The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC COMMON STOCK - LARGE CAP G1151C101   1,689,327 4,874 SH   SOLE   4,874 0 0
EATON CORP PLC COMMON STOCK - LARGE CAP G29183103   3,095,057 9,899 SH   SOLE   9,899 0 0
LINDE PLC NPV COMMON STOCK - LARGE CAP G54950103   1,821,470 3,923 SH   SOLE   3,923 0 0
LINDE PLC NPV COMMON STOCK - LARGE CAP G54950103   23,216 50 SH   DFND   50 0 0
MEDTRONIC PLC USD 0.1 COMMON STOCK - LARGE CAP G5960L103   283,053 3,248 SH   SOLE   3,248 0 0
PENTAIR PLC COMMON STOCK - LARGE CAP G7S00T104   71,769 840 SH   SOLE   840 0 0
CHUBB LTD CHF 24.15 COMMON STOCK - LARGE CAP H1467J104   1,252,329 4,833 SH   SOLE   4,833 0 0
TE CONNECTIVITY LTD COMMON STOCK - LARGE CAP H84989104   236,594 1,629 SH   SOLE   1,629 0 0
LYONDELLBASELL INDUSTRIES NV COMMON STOCK - LARGE CAP N53745100   40,912 400 SH   SOLE   400 0 0
ROYAL CARIBBEAN CRUSIES COMMON STOCK - LARGE CAP V7780T103   55,603 400 SH   SOLE   400 0 0
AFLAC INCORPORATED COMMON STOCK - LARGE CAP 001055102   271,745 3,165 SH   SOLE   3,165 0 0
A T & T INCORPORATED COMMON STOCK - LARGE CAP 00206R102   308,492 17,538 SH   SOLE   17,538 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100   1,439,933 12,669 SH   SOLE   12,669 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100   14,207 125 SH   DFND   125 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109   2,093,944 11,499 SH   SOLE   11,499 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109   22,762 125 SH   DFND   125 0 0
ADOBE SYSTEMS INC COMMON STOCK - LARGE CAP 00724F101   1,916,372 3,798 SH   SOLE   3,798 0 0
ADVANCED MICRO DEVICES COMMON STOCK - LARGE CAP 007903107   3,530,690 19,562 SH   SOLE   19,562 0 0
AIRBNB INCORPORATED COMMON STOCK - LARGE CAP 009066101   450,989 2,734 SH   SOLE   2,734 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK - LARGE CAP 009158106   300,390 1,240 SH   SOLE   1,240 0 0
ALBEMARLE COM COMMON STOCK - LARGE CAP 012653101   585,320 4,443 SH   SOLE   4,443 0 0
THE ALLSTATE CORPORATION COMMON STOCK - LARGE CAP 020002101   17,300 100 SH   SOLE   100 0 0
ALPHABET INC USD 0.001 CL C COMMON STOCK - LARGE CAP 02079K107   590,006 3,875 SH   SOLE   3,875 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305   4,816,871 31,915 SH   SOLE   31,915 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305   45,279 300 SH   DFND   300 0 0
ALTRIA GROUP INC COMMON STOCK - LARGE CAP 02209S103   104,664 2,400 SH   SOLE   2,400 0 0
AMAZON COMPANY INC COMMON STOCK - LARGE CAP 023135106   5,855,268 32,461 SH   SOLE   32,461 0 0
AMEREN CORP COM COMMON STOCK - LARGE CAP 023608102   148,629 2,010 SH   SOLE   2,010 0 0
AMERICA MOVIL S A B DE C V NPV ADR COMMON STOCK - LARGE CAP 02390A101   348,083 18,664 SH   SOLE   18,664 0 0
AMERICAN EXPRESS COMPANY COMMON STOCK - LARGE CAP 025816109   91,076 400 SH   SOLE   400 0 0
AMERICAN TOWER CORP COMMON STOCK - LARGE CAP 03027X100   118,554 600 SH   SOLE   600 0 0
AMERIPRISE FINANCIAL, INC. COMMON STOCK - LARGE CAP 03076C106   120,569 275 SH   SOLE   275 0 0
AMGEN COMMON STOCK - LARGE CAP 031162100   2,121,852 7,463 SH   SOLE   7,463 0 0
ELEVANCE HEALTH INC USD 0.01 COMMON STOCK - LARGE CAP 036752103   28,518 55 SH   SOLE   55 0 0
