The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC COMMON STOCK - LARGE CAP G1151C101 1,561 4,630 SH   SOLE   4,630 0 0
EATON CORP PLC COMMON STOCK - LARGE CAP G29183103 1,607 10,590 SH   SOLE   10,590 0 0
LINDE PLC EUR 0.001 COMMON STOCK - LARGE CAP G5494J103 1,279 4,004 SH   SOLE   4,004 0 0
LINDE PLC EUR 0.001 COMMON STOCK - LARGE CAP G5494J103 16 50 SH   DFND   50 0 0
MEDTRONIC PLC USD 0.1 COMMON STOCK - LARGE CAP G5960L103 1,085 9,775 SH   SOLE   9,775 0 0
PENTAIR PLC COMMON STOCK - LARGE CAP G7S00T104 33 600 SH   SOLE   600 0 0
TRANE TECHNOLOGIES PLC USD 1.0 COMMON STOCK - LARGE CAP G8994E103 15 100 SH   SOLE   100 0 0
CHUBB LTD CHF 24.15 COMMON STOCK - LARGE CAP H1467J104 520 2,430 SH   SOLE   2,430 0 0
TE CONNECTIVITY LTD COMMON STOCK - LARGE CAP H84989104 480 3,665 SH   SOLE   3,665 0 0
LYONDELLBASELL INDUSTRIES NV COMMON STOCK - LARGE CAP N53745100 121 1,180 SH   SOLE   1,180 0 0
AFLAC INCORPORATED COMMON STOCK - LARGE CAP 001055102 247 3,835 SH   SOLE   3,835 0 0
A T & T INCORPORATED COMMON STOCK - LARGE CAP 00206R102 147 6,220 SH   SOLE   6,220 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100 1,813 15,315 SH   SOLE   15,315 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100 15 125 SH   DFND   125 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109 2,341 14,440 SH   SOLE   14,440 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109 20 125 SH   DFND   125 0 0
ADOBE SYSTEMS INC COMMON STOCK - LARGE CAP 00724F101 1,768 3,880 SH   SOLE   3,880 0 0
ADVANCED MICRO DEVICES COMMON STOCK - LARGE CAP 007903107 1,981 18,120 SH   SOLE   18,120 0 0
AIRBNB INCORPORATED COMMON STOCK - LARGE CAP 009066101 787 4,580 SH   SOLE   4,580 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK - LARGE CAP 009158106 640 2,562 SH   SOLE   2,562 0 0
ALBEMARLE COM COMMON STOCK - LARGE CAP 012653101 1,046 4,729 SH   SOLE   4,729 0 0
ALLIANT CORPORATION COMMON STOCK - LARGE CAP 018802108 56 900 SH   SOLE   900 0 0
ALPHABET INC USD 0.001 CL C COMMON STOCK - LARGE CAP 02079K107 260 93 SH   SOLE   93 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305 4,809 1,729 SH   SOLE   1,729 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305 42 15 SH   DFND   15 0 0
ALTERYX INC COMMON STOCK - LARGE CAP 02156B103 4 50 SH   SOLE   50 0 0
ALTRIA GROUP INC COMMON STOCK - LARGE CAP 02209S103 125 2,400 SH   SOLE   2,400 0 0
AMAZON COMPANY INC COMMON STOCK - LARGE CAP 023135106 5,640 1,730 SH   SOLE   1,730 0 0
AMEDISYS INC COMMON STOCK - LARGE CAP 023436108 97 565 SH   SOLE   565 0 0
AMERICA MOVIL SAB DE CV ADR COMMON STOCK - LARGE CAP 02364W105 21 1,000 SH   SOLE   1,000 0 0
AMERICAN EXPRESS COMPANY COMMON STOCK - LARGE CAP 025816109 75 400 SH   SOLE   400 0 0
AMERICAN TOWER CORP COMMON STOCK - LARGE CAP 03027X100 789 3,140 SH   SOLE   3,140 0 0
AMERIPRISE FINANCIAL, INC. COMMON STOCK - LARGE CAP 03076C106 78 260 SH   SOLE   260 0 0
AMGEN COMMON STOCK - LARGE CAP 031162100 1,114 4,608 SH   SOLE   4,608 0 0
ANTHEM INC USD 0.01 COMMON STOCK - LARGE CAP 036752103 22 45 SH   SOLE   45 0 0
