The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC COMMON STOCK - LARGE CAP G1151C101   1,480,486 4,798 SH   SOLE   4,798 0 0
EATON CORP PLC COMMON STOCK - LARGE CAP G29183103   2,093,422 10,410 SH   SOLE   10,410 0 0
LINDE PLC NPV COMMON STOCK - LARGE CAP G54950103   1,583,670 4,156 SH   SOLE   4,156 0 0
LINDE PLC NPV COMMON STOCK - LARGE CAP G54950103   19,053 50 SH   DFND   50 0 0
MEDTRONIC PLC USD 0.1 COMMON STOCK - LARGE CAP G5960L103   600,827 6,820 SH   SOLE   6,820 0 0
TRANE TECHNOLOGIES PLC USD 1.0 COMMON STOCK - LARGE CAP G8994E103   19,126 100 SH   SOLE   100 0 0
CHUBB LTD CHF 24.15 COMMON STOCK - LARGE CAP H1467J104   763,482 3,965 SH   SOLE   3,965 0 0
TE CONNECTIVITY LTD COMMON STOCK - LARGE CAP H84989104   623,703 4,450 SH   SOLE   4,450 0 0
LYONDELLBASELL INDUSTRIES NV COMMON STOCK - LARGE CAP N53745100   104,222 1,135 SH   SOLE   1,135 0 0
ROYAL CARIBBEAN CRUSIES COMMON STOCK - LARGE CAP V7780T103   67,429 650 SH   SOLE   650 0 0
AFLAC INCORPORATED COMMON STOCK - LARGE CAP 001055102   240,074 3,440 SH   SOLE   3,440 0 0
A T & T INCORPORATED COMMON STOCK - LARGE CAP 00206R102   80,228 5,030 SH   SOLE   5,030 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100   1,528,431 14,020 SH   SOLE   14,020 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100   13,627 125 SH   DFND   125 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109   1,809,370 13,430 SH   SOLE   13,430 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109   16,841 125 SH   DFND   125 0 0
ADOBE SYSTEMS INC COMMON STOCK - LARGE CAP 00724F101   1,977,392 4,044 SH   SOLE   4,044 0 0
ADVANCED MICRO DEVICES COMMON STOCK - LARGE CAP 007903107   2,383,526 20,925 SH   SOLE   20,925 0 0
AIRBNB INCORPORATED COMMON STOCK - LARGE CAP 009066101   322,310 2,515 SH   SOLE   2,515 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK - LARGE CAP 009158106   752,357 2,512 SH   SOLE   2,512 0 0
ALBEMARLE COM COMMON STOCK - LARGE CAP 012653101   1,029,114 4,613 SH   SOLE   4,613 0 0
THE ALLSTATE CORPORATION COMMON STOCK - LARGE CAP 020002101   10,904 100 SH   SOLE   100 0 0
ALPHABET INC USD 0.001 CL C COMMON STOCK - LARGE CAP 02079K107   442,749 3,660 SH   SOLE   3,660 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305   4,129,638 34,500 SH   SOLE   34,500 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305   35,910 300 SH   DFND   300 0 0
ALTERYX INC COMMON STOCK - LARGE CAP 02156B103   2,270 50 SH   SOLE   50 0 0
ALTRIA GROUP INC COMMON STOCK - LARGE CAP 02209S103   108,696 2,400 SH   SOLE   2,400 0 0
AMAZON COMPANY INC COMMON STOCK - LARGE CAP 023135106   4,391,133 33,685 SH   SOLE   33,685 0 0
AMEREN CORP COM COMMON STOCK - LARGE CAP 023608102   222,126 2,720 SH   SOLE   2,720 0 0
AMERICA MOVIL S A B DE C V NPV ADR COMMON STOCK - LARGE CAP 02390A101   12,978 600 SH   SOLE   600 0 0
AMERICAN EXPRESS COMPANY COMMON STOCK - LARGE CAP 025816109   69,680 400 SH   SOLE   400 0 0
AMERICAN TOWER CORP COMMON STOCK - LARGE CAP 03027X100   422,773 2,180 SH   SOLE   2,180 0 0
AMERIPRISE FINANCIAL, INC. COMMON STOCK - LARGE CAP 03076C106   99,643 300 SH   SOLE   300 0 0
AMGEN COMMON STOCK - LARGE CAP 031162100   1,011,938 4,558 SH   SOLE   4,558 0 0
