The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc. COM 037833100 15,432 86,904 SH   SOLE   80,946 0 5,958
Bank of NY Mellon COM 064058100 5,889 101,392 SH   SOLE   93,932 0 7,460
BankAmerica Corp. COM 060505104 5,416 121,745 SH   SOLE   112,410 0 9,335
Berkshire Hathaway B COM 084670702 40,459 135,315 SH   SOLE   125,934 0 9,381
CarMax Inc. COM 143130102 4,002 30,733 SH   SOLE   28,248 0 2,485
Lennar Corp A COM 526057104 10,273 88,439 SH   SOLE   81,504 0 6,935
Lumen Technologies COM 156700106 6,630 528,285 SH   SOLE   487,490 0 40,795
Micron Technology Inc. COM 595112103 12,067 129,540 SH   SOLE   120,235 0 9,305
The Southern Company COM 842587107 206 3,000 SH   SOLE   3,000 0 0
Verizon Comm. COM 92343V104 12,845 247,201 SH   SOLE   230,601 0 16,600
Whirlpool Corp COM 963320106 6,539 27,865 SH   SOLE   25,725 0 2,140
Williams Companies COM 969457100 9,011 346,045 SH   SOLE   320,615 0 25,430
Vanguard Developed Markets Ind ETF 921943858 6,013 117,763 SH   SOLE   109,088 0 8,675
Vanguard Emerging Markets Inde ETF 922042858 5,421 109,595 SH   SOLE   101,565 0 8,030
WisdomTree Emerging Mkt High D ETF 97717W315 3,560 82,170 SH   SOLE   75,640 0 6,530
WisdomTree Emerging Mkt Small ETF 97717W281 3,875 73,223 SH   SOLE   67,523 0 5,700