APPIAN CORPORATION COMMON STOCK - LARGE CAP 03782L101   1,997 50 SH   SOLE   50 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100   13,615,840 79,402 SH   SOLE   79,402 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100   120,036 700 SH   DFND   700 0 0
APPLIED MATERIALS COMMON STOCK - LARGE CAP 038222105   709,420 3,440 SH   SOLE   3,440 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK - LARGE CAP 039483102   1,466,609 23,350 SH   SOLE   23,350 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK - LARGE CAP 053015103   280,954 1,125 SH   SOLE   1,125 0 0
BANK AMER CORP COMMON STOCK - LARGE CAP 060505104   953,244 25,145 SH   SOLE   25,145 0 0
BAXTER INTERNATIONAL INC COMMON STOCK - LARGE CAP 071813109   55,549 1,300 SH   SOLE   1,300 0 0
BERKSHIRE HATHAWAY INC NEW COMMON STOCK - LARGE CAP 084670702   3,022,565 7,188 SH   SOLE   7,188 0 0
BLACKROCK INC USD 0.01 COMMON STOCK - LARGE CAP 09247X101   847,851 1,017 SH   SOLE   1,017 0 0
BLACKSTONE GROUP INC NPV COMMON STOCK - LARGE CAP 09260D107   2,495,059 18,993 SH   SOLE   18,993 0 0
BLINK CHARGING COMPANY COMMON STOCK - LARGE CAP 09354A100   300 100 SH   SOLE   100 0 0
BOEING CO COMMON STOCK - LARGE CAP 097023105   256,671 1,330 SH   SOLE   1,330 0 0
BOOKING HOLDINGS INC COMMON STOCK - LARGE CAP 09857L108   620,338 171 SH   SOLE   171 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK - LARGE CAP 110122108   770,249 14,206 SH   SOLE   14,206 0 0
BROADCOM LTD NPV COMMON STOCK - LARGE CAP 11135F101   5,386,429 4,064 SH   SOLE   4,064 0 0
CVS HEALTH CORPORATION COMMON STOCK - LARGE CAP 126650100   100,496 1,260 SH   SOLE   1,260 0 0
TOPGOLF CALLAWAY BRANDS CORP COMMON STOCK - LARGE CAP 131193104   8,080 500 SH   SOLE   500 0 0
CARRIER GLOBAL CORPORAITON USD 0.01 COMMON STOCK - LARGE CAP 14448C104   63,071 1,085 SH   SOLE   1,085 0 0
CATERPILLAR INC COMMON STOCK - LARGE CAP 149123101   2,838,257 7,746 SH   SOLE   7,746 0 0
CHARTER COMMUNICATIONS INC CL A USD 0.001 COMMON STOCK - LARGE CAP 16119P108   13,077 45 SH   SOLE   45 0 0
CHEVRON CORPORATION COMMON STOCK - LARGE CAP 166764100   2,932,810 18,593 SH   SOLE   18,593 0 0
CISCO SYSTEMS COMMON STOCK - LARGE CAP 17275R102   1,213,652 24,322 SH   SOLE   24,322 0 0
CINTAS CORPORATION COMMON STOCK - LARGE CAP 172908105   41,221 60 SH   SOLE   60 0 0
CITIGROUP INC COM NEW COMMON STOCK - LARGE CAP 172967424   397,651 6,288 SH   SOLE   6,288 0 0
CLOROX CO COMMON STOCK - LARGE CAP 189054109   459,330 3,000 SH   SOLE   3,000 0 0
COCA COLA CO COMMON STOCK - LARGE CAP 191216100   2,507,398 40,984 SH   SOLE   40,984 0 0
COLGATE PALMOLIVE CO COMMON STOCK - LARGE CAP 194162103   87,798 975 SH   SOLE   975 0 0
COMCAST CORP CLASS A COMMON STOCK - LARGE CAP 20030N101   23,143 534 SH   SOLE   534 0 0
CONOCOPHILLIPS COM CL-B COMMON STOCK - LARGE CAP 20825C104   439,750 3,455 SH   SOLE   3,455 0 0
COSTCO WHSL CORP NEW COMMON STOCK - LARGE CAP 22160K105   3,733,416 5,096 SH   SOLE   5,096 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK - LARGE CAP 22788C105   32,058 100 SH   SOLE   100 0 0
CUMMINS INC COMMON STOCK - LARGE CAP 231021106   682,076 2,315 SH   SOLE   2,315 0 0
