The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   21,468 196 SH   SOLE   0 0 196
ABBOTT LABS COM 002824100   436,978 3,970 SH   SOLE   0 0 3,970
ABBVIE INC COM 00287Y109   655,059 4,227 SH   SOLE   0 0 4,227
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   8,071 23 SH   SOLE   0 0 23
ADOBE INC COM 00724F101   14,915 25 SH   SOLE   0 0 25
ADVANCED MICRO DEVICES INC COM 007903107   147,410 1,000 SH   SOLE   0 0 1,000
ALLSTATE CORP COM 020002101   9,243 66 SH   SOLE   0 0 66
ALPHABET INC CAP STK CL A 02079K305   213,555 1,529 SH   SOLE   0 0 1,529
ALPHABET INC CAP STK CL C 02079K107   80,331 570 SH   SOLE   0 0 570
ALPS ETF TR REIT DIVIDE DOGS 00162Q106   103,035 4,034 SH   SOLE   0 0 4,034
ALTRIA GROUP INC COM 02209S103   70,409 1,745 SH   SOLE   0 0 1,745
AMAZON COM INC COM 023135106   1,176,900 7,746 SH   SOLE   0 0 7,746
AMERICAN ELEC PWR CO INC COM 025537101   171,293 2,109 SH   SOLE   0 0 2,109
AMERICAN EXPRESS CO COM 025816109   19,671 105 SH   SOLE   0 0 105
AMPLIFY ETF TR SEYMOUR CANNBS 032108854   2,349 550 SH   SOLE   0 0 550
AON PLC SHS CL A G0403H108   12,514 43 SH   SOLE   0 0 43
APPLE INC COM 037833100   2,176,584 11,305 SH   SOLE   0 0 11,305
APPLIED MATLS INC COM 038222105   507,442 3,131 SH   SOLE   0 0 3,131
ARBOR REALTY TRUST INC COM 038923108   212,900 14,025 SH   SOLE   0 0 14,025
ARTISAN PARTNERS ASSET MGMT CL A 04316A108   44,180 1,000 SH   SOLE   0 0 1,000
AT&T INC COM 00206R102   70,426 4,197 SH   SOLE   0 0 4,197
AUTOMATIC DATA PROCESSING IN COM 053015103   124,174 533 SH   SOLE   0 0 533
AUTOZONE INC COM 053332102   28,442 11 SH   SOLE   0 0 11
AXCELIS TECHNOLOGIES INC COM NEW 054540208   187,662 1,447 SH   SOLE   0 0 1,447
BANK AMERICA CORP COM 060505104   16,768 498 SH   SOLE   0 0 498
BAXTER INTL INC COM 071813109   25,439 658 SH   SOLE   0 0 658
BERKSHIRE HATHAWAY INC DEL CL A 084670108   542,626 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   351,311 985 SH   SOLE   0 0 985
BLACKROCK INC COM 09247X101   52,767 65 SH   SOLE   0 0 65
BLINK CHARGING CO COM 09354A100   119 35 SH   SOLE   0 0 35
BOEING CO COM 097023105   73,507 282 SH   SOLE   0 0 282
BP PLC SPONSORED ADR 055622104   2,903 82 SH   SOLE   0 0 82
BP PRUDHOE BAY RTY TR UNIT BEN INT 055630107   1,670 676 SH   SOLE   0 0 676
BRISTOL-MYERS SQUIBB CO COM 110122108   97,951 1,909 SH   SOLE   0 0 1,909
BROADCOM INC COM 11135F101   16,744 15 SH   SOLE   0 0 15
CADENCE DESIGN SYSTEM INC COM 127387108   63,463 233 SH   SOLE   0 0 233
CARRIER GLOBAL CORPORATION COM 14448C104   4,309 75 SH   SOLE   0 0 75
CDW CORP COM 12514G108   15,913 70 SH   SOLE   0 0 70
CEDAR FAIR L P DEPOSITRY UNIT 150185106   56,773 1,426 SH   SOLE   0 0 1,426
CENTERPOINT ENERGY INC COM 15189T107   120,823 4,229 SH   SOLE   0 0 4,229
