The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC COMMON STOCK - LARGE CAP G1151C101 1,826 4,405 SH   SOLE   4,405 0 0
EATON CORP PLC COMMON STOCK - LARGE CAP G29183103 1,838 10,635 SH   SOLE   10,635 0 0
LINDE PLC EUR 0.001 COMMON STOCK - LARGE CAP G5494J103 1,350 3,897 SH   SOLE   3,897 0 0
LINDE PLC EUR 0.001 COMMON STOCK - LARGE CAP G5494J103 17 50 SH   DFND   50 0 0
MEDTRONIC PLC USD 0.1 COMMON STOCK - LARGE CAP G5960L103 974 9,420 SH   SOLE   9,420 0 0
TRANE TECHNOLOGIES PLC USD 1.0 COMMON STOCK - LARGE CAP G8994E103 20 100 SH   SOLE   100 0 0
CHUBB LTD CHF 24.15 COMMON STOCK - LARGE CAP H1467J104 359 1,855 SH   SOLE   1,855 0 0
TE CONNECTIVITY LTD COMMON STOCK - LARGE CAP H84989104 615 3,815 SH   SOLE   3,815 0 0
LYONDELLBASELL INDUSTRIES NV COMMON STOCK - LARGE CAP N53745100 97 1,055 SH   SOLE   1,055 0 0
AFLAC INCORPORATED COMMON STOCK - LARGE CAP 001055102 227 3,885 SH   SOLE   3,885 0 0
A T & T INCORPORATED COMMON STOCK - LARGE CAP 00206R102 151 6,130 SH   SOLE   6,130 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100 2,201 15,640 SH   SOLE   15,640 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100 18 125 SH   DFND   125 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109 2,005 14,810 SH   SOLE   14,810 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109 17 125 SH   DFND   125 0 0
ADOBE SYSTEMS INC COMMON STOCK - LARGE CAP 00724F101 2,075 3,660 SH   SOLE   3,660 0 0
ADVANCED MICRO DEVICES COMMON STOCK - LARGE CAP 007903107 2,560 17,790 SH   SOLE   17,790 0 0
AIRBNB INCORPORATED COMMON STOCK - LARGE CAP 009066101 767 4,610 SH   SOLE   4,610 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK - LARGE CAP 009158106 766 2,517 SH   SOLE   2,517 0 0
ALBEMARLE COM COMMON STOCK - LARGE CAP 012653101 1,130 4,832 SH   SOLE   4,832 0 0
ALIBABA GROUP HOLDING COMMON STOCK - LARGE CAP 01609W102 231 1,945 SH   SOLE   1,945 0 0
ALLIANT CORPORATION COMMON STOCK - LARGE CAP 018802108 68 1,100 SH   SOLE   1,100 0 0
ALPHABET INC USD 0.001 CL C COMMON STOCK - LARGE CAP 02079K107 292 101 SH   SOLE   101 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305 5,032 1,737 SH   SOLE   1,737 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305 43 15 SH   DFND   15 0 0
ALTERYX INC COMMON STOCK - LARGE CAP 02156B103 3 50 SH   SOLE   50 0 0
ALTRIA GROUP INC COMMON STOCK - LARGE CAP 02209S103 114 2,400 SH   SOLE   2,400 0 0
AMAZON COMPANY INC COMMON STOCK - LARGE CAP 023135106 5,698 1,709 SH   SOLE   1,709 0 0
AMEDISYS INC COMMON STOCK - LARGE CAP 023436108 98 605 SH   SOLE   605 0 0
AMERICA MOVIL SAB DE CV ADR COMMON STOCK - LARGE CAP 02364W105 21 1,000 SH   SOLE   1,000 0 0
AMERICAN EXPRESS COMPANY COMMON STOCK - LARGE CAP 025816109 65 400 SH   SOLE   400 0 0
AMERICAN TOWER CORP COMMON STOCK - LARGE CAP 03027X100 959 3,280 SH   SOLE   3,280 0 0