DANAHER CORPORATION COMMON STOCK - LARGE CAP 235851102   768,371 3,077 SH   SOLE   3,077 0 0
DEERE & CO COMMON STOCK - LARGE CAP 244199105   1,663,449 4,050 SH   SOLE   4,050 0 0
DEVON ENERGY CORPORATION COMMON STOCK - LARGE CAP 25179M103   462,139 9,210 SH   SOLE   9,210 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106   3,614,241 29,538 SH   SOLE   29,538 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106   18,354 150 SH   DFND   150 0 0
DOLLAR GENERAL CORPORATION COMMON STOCK - LARGE CAP 256677105   21,848 140 SH   SOLE   140 0 0
DOMINION ENERGY INC COMMON STOCK - LARGE CAP 25746U109   30,048 611 SH   SOLE   611 0 0
DOMINO'S PIZZA INC COMMON STOCK - LARGE CAP 25754A201   86,954 175 SH   SOLE   175 0 0
DOW HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 260557103   149,738 2,585 SH   SOLE   2,585 0 0
DUKE ENERGY HOLDING CORP COMMON STOCK - LARGE CAP 26441C204   562,538 5,817 SH   SOLE   5,817 0 0
DUPONT DE NEMOURS INC USD 0.01 COMMON STOCK - LARGE CAP 26614N102   254,151 3,315 SH   SOLE   3,315 0 0
EOG RES INC COMMON STOCK - LARGE CAP 26875P101   787,866 6,163 SH   SOLE   6,163 0 0
EBAY INC COMMON STOCK - LARGE CAP 278642103   15,831 300 SH   SOLE   300 0 0
ECOLAB INC COMMON STOCK - LARGE CAP 278865100   50,796 220 SH   SOLE   220 0 0
EDWARDS LIFESCIENCES CORPORATION COMMON STOCK - LARGE CAP 28176E108   9,555 100 SH   SOLE   100 0 0
ELECTRONIC ARTS INC USD 0.01 COMMON STOCK - LARGE CAP 285512109   39,801 300 SH   SOLE   300 0 0
ENBRIDGE INC NPV COMMON STOCK - LARGE CAP 29250N105   15,231 421 SH   SOLE   421 0 0
ENTERGY CORPORATION COMMON STOCK - LARGE CAP 29364G103   26,420 250 SH   SOLE   250 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102   2,708,847 23,304 SH   SOLE   23,304 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102   17,436 150 SH   DFND   150 0 0
META PLATFORMS INC COMMON STOCK - LARGE CAP 30303M102   3,656,358 7,530 SH   SOLE   7,530 0 0
FAIR ISAAC CORPORATION USD 0.01 COMMON STOCK - LARGE CAP 303250104   2,124,337 1,700 SH   SOLE   1,700 0 0
FIFTH THIRD BANCORP COMMON STOCK - LARGE CAP 316773100   810,513 21,788 SH   SOLE   21,788 0 0
FIRST SOLAR INC COMMON STOCK - LARGE CAP 336433107   194,626 1,153 SH   SOLE   1,153 0 0
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS IND ETF MUTUAL FDS - ETF LGE CAP STOCK 336917109   19,888 517 SH   SOLE   517 0 0
FORD MOTOR CREDIT COMPANY USD COMMON STOCK - LARGE CAP 345370860   2,988 225 SH   SOLE   225 0 0
FORTIVE CORP USD 0.01 COMMON STOCK - LARGE CAP 34959J108   25,806 300 SH   SOLE   300 0 0
GE HEALTHCARE TECHNOLOGIES USD 0.01 COMMON STOCK - LARGE CAP 36266G107   225,613 2,482 SH   SOLE   2,482 0 0
GENERAL DYNAMICS CORP COMMON STOCK - LARGE CAP 369550108   42,372 150 SH   SOLE   150 0 0
GE AEROSPACE 0.06 COMMON STOCK - LARGE CAP 369604301   979,448 5,580 SH   SOLE   5,580 0 0
GENERAL MILLS INC COMMON STOCK - LARGE CAP 370334104   232,779 3,327 SH   SOLE   3,327 0 0
GERMAN AMERICAN BANCORP COMMON STOCK - LARGE CAP 373865104   103,890 3,000 SH   SOLE   3,000 0 0
GILEAD SCIENCES INC COMMON STOCK - LARGE CAP 375558103   43,950 600 SH   SOLE   600 0 0
