The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC COMMON STOCK - LARGE CAP G1151C101   1,387,272 4,854 SH   SOLE   4,854 0 0
EATON CORP PLC COMMON STOCK - LARGE CAP G29183103   1,788,743 10,440 SH   SOLE   10,440 0 0
LINDE PLC NPV COMMON STOCK - LARGE CAP G54950103   1,489,602 4,191 SH   SOLE   4,191 0 0
LINDE PLC NPV COMMON STOCK - LARGE CAP G54950103   17,772 50 SH   DFND   50 0 0
MEDTRONIC PLC USD 0.1 COMMON STOCK - LARGE CAP G5960L103   590,524 7,325 SH   SOLE   7,325 0 0
TRANE TECHNOLOGIES PLC USD 1.0 COMMON STOCK - LARGE CAP G8994E103   18,398 100 SH   SOLE   100 0 0
CHUBB LTD CHF 24.15 COMMON STOCK - LARGE CAP H1467J104   753,777 3,882 SH   SOLE   3,882 0 0
TE CONNECTIVITY LTD COMMON STOCK - LARGE CAP H84989104   613,757 4,680 SH   SOLE   4,680 0 0
LYONDELLBASELL INDUSTRIES NV COMMON STOCK - LARGE CAP N53745100   106,561 1,135 SH   SOLE   1,135 0 0
ROYAL CARIBBEAN CRUSIES COMMON STOCK - LARGE CAP V7780T103   50,598 775 SH   SOLE   775 0 0
AFLAC INCORPORATED COMMON STOCK - LARGE CAP 001055102   221,948 3,440 SH   SOLE   3,440 0 0
A T & T INCORPORATED COMMON STOCK - LARGE CAP 00206R102   100,677 5,230 SH   SOLE   5,230 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100   1,447,989 14,300 SH   SOLE   14,300 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100   12,657 125 SH   DFND   125 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109   2,164,986 13,585 SH   SOLE   13,585 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109   19,921 125 SH   DFND   125 0 0
ADOBE SYSTEMS INC COMMON STOCK - LARGE CAP 00724F101   1,573,399 4,083 SH   SOLE   4,083 0 0
ADVANCED MICRO DEVICES COMMON STOCK - LARGE CAP 007903107   2,069,333 21,114 SH   SOLE   21,114 0 0
AIRBNB INCORPORATED COMMON STOCK - LARGE CAP 009066101   334,636 2,690 SH   SOLE   2,690 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK - LARGE CAP 009158106   738,964 2,573 SH   SOLE   2,573 0 0
ALBEMARLE COM COMMON STOCK - LARGE CAP 012653101   1,019,657 4,613 SH   SOLE   4,613 0 0
THE ALLSTATE CORPORATION COMMON STOCK - LARGE CAP 020002101   11,081 100 SH   SOLE   100 0 0
ALPHABET INC USD 0.001 CL C COMMON STOCK - LARGE CAP 02079K107   380,640 3,660 SH   SOLE   3,660 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305   3,641,392 35,105 SH   SOLE   35,105 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305   31,119 300 SH   DFND   300 0 0
ALTERYX INC COMMON STOCK - LARGE CAP 02156B103   2,942 50 SH   SOLE   50 0 0
ALTRIA GROUP INC COMMON STOCK - LARGE CAP 02209S103   107,064 2,400 SH   SOLE   2,400 0 0
AMAZON COMPANY INC COMMON STOCK - LARGE CAP 023135106   3,546,821 34,339 SH   SOLE   34,339 0 0
AMEREN CORP COM COMMON STOCK - LARGE CAP 023608102   166,710 1,930 SH   SOLE   1,930 0 0
AMERICA MOVIL S A B DE C V NPV ADR COMMON STOCK - LARGE CAP 02390A101   12,624 600 SH   SOLE   600 0 0
AMERICAN EXPRESS COMPANY COMMON STOCK - LARGE CAP 025816109   65,980 400 SH   SOLE   400 0 0
AMERICAN TOWER CORP COMMON STOCK - LARGE CAP 03027X100   500,613 2,450 SH   SOLE   2,450 0 0
AMERIPRISE FINANCIAL, INC. COMMON STOCK - LARGE CAP 03076C106   107,274 350 SH   SOLE   350 0 0
AMGEN COMMON STOCK - LARGE CAP 031162100   1,115,650 4,615 SH   SOLE   4,615 0 0
ELEVANCE HEALTH INC USD 0.01 COMMON STOCK - LARGE CAP 036752103   29,887 65 SH   SOLE   65 0 0