CHARTER COMMUNICATIONS INC N CL A 16119P108   10,884 28 SH   SOLE   0 0 28
CHENIERE ENERGY INC COM NEW 16411R208   23,729 139 SH   SOLE   0 0 139
CHEVRON CORP NEW COM 166764100   21,272 143 SH   SOLE   0 0 143
CISCO SYS INC COM 17275R102   44,963 890 SH   SOLE   0 0 890
CITIGROUP INC COM NEW 172967424   30,607 595 SH   SOLE   0 0 595
CLAROS MTG TR INC COMMON STOCK 18270D106   13,630 1,000 SH   SOLE   0 0 1,000
CMS ENERGY CORP COM 125896100   50,696 873 SH   SOLE   0 0 873
COCA COLA CO COM 191216100   47,144 800 SH   SOLE   0 0 800
COINBASE GLOBAL INC COM CL A 19260Q107   198,617 1,142 SH   SOLE   0 0 1,142
COMCAST CORP NEW CL A 20030N101   12,892 294 SH   SOLE   0 0 294
CONOCOPHILLIPS COM 20825C104   17,179 148 SH   SOLE   0 0 148
CONSOLIDATED EDISON INC COM 209115104   116,897 1,285 SH   SOLE   0 0 1,285
COSTCO WHSL CORP NEW COM 22160K105   67,408 102 SH   SOLE   0 0 102
DANAHER CORPORATION COM 235851102   6,941 30 SH   SOLE   0 0 30
DBX ETF TR XTRACK MSCI EAFE 233051200   21,782 589 SH   SOLE   0 0 589
DEERE & CO COM 244199105   7,998 20 SH   SOLE   0 0 20
DELTA AIR LINES INC DEL COM NEW 247361702   9,092 226 SH   SOLE   0 0 226
DENTSPLY SIRONA INC COM 24906P109   7,901 222 SH   SOLE   0 0 222
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   885 31 SH   SOLE   0 0 31
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   6,054 207 SH   SOLE   0 0 207
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,979 50 SH   SOLE   0 0 50
DISCOVER FINL SVCS COM 254709108   7,644 68 SH   SOLE   0 0 68
DISNEY WALT CO COM 254687106   60,766 673 SH   SOLE   0 0 673
DT MIDSTREAM INC COMMON STOCK 23345M107   25,702 469 SH   SOLE   0 0 469
DTE ENERGY CO COM 233331107   145,394 1,319 SH   SOLE   0 0 1,319
DUKE ENERGY CORP NEW COM NEW 26441C204   119,651 1,233 SH   SOLE   0 0 1,233
DXC TECHNOLOGY CO COM 23355L106   1,944 85 SH   SOLE   0 0 85
EATON CORP PLC SHS G29183103   42,866 178 SH   SOLE   0 0 178
EATON VANCE TAX-MANAGED GLOB COM 27829F108   285,054 36,924 SH   SOLE   0 0 36,924
EDISON INTL COM 281020107   1,028 14 SH   SOLE   0 0 14
ELI LILLY & CO COM 532457108   139,318 239 SH   SOLE   0 0 239
ENBRIDGE INC COM 29250N105   54,931 1,525 SH   SOLE   0 0 1,525
ENOVIX CORPORATION COM 293594107   4,257 340 SH   SOLE   0 0 340
ETF SER SOLUTIONS DEFIANCE QUANT 26922A420   16,296 300 SH   SOLE   0 0 300
EVOLV TECHNOLOGIES HLDNGS IN COM CL A 30049H102   74,652 15,816 SH   SOLE   0 0 15,816
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   18,508 323 SH   SOLE   0 0 323
EXXON MOBIL CORP COM 30231G102   242,193 2,422 SH   SOLE   0 0 2,422
FEDEX CORP COM 31428X106   10,998 43 SH   SOLE   0 0 43
FIRST MERCHANTS CORP COM 320817109   25,994 701 SH   SOLE   0 0 701
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853   930 22 SH   SOLE   0 0 22
