<SEC-DOCUMENT>0001062993-22-010079.txt : 20220412
<SEC-HEADER>0001062993-22-010079.hdr.sgml : 20220412
<ACCEPTANCE-DATETIME>20220412113814
ACCESSION NUMBER:		0001062993-22-010079
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20220331
FILED AS OF DATE:		20220412
DATE AS OF CHANGE:		20220412
EFFECTIVENESS DATE:		20220412

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Brookstone Capital Management
		CENTRAL INDEX KEY:			0001599584
		IRS NUMBER:				205073624
		STATE OF INCORPORATION:			IL
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-15771
		FILM NUMBER:		22821516

	BUSINESS ADDRESS:	
		STREET 1:		1745 SOUTH NAPERVILLE ROAD
		STREET 2:		SUITE 200
		CITY:			WHEATON
		STATE:			IL
		ZIP:			60189
		BUSINESS PHONE:		630-653-1400

	MAIL ADDRESS:	
		STREET 1:		1745 SOUTH NAPERVILLE ROAD
		STREET 2:		SUITE 200
		CITY:			WHEATON
		STATE:			IL
		ZIP:			60189
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?>
<edgarSubmission xsi:schemaLocation="http://www.sec.gov/edgar/thirteenffiler eis_13F_Filer.xsd" xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:ns1="http://www.sec.gov/edgar/common" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0001599584</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>03-31-2022</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>03-31-2022</reportCalendarOrQuarter>
      <filingManager>
        <name>Brookstone Capital Management</name>
        <address>
          <ns1:street1>1745 SOUTH NAPERVILLE ROAD</ns1:street1>
          <ns1:street2>SUITE 200</ns1:street2>
          <ns1:city>WHEATON</ns1:city>
          <ns1:stateOrCountry>IL</ns1:stateOrCountry>
          <ns1:zipCode>60189</ns1:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-15771</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Matt Lovett</name>
      <title>Chief Compliance Office</title>
      <phone>630-923-6850</phone>
      <signature>Matt Lovett</signature>
      <city>Wheaton</city>
      <stateOrCountry>IL</stateOrCountry>
      <signatureDate>04-11-2022</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>0</otherIncludedManagersCount>
      <tableEntryTotal>767</tableEntryTotal>
      <tableValueTotal>5110365</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
    </summaryPage>
  </formData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>form13fInfoTable.xml
<DESCRIPTION>FORM 13F INFORMATION TABLE
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?>
<informationTable
	xsi:schemaLocation="http://www.sec.gov/edgar/document/thirteenf/informationtable eis_13FDocument.xsd"
	xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable"
	xmlns:n1="http://www.sec.gov/edgar/document/thirteenf/informationtable"
	xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
	<infoTable>
		<nameOfIssuer>3M CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88579Y101</cusip>
		<value>6650</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44301</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>44301</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBOTT LABS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>002824100</cusip>
		<value>3881</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32331</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32331</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>16234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>95590</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABRDN GOLD ETF TRUST</nameOfIssuer>
		<titleOfClass>PHYSCL GOLD SHS</titleOfClass>
		<cusip>00326A104</cusip>
		<value>2710</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144630</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>144630</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABRDN PLATINUM ETF TRUST</nameOfIssuer>
		<titleOfClass>PHYSCL PLATM SHS</titleOfClass>
		<cusip>003260106</cusip>
		<value>361</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3962</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3962</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABIOMED INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>003654100</cusip>
		<value>487</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1624</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1624</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>936</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2861</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2861</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADOBE SYSTEMS INCORPORATED</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00724F101</cusip>
		<value>3087</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7106</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7106</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>007903107</cusip>
		<value>4758</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48861</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>48861</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADVISORSHARES TR</nameOfIssuer>
		<titleOfClass>NEWFLT MULSINC</titleOfClass>
		<cusip>00768Y727</cusip>
		<value>241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5148</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5148</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00130H105</cusip>
		<value>215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8723</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8723</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AFLAC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>001055102</cusip>
		<value>1119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17158</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17158</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AGNC INVT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00123Q104</cusip>
		<value>386</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30887</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30887</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>009158106</cusip>
		<value>1115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4464</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4464</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AIRBNB INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>009066101</cusip>
		<value>428</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2668</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2668</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALCOA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>013872106</cusip>
		<value>472</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5724</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5724</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLIANCEBERNSTEIN HLDG L P</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>01881G106</cusip>
		<value>1550</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32792</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32792</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLIANT ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>018802108</cusip>
		<value>290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4512</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4512</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>020002101</cusip>
		<value>687</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4806</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4806</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>CAP STK CL C</titleOfClass>
		<cusip>02079K107</cusip>
		<value>5701</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2196</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2196</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>12107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4699</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4699</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPS ETF TR</nameOfIssuer>
		<titleOfClass>ALERIAN MLP</titleOfClass>
		<cusip>00162Q452</cusip>
		<value>7862</value>
		<shrsOrPrnAmt>
			<sshPrnamt>204727</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>204727</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02209S103</cusip>
		<value>3861</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>70900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMARIN CORP PLC</nameOfIssuer>
		<titleOfClass>SPONS ADR NEW</titleOfClass>
		<cusip>023111206</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11691</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11691</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>023135106</cusip>
		<value>22382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7405</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7405</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMC ENTMT HLDGS INC</nameOfIssuer>
		<titleOfClass>CL A COM</titleOfClass>
		<cusip>00165C104</cusip>
		<value>189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10073</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10073</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMEREN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>023608102</cusip>
		<value>580</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6015</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6015</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN AIRLS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02376R102</cusip>
		<value>261</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15358</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15358</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025537101</cusip>
		<value>1546</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15248</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15248</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025816109</cusip>
		<value>1735</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9773</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9773</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE NECESSITY RETAIL REIT IN</nameOfIssuer>
		<titleOfClass>COM CLASS A</titleOfClass>
		<cusip>02607T109</cusip>
		<value>279</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35967</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35967</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN INTL GROUP INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>026874784</cusip>
		<value>1255</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20055</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20055</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN RES CORP</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>02927U208</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17398</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17398</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03027X100</cusip>
		<value>1221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4637</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4637</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>030420103</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERIPRISE FINL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03076C106</cusip>
		<value>1252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4306</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4306</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03073E105</cusip>
		<value>2663</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16376</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16376</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
		<value>7894</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31468</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31468</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMPIO PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03209T109</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21175</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMPLIFY ETF TR</nameOfIssuer>
		<titleOfClass>HIGH INCOME</titleOfClass>
		<cusip>032108847</cusip>
		<value>4728</value>
		<shrsOrPrnAmt>
			<sshPrnamt>324758</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>324758</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMPLIFY ETF TR</nameOfIssuer>
		<titleOfClass>BLOCKCHAIN LDR</titleOfClass>
		<cusip>032108607</cusip>
		<value>351</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11652</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11652</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMPLIFY ETF TR</nameOfIssuer>
		<titleOfClass>BLACKSWAN GRWT</titleOfClass>
		<cusip>032108888</cusip>
		<value>349</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11672</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11672</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032654105</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1312</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1312</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANAVEX LIFE SCIENCES CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>032797300</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14829</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14829</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>035710409</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32895</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32895</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANSYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03662Q105</cusip>
		<value>530</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANTERO MIDSTREAM CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03676B102</cusip>
		<value>162</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14882</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14882</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANTHEM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>036752103</cusip>
		<value>1630</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3192</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AON PLC</nameOfIssuer>
		<titleOfClass>SHS CL A</titleOfClass>
		<cusip>G0403H108</cusip>
		<value>431</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1293</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1293</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APA CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03743Q108</cusip>
		<value>3032</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73830</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>73830</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>API GROUP CORP</nameOfIssuer>
		<titleOfClass>COM STK</titleOfClass>
		<cusip>00187Y100</cusip>
		<value>635</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>71701</value>
		<shrsOrPrnAmt>
			<sshPrnamt>432583</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>432583</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLIED MATLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>038222105</cusip>
		<value>1216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10460</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10460</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>039483102</cusip>
		<value>1134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11995</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11995</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARES CAPITAL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>04010L103</cusip>
		<value>1419</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>66850</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARK ETF TR</nameOfIssuer>
		<titleOfClass>ARK SPACE EXPL</titleOfClass>
		<cusip>00214Q807</cusip>
		<value>765</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44962</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>44962</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARK ETF TR</nameOfIssuer>
		<titleOfClass>NEXT GNRTN INTER</titleOfClass>
		<cusip>00214Q401</cusip>
		<value>8147</value>
		<shrsOrPrnAmt>
			<sshPrnamt>102899</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>102899</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARK ETF TR</nameOfIssuer>
		<titleOfClass>INNOVATION ETF</titleOfClass>
		<cusip>00214Q104</cusip>
		<value>17271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>288616</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>288616</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARK ETF TR</nameOfIssuer>
		<titleOfClass>AUTNMUS TECHNLGY</titleOfClass>
		<cusip>00214Q203</cusip>
		<value>9969</value>
		<shrsOrPrnAmt>
			<sshPrnamt>156969</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>156969</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARK ETF TR</nameOfIssuer>
		<titleOfClass>FINTECH INNOVA</titleOfClass>
		<cusip>00214Q708</cusip>
		<value>4790</value>
		<shrsOrPrnAmt>
			<sshPrnamt>182260</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>182260</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARK ETF TR</nameOfIssuer>
		<titleOfClass>GENOMIC REV ETF</titleOfClass>
		<cusip>00214Q302</cusip>
		<value>7010</value>
		<shrsOrPrnAmt>
			<sshPrnamt>164275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>164275</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASTRAZENECA PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>046353108</cusip>
		<value>424</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6001</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6001</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>8683</value>
		<shrsOrPrnAmt>
			<sshPrnamt>442313</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>442313</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTODESK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>052769106</cusip>
		<value>219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1099</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1099</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053015103</cusip>
		<value>1516</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6566</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6566</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOZONE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053332102</cusip>
		<value>583</value>
		<shrsOrPrnAmt>
			<sshPrnamt>270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>270</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AVALONBAY CMNTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053484101</cusip>
		<value>347</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1409</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1409</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BALL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>058498106</cusip>
		<value>350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3978</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3978</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>064058100</cusip>
		<value>603</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12552</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12552</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BARINGS BDC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>06759L103</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20365</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20365</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BARRICK GOLD CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>067901108</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7938</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7938</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAXTER INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>071813109</cusip>
		<value>1068</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13554</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13554</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>075887109</cusip>
		<value>1187</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4397</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4397</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>084670108</cusip>
		<value>1055</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
		<titleOfClass>CL B NEW</titleOfClass>
		<cusip>084670702</cusip>
		<value>10989</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31216</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31216</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERRY GLOBAL GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>08579W103</cusip>
		<value>229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4018</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4018</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BHP GROUP LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>088606108</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2693</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2693</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BIOGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09062X103</cusip>
		<value>857</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4067</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BK OF AMERICA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>2766</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>69875</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKBAUD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09227Q100</cusip>
		<value>392</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6918</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6918</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK ENHANCED EQUITY DI</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09251A104</cusip>
		<value>98</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10083</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10083</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK FLOATING RATE INCO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09255X100</cusip>
		<value>132</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10113</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10113</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09247X101</cusip>
		<value>1752</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2405</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2405</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK SCIENCE &amp; TECHNOLO</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>09258G104</cusip>
		<value>246</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6091</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6091</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKSTONE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09260D107</cusip>
		<value>397</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3518</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3518</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BNY MELLON STRATEGIC MUN BD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09662E109</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10546</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10546</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOEING CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>097023105</cusip>