APPIAN CORPORATION COMMON STOCK - LARGE CAP 03782L101   2,219 50 SH   SOLE   50 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100   13,782,317 83,580 SH   SOLE   83,580 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100   131,920 800 SH   DFND   800 0 0
APPLIED MATERIALS COMMON STOCK - LARGE CAP 038222105   385,677 3,140 SH   SOLE   3,140 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK - LARGE CAP 039483102   183,195 2,300 SH   SOLE   2,300 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK - LARGE CAP 053015103   345,072 1,550 SH   SOLE   1,550 0 0
BANK AMER CORP COMMON STOCK - LARGE CAP 060505104   678,435 23,730 SH   SOLE   23,730 0 0
BAXTER INTERNATIONAL INC COMMON STOCK - LARGE CAP 071813109   104,442 2,575 SH   SOLE   2,575 0 0
BERKSHIRE HATHAWAY INC NEW COMMON STOCK - LARGE CAP 084670702   2,282,008 7,391 SH   SOLE   7,391 0 0
BLACKROCK INC USD 0.01 COMMON STOCK - LARGE CAP 09247X101   553,335 827 SH   SOLE   827 0 0
BLACKSTONE GROUP INC NPV COMMON STOCK - LARGE CAP 09260D107   1,687,828 19,215 SH   SOLE   19,215 0 0
BLINK CHARGING COMPANY COMMON STOCK - LARGE CAP 09354A100   865 100 SH   SOLE   100 0 0
BOEING CO COMMON STOCK - LARGE CAP 097023105   217,732 1,025 SH   SOLE   1,025 0 0
BOOKING HOLDINGS INC COMMON STOCK - LARGE CAP 09857L108   671,037 253 SH   SOLE   253 0 0
BORG WARNER INC COMMON STOCK - LARGE CAP 099724106   684,122 13,931 SH   SOLE   13,931 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK - LARGE CAP 110122108   814,522 11,752 SH   SOLE   11,752 0 0
BROADCOM LTD NPV COMMON STOCK - LARGE CAP 11135F101   3,389,140 5,283 SH   SOLE   5,283 0 0
CVS HEALTH CORPORATION COMMON STOCK - LARGE CAP 126650100   485,225 6,530 SH   SOLE   6,530 0 0
TOPGOLF CALLAWAY BRANDS CORP COMMON STOCK - LARGE CAP 131193104   21,610 1,000 SH   SOLE   1,000 0 0
CARRIER GLOBAL CORPORAITON USD 0.01 COMMON STOCK - LARGE CAP 14448C104   68,625 1,500 SH   SOLE   1,500 0 0
CATERPILLAR INC COMMON STOCK - LARGE CAP 149123101   883,069 3,859 SH   SOLE   3,859 0 0
CHARTER COMMUNICATIONS INC CL A USD 0.001 COMMON STOCK - LARGE CAP 16119P108   31,826 89 SH   SOLE   89 0 0
CHEVRON CORPORATION COMMON STOCK - LARGE CAP 166764100   2,603,842 15,959 SH   SOLE   15,959 0 0
CHURCH & DWIGHT CO INC COMMON STOCK - LARGE CAP 171340102   106,080 1,200 SH   SOLE   1,200 0 0
CISCO SYSTEMS COMMON STOCK - LARGE CAP 17275R102   1,340,432 25,645 SH   SOLE   25,645 0 0
CINTAS CORPORATION COMMON STOCK - LARGE CAP 172908105   23,133 50 SH   SOLE   50 0 0
CITIGROUP INC COM NEW COMMON STOCK - LARGE CAP 172967424   484,126 10,327 SH   SOLE   10,327 0 0
COCA COLA CO COMMON STOCK - LARGE CAP 191216100   2,552,060 41,149 SH   SOLE   41,149 0 0
COLGATE PALMOLIVE CO COMMON STOCK - LARGE CAP 194162103   73,271 975 SH   SOLE   975 0 0
COMCAST CORP CLASS A COMMON STOCK - LARGE CAP 20030N101   32,896 868 SH   SOLE   868 0 0
CONOCOPHILLIPS COM CL-B COMMON STOCK - LARGE CAP 20825C104   309,227 3,117 SH   SOLE   3,117 0 0
COSTCO WHSL CORP NEW COMMON STOCK - LARGE CAP 22160K105   2,623,351 5,280 SH   SOLE   5,280 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK - LARGE CAP 22788C105   13,726 100 SH   SOLE   100 0 0
CUMMINS INC COMMON STOCK - LARGE CAP 231021106   521,937 2,185 SH   SOLE   2,185 0 0
DANAHER CORPORATION COMMON STOCK - LARGE CAP 235851102   66,790 265 SH   SOLE   265 0 0
DEERE & CO COMMON STOCK - LARGE CAP 244199105   261,349 633 SH   SOLE   633 0 0
