The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR iShares MSCI ACWI - ETF 464288257 248 3,191 SH   SOLE N/A 0 0 3,191
JP MORGAN CHASE and CO Alerian MLP - ETF 00162Q452 4,904 134,146 SH   SOLE N/A 0 0 134,146
SPDR SER TR SPDR SER TR 78468R663 1,834 20,027 SH   SOLE N/A 0 0 20,027
INVESCO EXCHANGE TRADED FD T Invesco Senior Bank Loan - ETF 46138G508 205 10,130 SH   SOLE N/A 0 0 10,130
VANGUARD INDEX FUNDS Vanguard Total Intl. Bond Market - ETF 92203J407 2,452 51,375 SH   SOLE N/A 0 0 51,375
BERKSHIRE HATHAWAY INC DEL Berkshire Hathaway B New 084670702 219 820 SH   SOLE N/A 0 0 820
COSTCO WHSL CORP NEW Costco Wholesale Co 22160K105 217 459 SH   SOLE N/A 0 0 459
WISDOMTREE TR WISDOMTREE TR 97717W851 5,287 85,710 SH   SOLE N/A 0 0 85,710
ISHARES INC iShares MSCI Emerg. Mkts Min. Volatility - ETF 464286533 6,473 127,728 SH   SOLE N/A 0 0 127,728
ISHARES TR iShares MSCI EAFE Min. Volatility - ETF 46429B689 4,844 84,966 SH   SOLE N/A 0 0 84,966
ISHARES INC MSCI BRAZIL ETF 464286400 5,276 178,068 SH   SOLE N/A 0 0 178,068
ISHARES TR iShares Floating Rate Bond - ETF 46429B655 5,119 101,839 SH   SOLE N/A 0 0 101,839
ALPHABET INC Google 02079K107 278 2,891 SH   SOLE N/A 0 0 2,891
PIMCO Pimco 0-5 Yr High Yield Corporate Bond - ETF 72201R783 1,422 16,279 SH   SOLE N/A 0 0 16,279
ISHARES TR iShares Int'l Aggregate Bond - ETF 46435G672 2,189 45,302 SH   SOLE N/A 0 0 45,302
ISHARES TR CONV BD ETF 46435G102 4,893 71,014 SH   SOLE N/A 0 0 71,014
ISHARES TR Ishares S&P Mid Cap - ETF 464287705 1,389 15,435 SH   SOLE N/A 0 0 15,435
ISHARES TR MSCI INDIA ETF 46429B598 5,127 125,717 SH   SOLE N/A 0 0 125,717
ISHARES TR iShares U.S. Total Stock Market - ETF 464287150 10,066 126,549 SH   SOLE N/A 0 0 126,549
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 5,127 102,221 SH   SOLE N/A 0 0 102,221
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 4,733 71,614 SH   SOLE N/A 0 0 71,614
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 2,152 45,442 SH   SOLE N/A 0 0 45,442
ISHARES TR MBS ETF 464288588 592 6,460 SH   SOLE N/A 0 0 6,460
GLOBAL X FDS Global X MLP - ETF 37954Y343 562 14,262 SH   SOLE N/A 0 0 14,262
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 5,128 104,100 SH   SOLE N/A 0 0 104,100
INVESCO EXCH TRADED FD TR II Invesco Emerging Market Debt - ETF 46138E784 214 12,633 SH   SOLE N/A 0 0 12,633
INVESCO EXCHANGE TRADED FD T Invesco Preferred - ETF 46138E511 395 33,288 SH   SOLE N/A 0 0 33,288
INVESCO EXCH TRADED FD TR II P Invesco High Yield Corporate Bond - ETF 46138E719 190 11,545 SH   SOLE N/A 0 0 11,545
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Cons. Disc. - ETF 46137V381 923 8,804 SH   SOLE N/A 0 0 8,804
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Industrials - ETF 46137V324 986 6,365 SH   SOLE N/A 0 0 6,365
