA COM 780087102 429 4764 SH SOLE 4764 0 0 ROYAL CARIBBEAN GROUP COM V7780T103 421 11104 SH SOLE 11104 0 0 RPM INTL INC COM 749685103 365 4381 SH SOLE 4381 0 0 S&P GLOBAL INC COM 78409V104 500 1636 SH SOLE 1636 0 0 SALESFORCE INC COM 79466L302 9358 65055 SH SOLE 65055 0 0 SANOFI SPONSORED ADR 80105N105 360 9477 SH SOLE 9477 0 0 SAP SE SPON ADR 803054204 272 3352 SH SOLE 3352 0 0 SCHLUMBERGER LTD COM STK 806857108 314 8746 SH SOLE 8746 0 0 SCHWAB CHARLES CORP COM 808513105 681 9473 SH SOLE 9473 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5977 266841 SH SOLE 266841 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 954 33900 SH SOLE 33900 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1045 37673 SH SOLE 37673 0 0 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 17072 347423 SH SOLE 347423 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 85807 3411746 SH SOLE 3411746 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1649 34177 SH SOLE 34177 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 33323 735437 SH SOLE 735437 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7307 174018 SH SOLE 174018 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4721 71069 SH SOLE 71069 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7467 133785 SH SOLE 133785 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 6348 108500 SH SOLE 108500 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 50289 1187464 SH SOLE 1187464 0 0 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1592 26305 SH SOLE 26305 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 9241 244463 SH SOLE 244463 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 1868 36056 SH SOLE 36056 0 0 SELECT SECTOR SPDR TR ENERGY 81369Y506 3993 55443 SH SOLE 55443 0 0 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2889 95170 SH SOLE 95170 0 0 SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 3789 105222 SH SOLE 105222 0 0 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 284 1994 SH SOLE 1994 0 0 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 552 8272 SH SOLE 8272 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1155 9533 SH SOLE 9533 0 0 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 7113 85869 SH SOLE 85869 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 668 10192 SH SOLE 10192 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1813 15262 SH SOLE 15262 0 0 SEMPRA COM 816851109 370 2466 SH SOLE 2466 0 0 SERVICENOW INC COM 81762P102 7679 20335 SH SOLE 20335 0 0 SHELL PLC SPON ADS 780259305 901 18112 SH SOLE 18112 0 0 SHERWIN WILLIAMS CO COM 824348106 4350 21243 SH SOLE 21243 0 0 SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100 256 11121 SH SOLE 11121 0 0 SIBANYE STILLWATER LTD SPONSORED ADR 82575P107 121 13000 SH SOLE 13000 0 0 SIRIUS XM HOLDINGS INC COM 82968B103 175 30720 SH SOLE 30720 0 0 SMUCKER J M CO COM NEW 832696405 641 4664 SH SOLE 4664 0 0 SONY GROUP CORPORATION SPONSORED ADR 835699307 222 3462 SH SOLE 3462 0 0 SOUTHERN CO COM 842587107 1292 19001 SH SOLE 19001 0 0 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 795 2768 SH SOLE 2768 0 0 SPDR GOLD TR GOLD SHS 78463V107 5528 35741 SH SOLE 35741 0 0 SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 6055 156500 SH SOLE 156500 0 0 SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 432 8741 SH SOLE 8741 0 0 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 17877 842863 SH SOLE 842863 0 0 SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 52433 1225698 SH SOLE 1225698 0 0 SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 9364 195978 SH SOLE 195978 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 14017 39235 SH SOLE 