		<value>3639</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20792</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20792</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOOKING HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09857L108</cusip>
		<value>983</value>
		<shrsOrPrnAmt>
			<sshPrnamt>453</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>453</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BP PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>055622104</cusip>
		<value>356</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11894</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11894</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>8455</value>
		<shrsOrPrnAmt>
			<sshPrnamt>110518</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>110518</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRITISH AMERN TOB PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>110448107</cusip>
		<value>1588</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37084</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>37084</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADCOM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11135F101</cusip>
		<value>2072</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3568</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3568</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROWN &amp; BROWN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>115236101</cusip>
		<value>496</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6838</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6838</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BUNGE LIMITED</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G16962105</cusip>
		<value>771</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6548</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6548</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BURLINGTON STORES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>122017106</cusip>
		<value>440</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2123</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>C H ROBINSON WORLDWIDE INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>12541W209</cusip>
		<value>508</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4955</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COTERRA ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>127097103</cusip>
		<value>716</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25129</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25129</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAESARS ENTERTAINMENT INC NE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12769G100</cusip>
		<value>574</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8374</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8374</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CALAMOS STRATEGIC TOTAL RETU</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>128125101</cusip>
		<value>379</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22728</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22728</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAMBRIA ETF TR</nameOfIssuer>
		<titleOfClass>GLOBAL VALUE ETF</titleOfClass>
		<cusip>132061409</cusip>
		<value>2656</value>
		<shrsOrPrnAmt>
			<sshPrnamt>124407</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>124407</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAMBRIA ETF TR</nameOfIssuer>
		<titleOfClass>GLB MOMENT ETF</titleOfClass>
		<cusip>132061508</cusip>
		<value>3240</value>
		<shrsOrPrnAmt>
			<sshPrnamt>99896</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>99896</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAMBRIA ETF TR</nameOfIssuer>
		<titleOfClass>SHSHLD YIELD ETF</titleOfClass>
		<cusip>132061201</cusip>
		<value>2551</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40621</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>40621</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAMPBELL SOUP CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>134429109</cusip>
		<value>1182</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25835</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25835</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN PAC RY LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>13645T100</cusip>
		<value>870</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11628</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11628</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14040H105</cusip>
		<value>1885</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14361</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14361</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14149Y108</cusip>
		<value>864</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14075</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARMAX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>143130102</cusip>
		<value>704</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6823</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6823</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARNIVAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>143658300</cusip>
		<value>222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11977</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11977</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARRIER GLOBAL CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14448C104</cusip>
		<value>229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5398</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5398</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>7140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33048</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>33048</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTERPOINT ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>15189T107</cusip>
		<value>713</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22121</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22121</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>M22465104</cusip>
		<value>616</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4386</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4386</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEMOURS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>163851108</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6785</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6785</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>16857</value>
		<shrsOrPrnAmt>
			<sshPrnamt>101817</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>101817</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>380</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1765</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1765</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHURCH &amp; DWIGHT CO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171340102</cusip>
		<value>1476</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14193</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14193</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CIGNA CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125523100</cusip>
		<value>587</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2309</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2309</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CINCINNATI FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172062101</cusip>
		<value>794</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5816</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5816</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CINTAS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172908105</cusip>
		<value>383</value>
		<shrsOrPrnAmt>
			<sshPrnamt>917</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>917</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>1930</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36504</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>36504</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>172967424</cusip>
		<value>6399</value>
		<shrsOrPrnAmt>
			<sshPrnamt>126589</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>126589</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLOROX CO DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>189054109</cusip>
		<value>7173</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48547</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>48547</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COCA COLA CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>9215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144412</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>144412</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COHEN &amp; STEERS CLOSED-END OP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>19248P106</cusip>
		<value>282</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22822</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22822</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>194162103</cusip>
		<value>1319</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16402</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16402</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMCAST CORP NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>1537</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32275</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMMUNITY BK SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>203607106</cusip>
		<value>632</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9292</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9292</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONAGRA BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>205887102</cusip>
		<value>982</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28058</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28058</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>1011</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10321</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10321</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>209115104</cusip>
		<value>1973</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20421</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20421</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONSTELLATION BRANDS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>21036P108</cusip>
		<value>1885</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7615</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7615</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>6616</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11315</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11315</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CRANE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>224399105</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1958</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1958</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CRESTWOOD EQUITY PARTNERS LP</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTNER</titleOfClass>
		<cusip>226344208</cusip>
		<value>600</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19640</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19640</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CROWDSTRIKE HLDGS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>22788C105</cusip>
		<value>2626</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12123</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>642</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3274</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3274</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126408103</cusip>
		<value>860</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25116</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25116</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126650100</cusip>
		<value>3749</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35890</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35890</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>235851102</cusip>
		<value>2129</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7315</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7315</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DARDEN RESTAURANTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>237194105</cusip>
		<value>546</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4313</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4313</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DBX ETF TR</nameOfIssuer>
		<titleOfClass>XTRACK USD HIGH</titleOfClass>
		<cusip>233051432</cusip>
		<value>29218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>800710</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>244199105</cusip>
		<value>3416</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8162</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8162</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELTA AIR LINES INC DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>247361702</cusip>
		<value>2253</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58959</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>58959</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEVON ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25179M103</cusip>
		<value>714</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11896</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11896</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIAMONDBACK ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25278X109</cusip>
		<value>623</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4614</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4614</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DICKS SPORTING GOODS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>253393102</cusip>
		<value>666</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6306</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6306</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>253868103</cusip>
		<value>623</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4281</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
		<titleOfClass>US CORE EQT MKT</titleOfClass>
		<cusip>25434V104</cusip>
		<value>353</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11512</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11512</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
		<titleOfClass>OIL GAS BL 2X SH</titleOfClass>
		<cusip>25460G500</cusip>
		<value>9752</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56219</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>56219</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
		<titleOfClass>DLY FIN BULL NEW</titleOfClass>
		<cusip>25459Y694</cusip>
		<value>555</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5050</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
		<titleOfClass>DAILY FINL BEAR</titleOfClass>
		<cusip>25460E240</cusip>
		<value>404</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20610</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20610</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
		<titleOfClass>MOONSHOT INNOVAT</titleOfClass>
		<cusip>25460G732</cusip>
		<value>572</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
		<titleOfClass>DRX S&amp;P500BULL</titleOfClass>
		<cusip>25459W862</cusip>
		<value>367</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3324</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3324</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISCOVER FINL SVCS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>254709108</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2421</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2421</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISCOVERY INC</nameOfIssuer>
		<titleOfClass>COM SER C</titleOfClass>
		<cusip>25470F302</cusip>
		<value>2791</value>
		<shrsOrPrnAmt>
			<sshPrnamt>114311</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>114311</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>254687106</cusip>
		<value>5518</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42235</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>42235</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DNP SELECT INCOME FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>23325P104</cusip>
		<value>1579</value>
		<shrsOrPrnAmt>
			<sshPrnamt>134402</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>134402</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOLLAR GEN CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>256677105</cusip>
		<value>612</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2541</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2541</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25746U109</cusip>
		<value>2462</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28135</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOVER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260003108</cusip>
		<value>261</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1747</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1747</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOW INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260557103</cusip>
		<value>7987</value>
		<shrsOrPrnAmt>
			<sshPrnamt>128925</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>128925</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DTE ENERGY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>233331107</cusip>
		<value>375</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2739</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2739</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>26441C204</cusip>
		<value>2158</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18888</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18888</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26614N102</cusip>
		<value>1173</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17123</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>325</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2288</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE TAX ADVT DIV INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27828G107</cusip>
		<value>241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8892</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8892</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EDISON INTL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>281020107</cusip>
		<value>1215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17154</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17154</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28176E108</cusip>
		<value>701</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5771</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5771</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>291011104</cusip>
		<value>970</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10408</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10408</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29250N105</cusip>
		<value>4136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89722</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>89722</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENCOMPASS HEALTH CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29261A100</cusip>
		<value>679</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9424</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9424</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGY TRANSFER L P</nameOfIssuer>
		<titleOfClass>COM UT LTD PTN</titleOfClass>
		<cusip>29273V100</cusip>
		<value>393</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35577</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29364G103</cusip>
		<value>388</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3189</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3189</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>293792107</cusip>
		<value>560</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21371</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21371</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUIFAX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>294429105</cusip>
		<value>817</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3745</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3745</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ETF MANAGERS TR</nameOfIssuer>
		<titleOfClass>PRIME CYBR SCRTY</titleOfClass>
		<cusip>26924G201</cusip>
		<value>1213</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21188</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21188</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ETF MANAGERS TR</nameOfIssuer>
		<titleOfClass>PRIME MOBILE PAY</titleOfClass>
		<cusip>26924G409</cusip>
		<value>1393</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28126</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ETF MANAGERS TR</nameOfIssuer>
		<titleOfClass>ETFMG ALTR HRVST</titleOfClass>
		<cusip>26924G508</cusip>
		<value>98</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10438</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10438</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ETF SER SOLUTIONS</nameOfIssuer>
		<titleOfClass>LHA MKT ST ALP</titleOfClass>
		<cusip>26922A156</cusip>
		<value>14205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>548568</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>548568</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ETF SER SOLUTIONS</nameOfIssuer>
		<titleOfClass>LHA MKT ST TACTL</titleOfClass>
		<cusip>26922B105</cusip>
		<value>57351</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1945411</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1945411</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EVERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30034W106</cusip>
		<value>331</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4686</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4686</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30040W108</cusip>
		<value>1228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13375</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13375</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXCHANGE LISTED FDS TR</nameOfIssuer>
		<titleOfClass>ARMOR US EQT IDX</titleOfClass>
		<cusip>30151E764</cusip>
		<value>1982</value>
		<shrsOrPrnAmt>
			<sshPrnamt>79922</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>79922</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXELON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30161N101</cusip>
		<value>1796</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37221</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>37221</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>13705</value>
		<shrsOrPrnAmt>