GLOBAL X F MLP & ENERGY INFRASTRUCTURE COMMON STOCK - LARGE CAP 37954Y293   85,731 1,750 SH   SOLE   1,750 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104   1,901,692 4,553 SH   SOLE   4,553 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104   16,707 40 SH   DFND   40 0 0
HEWLETT PACKARD CORP COMMON STOCK - LARGE CAP 40434L105   30,210 1,000 SH   SOLE   1,000 0 0
HERSHEY COMPANY, THE COMMON STOCK - LARGE CAP 427866108   759,899 3,907 SH   SOLE   3,907 0 0
HESS CORP COMMON STOCK - LARGE CAP 42809H107   22,896 150 SH   SOLE   150 0 0
HOME DEPOT INC COMMON STOCK - LARGE CAP 437076102   6,491,780 16,924 SH   SOLE   16,924 0 0
HONEYWELL INTERNATIONAL COMMON STOCK - LARGE CAP 438516106   3,013,842 14,684 SH   SOLE   14,684 0 0
IDEXX LABORATORIES INC COMMON STOCK - LARGE CAP 45168D104   10,798 20 SH   SOLE   20 0 0
ILLINOIS TOOL WORKS INC USD 0.01 COMMON STOCK - LARGE CAP 452308109   6,708 25 SH   SOLE   25 0 0
INGERSOLL RAND INC COMMON STOCK - LARGE CAP 45687V106   115,645 1,218 SH   SOLE   1,218 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100   1,371,168 31,050 SH   SOLE   31,050 0 0
INTERNATIONAL BUSINESS MACHINE COMPANY COMMON STOCK - LARGE CAP 459200101   3,133,457 16,409 SH   SOLE   16,409 0 0
INTERNATIONAL FLAVORS & FRAGRANCES, INC COMMON STOCK - LARGE CAP 459506101   25,797 300 SH   SOLE   300 0 0
INTUITIVE SURGICAL INC COMMON STOCK - LARGE CAP 46120E602   1,299,769 3,257 SH   SOLE   3,257 0 0
INVESCO EX FINL PFD ETF PREFERRED STOCK 46137V621   1,556,549 102,136 SH   SOLE   101,470 0 666
INVESCO EX PFD ETF PREFERRED STOCK 46138E511   3,201,244 269,475 SH   SOLE   269,393 0 82
ISHARES TR S&P 500 GROWTH ETF MUTUAL FDS - ETF LGE CAP STOCK 464287309   10,808 128 SH   SOLE   128 0 0
ISHARES TR S&P 500 VALUE ETF MUTUAL FDS - ETF LGE CAP STOCK 464287408   11,395 61 SH   SOLE   61 0 0
ISHARES MSCI EAFE ETF COMMON STOCK - LARGE CAP 464287465   13,895 174 SH   SOLE   174 0 0
ISHARES TR RUSSELL MID-CAP VALUE ETF MUTUAL FDS - ETF MID CAP STOCK 464287473   18,799 150 SH   SOLE   150 0 0
ISHARES TR RUSSELL MID-CAP GROWTH ETF MUTUAL FDS - ETF MID CAP STOCK 464287481   10,272 90 SH   SOLE   90 0 0
ISHARES TR ISHARES SEMICONDUCTOR ET COMMON STOCK - LARGE CAP 464287523   5,422 24 SH   SOLE   24 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND MUTUAL FDS - ETF LGE CAP STOCK 464287598   72,896 407 SH   SOLE   407 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND MUTUAL FDS - ETF LGE CAP STOCK 464287614   85,944 255 SH   SOLE   255 0 0
ISHARES US UTILITIES ETF COMMON STOCK - LARGE CAP 464287697   267,065 3,160 SH   SOLE   3,160 0 0
ISHARES US REAL ESTATE ETF COMMON STOCK - LARGE CAP 464287739   13,574 151 SH   SOLE   151 0 0
ISHARES TR S&P SMALLCAP 600 INDEX FUND COMMON STOCK - SMALL CAP 464287804   28,182 255 SH   SOLE   255 0 0
ISHARES US BASIC MATERIALS ETF COMMON STOCK - LARGE CAP 464287838   60,564 410 SH   SOLE   410 0 0
ISHARES S&P GLOBAL CLEAN ENERGY COMMON STOCK - LARGE CAP 464288224   556,668 39,820 SH   SOLE   39,820 0 0
ISHARES MSCI USA QUALITY FACTOR ETF MUTUAL FDS - ETF LGE CAP STOCK 46432F339   38,129 232 SH   SOLE   232 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100   6,396,354 31,934 SH   SOLE   31,934 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100   45,067 225 SH   DFND   225 0 0