DELTA AIRLINES INC COMMON STOCK - LARGE CAP 247361702   1,396 40 SH   SOLE   40 0 0
DEVON ENERGY CORPORATION COMMON STOCK - LARGE CAP 25179M103   650,543 12,855 SH   SOLE   12,855 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106   1,815,794 18,135 SH   SOLE   18,135 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106   15,019 150 SH   DFND   150 0 0
DOLLAR GENERAL CORPORATION COMMON STOCK - LARGE CAP 256677105   66,294 315 SH   SOLE   315 0 0
DOMINION ENERGY INC COMMON STOCK - LARGE CAP 25746U109   282,174 5,048 SH   SOLE   5,048 0 0
DOMINO'S PIZZA INC COMMON STOCK - LARGE CAP 25754A201   82,464 250 SH   SOLE   250 0 0
DOVER CORPORATION COMMON STOCK - LARGE CAP 260003108   15,194 100 SH   SOLE   100 0 0
DOW HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 260557103   162,771 2,970 SH   SOLE   2,970 0 0
DUKE ENERGY HOLDING CORP COMMON STOCK - LARGE CAP 26441C204   450,012 4,665 SH   SOLE   4,665 0 0
DUPONT DE NEMOURS INC USD 0.01 COMMON STOCK - LARGE CAP 26614N102   227,139 3,165 SH   SOLE   3,165 0 0
EOG RES INC COMMON STOCK - LARGE CAP 26875P101   645,337 5,630 SH   SOLE   5,630 0 0
EBAY INC COMMON STOCK - LARGE CAP 278642103   31,052 700 SH   SOLE   700 0 0
ECOLAB INC COMMON STOCK - LARGE CAP 278865100   37,242 225 SH   SOLE   225 0 0
EDWARDS LIFESCIENCES CORPORATION COMMON STOCK - LARGE CAP 28176E108   40,450 489 SH   SOLE   489 0 0
ELECTRONIC ARTS INC USD 0.01 COMMON STOCK - LARGE CAP 285512109   60,225 500 SH   SOLE   500 0 0
ENTERGY CORPORATION COMMON STOCK - LARGE CAP 29364G103   27,150 252 SH   SOLE   252 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102   1,358,017 12,384 SH   SOLE   12,384 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102   16,449 150 SH   DFND   150 0 0
META PLATFORMS INC COMMON STOCK - LARGE CAP 30303M102   1,492,643 7,043 SH   SOLE   7,043 0 0
FAIR ISAAC CORPORATION USD 0.01 COMMON STOCK - LARGE CAP 303250104   1,280,301 1,822 SH   SOLE   1,822 0 0
FIFTH THIRD BANCORP COMMON STOCK - LARGE CAP 316773100   180,764 6,788 SH   SOLE   6,788 0 0
FIRST SOLAR INC COMMON STOCK - LARGE CAP 336433107   226,196 1,040 SH   SOLE   1,040 0 0
FORD MOTOR CREDIT COMPANY USD COMMON STOCK - LARGE CAP 345370860   83,160 6,600 SH   SOLE   6,600 0 0
FORTIVE CORP USD 0.01 COMMON STOCK - LARGE CAP 34959J108   20,451 300 SH   SOLE   300 0 0
GE HEALTHCARE TECHNOLOGIES USD 0.01 COMMON STOCK - LARGE CAP 36266G107   52,490 640 SH   SOLE   640 0 0
GENERAL ELECTRIC COMPANY USD0.06 COMMON STOCK - LARGE CAP 369604301   123,324 1,290 SH   SOLE   1,290 0 0
GENERAL MILLS INC COMMON STOCK - LARGE CAP 370334104   355,424 4,159 SH   SOLE   4,159 0 0
GENERAL MOTORS CO COMMON STOCK - LARGE CAP 37045V100   7,336 200 SH   SOLE   200 0 0
GERMAN AMERICAN BANCORP COMMON STOCK - LARGE CAP 373865104   123,432 3,700 SH   SOLE   3,700 0 0
GILEAD SCIENCES INC COMMON STOCK - LARGE CAP 375558103   66,376 800 SH   SOLE   800 0 0
GLOBAL X F MLP & ENERGY INFRASTRUCTURE COMMON STOCK - LARGE CAP 37954Y293   68,513 1,715 SH   SOLE   1,715 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104   1,466,689 4,484 SH   SOLE   4,484 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104   13,084 40 SH   DFND   40 0 0
GRAINGER W W INC USD 0.5 COMMON STOCK - LARGE CAP 384802104   3,444 5 SH   SOLE   5 0 0
HEWLETT PACKARD CORP COMMON STOCK - LARGE CAP 40434L105   149,192 5,085 SH   SOLE   5,085 0 0