			<sshPrnamt>163452</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>163452</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>4085</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18873</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18873</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FALCON MINERALS CORP</nameOfIssuer>
		<titleOfClass>CL A COM</titleOfClass>
		<cusip>30607B109</cusip>
		<value>112</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15932</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15932</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FARMLAND PARTNERS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31154R109</cusip>
		<value>302</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21651</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21651</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FAT BRANDS INC</nameOfIssuer>
		<titleOfClass>CLASS A COM</titleOfClass>
		<cusip>30258N105</cusip>
		<value>213</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32225</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FB FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30257X104</cusip>
		<value>378</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9188</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9188</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FEDEX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31428X106</cusip>
		<value>1160</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5682</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5682</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
		<titleOfClass>LOW VOLITY ETF</titleOfClass>
		<cusip>316092824</cusip>
		<value>436</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8772</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8772</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
		<titleOfClass>MSCI FINLS IDX</titleOfClass>
		<cusip>316092501</cusip>
		<value>1660</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31409</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31409</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
		<titleOfClass>MSCI CONSM DIS</titleOfClass>
		<cusip>316092204</cusip>
		<value>4531</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>60075</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
		<titleOfClass>MSCI UTILS INDEX</titleOfClass>
		<cusip>316092865</cusip>
		<value>10294</value>
		<shrsOrPrnAmt>
			<sshPrnamt>211247</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>211247</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
		<titleOfClass>MSCI INFO TECH I</titleOfClass>
		<cusip>316092808</cusip>
		<value>7986</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>69530</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
		<titleOfClass>MSCI MATLS INDEX</titleOfClass>
		<cusip>316092881</cusip>
		<value>5197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>105339</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>105339</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
		<titleOfClass>MSCI RL EST ETF</titleOfClass>
		<cusip>316092857</cusip>
		<value>7900</value>
		<shrsOrPrnAmt>
			<sshPrnamt>243737</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>243737</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
		<titleOfClass>CONSMR STAPLES</titleOfClass>
		<cusip>316092303</cusip>
		<value>1740</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36806</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>36806</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer>
		<titleOfClass>MSCI ENERGY IDX</titleOfClass>
		<cusip>316092402</cusip>
		<value>2554</value>
		<shrsOrPrnAmt>
			<sshPrnamt>120874</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>120874</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY MERRIMACK STR TR</nameOfIssuer>
		<titleOfClass>TOTAL BD ETF</titleOfClass>
		<cusip>316188309</cusip>
		<value>51901</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1070556</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1070556</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY NATIONAL FINANCIAL</nameOfIssuer>
		<titleOfClass>FNF GROUP COM</titleOfClass>
		<cusip>31620R303</cusip>
		<value>1248</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28696</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28696</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31620M106</cusip>
		<value>996</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9772</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9772</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST AMERN FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31847R102</cusip>
		<value>601</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10174</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10174</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
		<titleOfClass>EME MRK BD ETF</titleOfClass>
		<cusip>33739P202</cusip>
		<value>1581</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53351</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>53351</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
		<titleOfClass>RIVRFRNT DYN DEV</titleOfClass>
		<cusip>33739P608</cusip>
		<value>1340</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20984</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20984</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRAD FD VI</nameOfIssuer>
		<titleOfClass>FST TR GLB FD</titleOfClass>
		<cusip>33739H101</cusip>
		<value>314</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10916</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10916</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>HLTH CARE ALPH</titleOfClass>
		<cusip>33734X143</cusip>
		<value>322</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2760</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>ENERGY ALPHADX</titleOfClass>
		<cusip>33734X127</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13954</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13954</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
		<titleOfClass>CAP STRENGTH ETF</titleOfClass>
		<cusip>33733E104</cusip>
		<value>249</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3196</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3196</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
		<titleOfClass>FIRST TR TA HIYL</titleOfClass>
		<cusip>33738D408</cusip>
		<value>704</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15759</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15759</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
		<titleOfClass>CBOE VEST FD DEP</titleOfClass>
		<cusip>33740U703</cusip>
		<value>633</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30155</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30155</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
		<titleOfClass>CBOE VEST US EQ</titleOfClass>
		<cusip>33740F755</cusip>
		<value>219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9338</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9338</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
		<titleOfClass>CBOE EQT DEP NOV</titleOfClass>
		<cusip>33740F839</cusip>
		<value>6135</value>
		<shrsOrPrnAmt>
			<sshPrnamt>179925</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>179925</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
		<titleOfClass>US EQT DEEP DUFR</titleOfClass>
		<cusip>33740F771</cusip>
		<value>6375</value>
		<shrsOrPrnAmt>
			<sshPrnamt>179573</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>179573</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
		<titleOfClass>FT CBOE DEEP BFR</titleOfClass>
		<cusip>33740U406</cusip>
		<value>6015</value>
		<shrsOrPrnAmt>
			<sshPrnamt>188473</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>188473</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR NASDAQ 100 TECH IND</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>337345102</cusip>
		<value>343</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2433</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2433</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>337932107</cusip>
		<value>569</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12138</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12138</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FISERV INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>337738108</cusip>
		<value>1260</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12529</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12529</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLEETCOR TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>339041105</cusip>
		<value>302</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1207</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1207</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLOWERS FOODS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>343498101</cusip>
		<value>489</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18404</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18404</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>345370860</cusip>
		<value>969</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63431</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>63431</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTINET INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34959E109</cusip>
		<value>381</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1162</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1162</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FOX FACTORY HLDG CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>35138V102</cusip>
		<value>355</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3768</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3768</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRANKLIN TEMPLETON ETF TR</nameOfIssuer>
		<titleOfClass>LIBERTYQ US EQT</titleOfClass>
		<cusip>35473P801</cusip>
		<value>4592</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104475</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>104475</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>35671D857</cusip>
		<value>233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4887</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4887</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FS KKR CAP CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302635206</cusip>
		<value>2014</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88241</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>88241</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GABELLI EQUITY TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>362397101</cusip>
		<value>149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21266</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21266</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369550108</cusip>
		<value>1991</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8173</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8173</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>370334104</cusip>
		<value>736</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10440</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>37045V100</cusip>
		<value>373</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9257</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9257</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>372460105</cusip>
		<value>686</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5252</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5252</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
		<value>6476</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104636</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>104636</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>37733W105</cusip>
		<value>933</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20081</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20081</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
		<titleOfClass>US PFD ETF</titleOfClass>
		<cusip>37954Y657</cusip>
		<value>1985</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88638</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>88638</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
		<titleOfClass>S&amp;P 500 COVERED</titleOfClass>
		<cusip>37954Y475</cusip>
		<value>21464</value>
		<shrsOrPrnAmt>
			<sshPrnamt>434846</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>434846</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
		<titleOfClass>NASDAQ 100 COVER</titleOfClass>
		<cusip>37954Y483</cusip>
		<value>23531</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1137887</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1137887</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
		<titleOfClass>RUSSELL 2000</titleOfClass>
		<cusip>37954Y459</cusip>
		<value>5147</value>
		<shrsOrPrnAmt>
			<sshPrnamt>221672</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>221672</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
		<titleOfClass>GLOBAL X URANIUM</titleOfClass>
		<cusip>37954Y871</cusip>
		<value>310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11353</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11353</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
		<titleOfClass>GLB X MLP ENRG I</titleOfClass>
		<cusip>37954Y293</cusip>
		<value>291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6760</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
		<titleOfClass>LITHIUM BTRY ETF</titleOfClass>
		<cusip>37954Y855</cusip>
		<value>278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3884</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3884</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
		<titleOfClass>US INFR DEV ETF</titleOfClass>
		<cusip>37954Y673</cusip>
		<value>1509</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55717</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>55717</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLOBALSTAR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>378973408</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS BDC INC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>38147U107</cusip>
		<value>3419</value>
		<shrsOrPrnAmt>
			<sshPrnamt>172261</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>172261</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>1006</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3137</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GRACO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>384109104</cusip>
		<value>777</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11501</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11501</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GRANITESHARES PLATINUM TR</nameOfIssuer>
		<titleOfClass>SHS BEN INT</titleOfClass>
		<cusip>38748T103</cusip>
		<value>209</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21824</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21824</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GREIF INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>397624107</cusip>
		<value>631</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10279</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10279</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HALLIBURTON CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>406216101</cusip>
		<value>718</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18390</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18390</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HALOZYME THERAPEUTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40637H109</cusip>
		<value>2496</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60310</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>60310</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HANESBRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>410345102</cusip>
		<value>5547</value>
		<shrsOrPrnAmt>
			<sshPrnamt>387095</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>387095</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40412C101</cusip>
		<value>1373</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5319</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5319</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HERCULES CAPITAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>427096508</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11955</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HERSHEY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>427866108</cusip>
		<value>1951</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8712</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8712</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>42824C109</cusip>
		<value>357</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22598</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22598</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HEXO CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>428304307</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10412</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10412</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>437076102</cusip>
		<value>9976</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32526</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32526</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>438516106</cusip>
		<value>4157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21963</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21963</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOULIHAN LOKEY INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>441593100</cusip>
		<value>462</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5629</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5629</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40434L105</cusip>
		<value>1113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29134</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>29134</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUNTINGTON BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>446150104</cusip>
		<value>5309</value>
		<shrsOrPrnAmt>
			<sshPrnamt>384692</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>384692</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>II-VI INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>902104108</cusip>
		<value>495</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7777</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7777</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>815</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4058</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4058</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQTY ULTRA B</titleOfClass>
		<cusip>45782C532</cusip>
		<value>6194</value>
		<shrsOrPrnAmt>
			<sshPrnamt>209824</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>209824</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQT ULTRA BF</titleOfClass>
		<cusip>45782C300</cusip>
		<value>7487</value>
		<shrsOrPrnAmt>
			<sshPrnamt>244742</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>244742</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQTY PWR BUF</titleOfClass>
		<cusip>45782C573</cusip>
		<value>7202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>238787</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>238787</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQTY PWR BUF</titleOfClass>
		<cusip>45782C656</cusip>
		<value>212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7152</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQT ULTRA BF</titleOfClass>
		<cusip>45782C839</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7406</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7406</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQTY BUFR FEB</titleOfClass>
		<cusip>45782C433</cusip>
		<value>8217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>259050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>259050</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQT PWR BUF</titleOfClass>
		<cusip>45782C870</cusip>
		<value>1478</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50515</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>50515</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQTY PWR BUF</titleOfClass>
		<cusip>45782C508</cusip>
		<value>19412</value>
		<shrsOrPrnAmt>
			<sshPrnamt>604551</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>604551</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQTY BUF DEC</titleOfClass>
		<cusip>45782C557</cusip>
		<value>1697</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50586</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>50586</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQT ULTRA BF</titleOfClass>
		<cusip>45782C375</cusip>
		<value>5836</value>
		<shrsOrPrnAmt>
			<sshPrnamt>195337</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>195337</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQTY BUF SEP</titleOfClass>
		<cusip>45782C664</cusip>
		<value>1661</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52112</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>52112</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQTY PWR BUF</titleOfClass>
		<cusip>45782C417</cusip>
		<value>19491</value>
		<shrsOrPrnAmt>
			<sshPrnamt>672814</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>672814</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQTY BUFR MAR</titleOfClass>
		<cusip>45782C391</cusip>
		<value>8141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>236787</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>236787</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQTY PWR BUF</titleOfClass>
		<cusip>45782C383</cusip>
		<value>12341</value>
		<shrsOrPrnAmt>
			<sshPrnamt>387289</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>387289</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQT ULTRA BFR</titleOfClass>
		<cusip>45782C425</cusip>
		<value>5849</value>
		<shrsOrPrnAmt>
			<sshPrnamt>210642</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>210642</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQTY BUFR JAN</titleOfClass>
		<cusip>45782C409</cusip>
		<value>8094</value>
		<shrsOrPrnAmt>
			<sshPrnamt>228116</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>228116</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQT ULTRA BF</titleOfClass>
		<cusip>45782C805</cusip>
		<value>1245</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47555</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>47555</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
		<titleOfClass>US EQTY ULTRA BU</titleOfClass>
		<cusip>45782C565</cusip>
		<value>6157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>213274</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>213274</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOVIVA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45781M101</cusip>
		<value>225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11724</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11724</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INOVIO PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>45773H201</cusip>
