The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC iShares MSCI Emerg. Mkts Min. Volatility - ETF 464286533 6,998 126,242 SH   SOLE N/A 0 0 126,242
ISHARES TR iShares MSCI EAFE Min. Volatility - ETF 46429B689 5,273 83,281 SH   SOLE N/A 0 0 83,281
ISHARES TR iShares iBoxx High Yield Corpo 464288513 1,266 17,203 SH   SOLE N/A 0 0 17,203
ISHARES TR iShares U.S. Total Stock Market - ETF 464287150 10,866 129,693 SH   SOLE N/A 0 0 129,693
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 2,354 48,743 SH   SOLE N/A 0 0 48,743
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Cons. Disc. - ETF 46137V381 935 8,732 SH   SOLE N/A 0 0 8,732
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Industrials - ETF 46137V324 1,031 6,434 SH   SOLE N/A 0 0 6,434
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Cons. Staples - ETF 46137V373 1,327 8,009 SH   SOLE N/A 0 0 8,009
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Materials - ETF 46137V316 2,585 16,681 SH   SOLE N/A 0 0 16,681
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Health Care - ETF 46137V332 2,330 8,698 SH   SOLE N/A 0 0 8,698
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Technology - ETF 46137V282 1,132 4,788 SH   SOLE N/A 0 0 4,788
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Utilities - ETF 46137V274 1,999 17,497 SH   SOLE N/A 0 0 17,497
SCHWAB STRATEGIC TR Schwab US Small Cap - ETF 808524607 4,413 113,194 SH   SOLE N/A 0 0 113,194
ISHARES TR iShares 0-5 Year High Yield Co 46434V407 2,354 58,047 SH   SOLE N/A 0 0 58,047
SSGA ACTIVE ETF TR SPDR Blackstone Senior Loan ET 78467V608 1,203 28,894 SH   SOLE N/A 0 0 28,894
ISHARES TR 0-5 YR TIPS ETF 46429B747 13,427 132,375 SH   SOLE N/A 0 0 132,375
VANGUARD INDEX FUNDS Vanguard Corporate Bond - ETF 92206C870 1,580 19,746 SH   SOLE N/A 0 0 19,746
VANGUARD SCOTTSDALE FDS Vanguard Short-Term Corporate 92206C409 870 11,404 SH   SOLE N/A 0 0 11,404
SPDR SERIES TR SPDR Communications Svcs - ETF 81369Y852 2,045 37,677 SH   SOLE N/A 0 0 37,677
DBX ETF TR Xtrackers Harvest CSI 300 Chin 233051879 4,833 141,453 SH   SOLE N/A 0 0 141,453
WISDOMTREE TR WisdomTree Japan Hedged Equity 97717W851 5,407 86,602 SH   SOLE N/A 0 0 86,602
GOLDMAN SACHS ETF TR Goldman Sachs Access Treasury 381430529 10,486 105,031 SH   SOLE N/A 0 0 105,031
KRANESHARES TR KraneShares CSI China Internet 500767306 5,259 160,534 SH   SOLE N/A 0 0 160,534
GLOBAL X FDS Global X Lithium andand Battery Tec 37954Y855 4,524 62,299 SH   SOLE N/A 0 0 62,299
INVESCO ACTVELY MNGD ETC FD Invesco Optimum Yield Diversif 46090F100 5,154 285,719 SH   SOLE N/A 0 0 285,719
INVESCO EXCH TRADED FD TR II Invesco Solar ETF 46138G706 5,216 73,066 SH   SOLE N/A 0 0 73,066
SELECT SECTOR SPDR TR ENERGY 81369Y506 5,409 75,645 SH   SOLE N/A 0 0 75,645
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 6,911 98,541 SH   SOLE N/A 0 0 98,541
INVESCO EXCHANGE TRADED FD T Invesco Senior Bank Loan - ETF 46138G508 206 10,147 SH   SOLE N/A 0 0 10,147