ELEVANCE HEALTH INC USD 0.01 COMMON STOCK - LARGE CAP 036752103   28,877 65 SH   SOLE   65 0 0
APPIAN CORPORATION COMMON STOCK - LARGE CAP 03782L101   2,379 50 SH   SOLE   50 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100   15,888,032 81,910 SH   SOLE   81,910 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100   155,176 800 SH   DFND   800 0 0
APPLIED MATERIALS COMMON STOCK - LARGE CAP 038222105   450,238 3,115 SH   SOLE   3,115 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK - LARGE CAP 039483102   173,788 2,300 SH   SOLE   2,300 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK - LARGE CAP 053015103   282,426 1,285 SH   SOLE   1,285 0 0
BP AMOCO P L C COMMON STOCK - LARGE CAP 055622104   56,852 1,611 SH   SOLE   1,611 0 0
BANK AMER CORP COMMON STOCK - LARGE CAP 060505104   692,765 24,155 SH   SOLE   24,155 0 0
BAXTER INTERNATIONAL INC COMMON STOCK - LARGE CAP 071813109   59,228 1,300 SH   SOLE   1,300 0 0
BERKSHIRE HATHAWAY INC NEW COMMON STOCK - LARGE CAP 084670702   2,545,565 7,465 SH   SOLE   7,465 0 0
BLACKROCK INC USD 0.01 COMMON STOCK - LARGE CAP 09247X101   581,918 842 SH   SOLE   842 0 0
BLACKSTONE GROUP INC NPV COMMON STOCK - LARGE CAP 09260D107   1,771,032 19,050 SH   SOLE   19,050 0 0
BLINK CHARGING COMPANY COMMON STOCK - LARGE CAP 09354A100   599 100 SH   SOLE   100 0 0
BOEING CO COMMON STOCK - LARGE CAP 097023105   213,266 1,010 SH   SOLE   1,010 0 0
BOOKING HOLDINGS INC COMMON STOCK - LARGE CAP 09857L108   648,044 240 SH   SOLE   240 0 0
BORG WARNER INC COMMON STOCK - LARGE CAP 099724106   668,446 13,670 SH   SOLE   13,670 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK - LARGE CAP 110122108   748,335 11,702 SH   SOLE   11,702 0 0
BROADCOM LTD NPV COMMON STOCK - LARGE CAP 11135F101   4,436,811 5,115 SH   SOLE   5,115 0 0
CVS HEALTH CORPORATION COMMON STOCK - LARGE CAP 126650100   414,415 5,995 SH   SOLE   5,995 0 0
TOPGOLF CALLAWAY BRANDS CORP COMMON STOCK - LARGE CAP 131193104   19,840 1,000 SH   SOLE   1,000 0 0
CARRIER GLOBAL CORPORAITON USD 0.01 COMMON STOCK - LARGE CAP 14448C104   74,550 1,500 SH   SOLE   1,500 0 0
CATERPILLAR INC COMMON STOCK - LARGE CAP 149123101   967,687 3,933 SH   SOLE   3,933 0 0
CHARTER COMMUNICATIONS INC CL A USD 0.001 COMMON STOCK - LARGE CAP 16119P108   32,694 89 SH   SOLE   89 0 0
CHEVRON CORPORATION COMMON STOCK - LARGE CAP 166764100   2,506,380 15,929 SH   SOLE   15,929 0 0
CHURCH & DWIGHT CO INC COMMON STOCK - LARGE CAP 171340102   120,276 1,200 SH   SOLE   1,200 0 0
CISCO SYSTEMS COMMON STOCK - LARGE CAP 17275R102   1,309,007 25,300 SH   SOLE   25,300 0 0
CINTAS CORPORATION COMMON STOCK - LARGE CAP 172908105   24,854 50 SH   SOLE   50 0 0
CITIGROUP INC COM NEW COMMON STOCK - LARGE CAP 172967424   353,354 7,675 SH   SOLE   7,675 0 0
COCA COLA CO COMMON STOCK - LARGE CAP 191216100   2,472,873 41,064 SH   SOLE   41,064 0 0
COLGATE PALMOLIVE CO COMMON STOCK - LARGE CAP 194162103   75,114 975 SH   SOLE   975 0 0
COMCAST CORP CLASS A COMMON STOCK - LARGE CAP 20030N101   30,490 734 SH   SOLE   734 0 0
CONOCOPHILLIPS COM CL-B COMMON STOCK - LARGE CAP 20825C104   285,642 2,757 SH   SOLE   2,757 0 0
COSTCO WHSL CORP NEW COMMON STOCK - LARGE CAP 22160K105   2,798,959 5,199 SH   SOLE   5,199 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK - LARGE CAP 22788C105   14,687 100 SH   SOLE   100 0 0