APPIAN CORPORATION COMMON STOCK - LARGE CAP 03782L101 3 50 SH   SOLE   50 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100 14,437 82,680 SH   SOLE   82,680 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100 148 850 SH   DFND   850 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK - LARGE CAP 053015103 405 1,780 SH   SOLE   1,780 0 0
BP AMOCO P L C COMMON STOCK - LARGE CAP 055622104 9 290 SH   SOLE   290 0 0
BANK AMER CORP COMMON STOCK - LARGE CAP 060505104 625 15,155 SH   SOLE   15,155 0 0
BAXTER INTERNATIONAL INC COMMON STOCK - LARGE CAP 071813109 260 3,350 SH   SOLE   3,350 0 0
BERKSHIRE HATHAWAY INC NEW COMMON STOCK - LARGE CAP 084670702 2,455 6,957 SH   SOLE   6,957 0 0
BLACKROCK INC USD 0.01 COMMON STOCK - LARGE CAP 09247X101 620 812 SH   SOLE   812 0 0
BLACKSTONE GROUP INC NPV COMMON STOCK - LARGE CAP 09260D107 2,419 19,055 SH   SOLE   19,055 0 0
BLINK CHARGING COMPANY COMMON STOCK - LARGE CAP 09354A100 3 100 SH   SOLE   100 0 0
BOEING CO COMMON STOCK - LARGE CAP 097023105 262 1,370 SH   SOLE   1,370 0 0
BOOKING HOLDINGS INC COMMON STOCK - LARGE CAP 09857L108 963 410 SH   SOLE   410 0 0
BORG WARNER INC COMMON STOCK - LARGE CAP 099724106 487 12,525 SH   SOLE   12,525 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK - LARGE CAP 110122108 706 9,667 SH   SOLE   9,667 0 0
BROADCOM LTD NPV COMMON STOCK - LARGE CAP 11135F101 3,470 5,511 SH   SOLE   5,511 0 0
CVS HEALTH CORPORATION COMMON STOCK - LARGE CAP 126650100 744 7,352 SH   SOLE   7,352 0 0
CARRIER GLOBAL CORPORAITON USD 0.01 COMMON STOCK - LARGE CAP 14448C104 18 400 SH   SOLE   400 0 0
CATERPILLAR INC COMMON STOCK - LARGE CAP 149123101 787 3,530 SH   SOLE   3,530 0 0
CENTERPOINT ENERGY INC COMMON STOCK - LARGE CAP 15189T107 245 8,000 SH   SOLE   8,000 0 0
CHEVRON CORPORATION COMMON STOCK - LARGE CAP 166764100 2,373 14,574 SH   SOLE   14,574 0 0
CHURCH & DWIGHT CO INC COMMON STOCK - LARGE CAP 171340102 124 1,250 SH   SOLE   1,250 0 0
CISCO SYSTEMS COMMON STOCK - LARGE CAP 17275R102 1,390 24,940 SH   SOLE   24,940 0 0
CINTAS CORPORATION COMMON STOCK - LARGE CAP 172908105 21 50 SH   SOLE   50 0 0
CITIGROUP INC COM NEW COMMON STOCK - LARGE CAP 172967424 765 14,317 SH   SOLE   14,317 0 0
COCA COLA CO COMMON STOCK - LARGE CAP 191216100 2,558 41,264 SH   SOLE   41,264 0 0
COGNIZANT TECHNOLOGY COMMON STOCK - LARGE CAP 192446102 45 500 SH   SOLE   500 0 0
COLGATE PALMOLIVE CO COMMON STOCK - LARGE CAP 194162103 89 1,180 SH   SOLE   1,180 0 0
COMCAST CORP CLASS A COMMON STOCK - LARGE CAP 20030N101 5 100 SH   SOLE   100 0 0
CONOCOPHILLIPS COM CL-B COMMON STOCK - LARGE CAP 20825C104 365 3,652 SH   SOLE   3,652 0 0
COSTCO WHSL CORP NEW COMMON STOCK - LARGE CAP 22160K105 2,861 4,969 SH   SOLE   4,969 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK - LARGE CAP 22788C105 23 100 SH   SOLE   100 0 0
CUMMINS INC COMMON STOCK - LARGE CAP 231021106 419 2,045 SH   SOLE   2,045 0 0
DANAHER CORPORATION COMMON STOCK - LARGE CAP 235851102 89 305 SH   SOLE   305 0 0
DEERE & CO COMMON STOCK - LARGE CAP 244199105 172 413 SH   SOLE   413 0 0