JABIL INC COMMON STOCK - LARGE CAP 466313103   257,850 1,925 SH   SOLE   1,925 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104   6,017,165 38,038 SH   SOLE   38,038 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104   27,683 175 SH   DFND   175 0 0
KIMBERLY CLARK COMMON STOCK - LARGE CAP 494368103   344,315 2,662 SH   SOLE   2,662 0 0
KOHL'S CORP COMMON STOCK - LARGE CAP 500255104   5,828 200 SH   SOLE   200 0 0
KROGER COMPANY COMMON STOCK - LARGE CAP 501044101   60,726 1,063 SH   SOLE   1,063 0 0
KYNDRYL HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 50155Q100   6,525 300 SH   SOLE   300 0 0
LAM RESEARCH CORPORATION USD0.001 COMMON STOCK - LARGE CAP 512807108   259,407 267 SH   SOLE   267 0 0
LEMONADE INC COMMON STOCK - LARGE CAP 52567D107   1,640 100 SH   SOLE   100 0 0
LEVI STRAUSS & CO NEW CL A COMMON STOCK - LARGE CAP 52736R102   9,990 500 SH   SOLE   500 0 0
LILLY ELI & CO COMMON STOCK - LARGE CAP 532457108   6,208,847 7,981 SH   SOLE   7,981 0 0
LOCKHEED MARTIN CORP USD 1.0 COMMON STOCK - LARGE CAP 539830109   25,015 55 SH   SOLE   55 0 0
LOWES COMPANIES INC COMMON STOCK - LARGE CAP 548661107   33,112 130 SH   SOLE   130 0 0
LULULEMON ATHLETICA INC USD 0.005 COMMON STOCK - LARGE CAP 550021109   19,532 50 SH   SOLE   50 0 0
MANULIFE FINANCIAL CORP COMMON STOCK - LARGE CAP 56501R106   8,867 355 SH   SOLE   355 0 0
MARATHON OIL CORP COMMON STOCK - LARGE CAP 565849106   90,688 3,200 SH   SOLE   3,200 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102   505,762 2,510 SH   SOLE   2,510 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102   20,150 100 SH   DFND   100 0 0
MARRIOTT INTERNATIONAL INC CL A COMMON STOCK - LARGE CAP 571903202   61,815 245 SH   SOLE   245 0 0
MARVELL TECHNOLOGY INC COMMON STOCK - LARGE CAP 573874104   2,095,987 29,571 SH   SOLE   29,571 0 0
MASTERCARD INC CL A COMMON STOCK - LARGE CAP 57636Q104   983,831 2,043 SH   SOLE   2,043 0 0
MCCORMICK & CO., INC. COMMON STOCK - LARGE CAP 579780206   268,835 3,500 SH   SOLE   3,500 0 0
MCDONALDS CORP COMMON STOCK - LARGE CAP 580135101   2,201,346 7,808 SH   SOLE   7,808 0 0
MCKESSON CORPORATION COMMON STOCK - LARGE CAP 58155Q103   784,840 1,462 SH   SOLE   1,462 0 0
MERCK & CO INC NEW COMMON STOCK - LARGE CAP 58933Y105   2,322,161 17,599 SH   SOLE   17,599 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104   25,349,821 60,255 SH   SOLE   60,255 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104   52,588 125 SH   DFND   125 0 0
MICROCHIP TECHNOLOGY INC. COMMON STOCK - LARGE CAP 595017104   8,971 100 SH   SOLE   100 0 0
MID AMERICA APARTMENT COMMUNITIES INC COMMON STOCK - LARGE CAP 59522J103   13,158 100 SH   SOLE   100 0 0
MODERNA INC COMMON STOCK - LARGE CAP 60770K107   10,656 100 SH   SOLE   100 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK - LARGE CAP 609207105   1,242,290 17,747 SH   SOLE   17,747 0 0
MONSTER BEVERAGE CORPORATION NEW USD 0.005 COMMON STOCK - LARGE CAP 61174X109   474,160 8,000 SH   SOLE   8,000 0 0
NATIONAL HEALTH INVS INC COMMON STOCK - LARGE CAP 63633D104   62,830 1,000 SH   SOLE   1,000 0 0