AMERIPRISE FINANCIAL, INC. COMMON STOCK - LARGE CAP 03076C106 44 145 SH   SOLE   145 0 0
AMGEN COMMON STOCK - LARGE CAP 031162100 1,035 4,603 SH   SOLE   4,603 0 0
ANTHEM INC USD 0.01 COMMON STOCK - LARGE CAP 036752103 30 65 SH   SOLE   65 0 0
APPIAN CORPORATION COMMON STOCK - LARGE CAP 03782L101 3 50 SH   SOLE   50 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100 15,130 85,205 SH   SOLE   85,205 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100 178 1,000 SH   DFND   1,000 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK - LARGE CAP 053015103 459 1,860 SH   SOLE   1,860 0 0
BP AMOCO P L C COMMON STOCK - LARGE CAP 055622104 9 350 SH   SOLE   350 0 0
BANK AMER CORP COMMON STOCK - LARGE CAP 060505104 615 13,830 SH   SOLE   13,830 0 0
BAXTER INTERNATIONAL INC COMMON STOCK - LARGE CAP 071813109 315 3,670 SH   SOLE   3,670 0 0
BERKSHIRE HATHAWAY INC NEW COMMON STOCK - LARGE CAP 084670702 2,022 6,762 SH   SOLE   6,762 0 0
BLACKROCK INC USD 0.01 COMMON STOCK - LARGE CAP 09247X101 734 802 SH   SOLE   802 0 0
BLACKSTONE GROUP INC NPV COMMON STOCK - LARGE CAP 09260D107 2,486 19,210 SH   SOLE   19,210 0 0
BLINK CHARGING COMPANY COMMON STOCK - LARGE CAP 09354A100 3 100 SH   SOLE   100 0 0
BOEING CO COMMON STOCK - LARGE CAP 097023105 243 1,205 SH   SOLE   1,205 0 0
BOOKING HOLDINGS INC COMMON STOCK - LARGE CAP 09857L108 984 410 SH   SOLE   410 0 0
BORG WARNER INC COMMON STOCK - LARGE CAP 099724106 563 12,490 SH   SOLE   12,490 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK - LARGE CAP 110122108 612 9,822 SH   SOLE   9,822 0 0
BROADCOM LTD NPV COMMON STOCK - LARGE CAP 11135F101 3,723 5,595 SH   SOLE   5,595 0 0
CVS HEALTH CORPORATION COMMON STOCK - LARGE CAP 126650100 771 7,472 SH   SOLE   7,472 0 0
CARRIER GLOBAL CORPORAITON USD 0.01 COMMON STOCK - LARGE CAP 14448C104 22 400 SH   SOLE   400 0 0
CATERPILLAR INC COMMON STOCK - LARGE CAP 149123101 718 3,475 SH   SOLE   3,475 0 0
CENTERPOINT ENERGY INC COMMON STOCK - LARGE CAP 15189T107 223 8,000 SH   SOLE   8,000 0 0
CERNER CORP COMMON STOCK - LARGE CAP 156782104 9 100 SH   SOLE   100 0 0
CHEVRON CORPORATION COMMON STOCK - LARGE CAP 166764100 1,729 14,734 SH   SOLE   14,734 0 0
CHURCH & DWIGHT CO INC COMMON STOCK - LARGE CAP 171340102 129 1,260 SH   SOLE   1,260 0 0
CISCO SYSTEMS COMMON STOCK - LARGE CAP 17275R102 1,474 23,265 SH   SOLE   23,265 0 0
CINTAS CORPORATION COMMON STOCK - LARGE CAP 172908105 22 50 SH   SOLE   50 0 0
CITIGROUP INC COM NEW COMMON STOCK - LARGE CAP 172967424 862 14,272 SH   SOLE   14,272 0 0
COCA COLA CO COMMON STOCK - LARGE CAP 191216100 2,444 41,284 SH   SOLE   41,284 0 0
COGNIZANT TECHNOLOGY COMMON STOCK - LARGE CAP 192446102 44 500 SH   SOLE   500 0 0
COLGATE PALMOLIVE CO COMMON STOCK - LARGE CAP 194162103 101 1,180 SH   SOLE   1,180 0 0