DEVON ENERGY CORPORATION COMMON STOCK - LARGE CAP 25179M103 603 10,195 SH   SOLE   10,195 0 0
DIGITAL WORLD ACQUISITION COMMON STOCK - LARGE CAP 25400Q105 1 20 SH   SOLE   20 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106 2,078 15,150 SH   SOLE   15,150 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106 21 150 SH   DFND   150 0 0
DOLLAR GENERAL CORPORATION COMMON STOCK - LARGE CAP 256677105 78 350 SH   SOLE   350 0 0
DOMINION RESOURCES COMMON STOCK - LARGE CAP 25746U109 621 7,312 SH   SOLE   7,312 0 0
DOMINO'S PIZZA INC COMMON STOCK - LARGE CAP 25754A201 142 350 SH   SOLE   350 0 0
DOW HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 260557103 184 2,890 SH   SOLE   2,890 0 0
DUKE ENERGY HOLDING CORP COMMON STOCK - LARGE CAP 26441C204 442 3,960 SH   SOLE   3,960 0 0
DUPONT DE NEMOURS INC USD 0.01 COMMON STOCK - LARGE CAP 26614N102 107 1,455 SH   SOLE   1,455 0 0
EOG RES INC COMMON STOCK - LARGE CAP 26875P101 553 4,640 SH   SOLE   4,640 0 0
EBAY INC COMMON STOCK - LARGE CAP 278642103 40 700 SH   SOLE   700 0 0
ECOLAB INC COMMON STOCK - LARGE CAP 278865100 79 450 SH   SOLE   450 0 0
EDWARDS LIFESCIENCES CORPORATION COMMON STOCK - LARGE CAP 28176E108 41 350 SH   SOLE   350 0 0
ENBRIDGE INC NPV COMMON STOCK - LARGE CAP 29250N105 78 1,700 SH   SOLE   1,700 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102 735 8,901 SH   SOLE   8,901 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102 12 150 SH   DFND   150 0 0
META PLATFORMS INC COMMON STOCK - LARGE CAP 30303M102 1,377 6,195 SH   SOLE   6,195 0 0
FIFTH THIRD BANCORP COMMON STOCK - LARGE CAP 316773100 292 6,788 SH   SOLE   6,788 0 0
FIRST SOLAR INC COMMON STOCK - LARGE CAP 336433107 49 580 SH   SOLE   580 0 0
FORD MOTOR CREDIT COMPANY USD COMMON STOCK - LARGE CAP 345370860 100 5,900 SH   SOLE   5,900 0 0
FORTIVE CORP USD 0.01 COMMON STOCK - LARGE CAP 34959J108 24 400 SH   SOLE   400 0 0
GENERAL ELECTRIC COMPANY USD0.06 COMMON STOCK - LARGE CAP 369604301 331 3,615 SH   SOLE   3,615 0 0
GENERAL MILLS INC COMMON STOCK - LARGE CAP 370334104 331 4,890 SH   SOLE   4,890 0 0
GENERAL MOTORS CO COMMON STOCK - LARGE CAP 37045V100 66 1,510 SH   SOLE   1,510 0 0
GERMAN AMERICAN BANCORP COMMON STOCK - LARGE CAP 373865104 148 3,900 SH   SOLE   3,900 0 0
GILEAD SCIENCES INC COMMON STOCK - LARGE CAP 375558103 59 1,000 SH   SOLE   1,000 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR COMMON STOCK - LARGE CAP 37733W105 37 850 SH   SOLE   850 0 0
GLOBAL X F MLP & ENERGY INFRASTRUCTURE COMMON STOCK - LARGE CAP 37954Y293 57 1,330 SH   SOLE   1,330 0 0
GLOBAL X CANNABIS FUNDS ETF MUTUAL FDS - ETF INT'L STOCK 37954Y426 2 310 SH   SOLE   310 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104 1,520 4,606 SH   SOLE   4,606 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104 13 40 SH   DFND   40 0 0
GRAINGER W W INC USD 0.5 COMMON STOCK - LARGE CAP 384802104 21 40 SH   SOLE   40 0 0
HEWLETT PACKARD CORPORATION COMMON STOCK - LARGE CAP 40434L105 326 8,975 SH   SOLE   8,975 0 0
HERSHEY COMPANY, THE COMMON STOCK - LARGE CAP 427866108 614 2,835 SH   SOLE   2,835 0 0