NETFLIX INC COMMON STOCK - LARGE CAP 64110L106   236,853 390 SH   SOLE   390 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101   1,504,757 23,549 SH   SOLE   23,549 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101   9,585 150 SH   DFND   150 0 0
NIKE INC COMMON STOCK - LARGE CAP 654106103   135,799 1,445 SH   SOLE   1,445 0 0
NORDSTROM INC COMMON STOCK - LARGE CAP 655664100   2,027 100 SH   SOLE   100 0 0
NORTHERN TRUST CORPORATION COMMON STOCK - LARGE CAP 665859104   88,920 1,000 SH   SOLE   1,000 0 0
NORTHROP GRUMMAN CORPORATION USD 1.0 COMMON STOCK - LARGE CAP 666807102   11,965 25 SH   SOLE   25 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105   1,302,354 6,581 SH   SOLE   6,581 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105   15,832 80 SH   DFND   80 0 0
NVIDIA CORPORATION COMMON STOCK - LARGE CAP 67066G104   6,169,380 6,828 SH   SOLE   6,828 0 0
NUVEEN ENHAN AMT-FREE FUM CRE OPP MUTUAL FDS - ETF BONDS 67071L106   10,521 866 SH   SOLE   866 0 0
OREILLY AUTOMOTIVE INC NE USD 0.01 COMMON STOCK - LARGE CAP 67103H107   16,933 15 SH   SOLE   15 0 0
OKTA INC COMMON STOCK - LARGE CAP 679295105   3,138 30 SH   SOLE   30 0 0
OLD NATIONAL BANK COMMON STOCK - LARGE CAP 680033107   205,424 11,806 SH   SOLE   11,806 0 0
ORACLE SYSTEMS COMMON STOCK - LARGE CAP 68389X105   2,306,937 18,366 SH   SOLE   18,366 0 0
OTIS WORLDWIDE CORPORATION USD 0.01 COMMON STOCK - LARGE CAP 68902V107   973,806 9,810 SH   SOLE   9,810 0 0
PNC FINL SVCS GROUP INC COMMON STOCK - LARGE CAP 693475105   795,880 4,925 SH   SOLE   4,925 0 0
PPG INDS INC COMMON STOCK - LARGE CAP 693506107   348,333 2,404 SH   SOLE   2,404 0 0
PALO ALTO NETWORKS INC COMMON STOCK - LARGE CAP 697435105   2,441,191 8,592 SH   SOLE   8,592 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107   77,978 635 SH   SOLE   635 0 0
PAYPAL HOLDINGS INC COMMON STOCK - LARGE CAP 70450Y103   20,096 300 SH   SOLE   300 0 0
PEPSICO INC COMMON STOCK - LARGE CAP 713448108   3,600,432 20,573 SH   SOLE   20,573 0 0
PERFORMANCE FOOD GROUP COMMON STOCK - LARGE CAP 71377A103   44,778 600 SH   SOLE   600 0 0
PFIZER COMPANY INC COMMON STOCK - LARGE CAP 717081103   46,896 1,690 SH   SOLE   1,690 0 0
PHILLIP MORRIS INT'L INC. COMMON STOCK - LARGE CAP 718172109   302,346 3,300 SH   SOLE   3,300 0 0
PHILLIPS 66 COMMON STOCK - LARGE CAP 718546104   646,487 3,958 SH   SOLE   3,958 0 0
PIONEER NATURAL RESOURCES COMPANY USD 0.01 COMMON STOCK - LARGE CAP 723787107   6,562 25 SH   SOLE   25 0 0
PROCTER & GAMBLE CO COMMON STOCK - LARGE CAP 742718109   4,093,692 25,231 SH   SOLE   25,231 0 0
PRUDENTIAL FINANCIAL COMMON STOCK - LARGE CAP 744320102   518,908 4,420 SH   SOLE   4,420 0 0
QUALCOMM INCORPORATED COMMON STOCK - LARGE CAP 747525103   207,729 1,227 SH   SOLE   1,227 0 0
RTX CORPORAITON SD 1.0 COMMON STOCK - LARGE CAP 75513E101   1,764,942 18,097 SH   SOLE   18,097 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK - LARGE CAP 7591EP100   58,883 2,800 SH   SOLE   2,800 0 0
S & P DEPOSITORY RECEIPTS COMMON STOCK - LARGE CAP 78462F103   163,196 312 SH   SOLE   312 0 0
SPDR GOLD TRUST COMMON STOCK - LARGE CAP 78463V107   15,428 75 SH   SOLE   75 0 0