COMCAST CORP CLASS A COMMON STOCK - LARGE CAP 20030N101 8 150 SH   SOLE   150 0 0
CONOCOPHILLIPS COM CL-B COMMON STOCK - LARGE CAP 20825C104 275 3,812 SH   SOLE   3,812 0 0
COSTCO WHSL CORP NEW COMMON STOCK - LARGE CAP 22160K105 2,818 4,964 SH   SOLE   4,964 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK - LARGE CAP 22788C105 20 100 SH   SOLE   100 0 0
CUMMINS INC COMMON STOCK - LARGE CAP 231021106 414 1,900 SH   SOLE   1,900 0 0
DANAHER CORPORATION COMMON STOCK - LARGE CAP 235851102 117 355 SH   SOLE   355 0 0
DEERE & CO COMMON STOCK - LARGE CAP 244199105 142 413 SH   SOLE   413 0 0
DEVON ENERGY CORPORATION COMMON STOCK - LARGE CAP 25179M103 425 9,640 SH   SOLE   9,640 0 0
DIGITAL WORLD ACQUISITION COMMON STOCK - LARGE CAP 25400Q105 1 20 SH   SOLE   20 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106 2,312 14,925 SH   SOLE   14,925 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106 23 150 SH   DFND   150 0 0
DOLLAR GENERAL CORPORATION COMMON STOCK - LARGE CAP 256677105 83 350 SH   SOLE   350 0 0
DOMINION RESOURCES COMMON STOCK - LARGE CAP 25746U109 547 6,967 SH   SOLE   6,967 0 0
DOMINO'S PIZZA INC COMMON STOCK - LARGE CAP 25754A201 198 350 SH   SOLE   350 0 0
DOW HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 260557103 148 2,615 SH   SOLE   2,615 0 0
DUKE ENERGY HOLDING CORP COMMON STOCK - LARGE CAP 26441C204 361 3,445 SH   SOLE   3,445 0 0
DUPONT DE NEMOURS INC USD 0.01 COMMON STOCK - LARGE CAP 26614N102 112 1,385 SH   SOLE   1,385 0 0
EOG RES INC COMMON STOCK - LARGE CAP 26875P101 390 4,385 SH   SOLE   4,385 0 0
EBAY INC COMMON STOCK - LARGE CAP 278642103 47 700 SH   SOLE   700 0 0
ECOLAB INC COMMON STOCK - LARGE CAP 278865100 106 450 SH   SOLE   450 0 0
EDWARDS LIFESCIENCES CORPORATION COMMON STOCK - LARGE CAP 28176E108 45 350 SH   SOLE   350 0 0
ENBRIDGE INC NPV COMMON STOCK - LARGE CAP 29250N105 66 1,700 SH   SOLE   1,700 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102 545 8,901 SH   SOLE   8,901 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102 9 150 SH   DFND   150 0 0
META PLATFORMS INC COMMON STOCK - LARGE CAP 30303M102 1,855 5,515 SH   SOLE   5,515 0 0
FIFTH THIRD BANCORP COMMON STOCK - LARGE CAP 316773100 296 6,788 SH   SOLE   6,788 0 0
FIRST SOLAR INC COMMON STOCK - LARGE CAP 336433107 7 80 SH   SOLE   80 0 0
FORD MOTOR CREDIT COMPANY USD COMMON STOCK - LARGE CAP 345370860 115 5,550 SH   SOLE   5,550 0 0
FORTIVE CORP USD 0.01 COMMON STOCK - LARGE CAP 34959J108 31 400 SH   SOLE   400 0 0
GENERAL ELECTRIC COMPANY USD0.06 COMMON STOCK - LARGE CAP 369604301 336 3,555 SH   SOLE   3,555 0 0
GENERAL MILLS INC COMMON STOCK - LARGE CAP 370334104 316 4,690 SH   SOLE   4,690 0 0
GENERAL MOTORS CO COMMON STOCK - LARGE CAP 37045V100 91 1,560 SH   SOLE   1,560 0 0