HOME DEPOT INC COMMON STOCK - LARGE CAP 437076102 3,706 12,382 SH   SOLE   12,382 0 0
HONEYWELL INTERNATIONAL COMMON STOCK - LARGE CAP 438516106 1,750 8,994 SH   SOLE   8,994 0 0
IDEXX LABORATORIES INC COMMON STOCK - LARGE CAP 45168D104 11 20 SH   SOLE   20 0 0
ILLINOIS TOOL WORKS INC USD 0.01 COMMON STOCK - LARGE CAP 452308109 152 725 SH   SOLE   725 0 0
INGERSOLL RAND INC COMMON STOCK - LARGE CAP 45687V106 24 473 SH   SOLE   473 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100 1,326 26,750 SH   SOLE   26,750 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100 5 100 SH   DFND   100 0 0
INTERNATIONAL BUSINESS MACHINE COMPANY COMMON STOCK - LARGE CAP 459200101 300 2,310 SH   SOLE   2,310 0 0
INTERNATIONAL FLAVORS & FRAGRANCES, INC COMMON STOCK - LARGE CAP 459506101 39 300 SH   SOLE   300 0 0
INVESCO ACTIVE US REAL ESTAT E FUND ETF COMMON STOCK - LARGE CAP 46090A101 1,222 10,940 SH   SOLE   10,940 0 0
INVESCO QQQ TR ETF COMMON STOCK - LARGE CAP 46090E103 18 50 SH   SOLE   50 0 0
INTUITIVE SURGICAL INC COMMON STOCK - LARGE CAP 46120E602 855 2,835 SH   SOLE   2,835 0 0
INVESCO EX FINL PFD ETF PREFERRED STOCK 46137V621 1,027 60,729 SH   SOLE   60,229 0 500
INVESCO EX PFD ETF PREFERRED STOCK 46138E511 876 64,566 SH   SOLE   64,566 0 0
ISHARES CORE S&P 500 INDEX ETF MUTUAL FDS - ETF LGE CAP STOCK 464287200 72 158 SH   SOLE   158 0 0
ISHARES US UTILITIES ETF COMMON STOCK - LARGE CAP 464287697 499 5,480 SH   SOLE   5,480 0 0
ISHARES U.S. FINANCIALS ETF COMMON STOCK - LARGE CAP 464287788 8 100 SH   SOLE   100 0 0
ISHARES US BASIC MATERIALS ETF COMMON STOCK - LARGE CAP 464287838 65 435 SH   SOLE   435 0 0
ISHARES S&P GLOBAL CLEAN ENERGY COMMON STOCK - LARGE CAP 464288224 934 43,390 SH   SOLE   43,390 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100 2,208 16,201 SH   SOLE   16,201 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100 31 225 SH   DFND   225 0 0
JANUS HENDERSON SHORT DURATION INC ETF MUTUAL FDS - ETF BONDS 47103U886 812 16,549 SH   SOLE   16,549 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104 3,890 21,949 SH   SOLE   21,949 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104 35 200 SH   DFND   200 0 0
KIMBERLY CLARK COMMON STOCK - LARGE CAP 494368103 555 4,505 SH   SOLE   4,505 0 0
KOHL'S CORP COMMON STOCK - LARGE CAP 500255104 30 500 SH   SOLE   500 0 0
KROGER COMPANY COMMON STOCK - LARGE CAP 501044101 23 400 SH   SOLE   400 0 0
KYNDRYL HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 50155Q100 4 300 SH   SOLE   300 0 0
LAM RESEARCH CORPORATION USD0.001 COMMON STOCK - LARGE CAP 512807108 99 185 SH   SOLE   185 0 0
LEMONADE INC COMMON STOCK - LARGE CAP 52567D107 3 100 SH   SOLE   100 0 0
LEVI STRAUSS & CO NEW CL A COMMON STOCK - LARGE CAP 52736R102 10 500 SH   SOLE   500 0 0
LILLY ELI & CO COMMON STOCK - LARGE CAP 532457108 249 869 SH   SOLE   869 0 0
LOCKHEED MARTIN CORP USD 1.0 COMMON STOCK - LARGE CAP 539830109 15 34 SH   SOLE   34 0 0
LOWES COMPANIES INC COMMON STOCK - LARGE CAP 548661107 14 67 SH   SOLE   67 0 0