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   17,064 180 SH   SOLE   0 0 180
FIRST TR EXCHANGE-TRADED ALP SML CAP VAL ALPH 33737M409   98,990 1,820 SH   SOLE   0 0 1,820
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   622,628 7,779 SH   SOLE   0 0 7,779
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   121,060 2,029 SH   SOLE   0 0 2,029
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   363,381 7,520 SH   SOLE   0 0 7,520
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   123,055 2,671 SH   SOLE   0 0 2,671
FIRSTENERGY CORP COM 337932107   14,701 401 SH   SOLE   0 0 401
FORD MTR CO DEL COM 345370860   48,534 3,981 SH   SOLE   0 0 3,981
GENERAL DYNAMICS CORP COM 369550108   12,984 50 SH   SOLE   0 0 50
GOLDMAN SACHS GROUP INC COM 38141G104   115,731 300 SH   SOLE   0 0 300
GOODYEAR TIRE & RUBR CO COM 382550101   1,089 76 SH   SOLE   0 0 76
GSK PLC SPONSORED ADR 37733W204   18,827 508 SH   SOLE   0 0 508
HALEON PLC SPON ADS 405552100   5,235 636 SH   SOLE   0 0 636
HALLIBURTON CO COM 406216101   41,566 1,150 SH   SOLE   0 0 1,150
HASBRO INC COM 418056107   8,279 162 SH   SOLE   0 0 162
HERSHEY CO COM 427866108   58,543 314 SH   SOLE   0 0 314
HEWLETT PACKARD ENTERPRISE C COM 42824C109   17,065 1,005 SH   SOLE   0 0 1,005
HOME DEPOT INC COM 437076102   420,276 1,213 SH   SOLE   0 0 1,213
HONEYWELL INTL INC COM 438516106   60,816 290 SH   SOLE   0 0 290
HP INC COM 40434L105   30,241 1,005 SH   SOLE   0 0 1,005
HUNTINGTON BANCSHARES INC COM 446150104   44,584 3,505 SH   SOLE   0 0 3,505
HUNTINGTON INGALLS INDS INC COM 446413106   27,522 106 SH   SOLE   0 0 106
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101   3,408 198 SH   SOLE   0 0 198
ILLINOIS TOOL WKS INC COM 452308109   145,639 556 SH   SOLE   0 0 556
INTEL CORP COM 458140100   161,906 3,222 SH   SOLE   0 0 3,222
INTERNATIONAL BUSINESS MACHS COM 459200101   696,570 4,259 SH   SOLE   0 0 4,259
INTERNATIONAL PAPER CO COM 460146103   1,736 48 SH   SOLE   0 0 48
INVENTRUST PPTYS CORP COM NEW 46124J201   14,976 591 SH   SOLE   0 0 591
INVESCO QQQ TR UNIT SER 1 46090E103   124,904 305 SH   SOLE   0 0 305
ISHARES GOLD TR ISHARES NEW 464285204   5,681,771 145,574 SH   SOLE   0 0 145,574
ISHARES INC CORE MSCI EMKT 46434G103   4,059,621 80,261 SH   SOLE   0 0 80,261
ISHARES INC ESG AWR MSCI EM 46434G863   289,759 9,038 SH   SOLE   0 0 9,038
ISHARES SILVER TR ISHARES 46428Q109   10,085 463 SH   SOLE   0 0 463
ISHARES TR 1 3 YR TREAS BD 464287457   31,422 383 SH   SOLE   0 0 383
ISHARES TR 3 7 YR TREAS BD 464288661   39,942 341 SH   SOLE   0 0 341
ISHARES TR 7-10 YR TRSY BD 464287440   22,170 230 SH   SOLE   0 0 230
ISHARES TR CORE INTL AGGR 46435G672   5,727 115 SH   SOLE   0 0 115
ISHARES TR CORE MSCI TOTAL 46432F834   13,636 210 SH   SOLE   0 0 210
ISHARES TR CORE US AGGBD ET 464287226   131,110 1,321 SH   SOLE   0 0 1,321