HALLIBURTON COMPANY COMMON STOCK - LARGE CAP 406216101   790 25 SH   SOLE   25 0 0
HERSHEY COMPANY, THE COMMON STOCK - LARGE CAP 427866108   991,929 3,899 SH   SOLE   3,899 0 0
HESS CORP COMMON STOCK - LARGE CAP 42809H107   26,468 200 SH   SOLE   200 0 0
HOME DEPOT INC COMMON STOCK - LARGE CAP 437076102   3,599,107 12,196 SH   SOLE   12,196 0 0
HONEYWELL INTERNATIONAL COMMON STOCK - LARGE CAP 438516106   1,769,730 9,260 SH   SOLE   9,260 0 0
IDEXX LABORATORIES INC COMMON STOCK - LARGE CAP 45168D104   10,001 20 SH   SOLE   20 0 0
ILLINOIS TOOL WORKS INC USD 0.01 COMMON STOCK - LARGE CAP 452308109   152,155 625 SH   SOLE   625 0 0
INGERSOLL RAND INC COMMON STOCK - LARGE CAP 45687V106   39,152 673 SH   SOLE   673 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100   589,183 18,040 SH   SOLE   18,040 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100   3,266 100 SH   DFND   100 0 0
INTERNATIONAL BUSINESS MACHINE COMPANY COMMON STOCK - LARGE CAP 459200101   629,870 4,805 SH   SOLE   4,805 0 0
INTERNATIONAL FLAVORS & FRAGRANCES, INC COMMON STOCK - LARGE CAP 459506101   27,588 300 SH   SOLE   300 0 0
INVESCO ACTIVE US REAL ESTAT E FUND ETF COMMON STOCK - LARGE CAP 46090A101   1,143,945 13,080 SH   SOLE   13,080 0 0
INTUITIVE SURGICAL INC COMMON STOCK - LARGE CAP 46120E602   824,883 3,229 SH   SOLE   3,229 0 0
INVESCO EX FINL PFD ETF PREFERRED STOCK 46137V621   1,161,729 80,009 SH   SOLE   79,509 0 500
INVESCO EX PFD ETF PREFERRED STOCK 46138E511   904,689 78,806 SH   SOLE   78,806 0 0
ISHARES TR S&P 500 GROWTH ETF MUTUAL FDS - ETF LGE CAP STOCK 464287309   8,176 128 SH   SOLE   128 0 0
ISHARES TR S&P 500 VALUE ETF MUTUAL FDS - ETF LGE CAP STOCK 464287408   9,257 61 SH   SOLE   61 0 0
ISHARES MSCI EAFE ETF COMMON STOCK - LARGE CAP 464287465   12,444 174 SH   SOLE   174 0 0
ISHARES TR RUSSELL MID-CAP VALUE ETF MUTUAL FDS - ETF MID CAP STOCK 464287473   15,929 150 SH   SOLE   150 0 0
ISHARES TR RUSSELL MID-CAP GROWTH ETF MUTUAL FDS - ETF MID CAP STOCK 464287481   8,194 90 SH   SOLE   90 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND MUTUAL FDS - ETF LGE CAP STOCK 464287598   61,969 407 SH   SOLE   407 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND MUTUAL FDS - ETF LGE CAP STOCK 464287614   62,302 255 SH   SOLE   255 0 0
ISHARES US UTILITIES ETF COMMON STOCK - LARGE CAP 464287697   366,204 4,375 SH   SOLE   4,375 0 0
ISHARES US REAL ESTATE ETF COMMON STOCK - LARGE CAP 464287739   12,819 151 SH   SOLE   151 0 0
ISHARES TR S&P SMALLCAP 600 INDEX FUND COMMON STOCK - SMALL CAP 464287804   24,658 255 SH   SOLE   255 0 0
ISHARES US BASIC MATERIALS ETF COMMON STOCK - LARGE CAP 464287838   56,320 425 SH   SOLE   425 0 0
ISHARES S&P GLOBAL CLEAN ENERGY COMMON STOCK - LARGE CAP 464288224   903,673 45,711 SH   SOLE   45,711 0 0
ISHARES TR 5-10 YEAR INVESTMENT GRA MUTUAL FDS - ETF BONDS 464288638   2,768 54 SH   SOLE   54 0 0
ISHARES MSCI USA QUALITY FACTOR ETF MUTUAL FDS - ETF LGE CAP STOCK 46432F339   28,781 232 SH   SOLE   232 0 0
ISHARES CORE 1-5 YEAR USD BOND ETF MUTUAL FDS - ETF BONDS 46432F859   2,876 61 SH   SOLE   61 0 0
ISHARES TR CORE INTL AGGREGATE BOND ETF MUTUAL FDS - ETF BONDS 46435G672   4,650 95 SH   SOLE   95 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100   2,426,447 18,621 SH   SOLE   18,621 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100   29,319 225 SH   DFND   225 0 0