MANULIFE FINANCIAL CORP COMMON STOCK - LARGE CAP 56501R106 8 355 SH   SOLE   355 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102 120 1,405 SH   SOLE   1,405 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102 9 100 SH   DFND   100 0 0
MARVELL TECHNOLOGY INC COMMON STOCK - LARGE CAP 573874104 2,106 29,375 SH   SOLE   29,375 0 0
MASTERCARD INC CL A COMMON STOCK - LARGE CAP 57636Q104 705 1,973 SH   SOLE   1,973 0 0
MCCORMICK & CO., INC. COMMON STOCK - LARGE CAP 579780206 9 90 SH   SOLE   90 0 0
MCDONALDS CORP COMMON STOCK - LARGE CAP 580135101 2,038 8,240 SH   SOLE   8,240 0 0
MCKESSON CORPORATION COMMON STOCK - LARGE CAP 58155Q103 80 260 SH   SOLE   260 0 0
MERCK & CO INC NEW COMMON STOCK - LARGE CAP 58933Y105 751 9,155 SH   SOLE   9,155 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104 5,910 19,169 SH   SOLE   19,169 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104 39 125 SH   DFND   125 0 0
MICROCHIP TECHNOLOGY INC. COMMON STOCK - LARGE CAP 595017104 15 200 SH   SOLE   200 0 0
MID AMERICA APARTMENT COMMUNITIES INC COMMON STOCK - LARGE CAP 59522J103 21 100 SH   SOLE   100 0 0
MODERNA INC COMMON STOCK - LARGE CAP 60770K107 17 100 SH   SOLE   100 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK - LARGE CAP 609207105 901 14,352 SH   SOLE   14,352 0 0
MONSTER BEVERAGE CORPORATION NEW NPV COMMON STOCK - LARGE CAP 61174X109 40 500 SH   SOLE   500 0 0
NETFLIX INC COMMON STOCK - LARGE CAP 64110L106 163 435 SH   SOLE   435 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101 1,224 14,445 SH   SOLE   14,445 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101 13 150 SH   DFND   150 0 0
NIKE INC COMMON STOCK - LARGE CAP 654106103 308 2,290 SH   SOLE   2,290 0 0
NORDSTROM INC COMMON STOCK - LARGE CAP 655664100 3 100 SH   SOLE   100 0 0
NORTHERN TRUST CORPORATION COMMON STOCK - LARGE CAP 665859104 116 1,000 SH   SOLE   1,000 0 0
NORTHROP GRUMMAN CORPORATION USD 1.0 COMMON STOCK - LARGE CAP 666807102 45 100 SH   SOLE   100 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105 1,145 7,705 SH   SOLE   7,705 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105 15 100 SH   DFND   100 0 0
NVIDIA CORPORATION COMMON STOCK - LARGE CAP 67066G104 1,418 5,198 SH   SOLE   5,198 0 0
NUVEEN ENHAN AMT-FREE FUM CRE OPP MUTUAL FDS - ETF BONDS 67071L106 13 866 SH   SOLE   866 0 0
OKTA INC COMMON STOCK - LARGE CAP 679295105 5 30 SH   SOLE   30 0 0
OLD NATIONAL BANK COMMON STOCK - LARGE CAP 680033107 193 11,806 SH   SOLE   11,806 0 0
ORACLE SYSTEMS COMMON STOCK - LARGE CAP 68389X105 205 2,475 SH   SOLE   2,475 0 0
ORION OFFICE REIT INC COM USD0.01 COMMON STOCK - LARGE CAP 68629Y103 0 20 SH   SOLE   20 0 0
OTIS WORLDWIDE CORPORATION USD 0.01 COMMON STOCK - LARGE CAP 68902V107 644 8,371 SH   SOLE   8,371 0 0
PNC FINL SVCS GROUP INC COMMON STOCK - LARGE CAP 693475105 46 250 SH   SOLE   250 0 0
PPG INDS INC COMMON STOCK - LARGE CAP 693506107 340 2,594 SH   SOLE   2,594 0 0
PACKAGING CORPORATION AMER USD 0.01 COMMON STOCK - LARGE CAP 695156109 55 350 SH   SOLE   350 0 0