CUMMINS INC COMMON STOCK - LARGE CAP 231021106   539,339 2,200 SH   SOLE   2,200 0 0
DANAHER CORPORATION COMMON STOCK - LARGE CAP 235851102   60,000 250 SH   SOLE   250 0 0
DEERE & CO COMMON STOCK - LARGE CAP 244199105   290,920 718 SH   SOLE   718 0 0
DELTA AIRLINES INC COMMON STOCK - LARGE CAP 247361702   1,426 30 SH   SOLE   30 0 0
DEVON ENERGY CORPORATION COMMON STOCK - LARGE CAP 25179M103   619,687 12,820 SH   SOLE   12,820 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106   1,633,351 18,295 SH   SOLE   18,295 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106   13,392 150 SH   DFND   150 0 0
DOLLAR GENERAL CORPORATION COMMON STOCK - LARGE CAP 256677105   53,480 315 SH   SOLE   315 0 0
DOMINION ENERGY INC COMMON STOCK - LARGE CAP 25746U109   168,201 3,248 SH   SOLE   3,248 0 0
DOMINO'S PIZZA INC COMMON STOCK - LARGE CAP 25754A201   84,244 250 SH   SOLE   250 0 0
DOVER CORPORATION COMMON STOCK - LARGE CAP 260003108   14,765 100 SH   SOLE   100 0 0
DOW HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 260557103   158,139 2,970 SH   SOLE   2,970 0 0
DUKE ENERGY HOLDING CORP COMMON STOCK - LARGE CAP 26441C204   424,456 4,730 SH   SOLE   4,730 0 0
DUPONT DE NEMOURS INC USD 0.01 COMMON STOCK - LARGE CAP 26614N102   227,891 3,190 SH   SOLE   3,190 0 0
EOG RES INC COMMON STOCK - LARGE CAP 26875P101   635,134 5,550 SH   SOLE   5,550 0 0
EBAY INC COMMON STOCK - LARGE CAP 278642103   13,404 300 SH   SOLE   300 0 0
ECOLAB INC COMMON STOCK - LARGE CAP 278865100   42,003 225 SH   SOLE   225 0 0
EDWARDS LIFESCIENCES CORPORATION COMMON STOCK - LARGE CAP 28176E108   46,127 489 SH   SOLE   489 0 0
ELECTRONIC ARTS INC USD 0.01 COMMON STOCK - LARGE CAP 285512109   64,850 500 SH   SOLE   500 0 0
ENTERGY CORPORATION COMMON STOCK - LARGE CAP 29364G103   24,537 252 SH   SOLE   252 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102   1,385,867 12,922 SH   SOLE   12,922 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102   16,087 150 SH   DFND   150 0 0
META PLATFORMS INC COMMON STOCK - LARGE CAP 30303M102   2,016,766 7,028 SH   SOLE   7,028 0 0
FAIR ISAAC CORPORATION USD 0.01 COMMON STOCK - LARGE CAP 303250104   1,474,380 1,822 SH   SOLE   1,822 0 0
FIFTH THIRD BANCORP COMMON STOCK - LARGE CAP 316773100   177,845 6,788 SH   SOLE   6,788 0 0
FIRST SOLAR INC COMMON STOCK - LARGE CAP 336433107   186,281 980 SH   SOLE   980 0 0
FORD MOTOR CREDIT COMPANY USD COMMON STOCK - LARGE CAP 345370860   99,857 6,600 SH   SOLE   6,600 0 0
FORTIVE CORP USD 0.01 COMMON STOCK - LARGE CAP 34959J108   22,431 300 SH   SOLE   300 0 0
GE HEALTHCARE TECHNOLOGIES USD 0.01 COMMON STOCK - LARGE CAP 36266G107   83,103 1,023 SH   SOLE   1,023 0 0
GENERAL ELECTRIC COMPANY USD0.06 COMMON STOCK - LARGE CAP 369604301   141,700 1,290 SH   SOLE   1,290 0 0
GENERAL MILLS INC COMMON STOCK - LARGE CAP 370334104   314,235 4,097 SH   SOLE   4,097 0 0
GENERAL MOTORS CO COMMON STOCK - LARGE CAP 37045V100   7,712 200 SH   SOLE   200 0 0
GERMAN AMERICAN BANCORP COMMON STOCK - LARGE CAP 373865104   100,566 3,700 SH   SOLE   3,700 0 0
GILEAD SCIENCES INC COMMON STOCK - LARGE CAP 375558103   61,648 800 SH   SOLE   800 0 0