		<value>59</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18585</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18585</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INSTEEL INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45774W108</cusip>
		<value>552</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15416</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15416</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>458140100</cusip>
		<value>3395</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72893</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>72893</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>459200101</cusip>
		<value>7330</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58003</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>58003</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL PAPER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>460146103</cusip>
		<value>1350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28924</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28924</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERPUBLIC GROUP COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>460690100</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5916</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5916</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTUIT</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>461202103</cusip>
		<value>901</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1903</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1903</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>46120E602</cusip>
		<value>785</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2813</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2813</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO ACTIVELY MANAGED ETF</nameOfIssuer>
		<titleOfClass>TOTAL RETURN</titleOfClass>
		<cusip>46090A804</cusip>
		<value>21679</value>
		<shrsOrPrnAmt>
			<sshPrnamt>424089</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>424089</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO ACTIVLY MANGD ETC FD</nameOfIssuer>
		<titleOfClass>OPTIMUM YIELD</titleOfClass>
		<cusip>46090F100</cusip>
		<value>2771</value>
		<shrsOrPrnAmt>
			<sshPrnamt>154622</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>154622</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO DB COMMDY INDX TRCK</nameOfIssuer>
		<titleOfClass>UNIT</titleOfClass>
		<cusip>46138B103</cusip>
		<value>1418</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53527</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>53527</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO DB US DLR INDEX TR</nameOfIssuer>
		<titleOfClass>BULLISH FD</titleOfClass>
		<cusip>46141D203</cusip>
		<value>585</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21898</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21898</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
		<titleOfClass>S&amp;P500 HDL VOL</titleOfClass>
		<cusip>46138E362</cusip>
		<value>10472</value>
		<shrsOrPrnAmt>
			<sshPrnamt>217587</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>217587</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
		<titleOfClass>KBW HIG DV YLD</titleOfClass>
		<cusip>46138E610</cusip>
		<value>4533</value>
		<shrsOrPrnAmt>
			<sshPrnamt>240247</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>240247</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
		<titleOfClass>NASDAQNXTGEN100</titleOfClass>
		<cusip>46138G631</cusip>
		<value>704</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25281</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
		<titleOfClass>FNDMNTL IG CRP</titleOfClass>
		<cusip>46138E693</cusip>
		<value>1151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47621</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>47621</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
		<titleOfClass>NASDAQ 100 ETF</titleOfClass>
		<cusip>46138G649</cusip>
		<value>642</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4574</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4574</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
		<titleOfClass>INTL BUYBACK</titleOfClass>
		<cusip>46138E644</cusip>
		<value>2104</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56080</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>56080</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
		<titleOfClass>S&amp;P SMLCP LOW</titleOfClass>
		<cusip>46138G102</cusip>
		<value>11333</value>
		<shrsOrPrnAmt>
			<sshPrnamt>238992</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>238992</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
		<titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
		<cusip>46138E354</cusip>
		<value>53646</value>
		<shrsOrPrnAmt>
			<sshPrnamt>784752</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>784752</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
		<titleOfClass>S&amp;P MIDCP LOW</titleOfClass>
		<cusip>46138E198</cusip>
		<value>24753</value>
		<shrsOrPrnAmt>
			<sshPrnamt>445439</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>445439</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
		<titleOfClass>BULSHS 2025 CB</titleOfClass>
		<cusip>46138J825</cusip>
		<value>35394</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1706539</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1706539</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
		<titleOfClass>BULSHS 2022 HY</titleOfClass>
		<cusip>46138J874</cusip>
		<value>1127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49573</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>49573</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
		<titleOfClass>BULSHS 2023 CB</titleOfClass>
		<cusip>46138J866</cusip>
		<value>27558</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1307948</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1307948</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
		<titleOfClass>BULSHS 2025 HY</titleOfClass>
		<cusip>46138J817</cusip>
		<value>934</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40020</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>40020</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
		<titleOfClass>BULSHS 2024 CB</titleOfClass>
		<cusip>46138J841</cusip>
		<value>28420</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1355271</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1355271</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
		<titleOfClass>BULSHS 2022 CB</titleOfClass>
		<cusip>46138J882</cusip>
		<value>29251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1377176</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1377176</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
		<titleOfClass>BULSHS 2024 HY</titleOfClass>
		<cusip>46138J833</cusip>
		<value>924</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39537</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>39537</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
		<titleOfClass>BULSHS 2023 HY</titleOfClass>
		<cusip>46138J858</cusip>
		<value>1060</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43898</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>43898</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
		<titleOfClass>INVSCO BLSH 26</titleOfClass>
		<cusip>46138J635</cusip>
		<value>930</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38815</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>38815</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
		<titleOfClass>BULSHS 2026 CB</titleOfClass>
		<cusip>46138J791</cusip>
		<value>35701</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1814059</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1814059</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
		<titleOfClass>DYNMC MEDIA</titleOfClass>
		<cusip>46137V696</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4660</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4660</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
		<titleOfClass>S&amp;P500 EQL WGT</titleOfClass>
		<cusip>46137V357</cusip>
		<value>2502</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16103</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16103</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
		<titleOfClass>S&amp;P 500 TOP 50</titleOfClass>
		<cusip>46137V233</cusip>
		<value>4424</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13081</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13081</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
		<titleOfClass>DYNMC FOOD BEV</titleOfClass>
		<cusip>46137V753</cusip>
		<value>1837</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38355</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>38355</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
		<titleOfClass>UNIT SER 1</titleOfClass>
		<cusip>46090E103</cusip>
		<value>89923</value>
		<shrsOrPrnAmt>
			<sshPrnamt>263790</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>263790</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO SR INCOME TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46131H107</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32817</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32817</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IONIS PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>462222100</cusip>
		<value>886</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22371</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22371</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IQVIA HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46266C105</cusip>
		<value>2013</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8286</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8286</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IRON MTN INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46284V101</cusip>
		<value>9332</value>
		<shrsOrPrnAmt>
			<sshPrnamt>168059</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>168059</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES INC</nameOfIssuer>
		<titleOfClass>MSCI EMERG MRKT</titleOfClass>
		<cusip>464286533</cusip>
		<value>10842</value>
		<shrsOrPrnAmt>
			<sshPrnamt>178471</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>178471</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES INC</nameOfIssuer>
		<titleOfClass>GLB AGRIC PR ETF</titleOfClass>
		<cusip>464286350</cusip>
		<value>1150</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23593</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>23593</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES INC</nameOfIssuer>
		<titleOfClass>CORE MSCI EMKT</titleOfClass>
		<cusip>46434G103</cusip>
		<value>4107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75080</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>75080</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES INC</nameOfIssuer>
		<titleOfClass>ESG AWR MSCI EM</titleOfClass>
		<cusip>46434G863</cusip>
		<value>4591</value>
		<shrsOrPrnAmt>
			<sshPrnamt>127400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>127400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES INC</nameOfIssuer>
		<titleOfClass>MSCI GBL MIN VOL</titleOfClass>
		<cusip>464286525</cusip>
		<value>1324</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12501</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12501</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES SILVER TR</nameOfIssuer>
		<titleOfClass>ISHARES</titleOfClass>
		<cusip>46428Q109</cusip>
		<value>3476</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150169</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>150169</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SELECT DIVID ETF</titleOfClass>
		<cusip>464287168</cusip>
		<value>292</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2274</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2274</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>ESG MSCI LEADR</titleOfClass>
		<cusip>46435U218</cusip>
		<value>5343</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69766</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>69766</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NATIONAL MUN ETF</titleOfClass>
		<cusip>464288414</cusip>
		<value>2454</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22675</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22675</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>10-20 YR TRS ETF</titleOfClass>
		<cusip>464288653</cusip>
		<value>1203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9483</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9483</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI USA QLT FCT</titleOfClass>
		<cusip>46432F339</cusip>
		<value>20014</value>
		<shrsOrPrnAmt>
			<sshPrnamt>153034</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>153034</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI USA MIN VOL</titleOfClass>
		<cusip>46429B697</cusip>
		<value>127299</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1629118</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1629118</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>INTL SEL DIV ETF</titleOfClass>
		<cusip>464288448</cusip>
		<value>4751</value>
		<shrsOrPrnAmt>
			<sshPrnamt>151394</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>151394</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>COHEN STEER REIT</titleOfClass>
		<cusip>464287564</cusip>
		<value>286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3968</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3968</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE MSCI TOTAL</titleOfClass>
		<cusip>46432F834</cusip>
		<value>60409</value>
		<shrsOrPrnAmt>
			<sshPrnamt>924672</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>924672</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUSSELL 3000 ETF</titleOfClass>
		<cusip>464287689</cusip>
		<value>3811</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14957</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14957</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>US TREAS BD ETF</titleOfClass>
		<cusip>46429B267</cusip>
		<value>46523</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1910584</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1910584</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 2000 GRW ETF</titleOfClass>
		<cusip>464287648</cusip>
		<value>1081</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4433</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4433</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>ESG AWRE 1 5 YR</titleOfClass>
		<cusip>46435G243</cusip>
		<value>7994</value>
		<shrsOrPrnAmt>
			<sshPrnamt>327492</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>327492</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>GL CLEAN ENE ETF</titleOfClass>
		<cusip>464288224</cusip>
		<value>330</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15714</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15714</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SP SMCP600VL ETF</titleOfClass>
		<cusip>464287879</cusip>
		<value>21576</value>
		<shrsOrPrnAmt>
			<sshPrnamt>218288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>218288</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. MED DVC ETF</titleOfClass>
		<cusip>464288810</cusip>
		<value>1572</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26025</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26025</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. TECH ETF</titleOfClass>
		<cusip>464287721</cusip>
		<value>726</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7583</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7583</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. BAS MTL ETF</titleOfClass>
		<cusip>464287838</cusip>
		<value>8844</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59635</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>59635</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. ENERGY ETF</titleOfClass>
		<cusip>464287796</cusip>
		<value>8706</value>
		<shrsOrPrnAmt>
			<sshPrnamt>211875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>211875</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>ESG AW MSCI EAFE</titleOfClass>
		<cusip>46435G516</cusip>
		<value>3689</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51029</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>51029</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI EAFE MIN VL</titleOfClass>
		<cusip>46429B689</cusip>
		<value>21132</value>
		<shrsOrPrnAmt>
			<sshPrnamt>294981</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>294981</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>PFD AND INCM SEC</titleOfClass>
		<cusip>464288687</cusip>
		<value>6248</value>
		<shrsOrPrnAmt>
			<sshPrnamt>178300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>178300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE DIV GRWTH</titleOfClass>
		<cusip>46434V621</cusip>
		<value>12382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>234237</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>234237</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>ISHARES BIOTECH</titleOfClass>
		<cusip>464287556</cusip>
		<value>423</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3251</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3251</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>ISHS 5-10YR INVT</titleOfClass>
		<cusip>464288638</cusip>
		<value>35550</value>
		<shrsOrPrnAmt>
			<sshPrnamt>667738</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>667738</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>BARCLAYS 7 10 YR</titleOfClass>
		<cusip>464287440</cusip>
		<value>28017</value>
		<shrsOrPrnAmt>
			<sshPrnamt>270304</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>270304</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P TTL STK</titleOfClass>
		<cusip>464287150</cusip>
		<value>49637</value>
		<shrsOrPrnAmt>
			<sshPrnamt>506085</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>506085</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>IBOXX INV CP ETF</titleOfClass>
		<cusip>464287242</cusip>
		<value>5545</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47777</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>47777</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>3 7 YR TREAS BD</titleOfClass>
		<cusip>464288661</cusip>
		<value>3374</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28079</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28079</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>BLACKROCK ULTRA</titleOfClass>
		<cusip>46434V878</cusip>
		<value>3404</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67930</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>67930</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>AGGRES ALLOC ETF</titleOfClass>
		<cusip>464289859</cusip>
		<value>1077</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16033</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16033</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>IBOXX HI YD ETF</titleOfClass>
		<cusip>464288513</cusip>
		<value>1496</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18770</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18770</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>USD INV GRDE ETF</titleOfClass>
		<cusip>464288620</cusip>
		<value>36299</value>
		<shrsOrPrnAmt>
			<sshPrnamt>680271</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>680271</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass>
		<cusip>464287309</cusip>
		<value>5036</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69426</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>69426</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS TP200 GR ETF</titleOfClass>
		<cusip>464289438</cusip>
		<value>6261</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41659</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>41659</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS MID CAP ETF</titleOfClass>
		<cusip>464287499</cusip>
		<value>277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3633</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3633</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE MSCI EAFE</titleOfClass>
		<cusip>46432F842</cusip>
		<value>8101</value>
		<shrsOrPrnAmt>
			<sshPrnamt>119091</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>119091</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P MCP ETF</titleOfClass>
		<cusip>464287507</cusip>
		<value>8836</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34034</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>34034</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P 500 VAL ETF</titleOfClass>
		<cusip>464287408</cusip>
		<value>30377</value>
		<shrsOrPrnAmt>
			<sshPrnamt>195387</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>195387</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. UTILITS ETF</titleOfClass>
		<cusip>464287697</cusip>
		<value>6396</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69111</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>69111</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 1000 ETF</titleOfClass>
		<cusip>464287622</cusip>
		<value>889</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3651</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3651</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P MC 400GR ETF</titleOfClass>
		<cusip>464287606</cusip>
		<value>720</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9636</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9636</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>ESG AWARE MSCI</titleOfClass>
		<cusip>46435U663</cusip>
		<value>1814</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49476</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>49476</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>EAFE GRWTH ETF</titleOfClass>
		<cusip>464288885</cusip>
		<value>3880</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41556</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>41556</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>INTL TREA BD ETF</titleOfClass>
		<cusip>464288117</cusip>
		<value>409</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9133</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9133</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SHRT NAT MUN ETF</titleOfClass>
		<cusip>464288158</cusip>
		<value>1055</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10170</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>FALN ANGLS USD</titleOfClass>
		<cusip>46435G474</cusip>
		<value>3618</value>
		<shrsOrPrnAmt>
			<sshPrnamt>134804</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>134804</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI USA ESG SLC</titleOfClass>
		<cusip>464288802</cusip>
		<value>9138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>97053</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>97053</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. REAL ES ETF</titleOfClass>