PALO ALTO NETWORKS INC COMMON STOCK - LARGE CAP 697435105 1,787 2,871 SH   SOLE   2,871 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107 113 825 SH   SOLE   825 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107 14 100 SH   DFND   100 0 0
PAYPAL HOLDINGS INC COMMON STOCK - LARGE CAP 70450Y103 670 5,790 SH   SOLE   5,790 0 0
PEPSICO INC COMMON STOCK - LARGE CAP 713448108 1,783 10,650 SH   SOLE   10,650 0 0
PFIZER COMPANY INC COMMON STOCK - LARGE CAP 717081103 331 6,390 SH   SOLE   6,390 0 0
PHILLIP MORRIS INT'L INC. COMMON STOCK - LARGE CAP 718172109 310 3,304 SH   SOLE   3,304 0 0
PHILLIPS 66 COMMON STOCK - LARGE CAP 718546104 309 3,574 SH   SOLE   3,574 0 0
PROCTER & GAMBLE CO COMMON STOCK - LARGE CAP 742718109 1,961 12,833 SH   SOLE   12,833 0 0
PRUDENTIAL FINANCIAL COMMON STOCK - LARGE CAP 744320102 581 4,915 SH   SOLE   4,915 0 0
QUALCOMM INCORPORATED COMMON STOCK - LARGE CAP 747525103 243 1,590 SH   SOLE   1,590 0 0
RAYTHEON TECHNOLOGIES CORP USD 1.0 COMMON STOCK - LARGE CAP 75513E101 1,160 11,710 SH   SOLE   11,710 0 0
REALTY INCOME COMMON STOCK - LARGE CAP 756109104 14 200 SH   SOLE   200 0 0
S & P DEPOSITORY RECEIPTS MUTUAL FDS-LARGE CAPTL STOCK 78462F103 45 100 SH   SOLE   100 0 0
SPDR GOLD TRUST COMMON STOCK - LARGE CAP 78463V107 29 160 SH   SOLE   160 0 0
SPDR SER TR S&P HOMEBUILDERS ETF COMMON STOCK - LARGE CAP 78464A888 28 450 SH   SOLE   450 0 0
SPDR S&P MIDCAP 400 ETF TR Z COMMON STOCK - MID-CAP 78467Y107 98 200 SH   SOLE   200 0 0
SVB FINANCIAL GROUP USD 0.001 COMMON STOCK - LARGE CAP 78486Q101 22 40 SH   SOLE   40 0 0
SALESFORCE.COM COMMON STOCK - LARGE CAP 79466L302 1,584 7,460 SH   SOLE   7,460 0 0
SCHLUMBERGER LTD COMMON STOCK - LARGE CAP 806857108 95 2,300 SH   SOLE   2,300 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK - LARGE CAP 808513105 84 1,000 SH   SOLE   1,000 0 0
SHERWIN-WILLIAMS COMPANY USD1.0 COMMON STOCK - LARGE CAP 824348106 30 120 SH   SOLE   120 0 0
SKECHERS U.S.A. INC COMMON STOCK - LARGE CAP 830566105 20 500 SH   SOLE   500 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK - LARGE CAP 83088M102 699 5,245 SH   SOLE   5,245 0 0
SOUTHERN CO COMMON STOCK - LARGE CAP 842587107 189 2,610 SH   SOLE   2,610 0 0
SOUTHWEST AIRLINES COMMON STOCK - LARGE CAP 844741108 109 2,370 SH   SOLE   2,370 0 0
BLOCK INC COMMON STOCK - LARGE CAP 852234103 20 145 SH   SOLE   145 0 0
STARBUCKS CORPORATION COMMON STOCK - LARGE CAP 855244109 909 9,990 SH   SOLE   9,990 0 0
STATE STREET CORPORATION COMMON STOCK - LARGE CAP 857477103 80 915 SH   SOLE   915 0 0
STRYKER CORPORATION COMMON STOCK - LARGE CAP 863667101 3,896 14,573 SH   SOLE   14,573 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107 558 6,830 SH   SOLE   6,830 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107 16 200 SH   DFND   200 0 0
TJX COMPANIES, INC. COMMON STOCK - LARGE CAP 872540109 950 15,675 SH   SOLE   15,675 0 0
T-MOBILE US INC COMMON STOCK - LARGE CAP 872590104 1,481 11,540 SH   SOLE   11,540 0 0
TARGET CORP COMMON STOCK - LARGE CAP 87612E106 1,988 9,368 SH   SOLE   9,368 0 0
TELUS CORP NPV COMMON STOCK - LARGE CAP 87971M103 5 200 SH   SOLE   200 0 0
