The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALCOA INC COM 13817101 298 23,085 SH   SOLE   0 0 23,085
Altria Group Inc Common Stock 22096103 378 7,561 SH   SOLE   0 0 7,561
APPLE INC COM 37833100 1,254 10,082 SH   SOLE   0 0 10,082
Berkshire Hathaway Inc Del Cl B New Common Stock 084670702 206 1,430 SH   SOLE   0 0 1,430
BRISTOL MYERS SQUIBB CO COM 110122108 885 13,724 SH   SOLE   0 0 13,724
Clamos Strategic Mutual Fund Clsd End 128125101 105 9,284 SH   SOLE   0 0 9,284
COLGATE PALMOLIVE CO COM 194162103 315 4,544 SH   SOLE   0 0 4,544
CREE INC COM 225447101 411 11,584 SH   SOLE   0 0 11,584
DBX ETF TR XTRAK MSCI EAFE 233051200 1,162 38,809 SH   SOLE   0 0 38,809
DISNEY WALT CO COM DISNEY 254687106 820 7,824 SH   SOLE   0 0 7,824
Du Pont E I DE Common Stock 263534109 145 2,035 SH   SOLE   0 0 2,035
GENERAL ELECTRIC CO COM 369604103 1,055 42,517 SH   SOLE   0 0 42,517
Gilead Sciences Inc Common Stock 375558103 134 1,367 SH   SOLE   0 0 1,367
HANESBRANDS INC Consumer Discretionary 410345102 220 6,572 SH   SOLE   0 0 6,572
INTERNATIONAL BUSINESS MACHS COM 459200101 6,575 40,964 SH   SOLE   0 0 40,964
ISHARES EM MKTS DIV ETF 464286319 311 7,553 SH   SOLE   0 0 7,553
ISHARES CNTRY MIN VL ETF 464286525 555 7,745 SH   SOLE   0 0 7,745
ISHARES TR CORE S&P500 ETF 464287200 771 3,712 SH   SOLE   0 0 3,712
ISHARES TR CORE US AGGBD ET 464287226 8,652 77,652 SH   SOLE   0 0 77,652
ISHARES TR MSCI EMG MKT ETF 464287234 1,263 31,480 SH   SOLE   0 0 31,480
ISHARES TR IBOXX INV CP ETF 464287242 649 5,334 SH   SOLE   0 0 5,334
ISHARES 20+ YEAR TREASURY BOND ETF US Treasuries 464287432 29 228 SH   SOLE   0 0 228
ISHARES TR 1-3 YR TR BD ETF 464287457 911 10,731 SH   SOLE   0 0 10,731
ISHARES MSCI EAFE ETF Foreign Equity 464287465 619 9,653 SH   SOLE   0 0 9,653
ISHARES TR CORE S&P MCP ETF 464287507 797 5,246 SH   SOLE   0 0 5,246
ISHARES AGENCY BOND ETF 464288166 1,132 9,909 SH   SOLE   0 0 9,909
ISHARES MSCI ACWI ETF 464288257 5,066 84,402 SH   SOLE   0 0 84,402
ISHARES EAFE SML CP ETF 464288273 335 6,771 SH   SOLE   0 0 6,771
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF Emerging Market Debt 464288281 1,379 12,308 SH   SOLE   0 0 12,308
iShares Tr Intl Select Divid ETF Index Fd ETF 464288448 104 3,077 SH   SOLE   0 0 3,077
ISHARES IBOXX HI YD ETF 464288513 2,796 30,861 SH   SOLE   0 0 30,861
ISHARES 1-3 YEAR CREDIT BOND Short Duration 464288646 981 9,301 SH   SOLE   0 0 9,301
Johnson & Johnson Common Stock 478160104 208 2,070 SH   SOLE   0 0 2,070
KAYNE ANDERSON MLP INVT CO COM 486606106 596 16,799 SH   SOLE   0 0 16,799
Las Vegas Sands CorpCom Common Stock 517834107 162 2,949 SH   SOLE   0 0 2,949
Lockheed Martin Corp Common Stock 539830109 169 832 SH   SOLE   0 0 832
Philip Morris Intl Common Stock 718172109 412 5,470 SH   SOLE   0 0 5,470
