The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   7,434,809 70,734 SH   SOLE   0 0 70,734
ALTRIA GROUP INC COM 02209S103   5,062,460 113,457 SH   SOLE   0 0 113,457
AMERICAN ELEC PWR CO INC COM 025537101   7,269,919 79,898 SH   SOLE   0 0 79,898
AMGEN INC COM 031162100   7,377,001 30,515 SH   SOLE   0 0 30,515
AT&T INC COM 00206R102   5,466,446 283,971 SH   SOLE   0 0 283,971
BLACKROCK INC COM 09247X101   236,868 354 SH   SOLE   0 0 354
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   6,281,549 178,860 SH   SOLE   0 0 178,860
CHEVRON CORP NEW COM 166764100   4,406,739 27,009 SH   SOLE   0 0 27,009
CISCO SYS INC COM 17275R102   2,938,430 56,211 SH   SOLE   0 0 56,211
CVS HEALTH CORP COM 126650100   339,671 4,571 SH   SOLE   0 0 4,571
EMERSON ELEC CO COM 291011104   483,366 5,547 SH   SOLE   0 0 5,547
EXXON MOBIL CORP COM 30231G102   5,483,822 50,008 SH   SOLE   0 0 50,008
FRANKLIN RESOURCES INC COM 354613101   3,073,558 114,089 SH   SOLE   0 0 114,089
GENUINE PARTS CO COM 372460105   4,016,444 24,006 SH   SOLE   0 0 24,006
GSK PLC SPONSORED ADR 37733W204   9,356,885 262,982 SH   SOLE   0 0 262,982
HALEON PLC SPON ADS 405552100   1,929,316 237,017 SH   SOLE   0 0 237,017
INTERNATIONAL BUSINESS MACHS COM 459200101   7,271,615 55,470 SH   SOLE   0 0 55,470
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   771,544 8,390 SH   SOLE   0 0 8,390
ISHARES TR CORE HIGH DV ETF 46429B663   3,579,357 35,209 SH   SOLE   0 0 35,209
JOHNSON & JOHNSON COM 478160104   1,656,345 10,686 SH   SOLE   0 0 10,686
KELLOGG CO COM 487836108   1,465,741 21,890 SH   SOLE   0 0 21,890
LOCKHEED MARTIN CORP COM 539830109   1,027,715 2,174 SH   SOLE   0 0 2,174
MCDONALDS CORP COM 580135101   2,617,237 9,360 SH   SOLE   0 0 9,360
MEDTRONIC PLC SHS G5960L103   866,987 10,754 SH   SOLE   0 0 10,754
MICROSOFT CORP COM 594918104   8,270,750 28,688 SH   SOLE   0 0 28,688
PFIZER INC COM 717081103   8,894,995 218,015 SH   SOLE   0 0 218,015
PHILIP MORRIS INTL INC COM 718172109   8,344,390 85,804 SH   SOLE   0 0 85,804
PINNACLE WEST CAP CORP COM 723484101   7,083,707 89,396 SH   SOLE   0 0 89,396
PROCTER AND GAMBLE CO COM 742718109   1,157,552 7,785 SH   SOLE   0 0 7,785
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   7,944,577 127,215 SH   SOLE   0 0 127,215
QUALCOMM INC COM 747525103   3,626,908 28,428 SH   SOLE   0 0 28,428
SANOFI SPONSORED ADR 80105N105   1,239,035 22,768 SH   SOLE   0 0 22,768
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   108,267,251 1,479,869 SH   SOLE   0 0 1,479,869
SOUTHERN CO COM 842587107   383,247 5,508 SH   SOLE   0 0 5,508
SPDR SER TR PRTFLO S&P500 HI 78468R788   6,728,569 177,068 SH   SOLE   0 0 177,068
PRICE T ROWE GROUP INC COM 74144T108   7,017,796 62,159 SH   SOLE   0 0 62,159
COCA COLA CO COM 191216100   2,331,596 37,588 SH   SOLE   0 0 37,588
UNILEVER PLC SPON ADR NEW 904767704   8,598,871 165,586 SH   SOLE   0 0 165,586
UNITED PARCEL SERVICE INC CL B 911312106   8,244,303 42,499 SH   SOLE   0 0 42,499
US BANCORP DEL COM NEW 902973304   2,095,262 58,121 SH   SOLE   0 0 58,121
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,647,485 25,095 SH   SOLE   0 0 25,095
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   410,384 4,942 SH   SOLE   0 0 4,942
VERIZON COMMUNICATIONS INC COM 92343V104   8,946,777 230,053 SH   SOLE   0 0 230,053
VIATRIS INC COM 92556V106   257,229 26,739 SH   SOLE   0 0 26,739
WARNER BROS DISCOVERY INC COM SER A 934423104   1,039,046 68,811 SH   SOLE   0 0 68,811