GLOBAL X F MLP & ENERGY INFRASTRUCTURE COMMON STOCK - LARGE CAP 37954Y293   71,275 1,715 SH   SOLE   1,715 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104   1,421,015 4,406 SH   SOLE   4,406 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104   12,901 40 SH   DFND   40 0 0
HEWLETT PACKARD CORP COMMON STOCK - LARGE CAP 40434L105   85,959 2,800 SH   SOLE   2,800 0 0
HALLIBURTON COMPANY COMMON STOCK - LARGE CAP 406216101   824 25 SH   SOLE   25 0 0
HERSHEY COMPANY, THE COMMON STOCK - LARGE CAP 427866108   990,797 3,968 SH   SOLE   3,968 0 0
HESS CORP COMMON STOCK - LARGE CAP 42809H107   27,190 200 SH   SOLE   200 0 0
HOME DEPOT INC COMMON STOCK - LARGE CAP 437076102   3,772,536 12,145 SH   SOLE   12,145 0 0
HONEYWELL INTERNATIONAL COMMON STOCK - LARGE CAP 438516106   1,902,537 9,169 SH   SOLE   9,169 0 0
IDEXX LABORATORIES INC COMMON STOCK - LARGE CAP 45168D104   10,044 20 SH   SOLE   20 0 0
ILLINOIS TOOL WORKS INC USD 0.01 COMMON STOCK - LARGE CAP 452308109   156,350 625 SH   SOLE   625 0 0
INGERSOLL RAND INC COMMON STOCK - LARGE CAP 45687V106   47,253 723 SH   SOLE   723 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100   506,795 15,160 SH   SOLE   15,160 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100   3,343 100 SH   DFND   100 0 0
INTERNATIONAL BUSINESS MACHINE COMPANY COMMON STOCK - LARGE CAP 459200101   629,562 4,705 SH   SOLE   4,705 0 0
INTERNATIONAL FLAVORS & FRAGRANCES, INC COMMON STOCK - LARGE CAP 459506101   23,877 300 SH   SOLE   300 0 0
INVESCO ACTIVE US REAL ESTAT E FUND ETF COMMON STOCK - LARGE CAP 46090A101   1,137,486 13,120 SH   SOLE   13,120 0 0
INTUITIVE SURGICAL INC COMMON STOCK - LARGE CAP 46120E602   1,089,734 3,187 SH   SOLE   3,187 0 0
INVESCO EX FINL PFD ETF PREFERRED STOCK 46137V621   1,175,386 81,909 SH   SOLE   81,409 0 500
INVESCO EX PFD ETF PREFERRED STOCK 46138E511   945,762 83,181 SH   SOLE   83,181 0 0
ISHARES TR S&P 500 GROWTH ETF MUTUAL FDS - ETF LGE CAP STOCK 464287309   9,020 128 SH   SOLE   128 0 0
ISHARES TR S&P 500 VALUE ETF MUTUAL FDS - ETF LGE CAP STOCK 464287408   9,832 61 SH   SOLE   61 0 0
ISHARES MSCI EAFE ETF COMMON STOCK - LARGE CAP 464287465   12,615 174 SH   SOLE   174 0 0
ISHARES TR RUSSELL MID-CAP VALUE ETF MUTUAL FDS - ETF MID CAP STOCK 464287473   16,475 150 SH   SOLE   150 0 0
ISHARES TR RUSSELL MID-CAP GROWTH ETF MUTUAL FDS - ETF MID CAP STOCK 464287481   8,696 90 SH   SOLE   90 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND MUTUAL FDS - ETF LGE CAP STOCK 464287598   64,235 407 SH   SOLE   407 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND MUTUAL FDS - ETF LGE CAP STOCK 464287614   70,167 255 SH   SOLE   255 0 0
ISHARES US UTILITIES ETF COMMON STOCK - LARGE CAP 464287697   347,829 4,255 SH   SOLE   4,255 0 0
ISHARES US REAL ESTATE ETF COMMON STOCK - LARGE CAP 464287739   13,067 151 SH   SOLE   151 0 0
ISHARES TR S&P SMALLCAP 600 INDEX FUND COMMON STOCK - SMALL CAP 464287804   25,409 255 SH   SOLE   255 0 0
ISHARES US BASIC MATERIALS ETF COMMON STOCK - LARGE CAP 464287838   54,547 410 SH   SOLE   410 0 0
ISHARES S&P GLOBAL CLEAN ENERGY COMMON STOCK - LARGE CAP 464288224   831,656 45,225 SH   SOLE   45,225 0 0
