The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS TOTAL STK MKT 922908769 30,382 292,325 SH   SOLE   292,325 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 17,033 143,512 SH   SOLE   143,512 0 0
ISHARES TR EUROPE ETF 464287861 14,889 349,736 SH   SOLE   349,736 0 0
ISHARES MSCI GERMANY ETF 464286806 12,716 463,914 SH   SOLE   463,914 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 11,940 306,264 SH   SOLE   306,264 0 0
ISHARES MSCI JAPAN ETF 464286848 10,350 920,839 SH   SOLE   920,839 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 3,105 168,299 SH   SOLE   168,299 0 0
PROSHARES TR SHRT 20+YR TRE 74347X849 1,143 45,457 SH   SOLE   45,457 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,534 7,352 SH   SOLE   7,352 0 0
APPLE INC COM 037833100 1,059 9,596 SH   SOLE   9,596 0 0
ISHARES MSCI STH KOR ETF 464286772 604 10,922 SH   SOLE   10,922 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 536 4,719 SH   SOLE   4,719 0 0
ORACLE CORP COM 68389X105 516 11,472 SH   SOLE   11,472 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,165 30,459 SH   SOLE   30,459 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 572 7,259 SH   SOLE   7,259 0 0
ALTRIA GROUP INC COM 02209S103 1,027 20,845 SH   SOLE   20,845 0 0
COTY INC COM CL A 222070203 610 29,531 SH   SOLE   29,531 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 1,013 23,984 SH   SOLE   23,984 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 595 8,300 SH   SOLE   8,300 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 465 19,371 SH   SOLE   19,371 0 0
UNITEDHEALTH GROUP INC COM 91324P102 648 6,333 SH   SOLE   6,333 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 2,118 29,614 SH   SOLE   29,614 0 0
ALLSTATE CORP COM 020002101 548 7,798 SH   SOLE   7,798 0 0
AMERIPRISE FINL INC COM 03076C106 876 6,574 SH   SOLE   6,574 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 581 7,049 SH   SOLE   7,049 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 403 16,298 SH   SOLE   16,298 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 397 4,608 SH   SOLE   4,608 0 0
DISCOVER FINL SVCS COM 254709108 510 7,787 SH   SOLE   7,787 0 0
WELLS FARGO & CO NEW COM 949746101 1,230 22,510 SH   SOLE   22,510 0 0
DELUXE CORP COM 248019101 476 7,652 SH   SOLE   7,652 0 0
HCA HOLDINGS INC COM 40412C101 460 6,272 SH   SOLE   6,272 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 576 12,306 SH   SOLE   12,306 0 0
AMERICAN AIRLS GROUP INC COM 02376R102 435 8,114 SH   SOLE   8,114 0 0
COMCAST CORP NEW CL A 20030N101 603 10,288 SH   SOLE   10,288 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 1,554 31,382 SH   SOLE   31,382 0 0
POWERSHARES ETF TRUST INTL DIV ACHV 73935X716 299 17,100 SH   SOLE   17,100 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 433 3,402 SH   SOLE   3,402 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 295 2,339 SH   SOLE   2,339 0 0
PINNACLE WEST CAP CORP COM 723484101 382 5,598 SH   SOLE   5,598 0 0
SANDISK CORP COM 80004C101 385 3,926 SH   SOLE   3,926 0 0
WISDOMTREE TR INTL DIV EX FINL 97717W786 280 6,500 SH   SOLE   6,500 0 0
CVS HEALTH CORP COM 126650100 433 4,421 SH   SOLE   4,421 0 0
DANAHER CORP DEL COM 235851102 375 4,375 SH   SOLE   4,375 0 0
ISHARES 3-7 YR TR BD ETF 464288661 267 2,183 SH   SOLE   2,183 0 0
ISHARES TR IBOXX INV CP ETF 464287242 816 6,831 SH   SOLE   6,831 0 0
CF INDS HLDGS INC COM 125269100 634 2,326 SH   SOLE   2,326 0 0