SPDR SPBIO ETF COMMON STOCK - LARGE CAP 78464A870   9,488 100 SH   SOLE   100 0 0
SALESFORCE INC COMMON STOCK - LARGE CAP 79466L302   2,384,906 7,919 SH   SOLE   7,919 0 0
SCHLUMBERGER LTD COMMON STOCK - LARGE CAP 806857108   293,219 5,350 SH   SOLE   5,350 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK - LARGE CAP 808513105   50,638 700 SH   SOLE   700 0 0
SELECT SECTOR SPDR TR COMMON STOCK - LARGE CAP 81369Y605   8,000 190 SH   SOLE   190 0 0
SERVICENOW INC COMMON STOCK - LARGE CAP 81762P102   1,108,528 1,454 SH   SOLE   1,454 0 0
SHERWIN-WILLIAMS COMPANY USD1.0 COMMON STOCK - LARGE CAP 824348106   199,699 575 SH   SOLE   575 0 0
SKECHERS U.S.A. INC COMMON STOCK - LARGE CAP 830566105   30,630 500 SH   SOLE   500 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK - LARGE CAP 83088M102   88,280 815 SH   SOLE   815 0 0
SOUTHERN CO COMMON STOCK - LARGE CAP 842587107   613,362 8,550 SH   SOLE   8,550 0 0
STARBUCKS CORPORATION COMMON STOCK - LARGE CAP 855244109   910,655 9,965 SH   SOLE   9,965 0 0
STATE STREET CORPORATION COMMON STOCK - LARGE CAP 857477103   21,259 275 SH   SOLE   275 0 0
STRYKER CORPORATION COMMON STOCK - LARGE CAP 863667101   4,844,681 13,538 SH   SOLE   13,538 0 0
SYNOPSYS INC USD 0.01 COMMON STOCK - LARGE CAP 871607107   57,150 100 SH   SOLE   100 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107   524,812 6,465 SH   SOLE   6,465 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107   10,147 125 SH   DFND   125 0 0
TJX COMPANIES, INC. COMMON STOCK - LARGE CAP 872540109   1,721,272 16,972 SH   SOLE   16,972 0 0
T-MOBILE US INC COMMON STOCK - LARGE CAP 872590104   2,239,007 13,718 SH   SOLE   13,718 0 0
TARGET CORP COMMON STOCK - LARGE CAP 87612E106   1,606,713 9,067 SH   SOLE   9,067 0 0
TESLA MOTORS INC COMMON STOCK - LARGE CAP 88160R101   268,930 1,530 SH   SOLE   1,530 0 0
TEXAS INSTRUMENTS INC COMMON STOCK - LARGE CAP 882508104   102,782 590 SH   SOLE   590 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK - LARGE CAP 883556102   1,114,739 1,918 SH   SOLE   1,918 0 0
3M COMPANY COMMON STOCK - LARGE CAP 88579Y101   55,685 525 SH   SOLE   525 0 0
TOTAL S E COMMON STOCK - LARGE CAP 89151E109   68,830 1,000 SH   SOLE   1,000 0 0
TOYOTA MOTOR CORP ADR COMMON STOCK - LARGE CAP 892331307   11,325 45 SH   SOLE   45 0 0
TRACTOR SUPPLY CO COMMON STOCK - LARGE CAP 892356106   739,034 2,824 SH   SOLE   2,824 0 0
TRAVELERS COS INC COMMON STOCK - LARGE CAP 89417E109   170,994 743 SH   SOLE   743 0 0
TREDEGAR CORP COMMON STOCK - LARGE CAP 894650100   13,105 2,010 SH   SOLE   2,010 0 0
US BANCORP DEL COMPANY COMMON STOCK - LARGE CAP 902973304   1,167,869 26,127 SH   SOLE   26,127 0 0
ULTA BEAUTY INC COMMON STOCK - LARGE CAP 90384S303   2,614 5 SH   SOLE   5 0 0
UNILEVER ADR COMMON STOCK - LARGE CAP 904767704   76,524 1,525 SH   SOLE   1,525 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108   1,653,813 6,725 SH   SOLE   6,725 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108   22,133 90 SH   DFND   90 0 0
UNITED PARCEL SERVICE COMMON STOCK - LARGE CAP 911312106   467,266 3,144 SH   SOLE   3,144 0 0
UNITEDHEALTH GROUP INC COMMON STOCK - LARGE CAP 91324P102   6,222,792 12,579 SH   SOLE   12,579 0 0