39235 0 0 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 530 1319 SH SOLE 1319 0 0 SPDR SER TR BBG CONV SEC ETF 78464A359 306 4830 SH SOLE 4830 0 0 SPDR SER TR NUVEEN BLMBRG MU 78468R721 5552 126221 SH SOLE 126221 0 0 SPDR SER TR PORTFOLIO INTRMD 78464A375 664 21203 SH SOLE 21203 0 0 SPDR SER TR PORTFOLIO S&P500 78464A854 13795 328130 SH SOLE 328130 0 0 SPDR SER TR PRTFLO S&P500 VL 78464A508 328 9518 SH SOLE 9518 0 0 SPDR SER TR S&P DIVID ETF 78464A763 219 1967 SH SOLE 1967 0 0 STARBUCKS CORP COM 855244109 6284 74581 SH SOLE 74581 0 0 STERIS PLC SHS USD G8473T100 218 1309 SH SOLE 1309 0 0 STRYKER CORPORATION COM 863667101 604 2980 SH SOLE 2980 0 0 SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 279 50680 SH SOLE 50680 0 0 SYNOPSYS INC COM 871607107 246 804 SH SOLE 804 0 0 SYSCO CORP COM 871829107 433 6120 SH SOLE 6120 0 0 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 6555 95612 SH SOLE 95612 0 0 TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 159 12277 SH SOLE 12277 0 0 TARGET CORP COM 87612E106 1188 8005 SH SOLE 8005 0 0 TATA MTRS LTD SPONSORED ADR 876568502 293 12095 SH SOLE 12095 0 0 TE CONNECTIVITY LTD SHS H84989104 331 2998 SH SOLE 2998 0 0 TELEFONICA S A SPONSORED ADR 879382208 45 13953 SH SOLE 13953 0 0 TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109 62 15287 SH SOLE 15287 0 0 TESLA INC COM 88160R101 9779 36868 SH SOLE 36868 0 0 TEXAS INSTRS INC COM 882508104 987 6378 SH SOLE 6378 0 0 THE TRADE DESK INC COM CL A 88339J105 741 12410 SH SOLE 12410 0 0 THERMO FISHER SCIENTIFIC INC COM 883556102 9166 18073 SH SOLE 18073 0 0 TIMKENSTEEL CORPORATION COM 887399103 412 27495 SH SOLE 27495 0 0 TJX COS INC NEW COM 872540109 293 4721 SH SOLE 4721 0 0 T-MOBILE US INC COM 872590104 463 3454 SH SOLE 3454 0 0 TORONTO DOMINION BK ONT COM NEW 891160509 4406 71844 SH SOLE 71844 0 0 TOTALENERGIES SE SPONSORED ADS 89151E109 325 6987 SH SOLE 6987 0 0 TOYOTA MOTOR CORP ADS 892331307 363 2788 SH SOLE 2788 0 0 TRANE TECHNOLOGIES PLC SHS G8994E103 217 1501 SH SOLE 1501 0 0 TRAVELERS COMPANIES INC COM 89417E109 331 2159 SH SOLE 2159 0 0 TRUIST FINL CORP COM 89832Q109 1749 40160 SH SOLE 40160 0 0 TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204 63 23793 SH SOLE 23793 0 0 TWITTER INC COM 90184L102 657 14988 SH SOLE 14988 0 0 UBER TECHNOLOGIES INC COM 90353T100 642 24228 SH SOLE 24228 0 0 UBS GROUP AG SHS H42097107 249 17188 SH SOLE 17188 0 0 UNILEVER PLC SPON ADR NEW 904767704 5853 133517 SH SOLE 133517 0 0 UNION PAC CORP COM 907818108 621 3187 SH SOLE 3187 0 0 UNITED CMNTY BKS BLAIRSVLE G COM 90984P303 356 10745 SH SOLE 10745 0 0 UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 262 46982 SH SOLE 46982 0 0 UNITED PARCEL SERVICE INC CL B 911312106 3275 20273 SH SOLE 20273 0 0 UNITEDHEALTH GROUP INC COM 91324P102 3888 7698 SH SOLE 7698 0 0 US BANCORP DEL COM NEW 902973304 5221 129486 SH SOLE 129486 0 0 VALE S A SPONSORED ADS 91912E105 160 12027 SH SOLE 12027 0 0 VALERO ENERGY CORP COM 91913Y100 340 3183 SH SOLE 3183 0 0 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 524 8739 SH SOLE 8739 0 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 871 11641 SH SOLE 11641 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2040 28602 SH SOLE 28602 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 210 4408 SH SOLE 4408 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 911 4258 SH SOLE 4258 0 0 VANGUARD INDEX FDS LARGE CAP ETF 922908637 1211 7404 SH SOLE 7404 0 0 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 255 1497 SH SOLE 1497 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 2512 13365 SH SOLE 13365 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 774 9660 SH SOLE 9660 