TJX COS INC NEW COM 872540109 335 4,885 SH   SOLE   4,885 0 0
AGL RES INC COM 001204106 343 6,298 SH   SOLE   6,298 0 0
PPG INDS INC COM 693506107 322 1,394 SH   SOLE   1,394 0 0
MACYS INC COM 55616P104 661 9,961 SH   SOLE   9,961 0 0
SPDR SERIES TRUST DB INT GVT ETF 78464A490 243 4,261 SH   SOLE   4,261 0 0
MARATHON PETE CORP COM 56585A102 317 3,511 SH   SOLE   3,511 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 260 6,255 SH   SOLE   6,255 0 0
MCKESSON CORP COM 58155Q103 306 1,475 SH   SOLE   1,475 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 311 6,743 SH   SOLE   6,743 0 0
PFIZER INC COM 717081103 702 22,528 SH   SOLE   22,528 0 0
MICROSOFT CORP COM 594918104 733 15,652 SH   SOLE   15,652 0 0
GENERAL ELECTRIC CO COM 369604103 271 10,742 SH   SOLE   10,742 0 0
ROCKWELL AUTOMATION INC COM 773903109 283 2,546 SH   SOLE   2,546 0 0
ISHARES 1-3 YR CR BD ETF 464288646 365 3,467 SH   SOLE   3,467 0 0
CBS CORP NEW CL B 124857202 262 4,732 SH   SOLE   4,732 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 198 1,600 SH   SOLE   1,600 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,596 19,957 SH   SOLE   19,957 0 0
ISHARES INTERM CR BD ETF 464288638 928 8,328 SH   SOLE   8,328 0 0
ISHARES TR LATN AMER 40 ETF 464287390 184 5,781 SH   SOLE   5,781 0 0
VANGUARD INDEX FDS REIT ETF 922908553 1,563 19,294 SH   SOLE   19,294 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 180 4,487 SH   SOLE   4,487 0 0
CONOCOPHILLIPS COM 20825C104 567 8,324 SH   SOLE   8,324 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 177 1,856 SH   SOLE   1,856 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 289 3,423 SH   SOLE   3,423 0 0
HALLIBURTON CO COM 406216101 205 5,224 SH   SOLE   5,224 0 0
BARCLAYS BANK PLC ADS7.75%PFD S4 06739H511 156 6,000 SH   SOLE   6,000 0 0
ISHARES MICRO-CAP ETF 464288869 152 1,978 SH   SOLE   1,978 0 0
ISHARES TR MSCI EAFE ETF 464287465 151 2,490 SH   SOLE   2,490 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 252 3,066 SH   SOLE   3,066 0 0
SPDR SERIES TRUST BRC CNV SECS ETF 78464A359 557 11,688 SH   SOLE   11,688 0 0
KINDER MORGAN INC DEL COM 49456B101 137 3,246 SH   SOLE   3,246 0 0
INVESCO MORTGAGE CAPITAL INC COM 46131B100 137 8,833 SH   SOLE   8,833 0 0
ISHARES U.S. PFD STK ETF 464288687 193 4,892 SH   SOLE   4,892 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 131 1,651 SH   SOLE   1,651 0 0
INTERPUBLIC GROUP COS INC COM 460690100 160 7,684 SH   SOLE   7,684 0 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 123 16,783 SH   SOLE   16,783 0 0
ISHARES TR NASDQ BIOTEC ETF 464287556 121 400 SH   SOLE   400 0 0
ISHARES MSCI AC ASIA ETF 464288182 1,895 30,914 SH   SOLE   30,914 0 0
SPDR SERIES TRUST S&P RETAIL ETF 78464A714 115 1,200 SH   SOLE   1,200 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 111 2,635 SH   SOLE   2,635 0 0
AMERICAN CAPITAL AGENCY CORP COM 02503X105 101 4,615 SH   SOLE   4,615 0 0
POWERSHARES ETF TRUST NASD INTNT ETF 73935X146 101 1,500 SH   SOLE   1,500 0 0
ITAU UNIBANCO HLDG SA SPON ADR REP PFD 465562106 95 7,329 SH   SOLE   7,329 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 76 732 SH   SOLE   732 0 0
ISHARES GOLD TRUST ISHARES 464285105 75 6,594 SH   SOLE   6,594 0 0
ISHARES JP MOR EM MK ETF 464288281 219 1,994 SH   SOLE   1,994 0 0
3M CO COM 88579Y101 119 725 SH   SOLE   725 0 0
HI-CRUSH PARTNERS LP COM UNIT LTD 428337109 97 3,125 SH   SOLE   3,125 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 84 1,230 SH   SOLE   1,230 0 0