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Cons. Staples - ETF 46137V373 1,213 7,886 SH   SOLE N/A 0 0 7,886
ADVISORS INNER CIRCLE FD III ADVOCATE RISING 00775Y736 1,442 44,713 SH   SOLE N/A 0 0 44,713
INVESCO EXCHANGE TRADED FD T Invesco S&P 500 Equal Weight - ETF 46137V357 3,062 24,059 SH   SOLE N/A 0 0 24,059
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Materials - ETF 46137V316 2,363 16,586 SH   SOLE N/A 0 0 16,586
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Energy - ETF 46137V365 537 8,806 SH   SOLE N/A 0 0 8,806
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Financials - ETF 46137V340 563 10,984 SH   SOLE N/A 0 0 10,984
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Health Care - ETF 46137V332 2,155 8,574 SH   SOLE N/A 0 0 8,574
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Technology - ETF 46137V282 1,076 4,753 SH   SOLE N/A 0 0 4,753
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Utilities - ETF 46137V274 1,686 15,821 SH   SOLE N/A 0 0 15,821
SCHWAB STRATEGIC TR Schwab US Small Cap - ETF 808524607 4,212 111,432 SH   SOLE N/A 0 0 111,432
SCHWAB STRATEGIC TR Schwab REIT Fund - ETF 808524847 538 28,799 SH   SOLE N/A 0 0 28,799
SCHWAB STRATEGIC TR Schwab US Short-Term Treasury Fund - ETF 808524862 591 12,242 SH   SOLE N/A 0 0 12,242
SCHWAB STRATEGIC TR Schwab US TIPS - ETF 808524870 1,558 30,069 SH   SOLE N/A 0 0 30,069
SCHWAB STRATEGIC TR Schwab US Aggregate Bond - ETF 808524839 5,966 131,676 SH   SOLE N/A 0 0 131,676
SPDR SERIES TR SPDR Barclays Short Term Muni Bond - ETF 78468R739 991 21,506 SH   SOLE N/A 0 0 21,506
ISHARES TR ISHARES TR 46434V407 2,275 56,962 SH   SOLE N/A 0 0 56,962
SSGA ACTIVE ETF TR SSGA ACTIVE ETF TR 78467V608 1,129 27,619 SH   SOLE N/A 0 0 27,619
ISHARES TR 0-5 YR TIPS ETF 46429B747 3,007 31,292 SH   SOLE N/A 0 0 31,292
ISHARES TR Ishares Esg Msci Usa 46435U218 961 15,558 SH   SOLE N/A 0 0 15,558
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 4,495 61,070 SH   SOLE N/A 0 0 61,070
SPDR SERIES TR SPDR Barclays Municipal Bond - ETF 78468R721 585 13,297 SH   SOLE N/A 0 0 13,297
TESLA INC TESLA INC 88160R101 451 1,700 SH   SOLE N/A 0 0 1,700
ISHARES TR iShares MSCI USA Min. Volatility - ETF 46429B697 2,064 31,222 SH   SOLE N/A 0 0 31,222
VANGUARD INDEX FDS SM CP VAL ETF 922908611 589 4,107 SH   SOLE N/A 0 0 4,107
VANGUARD INDEX FUNDS Vanguard Corporate Bond - ETF 92206C870 1,524 20,131 SH   SOLE N/A 0 0 20,131
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 867 11,666 SH   SOLE N/A 0 0 11,666
SPDR SER TR S&P BIOTECH 78464A870 4,827 60,856 SH   SOLE N/A 0 0 60,856
SPDR SERIES TR SPDR Communications Svcs - ETF 81369Y852 1,877 39,184 SH   SOLE N/A 0 0 39,184
SELECT SECTOR SPDR TR Sector SPDR Consumer Staples - ETF 81369Y308 1,268 19,001 SH   SOLE N/A 0 0 19,001
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 6,274 95,770 SH   SOLE N/A 0 0 95,770