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2051 6247 SH SOLE 6247 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 328 2286 SH SOLE 2286 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 1623 9497 SH SOLE 9497 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 365129 2034425 SH SOLE 2034425 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 42332 342651 SH SOLE 342651 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3466 78133 SH SOLE 78133 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2132 58423 SH SOLE 58423 0 0 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 201 4357 SH SOLE 4357 0 0 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1695 21491 SH SOLE 21491 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 268 5568 SH SOLE 5568 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 39597 822532 SH SOLE 822532 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 18153 239860 SH SOLE 239860 0 0 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 13739 304704 SH SOLE 304704 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 258 4464 SH SOLE 4464 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 636 8558 SH SOLE 8558 0 0 VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 135396 2497565 SH SOLE 2497565 0 0 VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 299 1831 SH SOLE 1831 0 0 VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 13151 220301 SH SOLE 220301 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 924 6840 SH SOLE 6840 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 830 22814 SH SOLE 22814 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 967 10191 SH SOLE 10191 0 0 VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 39469 438979 SH SOLE 438979 0 0 VANGUARD WORLD FDS ENERGY ETF 92204A306 275 2705 SH SOLE 2705 0 0 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 282 3788 SH SOLE 3788 0 0 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 4731 21150 SH SOLE 21150 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 1029 3348 SH SOLE 3348 0 0 VANGUARD WORLD FDS UTILITIES ETF 92204A876 275 1932 SH SOLE 1932 0 0 VEEVA SYS INC CL A COM 922475108 209 1268 SH SOLE 1268 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 8326 219283 SH SOLE 219283 0 0 VERTEX PHARMACEUTICALS INC COM 92532F100 278 960 SH SOLE 960 0 0 VISA INC COM CL A 92826C839 3127 17573 SH SOLE 17573 0 0 VMWARE INC CL A COM 928563402 252 2345 SH SOLE 2345 0 0 WABTEC COM 929740108 369 4541 SH SOLE 4541 0 0 WALMART INC COM 931142103 10706 82544 SH SOLE 82544 0 0 WARNER BROS DISCOVERY INC COM SER A 934423104 267 23188 SH SOLE 23188 0 0 WASTE MGMT INC DEL COM 94106L109 810 5053 SH SOLE 5053 0 0 WEC ENERGY GROUP INC COM 92939U106 224 2510 SH SOLE 2510 0 0 WELLS FARGO CO NEW COM 949746101 1032 25626 SH SOLE 25626 0 0 WELLTOWER INC COM 95040Q104 316 4909 SH SOLE 4909 0 0 WEYERHAEUSER CO MTN BE COM NEW 962166104 1812 63451 SH SOLE 63451 0 0 WIPRO LTD SPON ADR 1 SH 97651M109 230 48869 SH SOLE 48869 0 0 WISDOMTREE TR US HIGH DIVIDEND 97717W208 246 3247 SH SOLE 3247 0 0 WISDOMTREE TR US LARGECAP DIVD 97717W307 364 6596 SH SOLE 6596 0 0 WISDOMTREE TR US MIDCAP DIVID 97717W505 216 5728 SH SOLE 5728 0 0 WISDOMTREE TR US QTLY DIV GRT 97717X669 10320 191433 SH SOLE 191433 0 0 WISDOMTREE TR YIELD ENHANCD US 97717X511 9489 224755 SH SOLE 224755 0 0 WISDOMTREE TR YIELD ENHANCED 97717Y808 3924 84848 SH SOLE 84848 0 0 WP CAREY INC COM 92936U109 328 4697 SH SOLE 4697 0 0 XCEL ENERGY INC COM 98389B100 245 3835 SH SOLE 3835 0 0 YUM BRANDS INC COM 988498101 241 2270 SH SOLE 2270 0 0 ZIMMER BIOMET HOLDINGS INC COM 98956P102 5709 54609 SH SOLE 54609 0 0 ZOETIS INC CL A 98978V103 397 2677 SH SOLE 2677 0 0