The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALCOA INC COM 13817101 365 23,085 SH   SOLE   0 0 23,085
Altria Group Inc Common Stock 2209S103 398 8,086 SH   SOLE   0 0 8,086
APPLE INC COM 37833100 1,289 11,688 SH   SOLE   0 0 11,688
BERKSHIRE HATHAWAY INC DEL CL B NEW 84670702 438 2,919 SH   SOLE   0 0 2,919
BRISTOL MYERS SQUIBB CO COM 110122108 862 14,598 SH   SOLE   0 0 14,598
Clamos Strategic Mutual Fund Clsd End 128125101 105 9,135 SH   SOLE   0 0 9,135
COLGATE PALMOLIVE CO COM 194162103 314 4,544 SH   SOLE   0 0 4,544
DBX ETF TR XTRAK MSCI EAFE 233051200 684 25,374 SH   SOLE   0 0 25,374
DISNEY WALT CO COM DISNEY 254687106 831 8,816 SH   SOLE   0 0 8,816
Du Pont E I DE Common Stock 263534109 161 2,175 SH   SOLE   0 0 2,175
Federated Invs Inc Common Stock 314211103 0 2 SH   SOLE   0 0 2
GENERAL ELECTRIC CO COM 369604103 1,150 45,477 SH   SOLE   0 0 45,477
Gilead Sciences Inc Common Stock 375558103 12 129 SH   SOLE   0 0 129
HANESBRANDS INC COM 410345102 183 1,643 SH   SOLE   0 0 1,643
International Business Machs Corp Com Common Stock 459200101 6,785 42,290 SH   SOLE   0 0 42,290
ISHARES EM MKTS DIV ETF 464286319 321 7,673 SH   SOLE   0 0 7,673
ISHARES CNTRY MIN VL ETF 464286525 582 8,448 SH   SOLE   0 0 8,448
ISHARES TR CORE S&P500 ETF 464287200 599 2,898 SH   SOLE   0 0 2,898
ISHARES TR CORE US AGGBD ET 464287226 7,729 70,193 SH   SOLE   0 0 70,193
ISHARES TR MSCI EMG MKT ETF 464287234 1,236 31,480 SH   SOLE   0 0 31,480
ISHARES TR IBOXX INV CP ETF 464287242 674 5,646 SH   SOLE   0 0 5,646
ISHARES TR 20+ YR TR BD ETF 464287432 661 5,252 SH   SOLE   0 0 5,252
ISHARES TR 1-3 YR TR BD ETF 464287457 906 10,729 SH   SOLE   0 0 10,729
ISHARES TR MSCI EAFE ETF 464287465 845 13,903 SH   SOLE   0 0 13,903
ISHARES TR CORE S&P MCP ETF 464287507 952 6,582 SH   SOLE   0 0 6,582
ISHARES AGENCY BOND ETF 464288166 1,120 9,903 SH   SOLE   0 0 9,903
ISHARES MSCI ACWI ETF 464288257 6,658 113,815 SH   SOLE   0 0 113,815
ISHARES EAFE SML CP ETF 464288273 256 5,472 SH   SOLE   0 0 5,472
ISHARES EMERG MKTS BD 464288281 1,350 12,308 SH   SOLE   0 0 12,308
iShares Tr Intl Select Divid ETF Index Fd ETF 464288448 94 2,796 SH   SOLE   0 0 2,796
ISHARES IBOXX HI YD ETF 464288513 2,193 24,478 SH   SOLE   0 0 24,478
ISHARES 1-3 YR CR BD ETF 464288646 978 9,301 SH   SOLE   0 0 9,301
Johnson & Johnson Common Stock 478160104 219 2,095 SH   SOLE   0 0 2,095
Kayne Anderson MLP Mutual Fund Clsd End 486606106 329 8,621 SH   SOLE   0 0 8,621
Lockheed Martin Corp Common Stock 539830109 321 1,666 SH   SOLE   0 0 1,666
Philip Morris Intl Common Stock 718172109 434 5,332 SH   SOLE   0 0 5,332
Phllips 66 Com Common Stock 718546104 4 62 SH   SOLE   0 0 62
