Exhibit 21

Subsidiaries of the Registrant

Name	Percent Ownership	State of Incorporation
Investors Bank	100%	New Jersey
Investors Financial Services, Inc.	100%	New Jersey *
My Way Development LLC	100%	New Jersey *
Investors Financial Group, Inc.	100%	New Jersey *
Investors Investment Corp.	100%	New Jersey *
Investors Commercial, Inc.	100%	New Jersey *
Investors Real Estate Corporation	100%	New Jersey *
Investors Financial Group Insurance Agency, Inc.	100%	New Jersey **
MNBNY Holdings Inc.	100%	New York ***
Marathon Realty Investors Inc.	100%	New York ****

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*    Subsidiary of Investors Bank

**    Subsidiary of Investors Financial Group, Inc.

***    Subsidiary of Investors Commercial, Inc.

****    Subsidiary of MNBNY Holdings Inc.