ISHARES TR EAFE SML CP ETF 464288273   38,564 623 SH   SOLE   0 0 623
ISHARES TR ESG ADVNCD HY BD 46435G441   4,992 110 SH   SOLE   0 0 110
ISHARES TR GLOBAL MATER ETF 464288695   63,204 724 SH   SOLE   0 0 724
ISHARES TR HDG MSCI EAFE 46434V803   540,933 17,167 SH   SOLE   0 0 17,167
ISHARES TR MSCI ACWI EX US 464288240   12,454 244 SH   SOLE   0 0 244
ISHARES TR MSCI USA QLT FCT 46432F339   148 1 SH   SOLE   0 0 1
ISHARES TR ROBOTICS ARTIF 46435U556   15,767 457 SH   SOLE   0 0 457
ISHARES TR RUS 1000 GRW ETF 464287614   30,317 100 SH   SOLE   0 0 100
ISHARES TR RUS 2000 GRW ETF 464287648   430,505 1,707 SH   SOLE   0 0 1,707
ISHARES TR RUS MD CP GR ETF 464287481   1,143,455 10,946 SH   SOLE   0 0 10,946
ISHARES TR RUS MDCP VAL ETF 464287473   388,758 3,343 SH   SOLE   0 0 3,343
ISHARES TR RUSSELL 3000 ETF 464287689   102,927 376 SH   SOLE   0 0 376
ISHARES TR U.S. BAS MTL ETF 464287838   135,391 980 SH   SOLE   0 0 980
ISHARES TR US HLTHCARE ETF 464287762   121,939 426 SH   SOLE   0 0 426
ISHARES TR CORE 1 5 YR USD 46432F859   8,130,088 170,944 SH   SOLE   0 0 170,944
ISHARES TR CORE DIV GRWTH 46434V621   105,864 1,967 SH   SOLE   0 0 1,967
ISHARES TR CORE MSCI EAFE 46432F842   30,537,883 434,085 SH   SOLE   0 0 434,085
ISHARES TR CORE S&P MCP ETF 464287507   5,065,483 18,277 SH   SOLE   0 0 18,277
ISHARES TR CORE S&P SCP ETF 464287804   11,120,957 102,734 SH   SOLE   0 0 102,734
ISHARES TR CORE S&P TTL STK 464287150   321,057 3,051 SH   SOLE   0 0 3,051
ISHARES TR CORE S&P500 ETF 464287200   35,654,172 74,648 SH   SOLE   0 0 74,648
ISHARES TR CORE TOTAL USD 46434V613   15,388 334 SH   SOLE   0 0 334
ISHARES TR EAFE GRWTH ETF 464288885   8,678,630 89,609 SH   SOLE   0 0 89,609
ISHARES TR EAFE VALUE ETF 464288877   2,879,173 55,262 SH   SOLE   0 0 55,262
ISHARES TR ESG AW MSCI EAFE 46435G516   2,538,803 33,609 SH   SOLE   0 0 33,609
ISHARES TR ESG AWARE MSCI 46435U663   896,155 23,577 SH   SOLE   0 0 23,577
ISHARES TR ESG AWR MSCI USA 46435G425   641,448 6,114 SH   SOLE   0 0 6,114
ISHARES TR ESG AWR US AGRGT 46435U549   452,289 9,474 SH   SOLE   0 0 9,474
ISHARES TR IBOXX HI YD ETF 464288513   7,213,884 93,215 SH   SOLE   0 0 93,215
ISHARES TR MSCI EAFE ETF 464287465   352,707 4,681 SH   SOLE   0 0 4,681
ISHARES TR MSCI EMG MKT ETF 464287234   647,088 16,093 SH   SOLE   0 0 16,093
ISHARES TR MSCI KLD400 SOC 464288570   3,444,030 37,826 SH   SOLE   0 0 37,826
ISHARES TR MSCI USA ESG SLC 464288802   105,337 1,048 SH   SOLE   0 0 1,048
ISHARES TR RUS 1000 ETF 464287622   2,786,251 10,624 SH   SOLE   0 0 10,624
ISHARES TR RUS MID CAP ETF 464287499   545,665 7,020 SH   SOLE   0 0 7,020
ISHARES TR RUSSELL 2000 ETF 464287655   3,450,621 17,192 SH   SOLE   0 0 17,192
ISHARES TR S&P 500 GRWT ETF 464287309   4,867,627 64,815 SH   SOLE   0 0 64,815