GERMAN AMERICAN BANCORP COMMON STOCK - LARGE CAP 373865104 152 3,900 SH   SOLE   3,900 0 0
GILEAD SCIENCES INC COMMON STOCK - LARGE CAP 375558103 73 1,000 SH   SOLE   1,000 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR COMMON STOCK - LARGE CAP 37733W105 37 850 SH   SOLE   850 0 0
GLOBAL X F MLP & ENERGY INFRASTRUCTURE COMMON STOCK - LARGE CAP 37954Y293 43 1,230 SH   SOLE   1,230 0 0
GLOBAL X CANNABIS FUNDS ETF MUTUAL FDS - ETF INT'L STOCK 37954Y426 2 310 SH   SOLE   310 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104 1,716 4,486 SH   SOLE   4,486 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104 15 40 SH   DFND   40 0 0
GRAINGER W W INC USD 0.5 COMMON STOCK - LARGE CAP 384802104 21 40 SH   SOLE   40 0 0
HEWLETT PACKARD CORPORATION COMMON STOCK - LARGE CAP 40434L105 292 7,750 SH   SOLE   7,750 0 0
HERSHEY COMPANY, THE COMMON STOCK - LARGE CAP 427866108 539 2,785 SH   SOLE   2,785 0 0
HOME DEPOT INC COMMON STOCK - LARGE CAP 437076102 5,101 12,292 SH   SOLE   12,292 0 0
HONEYWELL INTERNATIONAL COMMON STOCK - LARGE CAP 438516106 1,795 8,609 SH   SOLE   8,609 0 0
IDEXX LABORATORIES INC COMMON STOCK - LARGE CAP 45168D104 13 20 SH   SOLE   20 0 0
ILLINOIS TOOL WORKS INC USD 0.01 COMMON STOCK - LARGE CAP 452308109 179 725 SH   SOLE   725 0 0
INGERSOLL RAND INC COMMON STOCK - LARGE CAP 45687V106 29 473 SH   SOLE   473 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100 1,357 26,340 SH   SOLE   26,340 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100 5 100 SH   DFND   100 0 0
INTERNATIONAL BUSINESS MACHINE COMPANY COMMON STOCK - LARGE CAP 459200101 325 2,435 SH   SOLE   2,435 0 0
INTERNATIONAL FLAVORS & FRAGRANCES, INC COMMON STOCK - LARGE CAP 459506101 45 300 SH   SOLE   300 0 0
INVESCO ACTIVE US REAL ESTAT E FUND ETF COMMON STOCK - LARGE CAP 46090A101 1,298 10,810 SH   SOLE   10,810 0 0
INVESCO QQQ TR ETF COMMON STOCK - LARGE CAP 46090E103 20 50 SH   SOLE   50 0 0
INTUITIVE SURGICAL INC COMMON STOCK - LARGE CAP 46120E602 920 2,562 SH   SOLE   2,562 0 0
INVESCO EX FINL PFD ETF PREFERRED STOCK 46137V621 1,085 57,675 SH   SOLE   57,175 0 500
INVESCO EX PFD ETF PREFERRED STOCK 46138E511 962 64,125 SH   SOLE   64,125 0 0
ISHARES CORE S&P 500 INDEX ETF MUTUAL FDS - ETF LGE CAP STOCK 464287200 75 158 SH   SOLE   158 0 0
ISHARES MSCI EMERGING MKTS INDEX FD MUTUAL FDS - ETF INT'L STOCK 464287234 586 12,000 SH   SOLE   12,000 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FUND MUTUAL FDS - ETF SMALL CAP 464287648 190 650 SH   SOLE   650 0 0
ISHARES US UTILITIES ETF COMMON STOCK - LARGE CAP 464287697 490 5,540 SH   SOLE   5,540 0 0
ISHARES U.S. FINANCIALS ETF COMMON STOCK - LARGE CAP 464287788 9 100 SH   SOLE   100 0 0
ISHARES US BASIC MATERIALS ETF COMMON STOCK - LARGE CAP 464287838 69 490 SH   SOLE   490 0 0