JABIL INC COMMON STOCK - LARGE CAP 466313103   138,394 1,570 SH   SOLE   1,570 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104   3,388,300 21,860 SH   SOLE   21,860 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104   27,125 175 SH   DFND   175 0 0
KIMBERLY CLARK COMMON STOCK - LARGE CAP 494368103   459,551 3,424 SH   SOLE   3,424 0 0
KOHL'S CORP COMMON STOCK - LARGE CAP 500255104   4,706 200 SH   SOLE   200 0 0
KROGER COMPANY COMMON STOCK - LARGE CAP 501044101   19,744 400 SH   SOLE   400 0 0
KYNDRYL HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 50155Q100   4,428 300 SH   SOLE   300 0 0
LAM RESEARCH CORPORATION USD0.001 COMMON STOCK - LARGE CAP 512807108   131,466 248 SH   SOLE   248 0 0
LEMONADE INC COMMON STOCK - LARGE CAP 52567D107   1,426 100 SH   SOLE   100 0 0
LEVI STRAUSS & CO NEW CL A COMMON STOCK - LARGE CAP 52736R102   9,110 500 SH   SOLE   500 0 0
LILLY ELI & CO COMMON STOCK - LARGE CAP 532457108   600,618 1,749 SH   SOLE   1,749 0 0
LOCKHEED MARTIN CORP USD 1.0 COMMON STOCK - LARGE CAP 539830109   31,671 67 SH   SOLE   67 0 0
LOWES COMPANIES INC COMMON STOCK - LARGE CAP 548661107   10,998 55 SH   SOLE   55 0 0
LULULEMON ATHLETICA INC USD 0.005 COMMON STOCK - LARGE CAP 550021109   18,209 50 SH   SOLE   50 0 0
MANULIFE FINANCIAL CORP COMMON STOCK - LARGE CAP 56501R106   6,517 355 SH   SOLE   355 0 0
MARATHON OIL CORP COMMON STOCK - LARGE CAP 565849106   76,640 3,200 SH   SOLE   3,200 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102   330,329 2,450 SH   SOLE   2,450 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102   13,483 100 SH   DFND   100 0 0
MARVELL TECHNOLOGY INC COMMON STOCK - LARGE CAP 573874104   1,367,284 31,585 SH   SOLE   31,585 0 0
MASTERCARD INC CL A COMMON STOCK - LARGE CAP 57636Q104   678,104 1,866 SH   SOLE   1,866 0 0
MCCORMICK & CO., INC. COMMON STOCK - LARGE CAP 579780206   321,604 3,865 SH   SOLE   3,865 0 0
MCDONALDS CORP COMMON STOCK - LARGE CAP 580135101   2,343,606 8,382 SH   SOLE   8,382 0 0
MCKESSON CORPORATION COMMON STOCK - LARGE CAP 58155Q103   414,058 1,163 SH   SOLE   1,163 0 0
MERCK & CO INC NEW COMMON STOCK - LARGE CAP 58933Y105   1,303,038 12,248 SH   SOLE   12,248 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104   8,650,657 30,007 SH   SOLE   30,007 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104   36,036 125 SH   DFND   125 0 0
MICROCHIP TECHNOLOGY INC. COMMON STOCK - LARGE CAP 595017104   8,378 100 SH   SOLE   100 0 0
MID AMERICA APARTMENT COMMUNITIES INC COMMON STOCK - LARGE CAP 59522J103   15,104 100 SH   SOLE   100 0 0
MODERNA INC COMMON STOCK - LARGE CAP 60770K107   15,358 100 SH   SOLE   100 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK - LARGE CAP 609207105   1,253,556 17,980 SH   SOLE   17,980 0 0
MONSTER BEVERAGE CORPORATION NEW USD 0.005 COMMON STOCK - LARGE CAP 61174X109   432,000 8,000 SH   SOLE   8,000 0 0
MOTOROLA, INC COM NEW COMMON STOCK - LARGE CAP 620076307   14,306 50 SH   SOLE   50 0 0
NATIONAL HEALTH INVS INC COMMON STOCK - LARGE CAP 63633D104   51,580 1,000 SH   SOLE   1,000 0 0
NETFLIX INC COMMON STOCK - LARGE CAP 64110L106   177,913 515 SH   SOLE   515 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101   1,181,615 15,330 SH   SOLE   15,330 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101   11,562 150 SH   DFND   150 0 0