ISHARES MSCI USA QUALITY FACTOR ETF MUTUAL FDS - ETF LGE CAP STOCK 46432F339   31,289 232 SH   SOLE   232 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100   2,711,841 18,646 SH   SOLE   18,646 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100   32,724 225 SH   DFND   225 0 0
JABIL INC COMMON STOCK - LARGE CAP 466313103   173,766 1,610 SH   SOLE   1,610 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104   3,583,810 21,652 SH   SOLE   21,652 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104   28,966 175 SH   DFND   175 0 0
KIMBERLY CLARK COMMON STOCK - LARGE CAP 494368103   461,380 3,342 SH   SOLE   3,342 0 0
KOHL'S CORP COMMON STOCK - LARGE CAP 500255104   4,608 200 SH   SOLE   200 0 0
KROGER COMPANY COMMON STOCK - LARGE CAP 501044101   18,800 400 SH   SOLE   400 0 0
KYNDRYL HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 50155Q100   3,984 300 SH   SOLE   300 0 0
LAM RESEARCH CORPORATION USD0.001 COMMON STOCK - LARGE CAP 512807108   159,426 248 SH   SOLE   248 0 0
LEMONADE INC COMMON STOCK - LARGE CAP 52567D107   1,684 100 SH   SOLE   100 0 0
LEVI STRAUSS & CO NEW CL A COMMON STOCK - LARGE CAP 52736R102   7,215 500 SH   SOLE   500 0 0
LILLY ELI & CO COMMON STOCK - LARGE CAP 532457108   1,007,789 2,149 SH   SOLE   2,149 0 0
LOCKHEED MARTIN CORP USD 1.0 COMMON STOCK - LARGE CAP 539830109   30,844 67 SH   SOLE   67 0 0
LOWES COMPANIES INC COMMON STOCK - LARGE CAP 548661107   25,729 114 SH   SOLE   114 0 0
LULULEMON ATHLETICA INC USD 0.005 COMMON STOCK - LARGE CAP 550021109   18,925 50 SH   SOLE   50 0 0
MANULIFE FINANCIAL CORP COMMON STOCK - LARGE CAP 56501R106   6,709 355 SH   SOLE   355 0 0
MARATHON OIL CORP COMMON STOCK - LARGE CAP 565849106   73,664 3,200 SH   SOLE   3,200 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102   284,504 2,440 SH   SOLE   2,440 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102   11,660 100 SH   DFND   100 0 0
MARVELL TECHNOLOGY INC COMMON STOCK - LARGE CAP 573874104   1,896,174 31,725 SH   SOLE   31,725 0 0
MASTERCARD INC CL A COMMON STOCK - LARGE CAP 57636Q104   753,528 1,916 SH   SOLE   1,916 0 0
MCCORMICK & CO., INC. COMMON STOCK - LARGE CAP 579780206   341,900 3,920 SH   SOLE   3,920 0 0
MCDONALDS CORP COMMON STOCK - LARGE CAP 580135101   2,472,542 8,286 SH   SOLE   8,286 0 0
MCKESSON CORPORATION COMMON STOCK - LARGE CAP 58155Q103   499,074 1,168 SH   SOLE   1,168 0 0
MERCK & CO INC NEW COMMON STOCK - LARGE CAP 58933Y105   1,385,578 12,008 SH   SOLE   12,008 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104   10,058,170 29,537 SH   SOLE   29,537 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104   42,566 125 SH   DFND   125 0 0
MICROCHIP TECHNOLOGY INC. COMMON STOCK - LARGE CAP 595017104   8,959 100 SH   SOLE   100 0 0
MID AMERICA APARTMENT COMMUNITIES INC COMMON STOCK - LARGE CAP 59522J103   15,186 100 SH   SOLE   100 0 0
MODERNA INC COMMON STOCK - LARGE CAP 60770K107   12,150 100 SH   SOLE   100 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK - LARGE CAP 609207105   1,318,000 18,070 SH   SOLE   18,070 0 0
MONSTER BEVERAGE CORPORATION NEW USD 0.005 COMMON STOCK - LARGE CAP 61174X109   459,440 8,000 SH   SOLE   8,000 0 0
MOTOROLA, INC COM NEW COMMON STOCK - LARGE CAP 620076307   14,663 50 SH   SOLE   50 0 0