UNIVERSAL DISPLAY CORP USD 0.01 COMMON STOCK - LARGE CAP 91347P105   50,535 300 SH   SOLE   300 0 0
VALERO ENERGY COMMON STOCK - LARGE CAP 91913Y100   1,326,213 7,770 SH   SOLE   7,770 0 0
VANGUARD MEGA CAP GROWTH ETF MUTUAL FDS - ETF LGE CAP STOCK 921910816   78,815 275 SH   SOLE   275 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF MUTUAL FDS - ETF INT'L STOCK 921943858   49,558 988 SH   SOLE   988 0 0
VANGUARD CONSUMER DISCRETIONARY ETF MUTUAL FDS - ETF LGE CAP STOCK 92204A108   87,373 275 SH   SOLE   275 0 0
VANGUARD INFORMATION TECHNOLOGY ETF MUTUAL FDS - ETF LGE CAP STOCK 92204A702   70,784 135 SH   SOLE   135 0 0
VEEVA SYS INC USD 0.00001 COMMON STOCK - LARGE CAP 922475108   46,337 200 SH   SOLE   200 0 0
VANGUARD/VANGUARD MID-CAP GROWTH ETF MUTUAL FDS - ETF MID CAP STOCK 922908538   21,220 90 SH   SOLE   90 0 0
VANGUARD REAL ESTATE ETF COMMON STOCK - LARGE CAP 922908553   1,390,388 16,080 SH   SOLE   16,080 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FDS - ETF SMALL CAP 922908611   115,128 600 SH   SOLE   600 0 0
VANGUARD I VANGUARD LARGE CAP ETF MUTUAL FDS - ETF LGE CAP STOCK 922908637   33,086 138 SH   SOLE   138 0 0
VANGUARD GROWTH ETF MUTUAL FDS - ETF SMALL CAP 922908736   67,119 195 SH   SOLE   195 0 0
VANGUARD VALUE ETF MUTUAL FDS - ETF LGE CAP STOCK 922908744   15,960 98 SH   SOLE   98 0 0
VERALTO CORP USD 0.01 COMMON STOCK - LARGE CAP 92338C103   4,432 50 SH   SOLE   50 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104   1,063,111 25,343 SH   SOLE   25,343 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104   6,292 150 SH   DFND   150 0 0
VIATRIS INC NPV COMMON STOCK - LARGE CAP 92556V106   1,683 141 SH   SOLE   141 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839   4,696,683 16,830 SH   SOLE   16,830 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839   55,814 200 SH   DFND   200 0 0
VIRTUS INVESTMENT PARTNERS COMMON STOCK - LARGE CAP 92828Q109   27,525 111 SH   SOLE   111 0 0
VONTIER CORP USD 0.0001 COMMON STOCK - LARGE CAP 928881101   4,989 110 SH   SOLE   110 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103   7,309,160 121,476 SH   SOLE   121,476 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103   18,051 300 SH   DFND   300 0 0
WARNER BROS DISCOVERY INC NPV COMMON STOCK - LARGE CAP 934423104   9,148 1,048 SH   SOLE   1,048 0 0
WASTE MANAGEMENT INC COMMON STOCK - LARGE CAP 94106L109   2,482,936 11,649 SH   SOLE   11,649 0 0
WELLS FARGO & COMPANY NEW COMMON STOCK - LARGE CAP 949746101   398,804 6,882 SH   SOLE   6,882 0 0
WENDY'S CO USD 0.1 COMMON STOCK - LARGE CAP 95058W100   28,260 1,500 SH   SOLE   1,500 0 0
WESTERN UNION COMPANY COMMON STOCK - LARGE CAP 959802109   20,970 1,500 SH   SOLE   1,500 0 0
YUM BRANDS INC COMMON STOCK - LARGE CAP 988498101   188,564 1,360 SH   SOLE   1,360 0 0
YUM CHINA HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 98850P109   22,282 560 SH   SOLE   560 0 0
ZIMMER BIOMET HOLDINGS, INC COMMON STOCK - LARGE CAP 98956P102   337,868 2,560 SH   SOLE   2,560 0 0
ZOOM VIDEO COMMUNICATIONS COMMON STOCK - LARGE CAP 98980L101   1,307 20 SH   SOLE   20 0 0