ISHARES TR S&P 500 VAL ETF 464287408   4,159,918 23,923 SH   SOLE   0 0 23,923
ISHARES TR S&P MC 400GR ETF 464287606   3,861,953 48,750 SH   SOLE   0 0 48,750
ISHARES TR S&P MC 400VL ETF 464287705   3,776,526 33,116 SH   SOLE   0 0 33,116
ISHARES TR S&P SML 600 GWT 464287887   1,571,375 12,557 SH   SOLE   0 0 12,557
ISHARES TR SELECT DIVID ETF 464287168   150,159 1,281 SH   SOLE   0 0 1,281
ISHARES TR SP SMCP600VL ETF 464287879   1,527,768 14,823 SH   SOLE   0 0 14,823
ISHARES TR TIPS BD ETF 464287176   6,034,836 56,143 SH   SOLE   0 0 56,143
ISHARES TR U.S. REAL ES ETF 464287739   129,437 1,416 SH   SOLE   0 0 1,416
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266   218 6 SH   SOLE   0 0 6
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373   570 10 SH   SOLE   0 0 10
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241   140 3 SH   SOLE   0 0 3
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   1,375 16 SH   SOLE   0 0 16
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   48 1 SH   SOLE   0 0 1
JOHNSON & JOHNSON COM 478160104   295,612 1,886 SH   SOLE   0 0 1,886
JPMORGAN CHASE & CO COM 46625H100   699,111 4,110 SH   SOLE   0 0 4,110
KELLANOVA COM 487836108   8,499 152 SH   SOLE   0 0 152
KIMBERLY-CLARK CORP COM 494368103   25,518 210 SH   SOLE   0 0 210
KINDER MORGAN INC DEL COM 49456B101   8,538 484 SH   SOLE   0 0 484
KRAFT HEINZ CO COM 500754106   9,209 249 SH   SOLE   0 0 249
KROGER CO COM 501044101   14,628 320 SH   SOLE   0 0 320
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   5,777 278 SH   SOLE   0 0 278
LAM RESEARCH CORP COM 512807108   43,080 55 SH   SOLE   0 0 55
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   2,283,945 83,295 SH   SOLE   0 0 83,295
LISTED FD TR ROUNDHILL BALL 53656F417   5,468 475 SH   SOLE   0 0 475
MAGNA INTL INC COM 559222401   8,154 138 SH   SOLE   0 0 138
MARATHON PETE CORP COM 56585A102   96,434 650 SH   SOLE   0 0 650
MCDONALDS CORP COM 580135101   526,899 1,777 SH   SOLE   0 0 1,777
MERCK & CO INC COM 58933Y105   212,699 1,951 SH   SOLE   0 0 1,951
META PLATFORMS INC CL A 30303M102   35,750 101 SH   SOLE   0 0 101
METLIFE INC COM 59156R108   11,573 175 SH   SOLE   0 0 175
MGM RESORTS INTERNATIONAL COM 552953101   49,148 1,100 SH   SOLE   0 0 1,100
MICROSOFT CORP COM 594918104   1,835,972 4,882 SH   SOLE   0 0 4,882
MONDELEZ INTL INC CL A 609207105   5,650 78 SH   SOLE   0 0 78
MORGAN STANLEY COM NEW 617446448   82,957 890 SH   SOLE   0 0 890
MOTOROLA SOLUTIONS INC COM NEW 620076307   20,664 66 SH   SOLE   0 0 66
NCR VOYIX CORPORATION COM 62886E108   23 1 SH   SOLE   0 0 1
NEOGEN CORP COM 640491106   2,695 134 SH   SOLE   0 0 134
NETFLIX INC COM 64110L106   24,344 50 SH   SOLE   0 0 50
NEWELL BRANDS INC COM 651229106   5,582 643 SH   SOLE   0 0 643