ISHARES S&P GLOBAL CLEAN ENERGY COMMON STOCK - LARGE CAP 464288224 906 42,800 SH   SOLE   42,800 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100 2,562 16,181 SH   SOLE   16,181 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100 36 225 SH   DFND   225 0 0
JANUS HENDERSON SHORT DURATION INC ETF MUTUAL FDS - ETF BONDS 47103U886 900 18,175 SH   SOLE   18,175 0 0
JD COM INC ADR COMMON STOCK - LARGE CAP 47215P106 2 35 SH   SOLE   35 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104 3,792 22,164 SH   SOLE   22,164 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104 34 200 SH   DFND   200 0 0
KIMBERLY CLARK COMMON STOCK - LARGE CAP 494368103 646 4,520 SH   SOLE   4,520 0 0
KOHL'S CORP COMMON STOCK - LARGE CAP 500255104 25 500 SH   SOLE   500 0 0
KROGER COMPANY COMMON STOCK - LARGE CAP 501044101 18 400 SH   SOLE   400 0 0
KYNDRYL HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 50155Q100 5 300 SH   SOLE   300 0 0
LAM RESEARCH CORPORATION USD0.001 COMMON STOCK - LARGE CAP 512807108 72 100 SH   SOLE   100 0 0
LEMONADE INC COMMON STOCK - LARGE CAP 52567D107 4 100 SH   SOLE   100 0 0
LEVI STRAUSS & CO NEW CL A COMMON STOCK - LARGE CAP 52736R102 13 500 SH   SOLE   500 0 0
LILLY ELI & CO COMMON STOCK - LARGE CAP 532457108 240 869 SH   SOLE   869 0 0
LOCKHEED MARTIN CORP USD 1.0 COMMON STOCK - LARGE CAP 539830109 12 34 SH   SOLE   34 0 0
LOWES COMPANIES INC COMMON STOCK - LARGE CAP 548661107 17 67 SH   SOLE   67 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102 91 1,425 SH   SOLE   1,425 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102 6 100 SH   DFND   100 0 0
MARVELL TECHNOLOGY INC COMMON STOCK - LARGE CAP 573874104 2,469 28,220 SH   SOLE   28,220 0 0
MASTERCARD INC CL A COMMON STOCK - LARGE CAP 57636Q104 707 1,968 SH   SOLE   1,968 0 0
MCCORMICK & CO., INC. COMMON STOCK - LARGE CAP 579780206 9 90 SH   SOLE   90 0 0
MCDONALDS CORP COMMON STOCK - LARGE CAP 580135101 2,158 8,050 SH   SOLE   8,050 0 0
MCKESSON CORPORATION COMMON STOCK - LARGE CAP 58155Q103 40 160 SH   SOLE   160 0 0
MERCK & CO INC NEW COMMON STOCK - LARGE CAP 58933Y105 684 8,930 SH   SOLE   8,930 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104 6,297 18,724 SH   SOLE   18,724 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104 42 125 SH   DFND   125 0 0
MICROCHIP TECHNOLOGY INC. COMMON STOCK - LARGE CAP 595017104 17 200 SH   SOLE   200 0 0
MID AMERICA APARTMENT COMMUNITIES INC COMMON STOCK - LARGE CAP 59522J103 23 100 SH   SOLE   100 0 0
MODERNA INC COMMON STOCK - LARGE CAP 60770K107 25 100 SH   SOLE   100 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK - LARGE CAP 609207105 940 14,182 SH   SOLE   14,182 0 0
MONSTER BEVERAGE CORPORATION NEW NPV COMMON STOCK - LARGE CAP 61174X109 48 500 SH   SOLE   500 0 0