ISHARES TR iShares Int'l Aggregate Bond - ETF 46435G672 2,272 45,610 SH   SOLE N/A 0 0 45,610
GLOBAL X FDS Global X MLP - ETF 37954Y343 543 14,734 SH   SOLE N/A 0 0 14,734
INVESCO EXCH TRADED FD TR II Invesco Emerging Market Debt - ETF 46138E784 218 11,784 SH   SOLE N/A 0 0 11,784
INVESCO EXCHANGE TRADED FD T Invesco Preferred - ETF 46138E511 403 32,635 SH   SOLE N/A 0 0 32,635
INVESCO EXCH TRADED FD TR II P Invesco High Yield Corporate Bond - ETF 46138E719 194 11,487 SH   SOLE N/A 0 0 11,487
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Financials - ETF 46137V340 585 10,994 SH   SOLE N/A 0 0 10,994
SCHWAB STRATEGIC TR Schwab US TIPS - ETF 808524870 1,698 30,430 SH   SOLE N/A 0 0 30,430
SCHWAB STRATEGIC TR Schwab US Aggregate Bond - ETF 808524839 6,341 132,455 SH   SOLE N/A 0 0 132,455
SPDR SERIES TR SPDR Barclays Short Term Muni Bond - ETF 78468R739 998 21,115 SH   SOLE N/A 0 0 21,115
SPDR SERIES TR SPDR Barclays Municipal Bond - ETF 78468R721 588 12,819 SH   SOLE N/A 0 0 12,819
ISHARES TR iShares MSCI USA Min. Volatility - ETF 46429B697 2,213 31,516 SH   SOLE N/A 0 0 31,516
VANGUARD INDEX FUNDS Vanguard Total Intl. Bond Market - ETF 92203J407 2,729 55,095 SH   SOLE N/A 0 0 55,095
ISHARES TR MBS ETF 464288588 664 6,814 SH   SOLE N/A 0 0 6,814
SCHWAB STRATEGIC TR Schwab US Short-Term Treasury Fund - ETF 808524862 625 12,704 SH   SOLE N/A 0 0 12,704
SELECT SECTOR SPDR TR Sector SPDR Consumer Staples - ETF 81369Y308 1,363 18,879 SH   SOLE N/A 0 0 18,879
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Energy - ETF 46137V365 529 8,605 SH   SOLE N/A 0 0 8,605
SCHWAB STRATEGIC TR Schwab REIT Fund - ETF 808524847 607 28,765 SH   SOLE N/A 0 0 28,765
ISHARES TR Ishares Esg Msci Usa 46435U218 1,006 15,147 SH   SOLE N/A 0 0 15,147
VANGUARD INDEX FUNDS Vanguard Intermediate Bond Index Fund - ETF 921937819 212 2,735 SH   SOLE N/A 0 0 2,735
SPDR SER TR SPDR Bloomberg 1-3 Month T-Bil 78468R663 369 4,031 SH   SOLE N/A 0 0 4,031
ISHARES TR EAFE VALUE ETF 464288877 1,474 33,964 SH   SOLE N/A 0 0 33,964
ISHARES TR Ishares SandandP Mid Cap - ETF 464287705 1,446 15,317 SH   SOLE N/A 0 0 15,317
ADVISORS INNER CIRCLE FD III ADVOCATE RISING 00775Y736 1,268 45,057 SH   SOLE N/A 0 0 45,057
INVESCO EXCHANGE TRADED FD T Invesco SandandP 500 Equal Weight - ETF 46137V357 3,258 24,275 SH   SOLE N/A 0 0 24,275
VANGUARD INDEX FDS Vanguard Small-Cap Value ETF 922908611 610 4,071 SH   SOLE N/A 0 0 4,071
VANGUARD INDEX FUNDS Vanguard Short Term TIPS - ETF 922020805 631 12,592 SH   SOLE N/A 0 0 12,592
PIMCO Pimco 0-5 Yr High Yield Corporate Bond - ETF 72201R783 232 2,618 SH   SOLE N/A 0 0 2,618
ISHARES TR iShares MSCI ACWI - ETF 464288257 266 3,172 SH   SOLE N/A 0 0 3,172
SPDR SandP 500 ETF TR TR UNIT 78462F103 208 552 SH   SOLE N/A 0 0 552
BERKSHIRE HATHAWAY INC DEL Berkshire Hathaway B New 084670702 224 820 SH   SOLE N/A 0 0 820
ALPHABET INC Google 02079K107 316 144 SH   SOLE N/A 0 0 144
COSTCO WHSL CORP NEW Costco Wholesale Co 22160K105 220 458 SH   SOLE N/A 0 0 458
TESLA INC Tesla Inc 88160R101 404 600 SH   SOLE N/A 0 0 600