PROSHARES TR PSHS ULTSH 20YRS 74347B201 66 1,432 SH   SOLE   1,432 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 57 1,000 SH   SOLE   1,000 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 90 2,335 SH   SOLE   2,335 0 0
VALE S A ADR 91912E105 46 5,600 SH   SOLE   5,600 0 0
NEUBERGER BERMAN HGH YLD FD COM 64128C106 45 3,708 SH   SOLE   3,708 0 0
ISHARES SILVER TRUST ISHARES 46428Q109 45 3,000 SH   SOLE   3,000 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 60 595 SH   SOLE   595 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 2,593 25,041 SH   SOLE   25,041 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 41 1,000 SH   SOLE   1,000 0 0
HSBC HLDGS PLC ADR A 1/40PF A 404280604 39 1,530 SH   SOLE   1,530 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 36 1,183 SH   SOLE   1,183 0 0
MARKET VECTORS ETF TR EM LC CURR DBT 57060U522 35 1,652 SH   SOLE   1,652 0 0
WISDOMTREE TR ASIA LC DBT F 97717X842 32 676 SH   SOLE   676 0 0
MARKET VECTORS ETF TR GOLD MINER ETF 57060U100 30 1,640 SH   SOLE   1,640 0 0
ACTIVISION BLIZZARD INC COM 00507V109 30 1,480 SH   SOLE   1,480 0 0
ROYAL BK SCOTLAND GROUP PLC SPON ADR SER H 780097879 26 1,000 SH   SOLE   1,000 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 23 131 SH   SOLE   131 0 0
CITIGROUP INC COM NEW 172967424 19 352 SH   SOLE   352 0 0
POWERSHARES ETF TRUST FINL PFD PTFL 73935X229 16 901 SH   SOLE   901 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 15 3,280 SH   SOLE   3,280 0 0
ABBVIE INC COM 00287Y109 14 220 SH   SOLE   220 0 0
TIME WARNER INC COM NEW 887317303 14 160 SH   SOLE   160 0 0
MORGAN STANLEY COM NEW 617446448 13 335 SH   SOLE   335 0 0
BARCLAYS BK PLC ADR 2 PREF 2 06739F390 13 500 SH   SOLE   500 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 13 100 SH   SOLE   100 0 0
DEUTSCHE BK AG LDN BRH PS GOLD DS ETN 25154H756 12 1,556 SH   SOLE   1,556 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 11 114 SH   SOLE   114 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 11 200 SH   SOLE   200 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 625 11,201 SH   SOLE   11,201 0 0
CELGENE CORP COM 151020104 10 90 SH   SOLE   90 0 0
TIME WARNER CABLE INC COM 88732J207 10 65 SH   SOLE   65 0 0
CENTRAIS ELETRICAS BRASILEIR SPONSORED ADR 15234Q207 9 4,400 SH   SOLE   4,400 0 0
HORMEL FOODS CORP COM 440452100 9 175 SH   SOLE   175 0 0
PEPSICO INC COM 713448108 9 95 SH   SOLE   95 0 0
GOOGLE INC CL C 38259P706 85 162 SH   SOLE   162 0 0
LOWES COS INC COM 548661107 8 120 SH   SOLE   120 0 0
BOEING CO COM 097023105 8 60 SH   SOLE   60 0 0
MICRON TECHNOLOGY INC COM 595112103 21 610 SH   SOLE   610 0 0
VIACOM INC NEW CL B 92553P201 7 95 SH   SOLE   95 0 0
ISHARES MSCI BRZ CAP ETF 464286400 7 183 SH   SOLE   183 0 0
GOOGLE INC CL A 38259P508 83 157 SH   SOLE   157 0 0
SUNCOR ENERGY INC NEW COM 867224107 5 170 SH   SOLE   170 0 0
COLGATE PALMOLIVE CO COM 194162103 5 75 SH   SOLE   75 0 0
HESS CORP COM 42809H107 5 65 SH   SOLE   65 0 0
FIRSTENERGY CORP COM 337932107 5 118 SH   SOLE   118 0 0
ISHARES MSCI PAC JP ETF 464286665 3 63 SH   SOLE   63 0 0
ULTRA PETROLEUM CORP COM 903914109 3 190 SH   SOLE   190 0 0
GENERAL MTRS CO *W EXP 07/10/201 37045V118 7 313 SH   SOLE   313 0 0
COMPANHIA SIDERURGICA NACION SPONSORED ADR 20440W105 2 839 SH   SOLE   839 0 0
GENERAL MTRS CO *W EXP 07/10/201 37045V126 5 313 SH   SOLE   313 0 0
GENERAL MTRS CO COM 37045V100 0 13 SH   SOLE   13 0 0
ROUSE PPTYS INC COM 779287101 0 5 SH   SOLE   5 0 0