NIO INC COMMON STOCK - LARGE CAP 62914V106 3 100 SH   SOLE   100 0 0
NETFLIX INC COMMON STOCK - LARGE CAP 64110L106 30 50 SH   SOLE   50 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101 1,311 14,040 SH   SOLE   14,040 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101 14 150 SH   DFND   150 0 0
NIKE INC COMMON STOCK - LARGE CAP 654106103 393 2,360 SH   SOLE   2,360 0 0
NORDSTROM INC COMMON STOCK - LARGE CAP 655664100 2 100 SH   SOLE   100 0 0
NORTHERN TRUST CORPORATION COMMON STOCK - LARGE CAP 665859104 120 1,000 SH   SOLE   1,000 0 0
NORTHROP GRUMMAN CORPORATION USD 1.0 COMMON STOCK - LARGE CAP 666807102 39 100 SH   SOLE   100 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105 850 7,450 SH   SOLE   7,450 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105 11 100 SH   DFND   100 0 0
NVIDIA CORPORATION COMMON STOCK - LARGE CAP 67066G104 1,372 4,666 SH   SOLE   4,666 0 0
NUVEEN ENHAN AMT-FREE FUM CRE OPP MUTUAL FDS - ETF BONDS 67071L106 16 866 SH   SOLE   866 0 0
NUTRIEN LIMITED COMMON STOCK - LARGE CAP 67077M108 6 75 SH   SOLE   75 0 0
OKTA INC COMMON STOCK - LARGE CAP 679295105 7 30 SH   SOLE   30 0 0
OLD NATIONAL BANK COMMON STOCK - LARGE CAP 680033107 214 11,806 SH   SOLE   11,806 0 0
ORACLE SYSTEMS COMMON STOCK - LARGE CAP 68389X105 218 2,500 SH   SOLE   2,500 0 0
ORION OFFICE REIT INC COM USD0.01 COMMON STOCK - LARGE CAP 68629Y103 0 20 SH   SOLE   20 0 0
OTIS WORLDWIDE CORPORATION USD 0.01 COMMON STOCK - LARGE CAP 68902V107 772 8,873 SH   SOLE   8,873 0 0
PNC FINL SVCS GROUP INC COMMON STOCK - LARGE CAP 693475105 50 250 SH   SOLE   250 0 0
PPG INDS INC COMMON STOCK - LARGE CAP 693506107 449 2,604 SH   SOLE   2,604 0 0
PACKAGING CORPORATION AMER USD 0.01 COMMON STOCK - LARGE CAP 695156109 68 500 SH   SOLE   500 0 0
PALO ALTO NETWORKS INC COMMON STOCK - LARGE CAP 697435105 1,573 2,826 SH   SOLE   2,826 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107 123 900 SH   SOLE   900 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107 14 100 SH   DFND   100 0 0
PAYPAL HOLDINGS INC COMMON STOCK - LARGE CAP 70450Y103 948 5,025 SH   SOLE   5,025 0 0
PEPSICO INC COMMON STOCK - LARGE CAP 713448108 1,862 10,720 SH   SOLE   10,720 0 0
PFIZER COMPANY INC COMMON STOCK - LARGE CAP 717081103 299 5,065 SH   SOLE   5,065 0 0
PHILLIP MORRIS INT'L INC. COMMON STOCK - LARGE CAP 718172109 314 3,304 SH   SOLE   3,304 0 0
PHILLIPS 66 COMMON STOCK - LARGE CAP 718546104 257 3,549 SH   SOLE   3,549 0 0
PLUG POWER INC COMMON STOCK - LARGE CAP 72919P202 3 100 SH   SOLE   100 0 0
PROCTER & GAMBLE CO COMMON STOCK - LARGE CAP 742718109 2,062 12,606 SH   SOLE   12,606 0 0
PRUDENTIAL FINANCIAL COMMON STOCK - LARGE CAP 744320102 524 4,840 SH   SOLE   4,840 0 0
QUALCOMM INCORPORATED COMMON STOCK - LARGE CAP 747525103 235 1,285 SH   SOLE   1,285 0 0
