The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GLOBAL X FDS Global X MLP - ETF 37950E473 536 16,210 SH   SOLE N/A 0 0 16,210
INVESCO EXCHANGE TRADED FD TR Invesco Emerging Market Debt - ETF 46138E784 274 10,230 SH   SOLE N/A 0 0 10,230
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Utilities - ETF 46137V274 1,497 14,470 SH   SOLE N/A 0 0 14,470
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Cons. Disc. - ETF 46137V381 1,089 7,719 SH   SOLE N/A 0 0 7,719
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Cons. Staples - ETF 46137V373 1,063 6,735 SH   SOLE N/A 0 0 6,735
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Energy - ETF 46137V365 655 16,276 SH   SOLE N/A 0 0 16,276
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Financials - ETF 46137V340 659 11,802 SH   SOLE N/A 0 0 11,802
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Health Care - ETF 46137V373 1,910 7,119 SH   SOLE N/A 0 0 7,119
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Industrials - ETF 46137V324 1,113 6,263 SH   SOLE N/A 0 0 6,263
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Materials - ETF 46137V316 2,447 15,688 SH   SOLE N/A 0 0 15,688
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Technology - ETF 46137V282 1,198 4,440 SH   SOLE N/A 0 0 4,440
INVESCO EXCHANGE TRADED FD TR Invesco Preferred - ETF 73936T565 406 27,082 SH   SOLE N/A 0 0 27,082
INVESCO EXCHANGE TRADED FD TR Invesco S&P 500 Equal Weight - ETF 78355W106 898 6,341 SH   SOLE N/A 0 0 6,341
ISHARES TR iShares Barclays Aggregate Bond Fund - ETF 464287226 301 2,647 SH   SOLE N/A 0 0 2,647
ISHARES TR iShares Barclays MBS - ETF 464288588 1,850 17,066 SH   SOLE N/A 0 0 17,066
ISHARES TR IShares Barclays TIPS - ETF 464287176 385 3,065 SH   SOLE N/A 0 0 3,065
ISHARES TR Ishares Core MSCI Emkt - ETF 46434G103 269 4,182 SH   SOLE N/A 0 0 4,182
ISHARES TR iShares Expanded Tech. Software - ETF 464287515 5,767 16,890 SH   SOLE N/A 0 0 16,890
ISHARES TR iShares Int'l Aggregate Bond - ETF 46435G672 3,869 70,527 SH   SOLE N/A 0 0 70,527
ISHARES TR iShares MSCI Emerg. Mkts Min. Volatility - ETF 464286533 5,734 90,788 SH   SOLE N/A 0 0 90,788
ISHARES TR iShares MSCI ACWI - ETF 464288257 327 3,434 SH   SOLE N/A 0 0 3,434
ISHARES TR iShares MSCI EAFE Min. Volatility - ETF 46429B689 4,307 59,003 SH   SOLE N/A 0 0 59,003
ISHARES TR iShares MSCI India - ETF 46429B598 6,525 154,703 SH   SOLE N/A 0 0 154,703
ISHARES TR iShares MSCI South Korea - ETF 464286772 6,090 67,896 SH   SOLE N/A 0 0 67,896
ISHARES TR iShares MSCI USA Min. Volatility - ETF 46429B697 2,081 30,079 SH   SOLE N/A 0 0 30,079
ISHARES TR iShares PHLX Semiconductor - ETF 464287523 5,965 14,068 SH   SOLE N/A 0 0 14,068
ISHARES TR iShares Russell 2000 - ETF 464287655 444 2,008 SH   SOLE N/A 0 0 2,008
ISHARES TR Ishares S&P Mid Cap - ETF 464287705 432 4,236 SH   SOLE N/A 0 0 4,236
ISHARES TR iShares S&P SmallCap 600 - ETF 464287804 5,951 54,836 SH   SOLE N/A 0 0 54,836
ISHARES TR iShares U.S. Total Stock Market - ETF 464287150 8,837 96,471 SH   SOLE N/A 0 0 96,471
PIMCO Pimco 0-5 Yr High Yield Corporate Bond - ETF 72201R783 5,288 53,317 SH   SOLE N/A 0 0 53,317
SCHWAB STRATEGIC TR Schwab REIT Fund - ETF 808524847 587 14,296 SH   SOLE N/A 0 0 14,296
SCHWAB STRATEGIC TR Schwab S&P 500 Index Fd 808509855 844 13,850 SH   SOLE N/A 0 0 13,850
SCHWAB STRATEGIC TR Schwab US Aggregate Bond - ETF 808524839 8,694 161,144 SH   SOLE N/A 0 0 161,144
SCHWAB STRATEGIC TR Schwab US Short-Term Treasury Fund - ETF 808524862 1,428 27,827 SH   SOLE N/A 0 0 27,827
SCHWAB STRATEGIC TR Schwab US Small Cap - ETF 808524607 4,552 45,670 SH   SOLE N/A 0 0 45,670
SCHWAB STRATEGIC TR Schwab US TIPS - ETF 808524870 3,882 63,477 SH   SOLE N/A 0 0 63,477
SELECT SECTOR SPDR TR Sector SPDR Industrials - ETF 81369Y704 412 4,180 SH   SOLE N/A 0 0 4,180
SELECT SECTOR SPDR TR Sector SPDR Regional Banking - ETF 78464A698 304 4,579 SH   SOLE N/A 0 0 4,579
SPDR SERIES TR SPDR Barclays Capital High Yield Bond - ETF 78464A417 5,079 46,680 SH   SOLE N/A 0 0 46,680
SPDR SERIES TR SPDR Barclays Municipal Bond - ETF 78464A458 495 9,589 SH   SOLE N/A 0 0 9,589
SPDR SERIES TR SPDR Barclays Short Term Muni Bond - ETF 78464A425 990 19,978 SH   SOLE N/A 0 0 19,978
SPDR SERIES TR SPDR Barclays Short-Term HY - ETF 78468R408 5,231 191,393 SH   SOLE N/A 0 0 191,393
SPDR SERIES TR SPDR Communications Svcs - ETF 78464A664 1,880 25,635 SH   SOLE N/A 0 0 25,635
SPDR SERIES TR SPDR Convertable Bond Fund - ETF 78464A359 5,118 61,406 SH   SOLE N/A 0 0 61,406
SPDR SERIES TR SPDR S&P Biotech - ETF 78464A870 5,650 41,652 SH   SOLE N/A 0 0 41,652
VANECK VECTORS Vaneck Vectors High Yield Muni Bond - ETF 92189H409 5,162 83,051 SH   SOLE N/A 0 0 83,051
VANGUARD INDEX FUNDS Vanguard Bond Index Fund - ETF 921937835 715 8,444 SH   SOLE N/A 0 0 8,444
VANGUARD INTL EQUITY INDEX Vanguard International Equity - ETF 922042775 472 7,771 SH   SOLE N/A 0 0 7,771
VANGUARD CHARLOTTE FUNDS Vanguard Total Intl. Bond Market - ETF 92203J407 595 10,412 SH   SOLE N/A 0 0 10,412
XTRACKER XTracker Harvest CSI China - ETF 233051879 5,559 143,939 SH   SOLE N/A 0 0 143,939