NIKE INC CL B 654106103   5,972 55 SH   SOLE   0 0 55
NORTHROP GRUMMAN CORP COM 666807102   380,598 813 SH   SOLE   0 0 813
NORTHWEST NAT HLDG CO COM 66765N105   42,990 1,104 SH   SOLE   0 0 1,104
NRG ENERGY INC COM NEW 629377508   9,048 175 SH   SOLE   0 0 175
NVIDIA CORPORATION COM 67066G104   253,132 511 SH   SOLE   0 0 511
OCCIDENTAL PETE CORP COM 674599105   498,698 8,352 SH   SOLE   0 0 8,352
OGE ENERGY CORP COM 670837103   7,912 227 SH   SOLE   0 0 227
OLD DOMINION FREIGHT LINE IN COM 679580100   202,665 500 SH   SOLE   0 0 500
ORACLE CORP COM 68389X105   111,229 1,055 SH   SOLE   0 0 1,055
ORGANON & CO COMMON STOCK 68622V106   2,582 179 SH   SOLE   0 0 179
OTIS WORLDWIDE CORP COM 68902V107   3,311 37 SH   SOLE   0 0 37
PENNYMAC MTG INVT TR COM 70931T103   105,054 7,027 SH   SOLE   0 0 7,027
PEPSICO INC COM 713448108   624,287 3,676 SH   SOLE   0 0 3,676
PFIZER INC COM 717081103   133,155 4,625 SH   SOLE   0 0 4,625
PHILIP MORRIS INTL INC COM 718172109   95,390 1,014 SH   SOLE   0 0 1,014
PIEDMONT LITHIUM INC COM 72016P105   23,206 822 SH   SOLE   0 0 822
PINTEREST INC CL A 72352L106   1,445 39 SH   SOLE   0 0 39
PIONEER NAT RES CO COM 723787107   11,919 53 SH   SOLE   0 0 53
PNC FINL SVCS GROUP INC COM 693475105   1,334 9 SH   SOLE   0 0 9
PROCTER AND GAMBLE CO COM 742718109   51,725 353 SH   SOLE   0 0 353
PRUDENTIAL FINL INC COM 744320102   4,979 48 SH   SOLE   0 0 48
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   24,460 400 SH   SOLE   0 0 400
QUALCOMM INC COM 747525103   35,724 247 SH   SOLE   0 0 247
RALPH LAUREN CORP CL A 751212101   7,210 50 SH   SOLE   0 0 50
RIOT PLATFORMS INC COM 767292105   6,962 450 SH   SOLE   0 0 450
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   7,625 325 SH   SOLE   0 0 325
ROCKET COS INC COM CL A 77311W101   125,166 8,644 SH   SOLE   0 0 8,644
ROKU INC COM CL A 77543R102   1,742 19 SH   SOLE   0 0 19
RTX CORPORATION COM 75513E101   6,311 75 SH   SOLE   0 0 75
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   10,435,452 282,344 SH   SOLE   0 0 282,344
SELECT SECTOR SPDR TR ENERGY 81369Y506   78,062 931 SH   SOLE   0 0 931
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,442 20 SH   SOLE   0 0 20
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   442,784 11,053 SH   SOLE   0 0 11,053
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   116,893 654 SH   SOLE   0 0 654
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,853 26 SH   SOLE   0 0 26
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,320,704 9,684 SH   SOLE   0 0 9,684
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,000,013 47,371 SH   SOLE   0 0 47,371
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   510,703 5,970 SH   SOLE   0 0 5,970