NIKE INC COMMON STOCK - LARGE CAP 654106103   213,391 1,740 SH   SOLE   1,740 0 0
NORDSTROM INC COMMON STOCK - LARGE CAP 655664100   1,627 100 SH   SOLE   100 0 0
NORTHERN TRUST CORPORATION COMMON STOCK - LARGE CAP 665859104   88,130 1,000 SH   SOLE   1,000 0 0
NORTHROP GRUMMAN CORPORATION USD 1.0 COMMON STOCK - LARGE CAP 666807102   57,713 125 SH   SOLE   125 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105   1,117,550 7,235 SH   SOLE   7,235 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105   15,447 100 SH   DFND   100 0 0
NVIDIA CORPORATION COMMON STOCK - LARGE CAP 67066G104   1,859,303 6,694 SH   SOLE   6,694 0 0
NUVEEN ENHAN AMT-FREE FUM CRE OPP MUTUAL FDS - ETF BONDS 67071L106   10,201 866 SH   SOLE   866 0 0
OKTA INC COMMON STOCK - LARGE CAP 679295105   2,587 30 SH   SOLE   30 0 0
OLD NATIONAL BANK COMMON STOCK - LARGE CAP 680033107   170,242 11,806 SH   SOLE   11,806 0 0
ORACLE SYSTEMS COMMON STOCK - LARGE CAP 68389X105   1,037,915 11,170 SH   SOLE   11,170 0 0
OTIS WORLDWIDE CORPORATION USD 0.01 COMMON STOCK - LARGE CAP 68902V107   729,464 8,643 SH   SOLE   8,643 0 0
PNC FINL SVCS GROUP INC COMMON STOCK - LARGE CAP 693475105   336,815 2,650 SH   SOLE   2,650 0 0
PPG INDS INC COMMON STOCK - LARGE CAP 693506107   345,163 2,584 SH   SOLE   2,584 0 0
PALO ALTO NETWORKS INC COMMON STOCK - LARGE CAP 697435105   1,838,169 9,203 SH   SOLE   9,203 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107   91,671 800 SH   SOLE   800 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107   11,459 100 SH   DFND   100 0 0
PAYPAL HOLDINGS INC COMMON STOCK - LARGE CAP 70450Y103   298,811 3,935 SH   SOLE   3,935 0 0
PEPSICO INC COMMON STOCK - LARGE CAP 713448108   2,152,751 11,809 SH   SOLE   11,809 0 0
PERFORMANCE FOOD GROUP COMMON STOCK - LARGE CAP 71377A103   60,340 1,000 SH   SOLE   1,000 0 0
PFIZER COMPANY INC COMMON STOCK - LARGE CAP 717081103   471,115 11,550 SH   SOLE   11,550 0 0
PHILLIP MORRIS INT'L INC. COMMON STOCK - LARGE CAP 718172109   321,314 3,304 SH   SOLE   3,304 0 0
PHILLIPS 66 COMMON STOCK - LARGE CAP 718546104   420,614 4,149 SH   SOLE   4,149 0 0
PROCTER & GAMBLE CO COMMON STOCK - LARGE CAP 742718109   2,182,284 14,677 SH   SOLE   14,677 0 0
PRUDENTIAL FINANCIAL COMMON STOCK - LARGE CAP 744320102   400,042 4,835 SH   SOLE   4,835 0 0
QUALCOMM INCORPORATED COMMON STOCK - LARGE CAP 747525103   473,312 3,710 SH   SOLE   3,710 0 0
RAYTHEON TECHNOLOGIES CORP USD 1.0 COMMON STOCK - LARGE CAP 75513E101   1,312,697 13,405 SH   SOLE   13,405 0 0
REALTY INCOME COMMON STOCK - LARGE CAP 756109104   4,748 75 SH   SOLE   75 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK - LARGE CAP 7591EP100   76,055 4,100 SH   SOLE   4,100 0 0
S & P DEPOSITORY RECEIPTS COMMON STOCK - LARGE CAP 78462F103   127,728 312 SH   SOLE   312 0 0
SPDR GOLD TRUST COMMON STOCK - LARGE CAP 78463V107   16,488 90 SH   SOLE   90 0 0
SPDR PORTFOLIO S&P 500 ETF MUTUAL FDS - ETF LGE CAP STOCK 78464A854   9,726 202 SH   SOLE   202 0 0
SPDR SPBIO ETF COMMON STOCK - LARGE CAP 78464A870   7,620 100 SH   SOLE   100 0 0
SPDR S&P MIDCAP 400 ETF TR Z COMMON STOCK - MID-CAP 78467Y107   80,220 175 SH   SOLE   175 0 0
SALESFORCE INC COMMON STOCK - LARGE CAP 79466L302   1,616,983 8,094 SH   SOLE   8,094 0 0
SCHLUMBERGER LTD COMMON STOCK - LARGE CAP 806857108   131,313 2,675 SH   SOLE   2,675 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK - LARGE CAP 808513105   47,142 900 SH   SOLE   900 0 0