		<cusip>464287739</cusip>
		<value>5027</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46275</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>ISHS 1-5YR INVS</titleOfClass>
		<cusip>464288646</cusip>
		<value>528</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10316</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI EAFE ETF</titleOfClass>
		<cusip>464287465</cusip>
		<value>1057</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14652</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14652</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>ESG AWR US AGRGT</titleOfClass>
		<cusip>46435U549</cusip>
		<value>6836</value>
		<shrsOrPrnAmt>
			<sshPrnamt>136048</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>136048</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>JPMORGAN USD EMG</titleOfClass>
		<cusip>464288281</cusip>
		<value>616</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6549</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6549</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE TOTAL USD</titleOfClass>
		<cusip>46434V613</cusip>
		<value>14760</value>
		<shrsOrPrnAmt>
			<sshPrnamt>305154</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>305154</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>ESG ADV TTL USD</titleOfClass>
		<cusip>46436E619</cusip>
		<value>3021</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66830</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>66830</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>US CONSM STAPLES</titleOfClass>
		<cusip>464287812</cusip>
		<value>5914</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28442</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28442</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>1 3 YR TREAS BD</titleOfClass>
		<cusip>464287457</cusip>
		<value>73616</value>
		<shrsOrPrnAmt>
			<sshPrnamt>886089</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>886089</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
		<cusip>464287804</cusip>
		<value>47447</value>
		<shrsOrPrnAmt>
			<sshPrnamt>458120</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>458120</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>FLTG RATE NT ETF</titleOfClass>
		<cusip>46429B655</cusip>
		<value>4866</value>
		<shrsOrPrnAmt>
			<sshPrnamt>96332</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>96332</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CONSER ALLOC ETF</titleOfClass>
		<cusip>464289883</cusip>
		<value>11739</value>
		<shrsOrPrnAmt>
			<sshPrnamt>319428</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>319428</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 2000 VAL ETF</titleOfClass>
		<cusip>464287630</cusip>
		<value>12127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78181</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>78181</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>US OIL EQ&amp;SV ETF</titleOfClass>
		<cusip>464288844</cusip>
		<value>602</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31021</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31021</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI USA VALUE</titleOfClass>
		<cusip>46432F388</cusip>
		<value>1629</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15738</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15738</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI KLD400 SOC</titleOfClass>
		<cusip>464288570</cusip>
		<value>3343</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40020</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>40020</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>US HLTHCARE ETF</titleOfClass>
		<cusip>464287762</cusip>
		<value>710</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2413</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2413</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>0-5 YR TIPS ETF</titleOfClass>
		<cusip>46429B747</cusip>
		<value>3612</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34719</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>34719</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>TIPS BD ETF</titleOfClass>
		<cusip>464287176</cusip>
		<value>15233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>125457</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>125457</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
		<cusip>464287200</cusip>
		<value>109638</value>
		<shrsOrPrnAmt>
			<sshPrnamt>248197</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>248197</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>GLOBAL TECH ETF</titleOfClass>
		<cusip>464287291</cusip>
		<value>1558</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28863</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28863</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SHORT TREAS BD</titleOfClass>
		<cusip>464288679</cusip>
		<value>306</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2777</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2777</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MODERT ALLOC ETF</titleOfClass>
		<cusip>464289875</cusip>
		<value>7471</value>
		<shrsOrPrnAmt>
			<sshPrnamt>178559</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>178559</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>EXPONENTIAL TECH</titleOfClass>
		<cusip>46434V381</cusip>
		<value>2619</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46372</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46372</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P SML 600 GWT</titleOfClass>
		<cusip>464287887</cusip>
		<value>1148</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9610</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9610</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>20 YR TR BD ETF</titleOfClass>
		<cusip>464287432</cusip>
		<value>34560</value>
		<shrsOrPrnAmt>
			<sshPrnamt>280658</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>280658</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MORTGE REL ETF</titleOfClass>
		<cusip>46435G342</cusip>
		<value>4271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>136657</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>136657</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS MD CP GR ETF</titleOfClass>
		<cusip>464287481</cusip>
		<value>1381</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14308</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14308</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MBS ETF</titleOfClass>
		<cusip>464288588</cusip>
		<value>13388</value>
		<shrsOrPrnAmt>
			<sshPrnamt>134974</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>134974</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>EAFE VALUE ETF</titleOfClass>
		<cusip>464288877</cusip>
		<value>7243</value>
		<shrsOrPrnAmt>
			<sshPrnamt>145814</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>145814</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE HIGH DV ETF</titleOfClass>
		<cusip>46429B663</cusip>
		<value>492</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4545</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4545</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI USA MMENTM</titleOfClass>
		<cusip>46432F396</cusip>
		<value>1156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7190</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7190</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P MC 400VL ETF</titleOfClass>
		<cusip>464287705</cusip>
		<value>25922</value>
		<shrsOrPrnAmt>
			<sshPrnamt>244159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>244159</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>ESG AWRE USD ETF</titleOfClass>
		<cusip>46435G193</cusip>
		<value>6686</value>
		<shrsOrPrnAmt>
			<sshPrnamt>275139</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>275139</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
		<cusip>464287234</cusip>
		<value>421</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9497</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9497</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUSSELL 2000 ETF</titleOfClass>
		<cusip>464287655</cusip>
		<value>1782</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9069</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9069</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI ACWI ETF</titleOfClass>
		<cusip>464288257</cusip>
		<value>1234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12657</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12657</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 1000 GRW ETF</titleOfClass>
		<cusip>464287614</cusip>
		<value>5026</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19074</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19074</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>IBONDS DEC2022</titleOfClass>
		<cusip>46435G755</cusip>
		<value>287</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11078</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11078</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>ESG AWR MSCI USA</titleOfClass>
		<cusip>46435G425</cusip>
		<value>41700</value>
		<shrsOrPrnAmt>
			<sshPrnamt>423821</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>423821</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE US AGGBD ET</titleOfClass>
		<cusip>464287226</cusip>
		<value>73678</value>
		<shrsOrPrnAmt>
			<sshPrnamt>706538</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>706538</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>LATN AMER 40 ETF</titleOfClass>
		<cusip>464287390</cusip>
		<value>294</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9895</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9895</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>US AER DEF ETF</titleOfClass>
		<cusip>464288760</cusip>
		<value>471</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4282</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4282</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS MDCP VAL ETF</titleOfClass>
		<cusip>464287473</cusip>
		<value>1109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9388</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9388</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CONV BD ETF</titleOfClass>
		<cusip>46435G102</cusip>
		<value>518</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6363</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6363</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>GRWT ALLOCAT ETF</titleOfClass>
		<cusip>464289867</cusip>
		<value>2268</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43113</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>43113</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 1000 VAL ETF</titleOfClass>
		<cusip>464287598</cusip>
		<value>1791</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10830</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10830</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES U S ETF TR</nameOfIssuer>
		<titleOfClass>BLACKROCK ST MAT</titleOfClass>
		<cusip>46431W507</cusip>
		<value>13020</value>
		<shrsOrPrnAmt>
			<sshPrnamt>262835</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>262835</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES U S ETF TR</nameOfIssuer>
		<titleOfClass>GSCI CMDTY STGY</titleOfClass>
		<cusip>46431W853</cusip>
		<value>5810</value>
		<shrsOrPrnAmt>
			<sshPrnamt>146372</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>146372</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</nameOfIssuer>
		<titleOfClass>EQUITY PREMIUM</titleOfClass>
		<cusip>46641Q332</cusip>
		<value>9753</value>
		<shrsOrPrnAmt>
			<sshPrnamt>158999</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>158999</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>10251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57001</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>57001</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46625H100</cusip>
		<value>10951</value>
		<shrsOrPrnAmt>
			<sshPrnamt>82335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>82335</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KELLOGG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>487836108</cusip>
		<value>6449</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95037</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>95037</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KENON HLDGS LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>Y46717107</cusip>
		<value>1259</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22137</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMBELL RTY PARTNERS LP</nameOfIssuer>
		<titleOfClass>UNIT</titleOfClass>
		<cusip>49435R102</cusip>
		<value>178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10699</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10699</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>494368103</cusip>
		<value>1063</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8398</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8398</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMCO RLTY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>49446R109</cusip>
		<value>231</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9450</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>49456B101</cusip>
		<value>7396</value>
		<shrsOrPrnAmt>
			<sshPrnamt>383984</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>383984</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KLA CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>482480100</cusip>
		<value>577</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1741</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1741</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>500754106</cusip>
		<value>963</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23338</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>23338</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KROGER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>501044101</cusip>
		<value>1441</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23761</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>23761</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>L3HARRIS TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>502431109</cusip>
		<value>555</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2163</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2163</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAM RESEARCH CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>512807108</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>469</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>469</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAUDER ESTEE COS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>518439104</cusip>
		<value>559</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2130</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEIDOS HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>525327102</cusip>
		<value>1133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10473</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10473</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LGI HOMES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>50187T106</cusip>
		<value>333</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3668</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3668</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>532457108</cusip>
		<value>8958</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28993</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28993</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINCOLN NATL CORP IND</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>534187109</cusip>
		<value>274</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINDE PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5494J103</cusip>
		<value>538</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1698</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1698</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIVE NATION ENTERTAINMENT IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>538034109</cusip>
		<value>558</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5172</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5172</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LLOYDS BANKING GROUP PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>539439109</cusip>
		<value>74</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32209</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32209</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>15142</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32616</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32616</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOWES COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>5327</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26036</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26036</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LPL FINL HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>50212V100</cusip>
		<value>244</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1216</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1216</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LUMEN TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>550241103</cusip>
		<value>1169</value>
		<shrsOrPrnAmt>
			<sshPrnamt>102575</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>102575</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LYFT INC</nameOfIssuer>
		<titleOfClass>CL A COM</titleOfClass>
		<cusip>55087P104</cusip>
		<value>296</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8882</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8882</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
		<titleOfClass>SHS - A -</titleOfClass>
		<cusip>N53745100</cusip>
		<value>1432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14124</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14124</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>M D C HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>552676108</cusip>
		<value>396</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10959</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10959</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</nameOfIssuer>
		<titleOfClass>COM UNIT RP LP</titleOfClass>
		<cusip>559080106</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5570</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5570</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAIN STR CAP CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56035L104</cusip>
		<value>298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7229</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7229</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MANULIFE FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56501R106</cusip>
		<value>687</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32224</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32224</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON DIGITAL HOLDINGS IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>565788106</cusip>
		<value>512</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23376</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>23376</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON OIL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>565849106</cusip>
		<value>273</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10841</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10841</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56585A102</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2729</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2729</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARRIOTT INTL INC NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>571903202</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1658</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1658</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARSH &amp; MCLENNAN COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>571748102</cusip>
		<value>319</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1866</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1866</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARTIN MARIETTA MATLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>573284106</cusip>
		<value>833</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2253</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2253</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>4625</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13314</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13314</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCCORMICK &amp; CO INC</nameOfIssuer>
		<titleOfClass>COM VTG</titleOfClass>
		<cusip>579780107</cusip>
		<value>1031</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10111</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10111</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCCORMICK &amp; CO INC</nameOfIssuer>
		<titleOfClass>COM NON VTG</titleOfClass>
		<cusip>579780206</cusip>
		<value>970</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9505</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9505</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>9072</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>36225</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCKESSON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58155Q103</cusip>
		<value>1418</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4422</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4422</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDIFAST INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58470H101</cusip>
		<value>225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1235</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1235</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>2437</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21850</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>11145</value>
		<shrsOrPrnAmt>
			<sshPrnamt>128651</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>128651</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS MUN INCOME TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>552738106</cusip>
		<value>101</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17458</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17458</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROCHIP TECHNOLOGY INC.</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>595017104</cusip>
		<value>486</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7382</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7382</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICRON TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>595112103</cusip>
		<value>1564</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21715</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21715</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>30599</value>