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   5,228,134 27,162 SH   SOLE   0 0 27,162
SERVICENOW INC COM 81762P102   1,228 2 SH   SOLE   0 0 2
SHELL PLC SPON ADS 780259305   3,948 60 SH   SOLE   0 0 60
SOFI TECHNOLOGIES INC COM 83406F102   1,642 165 SH   SOLE   0 0 165
SOUTHERN CO COM 842587107   423,245 6,036 SH   SOLE   0 0 6,036
SPDR GOLD TR GOLD SHS 78463V107   5,153,540 26,958 SH   SOLE   0 0 26,958
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   8,895 228 SH   SOLE   0 0 228
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,601,934 3,370 SH   SOLE   0 0 3,370
SPDR SER TR PORTFOLIO S&P500 78464A854   530,827 9,496 SH   SOLE   0 0 9,496
SPDR SER TR PORTFOLIO S&P600 78468R853   201,030 4,766 SH   SOLE   0 0 4,766
SPDR SER TR PORTFOLIO SH TSR 78468R101   30,271 1,042 SH   SOLE   0 0 1,042
SPDR SER TR S&P BIOTECH 78464A870   69,379 777 SH   SOLE   0 0 777
SPDR SER TR DJ REIT ETF 78464A607   55,953 587 SH   SOLE   0 0 587
SPDR SER TR PORTFLI INTRMDIT 78464A672   497,268 17,411 SH   SOLE   0 0 17,411
SPDR SER TR SPDR S&P 500 ETF 78468R796   20,958 540 SH   SOLE   0 0 540
STARBUCKS CORP COM 855244109   24,003 250 SH   SOLE   0 0 250
STRYKER CORPORATION COM 863667101   223,267 746 SH   SOLE   0 0 746
SYLVAMO CORP COMMON STOCK 871332102   246 5 SH   SOLE   0 0 5
T ROWE PRICE ETF INC FLOATING RATE 87283Q883   20,366 395 SH   SOLE   0 0 395
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   18,737 1,313 SH   SOLE   0 0 1,313
TERADATA CORP DEL COM 88076W103   58 1 SH   SOLE   0 0 1
TESLA INC COM 88160R101   1,689 7 SH   SOLE   0 0 7
TEXAS INSTRS INC COM 882508104   25,569 150 SH   SOLE   0 0 150
THE CIGNA GROUP COM 125523100   2,592 9 SH   SOLE   0 0 9
THERMO FISHER SCIENTIFIC INC COM 883556102   35,033 66 SH   SOLE   0 0 66
TRAVELERS COMPANIES INC COM 89417E109   8,763 46 SH   SOLE   0 0 46
TRIMAS CORP COM NEW 896215209   3,028 120 SH   SOLE   0 0 120
UBER TECHNOLOGIES INC COM 90353T100   1,663 27 SH   SOLE   0 0 27
UBS AG LONDON BRANCH ETRACS ALER MLP 90274D382   30,788 1,440 SH   SOLE   0 0 1,440
UNITED STS BRENT OIL FD LP UNIT 91167Q100   41,047 1,503 SH   SOLE   0 0 1,503
UNITEDHEALTH GROUP INC COM 91324P102   31,589 60 SH   SOLE   0 0 60
UNUM GROUP COM 91529Y106   48,929 1,082 SH   SOLE   0 0 1,082
UPSTART HLDGS INC COM 91680M107   2,902 71 SH   SOLE   0 0 71
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   82,328 830 SH   SOLE   0 0 830
VANGUARD BD INDEX FDS INTERMED TERM 921937819   34,875,357 456,603 SH   SOLE   0 0 456,603
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   5,690,612 73,885 SH   SOLE   0 0 73,885
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   26,723,627 541,348 SH   SOLE   0 0 541,348
VANGUARD INDEX FDS GROWTH ETF 922908736   9,325,207 29,996 SH   SOLE   0 0 29,996
VANGUARD INDEX FDS LARGE CAP ETF 922908637   8,554,305 39,213 SH   SOLE   0 0 39,213