SCHWAB STR US LARGE CAP GROWTH ETF MUTUAL FDS - ETF LGE CAP STOCK 808524300   6,842 105 SH   SOLE   105 0 0
SCHWAB STR US LARGE CAP VALUE ETF MUTUAL FDS - ETF LGE CAP STOCK 808524409   3,082 47 SH   SOLE   47 0 0
SCHWAB STR US MID CAP ETF MUTUAL FDS - ETF MID CAP STOCK 808524508   882 13 SH   SOLE   13 0 0
SCHWAB STR US SMALL CAP ETF MUTUAL FDS - ETF SMALL CAP 808524607   2,599 62 SH   SOLE   62 0 0
SCHWAB STR US AGGREGATE BOND ETF MUTUAL FDS - ETF BONDS 808524839   9,942 212 SH   SOLE   212 0 0
SCHWAB INTERMEDIATE-TERM US TREASURY ETF MUTUAL FDS - ETF BONDS 808524854   5,345 106 SH   SOLE   106 0 0
SELECT SECTOR SPDR TR COMMON STOCK - LARGE CAP 81369Y605   6,106 190 SH   SOLE   190 0 0
SKECHERS U.S.A. INC COMMON STOCK - LARGE CAP 830566105   23,760 500 SH   SOLE   500 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK - LARGE CAP 83088M102   391,098 3,315 SH   SOLE   3,315 0 0
SOUTHERN CO COMMON STOCK - LARGE CAP 842587107   247,352 3,555 SH   SOLE   3,555 0 0
SOUTHWEST AIRLINES COMMON STOCK - LARGE CAP 844741108   43,115 1,325 SH   SOLE   1,325 0 0
STARBUCKS CORPORATION COMMON STOCK - LARGE CAP 855244109   1,007,929 9,680 SH   SOLE   9,680 0 0
STATE STREET CORPORATION COMMON STOCK - LARGE CAP 857477103   41,626 550 SH   SOLE   550 0 0
STRYKER CORPORATION COMMON STOCK - LARGE CAP 863667101   4,055,505 14,207 SH   SOLE   14,207 0 0
SYNOPSYS INC USD 0.01 COMMON STOCK - LARGE CAP 871607107   38,625 100 SH   SOLE   100 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107   583,377 7,555 SH   SOLE   7,555 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107   9,652 125 SH   DFND   125 0 0
TJX COMPANIES, INC. COMMON STOCK - LARGE CAP 872540109   1,348,563 17,210 SH   SOLE   17,210 0 0
T-MOBILE US INC COMMON STOCK - LARGE CAP 872590104   1,827,706 12,619 SH   SOLE   12,619 0 0
TARGET CORP COMMON STOCK - LARGE CAP 87612E106   1,669,817 10,082 SH   SOLE   10,082 0 0
TELUS CORP NPV COMMON STOCK - LARGE CAP 87971M103   3,972 200 SH   SOLE   200 0 0
TESLA MOTORS INC COMMON STOCK - LARGE CAP 88160R101   432,307 2,084 SH   SOLE   2,084 0 0
TEXAS INSTRUMENTS INC COMMON STOCK - LARGE CAP 882508104   116,814 628 SH   SOLE   628 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK - LARGE CAP 883556102   1,011,489 1,755 SH   SOLE   1,755 0 0
3M COMPANY COMMON STOCK - LARGE CAP 88579Y101   103,528 985 SH   SOLE   985 0 0
TOTAL S E COMMON STOCK - LARGE CAP 89151E109   59,040 1,000 SH   SOLE   1,000 0 0
TOYOTA MOTOR CORP ADR COMMON STOCK - LARGE CAP 892331307   7,084 50 SH   SOLE   50 0 0
TRACTOR SUPPLY CO COMMON STOCK - LARGE CAP 892356106   406,138 1,728 SH   SOLE   1,728 0 0
TRAVELERS COS INC COMMON STOCK - LARGE CAP 89417E109   127,357 743 SH   SOLE   743 0 0
TREDEGAR CORP COMMON STOCK - LARGE CAP 894650100   18,351 2,010 SH   SOLE   2,010 0 0
TYSON FOODS INC CLASS A COMMON STOCK - LARGE CAP 902494103   10,142 171 SH   SOLE   171 0 0
US BANCORP DEL COMPANY COMMON STOCK - LARGE CAP 902973304   421,954 11,708 SH   SOLE   11,708 0 0
UNILEVER ADR COMMON STOCK - LARGE CAP 904767704   142,285 2,740 SH   SOLE   2,740 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108   1,373,149 6,823 SH   SOLE   6,823 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108   18,113 90 SH   DFND   90 0 0