		<shrsOrPrnAmt>
			<sshPrnamt>107266</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>107266</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOLSON COORS BEVERAGE CO</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>60871R209</cusip>
		<value>403</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7622</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7622</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609207105</cusip>
		<value>656</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10345</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOODYS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>615369105</cusip>
		<value>241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>721</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>721</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>617446448</cusip>
		<value>954</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11355</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11355</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOSAIC CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>61945C103</cusip>
		<value>440</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5955</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NASDAQ INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>631103108</cusip>
		<value>307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1684</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1684</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL CINEMEDIA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>635309107</cusip>
		<value>886</value>
		<shrsOrPrnAmt>
			<sshPrnamt>378829</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>378829</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NAVIENT CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>63938C108</cusip>
		<value>574</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35897</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35897</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NETFLIX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64110L106</cusip>
		<value>3266</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9385</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9385</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEWMONT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651639106</cusip>
		<value>342</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4199</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4199</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEWTEK BUSINESS SVCS CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>652526203</cusip>
		<value>493</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19665</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>2426</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28684</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28684</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEXTERA ENERGY PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM UNIT PART IN</titleOfClass>
		<cusip>65341B106</cusip>
		<value>210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2641</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2641</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>2084</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16677</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16677</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORFOLK SOUTHN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655844108</cusip>
		<value>1172</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4581</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4581</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHERN LTS FD TR III</nameOfIssuer>
		<titleOfClass>HCM DEFEN 500</titleOfClass>
		<cusip>66538R730</cusip>
		<value>1033</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25752</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25752</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHERN LTS FD TR III</nameOfIssuer>
		<titleOfClass>HCM DEFND 100</titleOfClass>
		<cusip>66538R748</cusip>
		<value>982</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHERN LTS FD TR IV</nameOfIssuer>
		<titleOfClass>MONARCH BLUE CH</titleOfClass>
		<cusip>66538H252</cusip>
		<value>1501</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>58440</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHERN LTS FD TR IV</nameOfIssuer>
		<titleOfClass>MONARCH AMBASADR</titleOfClass>
		<cusip>66538H260</cusip>
		<value>1065</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45408</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>45408</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHERN LTS FD TR IV</nameOfIssuer>
		<titleOfClass>INDPIRE FAITH LR</titleOfClass>
		<cusip>66538H351</cusip>
		<value>432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16348</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16348</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHERN LTS FD TR IV</nameOfIssuer>
		<titleOfClass>FRMLAFOLIOS TATL</titleOfClass>
		<cusip>66538H666</cusip>
		<value>140113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6424257</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6424257</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHERN LTS FD TR IV</nameOfIssuer>
		<titleOfClass>FORMULA FOLIOS</titleOfClass>
		<cusip>66538H674</cusip>
		<value>30591</value>
		<shrsOrPrnAmt>
			<sshPrnamt>892116</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>892116</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHERN LTS FD TR IV</nameOfIssuer>
		<titleOfClass>MONARCH PROCAP</titleOfClass>
		<cusip>66538H245</cusip>
		<value>1916</value>
		<shrsOrPrnAmt>
			<sshPrnamt>71014</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>71014</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHERN LTS FD TR IV</nameOfIssuer>
		<titleOfClass>FRMLAFLIO SMRT</titleOfClass>
		<cusip>66538H567</cusip>
		<value>32113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>926924</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>926924</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHERN LTS FD TR IV</nameOfIssuer>
		<titleOfClass>FRMLAFLIO TACT</titleOfClass>
		<cusip>66538H575</cusip>
		<value>34766</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1209830</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1209830</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHERN LTS FD TR IV</nameOfIssuer>
		<titleOfClass>INSPIRE TACTICAL</titleOfClass>
		<cusip>66538H393</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9428</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9428</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHERN TR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>665859104</cusip>
		<value>356</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3098</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3098</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>666807102</cusip>
		<value>1016</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2199</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2199</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVARTIS AG</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>66987V109</cusip>
		<value>1074</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11454</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11454</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVO-NORDISK A S</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>670100205</cusip>
		<value>878</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7261</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7261</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUCOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670346105</cusip>
		<value>482</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3152</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN CR STRATEGIES INCOME</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>67073D102</cusip>
		<value>139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22989</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22989</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>67070X101</cusip>
		<value>254</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18646</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18646</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN SR INCOME FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67067Y104</cusip>
		<value>133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>23508</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066G104</cusip>
		<value>14592</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>66577</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCCIDENTAL PETE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>674599105</cusip>
		<value>678</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11699</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11699</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OKTA INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>679295105</cusip>
		<value>206</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1420</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1420</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OLD DOMINION FREIGHT LINE IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>679580100</cusip>
		<value>289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1121</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1121</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OLD REP INTL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>680223104</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8572</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8572</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>681919106</cusip>
		<value>698</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8931</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8931</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ONEOK INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>682680103</cusip>
		<value>2454</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34928</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>34928</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORACLE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68389X105</cusip>
		<value>1020</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12783</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12783</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OREILLY AUTOMOTIVE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67103H107</cusip>
		<value>670</value>
		<shrsOrPrnAmt>
			<sshPrnamt>926</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>926</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OTIS WORLDWIDE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68902V107</cusip>
		<value>213</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2784</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2784</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OWL ROCK CAPITAL CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69121K104</cusip>
		<value>774</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51953</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>51953</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PACCAR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693718108</cusip>
		<value>1000</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12108</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PACER FDS TR</nameOfIssuer>
		<titleOfClass>SWAN SOS FD OF</titleOfClass>
		<cusip>69374H568</cusip>
		<value>2262</value>
		<shrsOrPrnAmt>
			<sshPrnamt>101914</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>101914</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PACER FDS TR</nameOfIssuer>
		<titleOfClass>US CASH COWS 100</titleOfClass>
		<cusip>69374H881</cusip>
		<value>222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4493</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4493</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PACER FDS TR</nameOfIssuer>
		<titleOfClass>LUNT LRGCP MULTI</titleOfClass>
		<cusip>69374H816</cusip>
		<value>2731</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70979</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>70979</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PACER FDS TR</nameOfIssuer>
		<titleOfClass>LUNT LRG CP ALTR</titleOfClass>
		<cusip>69374H717</cusip>
		<value>3363</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74626</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>74626</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PACER FDS TR</nameOfIssuer>
		<titleOfClass>GLOBL CASH ETF</titleOfClass>
		<cusip>69374H709</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6290</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6290</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>697435105</cusip>
		<value>477</value>
		<shrsOrPrnAmt>
			<sshPrnamt>780</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>780</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PARSONS CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70202L102</cusip>
		<value>699</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17665</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>704326107</cusip>
		<value>260</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1899</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1899</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYCOM SOFTWARE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70432V102</cusip>
		<value>280</value>
		<shrsOrPrnAmt>
			<sshPrnamt>884</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>884</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70450Y103</cusip>
		<value>1257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11451</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11451</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PENSKE AUTOMOTIVE GRP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70959W103</cusip>
		<value>698</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7355</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7355</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEPSICO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>713448108</cusip>
		<value>4847</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28081</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28081</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>717081103</cusip>
		<value>5721</value>
		<shrsOrPrnAmt>
			<sshPrnamt>106089</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>106089</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718172109</cusip>
		<value>2645</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26122</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26122</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718546104</cusip>
		<value>3428</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41555</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>41555</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO DYNAMIC INCOME FD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>72201Y101</cusip>
		<value>1149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50254</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>50254</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>ENHAN SHRT MA AC</titleOfClass>
		<cusip>72201R833</cusip>
		<value>35594</value>
		<shrsOrPrnAmt>
			<sshPrnamt>356192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>356192</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>INV GRD CRP BD</titleOfClass>
		<cusip>72201R817</cusip>
		<value>530</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5253</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5253</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>ACTIVE BD ETF</titleOfClass>
		<cusip>72201R775</cusip>
		<value>359</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3618</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3618</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>ENHNCD LW DUR AC</titleOfClass>
		<cusip>72201R718</cusip>
		<value>3295</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33857</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>33857</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PINNACLE WEST CAP CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>723484101</cusip>
		<value>241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3087</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3087</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>723787107</cusip>
		<value>633</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2570</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2570</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PLAINS ALL AMERN PIPELINE L</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>726503105</cusip>
		<value>182</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16578</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16578</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PLUG POWER INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>72919P202</cusip>
		<value>423</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16130</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693475105</cusip>
		<value>1037</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5637</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5637</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POLARIS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>731068102</cusip>
		<value>749</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7080</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7080</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPG INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693506107</cusip>
		<value>684</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5189</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5189</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69351T106</cusip>
		<value>1084</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37499</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>37499</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74144T108</cusip>
		<value>7547</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52747</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>52747</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>742718109</cusip>
		<value>8623</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54065</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>54065</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74340W103</cusip>
		<value>1607</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9698</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9698</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P 500 DV ARIST</titleOfClass>
		<cusip>74348A467</cusip>
		<value>22738</value>
		<shrsOrPrnAmt>
			<sshPrnamt>237617</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>237617</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSHARES TR</nameOfIssuer>
		<titleOfClass>PSHS ULTRA QQQ</titleOfClass>
		<cusip>74347R206</cusip>
		<value>1409</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22157</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22157</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSHARES TR</nameOfIssuer>
		<titleOfClass>ULTRAPRO QQQ</titleOfClass>
		<cusip>74347X831</cusip>
		<value>662</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13748</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13748</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSHARES TR</nameOfIssuer>
		<titleOfClass>SHRT RUSSELL2000</titleOfClass>
		<cusip>74348A210</cusip>
		<value>1115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48328</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>48328</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSHARES TR</nameOfIssuer>
		<titleOfClass>PSHS ULT S&amp;P 500</titleOfClass>
		<cusip>74347R107</cusip>
		<value>26842</value>
		<shrsOrPrnAmt>
			<sshPrnamt>431890</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>431890</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSHARES TR</nameOfIssuer>
		<titleOfClass>PSHS SH MSCI EMR</titleOfClass>
		<cusip>74347R396</cusip>
		<value>646</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47157</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>47157</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSHARES TR</nameOfIssuer>
		<titleOfClass>ULTRAPRO SHORT S</titleOfClass>
		<cusip>74347B110</cusip>
		<value>457</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31726</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31726</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSHARES TR II</nameOfIssuer>
		<titleOfClass>ULTA BLMBG 2017</titleOfClass>
		<cusip>74347Y888</cusip>
		<value>1208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7912</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7912</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>744320102</cusip>
		<value>568</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4876</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4876</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PTC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69370C100</cusip>
		<value>366</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3614</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3614</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74460D109</cusip>
		<value>547</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1362</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>744573106</cusip>
		<value>574</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8009</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8009</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PURE STORAGE INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>74624M102</cusip>
		<value>224</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7306</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7306</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>2624</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19388</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19388</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74762E102</cusip>
		<value>755</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5676</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5676</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74834L100</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1479</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75513E101</cusip>
		<value>5670</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55526</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>55526</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>756109104</cusip>
		<value>8139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>113798</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>113798</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REAVES UTIL INCOME FD</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>756158101</cusip>