NATIONAL HEALTH INVS INC COMMON STOCK - LARGE CAP 63633D104   52,420 1,000 SH   SOLE   1,000 0 0
NETFLIX INC COMMON STOCK - LARGE CAP 64110L106   196,012 445 SH   SOLE   445 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101   1,124,130 15,150 SH   SOLE   15,150 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101   11,130 150 SH   DFND   150 0 0
NIKE INC COMMON STOCK - LARGE CAP 654106103   190,383 1,725 SH   SOLE   1,725 0 0
NORDSTROM INC COMMON STOCK - LARGE CAP 655664100   2,046 100 SH   SOLE   100 0 0
NORTHERN TRUST CORPORATION COMMON STOCK - LARGE CAP 665859104   74,130 1,000 SH   SOLE   1,000 0 0
NORTHROP GRUMMAN CORPORATION USD 1.0 COMMON STOCK - LARGE CAP 666807102   56,973 125 SH   SOLE   125 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105   1,167,507 7,120 SH   SOLE   7,120 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105   16,398 100 SH   DFND   100 0 0
NVIDIA CORPORATION COMMON STOCK - LARGE CAP 67066G104   2,922,541 6,909 SH   SOLE   6,909 0 0
NUVEEN ENHAN AMT-FREE FUM CRE OPP MUTUAL FDS - ETF BONDS 67071L106   10,132 866 SH   SOLE   866 0 0
OKTA INC COMMON STOCK - LARGE CAP 679295105   2,080 30 SH   SOLE   30 0 0
OLD NATIONAL BANK COMMON STOCK - LARGE CAP 680033107   164,575 11,806 SH   SOLE   11,806 0 0
ORACLE SYSTEMS COMMON STOCK - LARGE CAP 68389X105   1,326,654 11,140 SH   SOLE   11,140 0 0
OTIS WORLDWIDE CORPORATION USD 0.01 COMMON STOCK - LARGE CAP 68902V107   750,853 8,436 SH   SOLE   8,436 0 0
PNC FINL SVCS GROUP INC COMMON STOCK - LARGE CAP 693475105   321,171 2,550 SH   SOLE   2,550 0 0
PPG INDS INC COMMON STOCK - LARGE CAP 693506107   380,237 2,564 SH   SOLE   2,564 0 0
PALO ALTO NETWORKS INC COMMON STOCK - LARGE CAP 697435105   2,330,959 9,123 SH   SOLE   9,123 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107   86,698 775 SH   SOLE   775 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107   11,187 100 SH   DFND   100 0 0
PAYPAL HOLDINGS INC COMMON STOCK - LARGE CAP 70450Y103   186,141 2,790 SH   SOLE   2,790 0 0
PEPSICO INC COMMON STOCK - LARGE CAP 713448108   2,171,281 11,723 SH   SOLE   11,723 0 0
PERFORMANCE FOOD GROUP COMMON STOCK - LARGE CAP 71377A103   60,240 1,000 SH   SOLE   1,000 0 0
PFIZER COMPANY INC COMMON STOCK - LARGE CAP 717081103   429,706 11,715 SH   SOLE   11,715 0 0
PHILLIP MORRIS INT'L INC. COMMON STOCK - LARGE CAP 718172109   322,536 3,304 SH   SOLE   3,304 0 0
PHILLIPS 66 COMMON STOCK - LARGE CAP 718546104   379,506 3,979 SH   SOLE   3,979 0 0
PROCTER & GAMBLE CO COMMON STOCK - LARGE CAP 742718109   2,224,790 14,662 SH   SOLE   14,662 0 0
PRUDENTIAL FINANCIAL COMMON STOCK - LARGE CAP 744320102   408,012 4,625 SH   SOLE   4,625 0 0
QUALCOMM INCORPORATED COMMON STOCK - LARGE CAP 747525103   283,905 2,385 SH   SOLE   2,385 0 0
RAYTHEON TECHNOLOGIES CORP USD 1.0 COMMON STOCK - LARGE CAP 75513E101   1,310,200 13,375 SH   SOLE   13,375 0 0
REALTY INCOME COMMON STOCK - LARGE CAP 756109104   4,484 75 SH   SOLE   75 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK - LARGE CAP 7591EP100   73,021 4,100 SH   SOLE   4,100 0 0
S & P DEPOSITORY RECEIPTS COMMON STOCK - LARGE CAP 78462F103   153,370 346 SH   SOLE   346 0 0
SPDR GOLD TRUST COMMON STOCK - LARGE CAP 78463V107   16,043 90 SH   SOLE   90 0 0