UNITED AIRLINES HOLDINGS INC COMMON STOCK - LARGE CAP 910047109   2,743 62 SH   SOLE   62 0 0
UNITED PARCEL SERVICE COMMON STOCK - LARGE CAP 911312106   734,212 3,785 SH   SOLE   3,785 0 0
UNITEDHEALTH GROUP INC COMMON STOCK - LARGE CAP 91324P102   4,031,513 8,531 SH   SOLE   8,531 0 0
UNIVERSAL DISPLAY CORP USD 0.01 COMMON STOCK - LARGE CAP 91347P105   62,052 400 SH   SOLE   400 0 0
VALERO ENERGY COMMON STOCK - LARGE CAP 91913Y100   1,171,244 8,390 SH   SOLE   8,390 0 0
VANECK FALLEN ANGEL HIGH YIELD BOND ETF MUTUAL FDS - ETF BONDS 92189F437   840 30 SH   SOLE   30 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF MUTUAL FDS - ETF INT'L STOCK 921943858   44,618 988 SH   SOLE   988 0 0
VANGUARD W EMERGING MARKET GOVT BOND ETF MUTUAL FDS - ETF BONDS 921946885   1,495 24 SH   SOLE   24 0 0
VANGUARD S VANGUARD MTG-BACKED SECS ETF MUTUAL FDS - ETF BONDS 92206C771   1,908 41 SH   SOLE   41 0 0
VEEVA SYS INC USD 0.00001 COMMON STOCK - LARGE CAP 922475108   36,758 200 SH   SOLE   200 0 0
VANGUARD/VANGUARD MID-CAP GROWTH ETF MUTUAL FDS - ETF MID CAP STOCK 922908538   17,539 90 SH   SOLE   90 0 0
VANGUARD REAL ESTATE ETF COMMON STOCK - LARGE CAP 922908553   5,729 69 SH   SOLE   69 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FDS - ETF SMALL CAP 922908611   111,132 700 SH   SOLE   700 0 0
VANGUARD I VANGUARD LARGE CAP ETF MUTUAL FDS - ETF LGE CAP STOCK 922908637   25,779 138 SH   SOLE   138 0 0
VANGUARD GROWTH ETF MUTUAL FDS - ETF SMALL CAP 922908736   48,640 195 SH   SOLE   195 0 0
VANGUARD VALUE ETF MUTUAL FDS - ETF LGE CAP STOCK 922908744   13,534 98 SH   SOLE   98 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104   886,302 22,796 SH   SOLE   22,796 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104   5,832 150 SH   DFND   150 0 0
VIATRIS INC NPV COMMON STOCK - LARGE CAP 92556V106   1,356 141 SH   SOLE   141 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839   3,698,385 16,404 SH   SOLE   16,404 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839   45,092 200 SH   DFND   200 0 0
VIRTUS INVESTMENT PARTNERS COMMON STOCK - LARGE CAP 92828Q109   21,133 111 SH   SOLE   111 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103   4,481,107 30,391 SH   SOLE   30,391 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103   14,745 100 SH   DFND   100 0 0
WALGREENS BOOTS ALLIANCE I USD 0.01 COMMON STOCK - LARGE CAP 931427108   31,113 900 SH   SOLE   900 0 0
WARNER BROS DISCOVERY INC NPV COMMON STOCK - LARGE CAP 934423104   14,706 974 SH   SOLE   974 0 0
WASTE MANAGEMENT INC COMMON STOCK - LARGE CAP 94106L109   1,895,972 11,620 SH   SOLE   11,620 0 0
WELLS FARGO & COMPANY NEW COMMON STOCK - LARGE CAP 949746101   298,284 7,980 SH   SOLE   7,980 0 0
WENDY'S CO USD 0.1 COMMON STOCK - LARGE CAP 95058W100   32,655 1,500 SH   SOLE   1,500 0 0
WESTERN UNION COMPANY COMMON STOCK - LARGE CAP 959802109   16,725 1,500 SH   SOLE   1,500 0 0
YUM BRANDS INC COMMON STOCK - LARGE CAP 988498101   179,628 1,360 SH   SOLE   1,360 0 0
YUM CHINA HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 98850P109   35,492 560 SH   SOLE   560 0 0
ZEVIA PBC CL A COMMON STOCK - LARGE CAP 98955K104   38,500 10,000 SH   SOLE   10,000 0 0
ZIMMER BIOMET HOLDINGS, INC COMMON STOCK - LARGE CAP 98956P102   125,970 975 SH   SOLE   975 0 0
ZOOM VIDEO COMMUNICATIONS COMMON STOCK - LARGE CAP 98980L101   1,476 20 SH   SOLE   20 0 0