		<value>502</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14693</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14693</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RESMED INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>761152107</cusip>
		<value>478</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1973</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1973</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>767204100</cusip>
		<value>317</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3971</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3971</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RLI CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>749607107</cusip>
		<value>323</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2998</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2998</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROBLOX CORP</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>771049103</cusip>
		<value>600</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13628</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13628</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>773903109</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>756</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>756</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>776696106</cusip>
		<value>525</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1093</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1093</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL CARIBBEAN GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>V7780T103</cusip>
		<value>415</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5275</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>S &amp; T BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>783859101</cusip>
		<value>1390</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49666</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>49666</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78409V104</cusip>
		<value>406</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1001</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1001</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78573L106</cusip>
		<value>685</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>50362</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79466L302</cusip>
		<value>4137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21165</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808513105</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2479</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>US SML CAP ETF</titleOfClass>
		<cusip>808524607</cusip>
		<value>857</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18828</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18828</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>US BRD MKT ETF</titleOfClass>
		<cusip>808524102</cusip>
		<value>992</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19156</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19156</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>US LCAP GR ETF</titleOfClass>
		<cusip>808524300</cusip>
		<value>1106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15615</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15615</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>US LCAP VA ETF</titleOfClass>
		<cusip>808524409</cusip>
		<value>826</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11644</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11644</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>US REIT ETF</titleOfClass>
		<cusip>808524847</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8554</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8554</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>EMRG MKTEQ ETF</titleOfClass>
		<cusip>808524706</cusip>
		<value>500</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18172</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18172</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>SHT TM US TRES</titleOfClass>
		<cusip>808524862</cusip>
		<value>2365</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47918</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>47918</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>US LRG CAP ETF</titleOfClass>
		<cusip>808524201</cusip>
		<value>2781</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53094</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>53094</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>INTL EQTY ETF</titleOfClass>
		<cusip>808524805</cusip>
		<value>1201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33416</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>33416</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>INTRM TRM TRES</titleOfClass>
		<cusip>808524854</cusip>
		<value>293</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5632</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5632</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>US AGGREGATE B</titleOfClass>
		<cusip>808524839</cusip>
		<value>1054</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21436</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21436</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>US TIPS ETF</titleOfClass>
		<cusip>808524870</cusip>
		<value>5054</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85134</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>85134</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>US DIVIDEND EQ</titleOfClass>
		<cusip>808524797</cusip>
		<value>13610</value>
		<shrsOrPrnAmt>
			<sshPrnamt>172500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>172500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>US MID-CAP ETF</titleOfClass>
		<cusip>808524508</cusip>
		<value>48503</value>
		<shrsOrPrnAmt>
			<sshPrnamt>656072</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>656072</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCIENCE APPLICATIONS INTL CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808625107</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2975</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2975</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI CONS DISCR</titleOfClass>
		<cusip>81369Y407</cusip>
		<value>490</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2779</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2779</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI HEALTHCARE</titleOfClass>
		<cusip>81369Y209</cusip>
		<value>1868</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13346</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13346</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI INT-INDS</titleOfClass>
		<cusip>81369Y704</cusip>
		<value>303</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3049</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3049</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI CONS STPLS</titleOfClass>
		<cusip>81369Y308</cusip>
		<value>2325</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29654</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>29654</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>ENERGY</titleOfClass>
		<cusip>81369Y506</cusip>
		<value>9049</value>
		<shrsOrPrnAmt>
			<sshPrnamt>117306</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>117306</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI MATERIALS</titleOfClass>
		<cusip>81369Y100</cusip>
		<value>2252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25583</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25583</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>FINANCIAL</titleOfClass>
		<cusip>81369Y605</cusip>
		<value>557</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14777</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14777</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI INT-UTILS</titleOfClass>
		<cusip>81369Y886</cusip>
		<value>4603</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60631</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>60631</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>TECHNOLOGY</titleOfClass>
		<cusip>81369Y803</cusip>
		<value>2959</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19915</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19915</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>RL EST SEL SEC</titleOfClass>
		<cusip>81369Y860</cusip>
		<value>398</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8126</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEMPRA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>816851109</cusip>
		<value>335</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1990</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1990</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>81762P102</cusip>
		<value>822</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1608</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1608</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>824348106</cusip>
		<value>1149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4401</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4401</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHOPIFY INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>82509L107</cusip>
		<value>483</value>
		<shrsOrPrnAmt>
			<sshPrnamt>783</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>783</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SILVERGATE CAP CORP</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>82837P408</cusip>
		<value>239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1938</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1938</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>828806109</cusip>
		<value>1493</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11779</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11779</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>832696405</cusip>
		<value>338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2421</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2421</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTH JERSEY INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>838518108</cusip>
		<value>382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11097</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11097</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>842587107</cusip>
		<value>8251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>110787</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>110787</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>844741108</cusip>
		<value>255</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5986</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5986</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPARTANNASH CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>847215100</cusip>
		<value>737</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21558</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21558</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
		<titleOfClass>UT SER 1</titleOfClass>
		<cusip>78467X109</cusip>
		<value>96121</value>
		<shrsOrPrnAmt>
			<sshPrnamt>280074</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>280074</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
		<titleOfClass>GOLD SHS</titleOfClass>
		<cusip>78463V107</cusip>
		<value>44447</value>
		<shrsOrPrnAmt>
			<sshPrnamt>243716</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>243716</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
		<titleOfClass>PORTFOLIO DEVLPD</titleOfClass>
		<cusip>78463X889</cusip>
		<value>46434</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1386502</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1386502</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
		<titleOfClass>PORTFOLIO EMG MK</titleOfClass>
		<cusip>78463X509</cusip>
		<value>25598</value>
		<shrsOrPrnAmt>
			<sshPrnamt>669764</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>669764</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
		<titleOfClass>TR UNIT</titleOfClass>
		<cusip>78462F103</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<putCall>Put</putCall>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
		<titleOfClass>TR UNIT</titleOfClass>
		<cusip>78462F103</cusip>
		<value>866</value>
		<shrsOrPrnAmt>
			<sshPrnamt>101000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<putCall>Put</putCall>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>101000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
		<titleOfClass>TR UNIT</titleOfClass>
		<cusip>78462F103</cusip>
		<value>195016</value>
		<shrsOrPrnAmt>
			<sshPrnamt>443298</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>443298</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
		<titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
		<cusip>78467Y107</cusip>
		<value>733</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1544</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1544</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>S&amp;P OILGAS EXP</titleOfClass>
		<cusip>78468R556</cusip>
		<value>4713</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34395</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>34395</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>PORTFOLIO S&amp;P500</titleOfClass>
		<cusip>78464A854</cusip>
		<value>167549</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3237665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3237665</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
		<cusip>78464A839</cusip>
		<value>275</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4033</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4033</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>PORTFOLIO LN TSR</titleOfClass>
		<cusip>78464A664</cusip>
		<value>5293</value>
		<shrsOrPrnAmt>
			<sshPrnamt>149938</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>149938</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>BLOOMBERG 1-3 MO</titleOfClass>
		<cusip>78468R663</cusip>
		<value>8556</value>
		<shrsOrPrnAmt>
			<sshPrnamt>93592</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>93592</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>BLOOMBERG HIGH Y</titleOfClass>
		<cusip>78468R622</cusip>
		<value>6650</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66985</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>66985</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>PRTFLO S&amp;P500 HI</titleOfClass>
		<cusip>78468R788</cusip>
		<value>771</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17466</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17466</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>PORTFLI INTRMDIT</titleOfClass>
		<cusip>78464A672</cusip>
		<value>5761</value>
		<shrsOrPrnAmt>
			<sshPrnamt>193911</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>193911</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>S&amp;P KENSHO NEW</titleOfClass>
		<cusip>78468R648</cusip>
		<value>590</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11988</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11988</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>PORTFOLIO SH TSR</titleOfClass>
		<cusip>78468R101</cusip>
		<value>66013</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2233199</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2233199</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>S&amp;P INS ETF</titleOfClass>
		<cusip>78464A789</cusip>
		<value>599</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14396</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14396</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>PORTFOLI S&amp;P1500</titleOfClass>
		<cusip>78464A805</cusip>
		<value>39136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>724075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>724075</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>BLOOMBERG CONV</titleOfClass>
		<cusip>78464A359</cusip>
		<value>1837</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24534</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>24534</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>PORTFOLIO AGRGTE</titleOfClass>
		<cusip>78464A649</cusip>
		<value>1328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>49104</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>PORTFOLIO S&amp;P600</titleOfClass>
		<cusip>78468R853</cusip>
		<value>4181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>103417</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>103417</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>PRTFLO S&amp;P500 GW</titleOfClass>
		<cusip>78464A409</cusip>
		<value>44855</value>
		<shrsOrPrnAmt>
			<sshPrnamt>713796</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>713796</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>PORTFOLIO SHORT</titleOfClass>
		<cusip>78464A474</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9055</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9055</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>PRTFLO S&amp;P500 VL</titleOfClass>
		<cusip>78464A508</cusip>
		<value>55167</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1323589</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1323589</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>S&amp;P DIVID ETF</titleOfClass>
		<cusip>78464A763</cusip>
		<value>13912</value>
		<shrsOrPrnAmt>
			<sshPrnamt>107944</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>107944</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>BLOOMBERG 1 10 Y</titleOfClass>
		<cusip>78468R861</cusip>
		<value>538</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26482</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>S&amp;P HOMEBUILD</titleOfClass>
		<cusip>78464A888</cusip>
		<value>1652</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26740</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26740</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>AEROSPACE DEF</titleOfClass>
		<cusip>78464A631</cusip>
		<value>856</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7054</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7054</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>BLOOMBERG INTL T</titleOfClass>
		<cusip>78464A516</cusip>
		<value>916</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36624</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>36624</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>PORTFOLIO S&amp;P400</titleOfClass>
		<cusip>78464A847</cusip>
		<value>1025</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22465</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22465</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>84860W300</cusip>
		<value>393</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8616</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8616</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPROTT PHYSICAL GOLD &amp; SILVE</nameOfIssuer>
		<titleOfClass>TR UNIT</titleOfClass>
		<cusip>85208R101</cusip>
		<value>3122</value>
		<shrsOrPrnAmt>
			<sshPrnamt>159218</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>159218</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPROTT PHYSICAL SILVER TR</nameOfIssuer>
		<titleOfClass>TR UNIT</titleOfClass>
		<cusip>85207K107</cusip>
		<value>1349</value>
		<shrsOrPrnAmt>
			<sshPrnamt>152777</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>152777</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLOCK INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>852234103</cusip>
		<value>627</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5098</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5098</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>855244109</cusip>
		<value>1403</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17391</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17391</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STATE STR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>857477103</cusip>
		<value>515</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6223</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6223</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STEEL DYNAMICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>858119100</cusip>
		<value>630</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7528</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7528</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRATEGY SHS</nameOfIssuer>
		<titleOfClass>NS 7HANDL IDX</titleOfClass>
		<cusip>86280R506</cusip>
		<value>230</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9816</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9816</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>383</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1454</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1454</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNCOR ENERGY INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>867224107</cusip>
		<value>1386</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43277</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>43277</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNDIAL GROWERS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>86730L109</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46388</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46388</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNOCO LP/SUNOCO FIN CORP</nameOfIssuer>
		<titleOfClass>COM UT REP LP</titleOfClass>
		<cusip>86765K109</cusip>
		<value>551</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13175</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYNCHRONY FINANCIAL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87165B103</cusip>
		<value>238</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6516</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6516</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYSCO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>871829107</cusip>
		<value>1256</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14832</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14832</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872590104</cusip>
		<value>648</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4966</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4966</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>874039100</cusip>
		<value>1868</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19145</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19145</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TARGET CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87612E106</cusip>
		<value>2453</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10699</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10699</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>H84989104</cusip>
		<value>435</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3531</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEGNA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87901J105</cusip>