QUALCOMM INC COM 747525103 865 12,471 SH   SOLE   0 0 12,471
Raytheon Co Com Common Stock 755111507 140 1,284 SH   SOLE   0 0 1,284
Rocky Mtn Intl Ltd Common Stock 774719108 0 475 SH   SOLE   0 0 475
STARBUCKS CORP COM 855244109 1,167 12,321 SH   SOLE   0 0 12,321
UNDER ARMOUR INC CL A 904311107 439 5,436 SH   SOLE   0 0 5,436
UNITED TECHNOLOGIES CORP COM 913017109 220 1,874 SH   SOLE   0 0 1,874
VANGUARD FTSE DEVELOPED MARKETS ETF Foreign Equity 921943858 597 15,000 SH   SOLE   0 0 15,000
Vanquard Index Fds ETF 922908553 109 1,297 SH   SOLE   0 0 1,297
WELLS FARGO & CO NEW COM 949746101 711 13,070 SH   SOLE   0 0 13,070
Whole Foods Mkt Inc Common Stock 966837106 211 4,052 SH   SOLE   0 0 4,052
TARGET CORP COM 87612E106 484 5,896 SH   SOLE   0 0 5,896
TRAVELERS COMPANIES INC COM 89417E109 708 6,546 SH   SOLE   0 0 6,546
AT&T INC COM 00206R102 653 20,012 SH   SOLE   0 0 20,012
Abbvie Inc. Common Stock 00287Y109 165 2,816 SH   SOLE   0 0 2,816
ADVISORSHARES SAGE CORE RESE Short Duration 00768Y651 248 2,500 SH   SOLE   0 0 2,500
ADVISORSHARES TR STAR GLOB BUYW 00768Y768 23,087 864,369 SH   SOLE   0 0 864,369
Alcoa Inc 5.9% 02/01/27 Corporate Bond 013817AJ0 11 10,000 SH   SOLE   0 0 10,000
AllianceBerstein Mutual Fund Clsd End 01879R106 105 8,339 SH   SOLE   0 0 8,339
ALTRIA GROUP INC COM 02209S103 322 6,443 SH   SOLE   0 0 6,443
Calamos Conv & High Mutual Fund Clsd End 12811P108 104 7,371 SH   SOLE   0 0 7,371
CISCO SYS INC COM 17275R102 724 26,297 SH   SOLE   0 0 26,297
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 329 15,424 SH   SOLE   0 0 15,424
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DUR 18383M654 330 6,589 SH   SOLE   0 0 6,589
ConocoPhillips Com Common Stock 20825C104 198 3,181 SH   SOLE   0 0 3,181
Dominion Res Inc Va Com Common Stock 25746U109 160 2,254 SH   SOLE   0 0 2,254
Exelon Corp Com Common Stock 30161N101 138 4,118 SH   SOLE   0 0 4,118
FIRST TR MULTI CP VAL ALPHA COM SHS 33733C108 948 19,914 SH   SOLE   0 0 19,914
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 336 7,224 SH   SOLE   0 0 7,224
FLEXSHARES TR MORNSTAR UPSTR 33939L407 741 24,822 SH   SOLE   0 0 24,822
Glaxosmithkline PLC Spons ADR Common Stock 37733W105 426 9,242 SH   SOLE   0 0 9,242
Google Inc Cl A Common Stock 38259P508 285 514 SH   SOLE   0 0 514
GOOGLE INC CL C 38259P706 573 1,046 SH   SOLE   0 0 1,046
Ishares Morningstar Multi Asset Income ETF 46432F875 106 4,114 SH   SOLE   0 0 4,114
ISHARES INC CORE MSCI EMKT 46434G103 2,056 42,534 SH   SOLE   0 0 42,534
JP Morgan Chase & Co Common Stock 46625H100 208 3,431 SH   SOLE   0 0 3,431
Kinder Morgan Inc Common Stock 49456B101 362 8,606 SH   SOLE   0 0 8,606
M & T BK CORP COM 55261F104 435 3,431 SH   SOLE   0 0 3,431
MARKET VECTORS ETF TR CHINAAMC A S ETF 57060U597 738 14,014 SH   SOLE   0 0 14,014