TESLA MOTORS INC COMMON STOCK - LARGE CAP 88160R101 330 306 SH   SOLE   306 0 0
TEXAS INSTRUMENTS INC COMMON STOCK - LARGE CAP 882508104 50 275 SH   SOLE   275 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK - LARGE CAP 883556102 994 1,683 SH   SOLE   1,683 0 0
3M COMPANY COMMON STOCK - LARGE CAP 88579Y101 41 275 SH   SOLE   275 0 0
TOTAL S E COMMON STOCK - LARGE CAP 89151E109 51 1,000 SH   SOLE   1,000 0 0
TOYOTA MOTOR CORP ADR COMMON STOCK - LARGE CAP 892331307 5 25 SH   SOLE   25 0 0
TRACTOR SUPPLY CO COMMON STOCK - LARGE CAP 892356106 148 635 SH   SOLE   635 0 0
TRAVELERS COS INC COMMON STOCK - LARGE CAP 89417E109 136 743 SH   SOLE   743 0 0
TREDEGAR CORP COMMON STOCK - LARGE CAP 894650100 24 2,010 SH   SOLE   2,010 0 0
TRUST FINANCIAL CORP USD 5.0 COMMON STOCK - LARGE CAP 89832Q109 6 100 SH   SOLE   100 0 0
US BANCORP DEL COMPANY COMMON STOCK - LARGE CAP 902973304 303 5,693 SH   SOLE   5,693 0 0
UNILEVER ADR COMMON STOCK - LARGE CAP 904767704 241 5,300 SH   SOLE   5,300 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108 1,750 6,405 SH   SOLE   6,405 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108 34 125 SH   DFND   125 0 0
UNITED PARCEL SERVICE COMMON STOCK - LARGE CAP 911312106 751 3,500 SH   SOLE   3,500 0 0
UNITEDHEALTH GROUP INC COMMON STOCK - LARGE CAP 91324P102 4,070 7,982 SH   SOLE   7,982 0 0
VALERO ENERGY COMMON STOCK - LARGE CAP 91913Y100 887 8,740 SH   SOLE   8,740 0 0
VANGUARD REAL ESTATE ETF COMMON STOCK - LARGE CAP 922908553 47 430 SH   SOLE   430 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FDS - ETF SMALL CAP 922908611 123 700 SH   SOLE   700 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104 1,188 23,331 SH   SOLE   23,331 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104 8 150 SH   DFND   150 0 0
VIATRIS INC NPV COMMON STOCK - LARGE CAP 92556V106 2 141 SH   SOLE   141 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839 3,536 15,945 SH   SOLE   15,945 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839 44 200 SH   DFND   200 0 0
VIRTUS INVESTMENT PARTNERS COMMON STOCK - LARGE CAP 92828Q109 27 111 SH   SOLE   111 0 0
VONTIER CORP USD 0.0001 COMMON STOCK - LARGE CAP 928881101 4 160 SH   SOLE   160 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103 4,508 30,273 SH   SOLE   30,273 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103 15 100 SH   DFND   100 0 0
WALGREENS BOOTS ALLIANCE I USD 0.01 COMMON STOCK - LARGE CAP 931427108 55 1,225 SH   SOLE   1,225 0 0
WASTE MANAGEMENT INC COMMON STOCK - LARGE CAP 94106L109 1,572 9,915 SH   SOLE   9,915 0 0
WELLS FARGO & COMPANY NEW COMMON STOCK - LARGE CAP 949746101 156 3,225 SH   SOLE   3,225 0 0
YUM BRANDS INC COMMON STOCK - LARGE CAP 988498101 66 560 SH   SOLE   560 0 0
YUM CHINA HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 98850P109 23 560 SH   SOLE   560 0 0
ZIMVIE INC COMMON STOCK - LARGE CAP 98888T107 0 5 SH   SOLE   5 0 0
ZEVIA PBC CL A COMMON STOCK - LARGE CAP 98955K104 46 10,000 SH   SOLE   10,000 0 0
ZOOM VIDEO COMMUNICATIONS COMMON STOCK - LARGE CAP 98980L101 2 20 SH   SOLE   20 0 0