		<value>779</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34699</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>34699</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TESLA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88160R101</cusip>
		<value>10586</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10847</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10847</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>882508104</cusip>
		<value>1996</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11609</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11609</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXTRON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>883203101</cusip>
		<value>218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE TRADE DESK INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>88339J105</cusip>
		<value>248</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3691</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3691</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>883556102</cusip>
		<value>2443</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4171</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4171</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872540109</cusip>
		<value>986</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15936</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15936</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G8994E103</cusip>
		<value>389</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2628</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2628</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89417E109</cusip>
		<value>615</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3311</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3311</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRITON INTL LTD</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>G9078F107</cusip>
		<value>644</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10830</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10830</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRONOX HOLDINGS PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G9087Q102</cusip>
		<value>497</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26327</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26327</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRUIST FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89832Q109</cusip>
		<value>1007</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18771</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18771</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>90353T100</cusip>
		<value>1018</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31781</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31781</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UDR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>902653104</cusip>
		<value>2107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36646</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>36646</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNION PAC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>2961</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12182</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>911312106</cusip>
		<value>4268</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22364</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22364</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED STS OIL FD LP</nameOfIssuer>
		<titleOfClass>UNITS</titleOfClass>
		<cusip>91232N207</cusip>
		<value>302</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4171</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4171</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91324P102</cusip>
		<value>7691</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14311</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14311</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNUM GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91529Y106</cusip>
		<value>327</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10177</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10177</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>US BANCORP DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>902973304</cusip>
		<value>357</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6905</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6905</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UWM HOLDINGS CORPORATION</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>91823B109</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VALE S A</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>91912E105</cusip>
		<value>845</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42222</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>42222</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91913Y100</cusip>
		<value>530</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
		<titleOfClass>INVESTMENT GRD</titleOfClass>
		<cusip>92189F486</cusip>
		<value>1876</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74574</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>74574</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
		<titleOfClass>GOLD MINERS ETF</titleOfClass>
		<cusip>92189F106</cusip>
		<value>549</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13924</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13924</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
		<titleOfClass>SEMICONDUCTR ETF</titleOfClass>
		<cusip>92189F676</cusip>
		<value>685</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2837</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2837</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
		<titleOfClass>AGRIBUSINESS ETF</titleOfClass>
		<cusip>92189F700</cusip>
		<value>1613</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15122</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15122</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
		<titleOfClass>HIGH YLD MUNIETF</titleOfClass>
		<cusip>92189H409</cusip>
		<value>1586</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28249</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28249</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANECK ETF TRUST</nameOfIssuer>
		<titleOfClass>MRNGSTR WDE MOAT</titleOfClass>
		<cusip>92189F643</cusip>
		<value>32323</value>
		<shrsOrPrnAmt>
			<sshPrnamt>441939</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>441939</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
		<titleOfClass>500 GRTH IDX F</titleOfClass>
		<cusip>921932505</cusip>
		<value>318</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1216</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1216</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
		<titleOfClass>LONG TERM BOND</titleOfClass>
		<cusip>921937793</cusip>
		<value>11822</value>
		<shrsOrPrnAmt>
			<sshPrnamt>137705</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>137705</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
		<titleOfClass>SHORT TRM BOND</titleOfClass>
		<cusip>921937827</cusip>
		<value>24603</value>
		<shrsOrPrnAmt>
			<sshPrnamt>318238</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>318238</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
		<titleOfClass>TOTAL BND MRKT</titleOfClass>
		<cusip>921937835</cusip>
		<value>117587</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1522155</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1522155</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
		<titleOfClass>INTERMED TERM</titleOfClass>
		<cusip>921937819</cusip>
		<value>15964</value>
		<shrsOrPrnAmt>
			<sshPrnamt>201003</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>201003</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer>
		<titleOfClass>TOTAL INT BD ETF</titleOfClass>
		<cusip>92203J407</cusip>
		<value>33943</value>
		<shrsOrPrnAmt>
			<sshPrnamt>660756</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>660756</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>SM CP VAL ETF</titleOfClass>
		<cusip>922908611</cusip>
		<value>27434</value>
		<shrsOrPrnAmt>
			<sshPrnamt>160284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>160284</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>SML CP GRW ETF</titleOfClass>
		<cusip>922908595</cusip>
		<value>25627</value>
		<shrsOrPrnAmt>
			<sshPrnamt>107826</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>107826</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>MID CAP ETF</titleOfClass>
		<cusip>922908629</cusip>
		<value>7648</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32846</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32846</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>VALUE ETF</titleOfClass>
		<cusip>922908744</cusip>
		<value>50212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>338788</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>338788</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>MCAP VL IDXVIP</titleOfClass>
		<cusip>922908512</cusip>
		<value>27292</value>
		<shrsOrPrnAmt>
			<sshPrnamt>183710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>183710</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>GROWTH ETF</titleOfClass>
		<cusip>922908736</cusip>
		<value>44221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>162346</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>162346</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>LARGE CAP ETF</titleOfClass>
		<cusip>922908637</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1013</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1013</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>MCAP GR IDXVIP</titleOfClass>
		<cusip>922908538</cusip>
		<value>26239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>122159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>122159</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>TOTAL STK MKT</titleOfClass>
		<cusip>922908769</cusip>
		<value>11703</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52910</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>52910</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>SMALL CP ETF</titleOfClass>
		<cusip>922908751</cusip>
		<value>16441</value>
		<shrsOrPrnAmt>
			<sshPrnamt>79988</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>79988</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>REAL ESTATE ETF</titleOfClass>
		<cusip>922908553</cusip>
		<value>29928</value>
		<shrsOrPrnAmt>
			<sshPrnamt>275580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>275580</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
		<cusip>922908363</cusip>
		<value>32385</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80082</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>80082</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>TT WRLD ST ETF</titleOfClass>
		<cusip>922042742</cusip>
		<value>7571</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>76665</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>16559</value>
		<shrsOrPrnAmt>
			<sshPrnamt>362819</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>362819</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD MALVERN FDS</nameOfIssuer>
		<titleOfClass>STRM INFPROIDX</titleOfClass>
		<cusip>922020805</cusip>
		<value>261</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5167</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5167</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer>
		<titleOfClass>TAX EXEMPT BD</titleOfClass>
		<cusip>922907746</cusip>
		<value>4165</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81817</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>81817</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>SHORT TERM TREAS</titleOfClass>
		<cusip>92206C102</cusip>
		<value>6837</value>
		<shrsOrPrnAmt>
			<sshPrnamt>115765</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>115765</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>VNG RUS3000IDX</titleOfClass>
		<cusip>92206C599</cusip>
		<value>281</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1420</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1420</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>VNG RUS2000IDX</titleOfClass>
		<cusip>92206C664</cusip>
		<value>1030</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12991</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12991</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>MTG-BKD SECS ETF</titleOfClass>
		<cusip>92206C771</cusip>
		<value>13727</value>
		<shrsOrPrnAmt>
			<sshPrnamt>281573</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>281573</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>VNG RUS1000VAL</titleOfClass>
		<cusip>92206C714</cusip>
		<value>638</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8797</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8797</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>LONG TERM TREAS</titleOfClass>
		<cusip>92206C847</cusip>
		<value>407</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5433</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5433</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>SHRT TRM CORP BD</titleOfClass>
		<cusip>92206C409</cusip>
		<value>87999</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1137974</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1137974</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>INT-TERM CORP</titleOfClass>
		<cusip>92206C870</cusip>
		<value>1832</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21977</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21977</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>INTER TERM TREAS</titleOfClass>
		<cusip>92206C706</cusip>
		<value>4196</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68084</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>68084</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer>
		<titleOfClass>DIV APP ETF</titleOfClass>
		<cusip>921908844</cusip>
		<value>32833</value>
		<shrsOrPrnAmt>
			<sshPrnamt>204488</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>204488</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
		<titleOfClass>VG TL INTL STK F</titleOfClass>
		<cusip>921909768</cusip>
		<value>2146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36632</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>36632</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
		<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
		<cusip>921943858</cusip>
		<value>50696</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1078629</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1078629</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
		<titleOfClass>HIGH DIV YLD</titleOfClass>
		<cusip>921946406</cusip>
		<value>20547</value>
		<shrsOrPrnAmt>
			<sshPrnamt>182669</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>182669</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
		<titleOfClass>MEGA GRWTH IND</titleOfClass>
		<cusip>921910816</cusip>
		<value>1350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6084</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6084</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
		<titleOfClass>EXTENDED DUR</titleOfClass>
		<cusip>921910709</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2013</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2013</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
		<titleOfClass>MEGA CAP VAL ETF</titleOfClass>
		<cusip>921910840</cusip>
		<value>4528</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42058</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>42058</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
		<titleOfClass>MEGA CAP INDEX</titleOfClass>
		<cusip>921910873</cusip>
		<value>849</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5499</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5499</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>INF TECH ETF</titleOfClass>
		<cusip>92204A702</cusip>
		<value>1307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3366</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3366</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>UTILITIES ETF</titleOfClass>
		<cusip>92204A876</cusip>
		<value>612</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3719</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3719</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>FINANCIALS ETF</titleOfClass>
		<cusip>92204A405</cusip>
		<value>343</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3763</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3763</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>HEALTH CAR ETF</titleOfClass>
		<cusip>92204A504</cusip>
		<value>1457</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5627</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5627</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>ENERGY ETF</titleOfClass>
		<cusip>92204A306</cusip>
		<value>1228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11360</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11360</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92345Y106</cusip>
		<value>820</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3787</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3787</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92343V104</cusip>
		<value>12202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>226389</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>226389</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PARAMOUNT GLOBAL</nameOfIssuer>
		<titleOfClass>CLASS B COM</titleOfClass>
		<cusip>92556H206</cusip>
		<value>1183</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32935</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32935</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
		<titleOfClass>VS NASDQ NXT 50</titleOfClass>
		<cusip>92647X806</cusip>
		<value>472</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16984</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16984</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VIRTU FINL INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>928254101</cusip>
		<value>831</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22418</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22418</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VISA INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>5992</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>27900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VMWARE INC</nameOfIssuer>
		<titleOfClass>CL A COM</titleOfClass>
		<cusip>928563402</cusip>
		<value>680</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6124</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6124</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931427108</cusip>
		<value>6028</value>
		<shrsOrPrnAmt>
			<sshPrnamt>135671</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>135671</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALMART INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>12784</value>
		<shrsOrPrnAmt>
			<sshPrnamt>82855</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>82855</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>94106L109</cusip>
		<value>6106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37194</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>37194</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92939U106</cusip>
		<value>537</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5183</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5183</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>949746101</cusip>
		<value>1301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26381</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26381</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLTOWER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95040Q104</cusip>
		<value>1269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13169</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13169</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>955306105</cusip>
		<value>2863</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7185</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILLIAMS COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>969457100</cusip>
		<value>231</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6714</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6714</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WOLVERINE WORLD WIDE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>978097103</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10168</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10168</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WOODWARD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>980745103</cusip>
		<value>338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2926</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2926</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WORLD GOLD TR</nameOfIssuer>
		<titleOfClass>SPDR GLD MINIS</titleOfClass>
		<cusip>98149E204</cusip>
		<value>11787</value>
		<shrsOrPrnAmt>
			<sshPrnamt>303715</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>303715</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WP CAREY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92936U109</cusip>
		<value>288</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3528</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3528</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WYNN RESORTS LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>983134107</cusip>
		<value>803</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11260</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11260</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>XCEL ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98389B100</cusip>
		<value>234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3151</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3151</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>988498101</cusip>
		<value>324</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2738</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2738</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98956P102</cusip>
		<value>1430</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11272</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZOETIS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98978V103</cusip>
		<value>1263</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6561</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6561</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZOOM VIDEO COMMUNICATIONS IN</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98980L101</cusip>
		<value>375</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<otherManager>no</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3435</None>
		</votingAuthority>
	</infoTable>
</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>