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   5,914,383 26,936 SH   SOLE   0 0 26,936
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   6,536,265 45,075 SH   SOLE   0 0 45,075
VANGUARD INDEX FDS MID CAP ETF 922908629   24,113,210 103,650 SH   SOLE   0 0 103,650
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   277,804 3,144 SH   SOLE   0 0 3,144
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   393,006 900 SH   SOLE   0 0 900
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,585,420 19,922 SH   SOLE   0 0 19,922
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,788,105 13,069 SH   SOLE   0 0 13,069
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,884,095 11,929 SH   SOLE   0 0 11,929
VANGUARD INDEX FDS TOTAL STK MKT 922908769   186,735 787 SH   SOLE   0 0 787
VANGUARD INDEX FDS VALUE ETF 922908744   8,157,455 54,565 SH   SOLE   0 0 54,565
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   653,280 11,637 SH   SOLE   0 0 11,637
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,462,599 205,903 SH   SOLE   0 0 205,903
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,529,321 53,260 SH   SOLE   0 0 53,260
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   193,100 3,783 SH   SOLE   0 0 3,783
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,001,106 5,875 SH   SOLE   0 0 5,875
VANGUARD STAR FDS VG TL INTL STK F 921909768   96 2 SH   SOLE   0 0 2
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,612,969 54,551 SH   SOLE   0 0 54,551
VANGUARD WORLD FDS MATERIALS ETF 92204A801   391,865 2,063 SH   SOLE   0 0 2,063
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   85,238 340 SH   SOLE   0 0 340
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   41,221 187 SH   SOLE   0 0 187
VANGUARD WORLD FDS INF TECH ETF 92204A702   143,264 296 SH   SOLE   0 0 296
VERALTO CORP COM SHS 92338C103   823 10 SH   SOLE   0 0 10
VERIZON COMMUNICATIONS INC COM 92343V104   22,620 600 SH   SOLE   0 0 600
VIATRIS INC COM 92556V106   5,870 542 SH   SOLE   0 0 542
VISA INC COM CL A 92826C839   10,189 39 SH   SOLE   0 0 39
WALMART INC COM 931142103   124,811 792 SH   SOLE   0 0 792
WARNER BROS DISCOVERY INC COM SER A 934423104   10,664 937 SH   SOLE   0 0 937
WASTE MGMT INC DEL COM 94106L109   4,748 27 SH   SOLE   0 0 27
WELLS FARGO CO NEW COM 949746101   70,139 1,425 SH   SOLE   0 0 1,425
WILLIAMS COS INC COM 969457100   6,165 177 SH   SOLE   0 0 177
WK KELLOGG CO COM SHS 92942W107   500 38 SH   SOLE   0 0 38
XCEL ENERGY INC COM 98389B100   179,849 2,905 SH   SOLE   0 0 2,905
YUM BRANDS INC COM 988498101   164,252 1,257 SH   SOLE   0 0 1,257
YUM CHINA HLDGS INC COM 98850P109   56,687 1,336 SH   SOLE   0 0 1,336
ZILLOW GROUP INC CL C CAP STK 98954M200   6,365 110 SH   SOLE   0 0 110