QUALCOMM INC COM 747525103 927 12,471 SH   SOLE   0 0 12,471
Raytheon Co Com Common Stock 755111507 398 4,855 SH   SOLE   0 0 4,855
Rocky Mtn Intl Ltd Common Stock 774719108 153 1,415 SH   SOLE   0 0 1,415
STARBUCKS CORP COM 855244109 631 14,472 SH   SOLE   0 0 14,472
Under Armour Inc Common Stock 904311107 102 1,265 SH   SOLE   0 0 1,265
UNITED TECHNOLOGIES CORP COM 913017109 216 1,874 SH   SOLE   0 0 1,874
VF CORP COM 918204108 159 2,130 SH   SOLE   0 0 2,130
VANGUARD GROUP FTSE DEVELOPED MKTS ETF 921943858 568 15,000 SH   SOLE   0 0 15,000
Vanquard Index Fds ETF 922908553 299 6,389 SH   SOLE   0 0 6,389
WELLS FARGO & CO NEW COM 949746101 567 10,749 SH   SOLE   0 0 10,749
Whole Foods Mkt Inc Common Stock 966837106 18 730 SH   SOLE   0 0 730
Target Corp Com Common Stock 87612E106 384 3,629 SH   SOLE   0 0 3,629
TRAVELERS COMPANIES INC COM 89417E109 657 7,250 SH   SOLE   0 0 7,250
AT&T Inc Common Stock 00206R102 251 3,302 SH   SOLE   0 0 3,302
Abbvie Inc. Common Stock 00287Y109 154 2,356 SH   SOLE   0 0 2,356
ADVISORSHARES TR SAGE CORE RESERVES ETF 00768Y651 248 2,500 SH   SOLE   0 0 2,500
ADVISORSHARES TR STAR GLOB BUYW 00768Y768 22,740 857,779 SH   SOLE   0 0 857,779
Alcoa Inc 5.9% 02/01/27 Corporate Bond 013817AJ0 11 10,000 SH   SOLE   0 0 10,000
AllianceBerstein Mutual Fund Clsd End 01879R106 94 7,559 SH   SOLE   0 0 7,559
ALTRIA GROUP INC COM 02209S103 318 6,461 SH   SOLE   0 0 6,461
Calamos Conv & High Mutual Fund Clsd End 12811P108 103 7,456 SH   SOLE   0 0 7,456
CISCO SYS INC COM 17275R102 650 23,389 SH   SOLE   0 0 23,389
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 329 15,593 SH   SOLE   0 0 15,593
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DUR 18383M654 328 6,565 SH   SOLE   0 0 6,565
ConocoPhillips Com Common Stock 20825C104 380 5,496 SH   SOLE   0 0 5,496
Dominion Res Inc Va Com Common Stock 25746U109 155 2,015 SH   SOLE   0 0 2,015
Exelon Corp Com Common Stock 30161N101 160 4,308 SH   SOLE   0 0 4,308
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 346 7,591 SH   SOLE   0 0 7,591
FLEXSHARES TR MORNSTAR UPSTR 33939L407 528 17,251 SH   SOLE   0 0 17,251
Glaxosmithkline PLC Spons ADR Common Stock 37733W105 216 5,047 SH   SOLE   0 0 5,047
Google Inc Cl A Common Stock 38259P508 295 555 SH   SOLE   0 0 555
Google Inc Cl C Common Stock 38259P706 297 565 SH   SOLE   0 0 565
Ishares Morningstar Multi Asset Income ETF 46432F875 101 3,930 SH   SOLE   0 0 3,930
ISHARES INC CORE MSCI EMKT 46434G103 4,013 85,333 SH   SOLE   0 0 85,333
JP Morgan Chade & Co Common Stock 46625H100 208 3,322 SH   SOLE   0 0 3,322
Kayne Anderson Mutual Fund Clsd End 48660P104 163 5,836 SH   SOLE   0 0 5,836
Kinder Morgan Inc Common Stock 49456B101 375 8,867 SH   SOLE   0 0 8,867