MARKET VECTORS ETF TR VIETNAM ETF 57060U761 349 20,661 SH   SOLE   0 0 20,661
MONSANTO CO NEW COM 61166W101 469 4,168 SH   SOLE   0 0 4,168
Nuveen Real Estate Inc Fd Mutual Fund Closed End 67071B108 164 13,772 SH   SOLE   0 0 13,772
PG&E Corp Com Common Stock 69331C108 161 3,035 SH   SOLE   0 0 3,035
PIMCO ETF TR 1-3YR USTREIDX 72201R106 834 16,344 SH   SOLE   0 0 16,344
PIMCO ETF TR 1-5 US TIP IDX 72201R205 546 10,518 SH   SOLE   0 0 10,518
POWERSHARES ETF TRUST II CEF INC COMPST 73936Q843 1,328 55,696 SH   SOLE   0 0 55,696
POWERSHARES GLOBAL ETF TRUST INSUR NATL MUN 73936T474 341 13,341 SH   SOLE   0 0 13,341
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 388 10,238 SH   SOLE   0 0 10,238
SPDR S&P 500 ETF TR TR UNIT 78462F103 17,213 83,389 SH   SOLE   0 0 83,389
SPDR GOLD TRUST GOLD SHS 78463V107 677 5,960 SH   SOLE   0 0 5,960
SPDR BARCLAYS INT CORP BOND World Bond 78464A151 622 20,000 SH   SOLE   0 0 20,000
SPDR BARCLAYS HIGH YIELD BD High Yield 78464A417 470 12,000 SH   SOLE   0 0 12,000
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 455 9,338 SH   SOLE   0 0 9,338
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,169 16,131 SH   SOLE   0 0 16,131
CONSUMER STAPLES SPDR Consumer Staples 81369Y308 802 16,474 SH   SOLE   0 0 16,474
CONSUMER DISCRETIONARY SELT Consumer Discretionary 81369Y407 457 6,089 SH   SOLE   0 0 6,089
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 2,173 28,026 SH   SOLE   0 0 28,026
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,804 74,862 SH   SOLE   0 0 74,862
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 686 12,304 SH   SOLE   0 0 12,304
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 830 20,048 SH   SOLE   0 0 20,048
UTILITIES SELECT SECTOR SPDR Utilities 81369Y886 238 5,357 SH   SOLE   0 0 5,357
US TREASURY N/B 4.5 2/15/2016 Money Market 912828EW6 1,036 1,000,000 SH   SOLE   0 0 1,000,000
VANGUARD SCOTTSDALE FDS SHTRM GVT BD ETF 92206C102 845 13,834 SH   SOLE   0 0 13,834
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 332 4,135 SH   SOLE   0 0 4,135
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 318 5,951 SH   SOLE   0 0 5,951
VERIZON COMMUNICATIONS INC COM 92343V104 554 11,403 SH   SOLE   0 0 11,403
WISDOMTREE TR EQTY INC FD 97717W208 2,244 36,987 SH   SOLE   0 0 36,987
WISDOMTREE TR EMG MKTS SMCAP 97717W281 2,368 53,539 SH   SOLE   0 0 53,539
WISDOMTREE TR EMERG MKTS ETF 97717W315 822 19,333 SH   SOLE   0 0 19,333
WISDOMTREE TR GLB EQTY INC FD 97717W877 1,537 34,681 SH   SOLE   0 0 34,681
Accenture PLC Ireland Class Shs Common Stock G1151C101 220 2,346 SH   SOLE   0 0 2,346
Eaton Corp PLC Common Stock G29183103 150 2,210 SH   SOLE   0 0 2,210
BLACKROCK LIQUIDITY T 60 Money Market X9USDBLKR 1,187 1,187,995 SH   SOLE   0 0 1,187,995