RAYTHEON TECHNOLOGIES CORP USD 1.0 COMMON STOCK - LARGE CAP 75513E101 978 11,370 SH   SOLE   11,370 0 0
REALTY INCOME COMMON STOCK - LARGE CAP 756109104 14 200 SH   SOLE   200 0 0
S & P DEPOSITORY RECEIPTS MUTUAL FDS-LARGE CAPTL STOCK 78462F103 47 100 SH   SOLE   100 0 0
SPDR GOLD TRUST COMMON STOCK - LARGE CAP 78463V107 44 260 SH   SOLE   260 0 0
SPDR SER TR S&P HOMEBUILDERS ETF COMMON STOCK - LARGE CAP 78464A888 406 4,735 SH   SOLE   4,735 0 0
SPDR S&P MIDCAP 400 ETF TR Z COMMON STOCK - MID-CAP 78467Y107 518 1,000 SH   SOLE   1,000 0 0
SVB FINANCIAL GROUP USD 0.001 COMMON STOCK - LARGE CAP 78486Q101 27 40 SH   SOLE   40 0 0
SALESFORCE.COM COMMON STOCK - LARGE CAP 79466L302 1,827 7,190 SH   SOLE   7,190 0 0
SCHLUMBERGER LTD COMMON STOCK - LARGE CAP 806857108 66 2,200 SH   SOLE   2,200 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK - LARGE CAP 808513105 106 1,255 SH   SOLE   1,255 0 0
SHERWIN-WILLIAMS COMPANY USD1.0 COMMON STOCK - LARGE CAP 824348106 42 120 SH   SOLE   120 0 0
SKECHERS U.S.A. INC COMMON STOCK - LARGE CAP 830566105 22 500 SH   SOLE   500 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK - LARGE CAP 83088M102 731 4,715 SH   SOLE   4,715 0 0
SOUTHERN CO COMMON STOCK - LARGE CAP 842587107 156 2,280 SH   SOLE   2,280 0 0
SOUTHWEST AIRLINES COMMON STOCK - LARGE CAP 844741108 62 1,445 SH   SOLE   1,445 0 0
BLOCK INC COMMON STOCK - LARGE CAP 852234103 523 3,238 SH   SOLE   3,238 0 0
STARBUCKS CORPORATION COMMON STOCK - LARGE CAP 855244109 1,170 10,006 SH   SOLE   10,006 0 0
STATE AUTO FINL CORP NPV COMMON STOCK - LARGE CAP 855707105 527 10,195 SH   SOLE   10,195 0 0
STATE STREET CORPORATION COMMON STOCK - LARGE CAP 857477103 85 915 SH   SOLE   915 0 0
STRYKER CORPORATION COMMON STOCK - LARGE CAP 863667101 3,877 14,498 SH   SOLE   14,498 0 0
SYNCHRONY FINANCIAL COMMON STOCK - LARGE CAP 87165B103 8 166 SH   SOLE   166 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107 527 6,715 SH   SOLE   6,715 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107 16 200 SH   DFND   200 0 0
TJX COMPANIES, INC. COMMON STOCK - LARGE CAP 872540109 1,156 15,230 SH   SOLE   15,230 0 0
T-MOBILE US INC COMMON STOCK - LARGE CAP 872590104 1,287 11,100 SH   SOLE   11,100 0 0
TARGET CORP COMMON STOCK - LARGE CAP 87612E106 2,115 9,138 SH   SOLE   9,138 0 0
TELUS CORP NPV COMMON STOCK - LARGE CAP 87971M103 5 200 SH   SOLE   200 0 0
TESLA MOTORS INC COMMON STOCK - LARGE CAP 88160R101 360 341 SH   SOLE   341 0 0
TEXAS INSTRUMENTS INC COMMON STOCK - LARGE CAP 882508104 52 275 SH   SOLE   275 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK - LARGE CAP 883556102 1,153 1,728 SH   SOLE   1,728 0 0
3M COMPANY COMMON STOCK - LARGE CAP 88579Y101 129 725 SH   SOLE   725 0 0