SPDR SPBIO ETF COMMON STOCK - LARGE CAP 78464A870   8,320 100 SH   SOLE   100 0 0
SPDR S&P MIDCAP 400 ETF TR Z COMMON STOCK - MID-CAP 78467Y107   83,807 175 SH   SOLE   175 0 0
SALESFORCE INC COMMON STOCK - LARGE CAP 79466L302   1,706,313 8,077 SH   SOLE   8,077 0 0
SCHLUMBERGER LTD COMMON STOCK - LARGE CAP 806857108   131,368 2,675 SH   SOLE   2,675 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK - LARGE CAP 808513105   51,012 900 SH   SOLE   900 0 0
SELECT SECTOR SPDR TR COMMON STOCK - LARGE CAP 81369Y605   6,403 190 SH   SOLE   190 0 0
SKECHERS U.S.A. INC COMMON STOCK - LARGE CAP 830566105   26,325 500 SH   SOLE   500 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK - LARGE CAP 83088M102   359,733 3,250 SH   SOLE   3,250 0 0
SOUTHERN CO COMMON STOCK - LARGE CAP 842587107   286,957 4,085 SH   SOLE   4,085 0 0
SOUTHWEST AIRLINES COMMON STOCK - LARGE CAP 844741108   4,525 125 SH   SOLE   125 0 0
STARBUCKS CORPORATION COMMON STOCK - LARGE CAP 855244109   962,832 9,720 SH   SOLE   9,720 0 0
STATE STREET CORPORATION COMMON STOCK - LARGE CAP 857477103   40,247 550 SH   SOLE   550 0 0
STRYKER CORPORATION COMMON STOCK - LARGE CAP 863667101   4,311,982 14,134 SH   SOLE   14,134 0 0
SYNOPSYS INC USD 0.01 COMMON STOCK - LARGE CAP 871607107   43,540 100 SH   SOLE   100 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107   558,355 7,525 SH   SOLE   7,525 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107   9,275 125 SH   DFND   125 0 0
TJX COMPANIES, INC. COMMON STOCK - LARGE CAP 872540109   1,452,413 17,130 SH   SOLE   17,130 0 0
T-MOBILE US INC COMMON STOCK - LARGE CAP 872590104   1,770,529 12,747 SH   SOLE   12,747 0 0
TARGET CORP COMMON STOCK - LARGE CAP 87612E106   1,289,685 9,778 SH   SOLE   9,778 0 0
TELUS CORP NPV COMMON STOCK - LARGE CAP 87971M103   3,890 200 SH   SOLE   200 0 0
TESLA MOTORS INC COMMON STOCK - LARGE CAP 88160R101   550,199 2,102 SH   SOLE   2,102 0 0
TEXAS INSTRUMENTS INC COMMON STOCK - LARGE CAP 882508104   113,052 628 SH   SOLE   628 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK - LARGE CAP 883556102   920,345 1,764 SH   SOLE   1,764 0 0
3M COMPANY COMMON STOCK - LARGE CAP 88579Y101   67,057 670 SH   SOLE   670 0 0
TOTAL S E COMMON STOCK - LARGE CAP 89151E109   57,630 1,000 SH   SOLE   1,000 0 0
TOYOTA MOTOR CORP ADR COMMON STOCK - LARGE CAP 892331307   8,036 50 SH   SOLE   50 0 0
TRACTOR SUPPLY CO COMMON STOCK - LARGE CAP 892356106   401,951 1,818 SH   SOLE   1,818 0 0
TRAVELERS COS INC COMMON STOCK - LARGE CAP 89417E109   129,029 743 SH   SOLE   743 0 0
TREDEGAR CORP COMMON STOCK - LARGE CAP 894650100   13,406 2,010 SH   SOLE   2,010 0 0
TYSON FOODS INC CLASS A COMMON STOCK - LARGE CAP 902494103   8,727 171 SH   SOLE   171 0 0
US BANCORP DEL COMPANY COMMON STOCK - LARGE CAP 902973304   508,252 15,383 SH   SOLE   15,383 0 0
UNILEVER ADR COMMON STOCK - LARGE CAP 904767704   142,833 2,740 SH   SOLE   2,740 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108   1,385,640 6,772 SH   SOLE   6,772 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108   18,415 90 SH   DFND   90 0 0
UNITED AIRLINES HOLDINGS INC COMMON STOCK - LARGE CAP 910047109   1,920 35 SH   SOLE   35 0 0
UNITED PARCEL SERVICE COMMON STOCK - LARGE CAP 911312106   676,645 3,775 SH   SOLE   3,775 0 0