M & T BK CORP COM 55261F104 443 3,526 SH   SOLE   0 0 3,526
MARKET VECTORS ETF TR CHINAAMC A S ETF 57060U597 701 15,224 SH   SOLE   0 0 15,224
Monsanto Co New Com Common Stock 61166W101 260 2,179 SH   SOLE   0 0 2,179
Nuveen Real Estate Inc Fd Mutual Fund Closed End 67071B108 154 13,429 SH   SOLE   0 0 13,429
PG&E Corp Com Common Stock 69331C108 151 2,837 SH   SOLE   0 0 2,837
PIMCO ETF TR 1-3YR USTREIDX 72201R106 833 16,338 SH   SOLE   0 0 16,338
PIMCO ETF TR 1-5 US TIP IDX 72201R205 526 10,172 SH   SOLE   0 0 10,172
POWERSHARES DB G10 CURCY HAR COM UT BEN INT 73935Y102 305 11,937 SH   SOLE   0 0 11,937
POWERSHARES ETF TRUST II CEF INC COMPST 73936Q843 1,254 53,123 SH   SOLE   0 0 53,123
POWERSHARES GLOBAL ETF TRUST INSUR NATL MUN 73936T474 370 14,573 SH   SOLE   0 0 14,573
SPDR S&P 500 ETF TR TR UNIT 78462F103 13,566 66,013 SH   SOLE   0 0 66,013
SPDR GOLD TRUST GOLD SHS 78463V107 727 6,403 SH   SOLE   0 0 6,403
SPDR SERIES TRUST INT CORP BOND ETF 78464A151 1,031 30,000 SH   SOLE   0 0 30,000
SPDR SERIES TRUST SHRT INTL ETF 78464A334 319 9,895 SH   SOLE   0 0 9,895
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 456 9,397 SH   SOLE   0 0 9,397
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 848 12,414 SH   SOLE   0 0 12,414
SELECT SECTOR SPDR TR CONSUMER STAPLES SEL SECT ETF 81369Y308 798 16,474 SH   SOLE   0 0 16,474
SELECT SECTOR SPDR TR CONSUMER DISCRETIONARY SEL SECT ETF 81369Y407 287 3,989 SH   SOLE   0 0 3,989
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1,732 21,881 SH   SOLE   0 0 21,881
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,652 66,830 SH   SOLE   0 0 66,830
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 696 12,304 SH   SOLE   0 0 12,304
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 830 20,088 SH   SOLE   0 0 20,088
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 252 5,357 SH   SOLE   0 0 5,357
VANGUARD SCOTTSDALE FDS SHTRM GVT BD ETF 92206C102 842 13,830 SH   SOLE   0 0 13,830
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 361 4,528 SH   SOLE   0 0 4,528
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 307 5,789 SH   SOLE   0 0 5,789
Verizon Common Stock 92343V104 192 3,503 SH   SOLE   0 0 3,503
WISDOMTREE TR EMERG CUR STR FD 97717W133 797 42,877 SH   SOLE   0 0 42,877
WISDOMTREE TR EQTY INC FD 97717W208 2,570 41,745 SH   SOLE   0 0 41,745
WISDOMTREE TR EMG MKTS SMCAP 97717W281 2,876 66,628 SH   SOLE   0 0 66,628
WISDOMTREE TR EMERG MKTS ETF 97717W315 753 17,858 SH   SOLE   0 0 17,858
WISDOMTREE TR GLB EQTY INC FD 97717W877 1,693 38,534 SH   SOLE   0 0 38,534
Accenture PLC Ireland Class Shs Common Stock G1151C101 212 2,376 SH   SOLE   0 0 2,376