TOTAL S E COMMON STOCK - LARGE CAP 89151E109 49 1,000 SH   SOLE   1,000 0 0
TOYOTA MOTOR CORP ADR COMMON STOCK - LARGE CAP 892331307 5 25 SH   SOLE   25 0 0
TRACTOR SUPPLY CO COMMON STOCK - LARGE CAP 892356106 82 345 SH   SOLE   345 0 0
TRAVELERS COS INC COMMON STOCK - LARGE CAP 89417E109 116 743 SH   SOLE   743 0 0
TREDEGAR CORP COMMON STOCK - LARGE CAP 894650100 24 2,010 SH   SOLE   2,010 0 0
TRUST FINANCIAL CORP USD 5.0 COMMON STOCK - LARGE CAP 89832Q109 6 100 SH   SOLE   100 0 0
US BANCORP DEL COMPANY COMMON STOCK - LARGE CAP 902973304 311 5,543 SH   SOLE   5,543 0 0
UNILEVER ADR COMMON STOCK - LARGE CAP 904767704 331 6,145 SH   SOLE   6,145 0 0
UNILEVER ADR COMMON STOCK - LARGE CAP 904767704 9 175 SH   DFND   175 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108 1,614 6,405 SH   SOLE   6,405 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108 31 125 SH   DFND   125 0 0
UNITED PARCEL SERVICE COMMON STOCK - LARGE CAP 911312106 634 2,960 SH   SOLE   2,960 0 0
UNITEDHEALTH GROUP INC COMMON STOCK - LARGE CAP 91324P102 4,229 8,422 SH   SOLE   8,422 0 0
VALERO ENERGY COMMON STOCK - LARGE CAP 91913Y100 665 8,860 SH   SOLE   8,860 0 0
VANGUARD REAL ESTATE ETF COMMON STOCK - LARGE CAP 922908553 52 450 SH   SOLE   450 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FDS - ETF SMALL CAP 922908611 125 700 SH   SOLE   700 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104 1,169 22,511 SH   SOLE   22,511 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104 8 150 SH   DFND   150 0 0
VIATRIS INC NPV COMMON STOCK - LARGE CAP 92556V106 2 141 SH   SOLE   141 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839 3,455 15,944 SH   SOLE   15,944 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839 43 200 SH   DFND   200 0 0
VIRTUS INVESTMENT PARTNERS COMMON STOCK - LARGE CAP 92828Q109 33 111 SH   SOLE   111 0 0
VONTIER CORP USD 0.0001 COMMON STOCK - LARGE CAP 928881101 5 160 SH   SOLE   160 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103 4,412 30,493 SH   SOLE   30,493 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103 14 100 SH   DFND   100 0 0
WALGREENS BOOTS ALLIANCE I USD 0.01 COMMON STOCK - LARGE CAP 931427108 16 300 SH   SOLE   300 0 0
WASTE MANAGEMENT INC COMMON STOCK - LARGE CAP 94106L109 1,656 9,925 SH   SOLE   9,925 0 0
WELLS FARGO & COMPANY NEW COMMON STOCK - LARGE CAP 949746101 43 900 SH   SOLE   900 0 0
YUM BRANDS INC COMMON STOCK - LARGE CAP 988498101 78 560 SH   SOLE   560 0 0
YUM CHINA HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 98850P109 28 560 SH   SOLE   560 0 0
ZEVIA PBC CL A COMMON STOCK - LARGE CAP 98955K104 71 10,000 SH   SOLE   10,000 0 0
ZIMMER HOLDINGS, INC COMMON STOCK - LARGE CAP 98956P102 6 50 SH   SOLE   50 0 0
ZOOM VIDEO COMMUNICATIONS COMMON STOCK - LARGE CAP 98980L101 4 20 SH   SOLE   20 0 0