UNITEDHEALTH GROUP INC COMMON STOCK - LARGE CAP 91324P102   4,039,722 8,405 SH   SOLE   8,405 0 0
UNIVERSAL DISPLAY CORP USD 0.01 COMMON STOCK - LARGE CAP 91347P105   57,652 400 SH   SOLE   400 0 0
VALERO ENERGY COMMON STOCK - LARGE CAP 91913Y100   972,628 8,292 SH   SOLE   8,292 0 0
VANGUARD MEGA CAP GROWTH ETF MUTUAL FDS - ETF LGE CAP STOCK 921910816   101,186 430 SH   SOLE   430 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF MUTUAL FDS - ETF INT'L STOCK 921943858   45,625 988 SH   SOLE   988 0 0
VANGUARD CONSUMER DISCRETIONARY ETF MUTUAL FDS - ETF LGE CAP STOCK 92204A108   111,859 395 SH   SOLE   395 0 0
VANGUARD INFORMATION TECHNOLOGY ETF MUTUAL FDS - ETF LGE CAP STOCK 92204A702   89,314 202 SH   SOLE   202 0 0
VEEVA SYS INC USD 0.00001 COMMON STOCK - LARGE CAP 922475108   39,546 200 SH   SOLE   200 0 0
VANGUARD/VANGUARD MID-CAP GROWTH ETF MUTUAL FDS - ETF MID CAP STOCK 922908538   18,518 90 SH   SOLE   90 0 0
VANGUARD REAL ESTATE ETF COMMON STOCK - LARGE CAP 922908553   5,765 69 SH   SOLE   69 0 0
VANGUARD INDEX SMALL CAP GROWTH ETF COMMON STOCK - SMALL CAP 922908595   73,057 318 SH   SOLE   318 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FDS - ETF SMALL CAP 922908611   115,780 700 SH   SOLE   700 0 0
VANGUARD I VANGUARD LARGE CAP ETF MUTUAL FDS - ETF LGE CAP STOCK 922908637   27,975 138 SH   SOLE   138 0 0
VANGUARD GROWTH ETF MUTUAL FDS - ETF SMALL CAP 922908736   55,174 195 SH   SOLE   195 0 0
VANGUARD VALUE ETF MUTUAL FDS - ETF LGE CAP STOCK 922908744   13,925 98 SH   SOLE   98 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104   829,314 22,306 SH   SOLE   22,306 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104   5,577 150 SH   DFND   150 0 0
VIATRIS INC NPV COMMON STOCK - LARGE CAP 92556V106   1,407 141 SH   SOLE   141 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839   3,875,162 16,318 SH   SOLE   16,318 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839   47,496 200 SH   DFND   200 0 0
VIRTUS INVESTMENT PARTNERS COMMON STOCK - LARGE CAP 92828Q109   21,919 111 SH   SOLE   111 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103   4,750,728 30,225 SH   SOLE   30,225 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103   15,718 100 SH   DFND   100 0 0
WARNER BROS DISCOVERY INC NPV COMMON STOCK - LARGE CAP 934423104   12,212 974 SH   SOLE   974 0 0
WASTE MANAGEMENT INC COMMON STOCK - LARGE CAP 94106L109   1,991,673 11,485 SH   SOLE   11,485 0 0
WELLS FARGO & COMPANY NEW COMMON STOCK - LARGE CAP 949746101   323,553 7,581 SH   SOLE   7,581 0 0
WENDY'S CO USD 0.1 COMMON STOCK - LARGE CAP 95058W100   32,625 1,500 SH   SOLE   1,500 0 0
WESTERN UNION COMPANY COMMON STOCK - LARGE CAP 959802109   17,595 1,500 SH   SOLE   1,500 0 0
YUM BRANDS INC COMMON STOCK - LARGE CAP 988498101   188,428 1,360 SH   SOLE   1,360 0 0
YUM CHINA HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 98850P109   31,640 560 SH   SOLE   560 0 0
ZEVIA PBC CL A COMMON STOCK - LARGE CAP 98955K104   43,000 10,000 SH   SOLE   10,000 0 0
ZIMMER BIOMET HOLDINGS, INC COMMON STOCK - LARGE CAP 98956P102   141,960 975 SH   SOLE   975 0 0
ZOOM VIDEO COMMUNICATIONS COMMON STOCK - LARGE CAP 98980L101   1,357 20 SH   SOLE   20 0 0