The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,162,769 11,483 SH   SOLE   11,483 0 0
ABBOTT LABS COM 002824100   1,378,149 13,610 SH   DFND 7 0 13,610 0
ABBOTT LABS COM 002824100   88,602 875 SH   DFND 01,06 0 875 0
ABBOTT LABS COM 002824100   23,391 231 SH   DFND 6 0 231 0
ABBOTT LABS COM 002824100   445,240 4,397 SH   DFND 12 0 4,397 0
ABBOTT LABS COM 002824100   65,313 645 SH   DFND 5 0 645 0
ABBOTT LABS COM 002824100   131,638 1,300 SH   DFND 1 0 1,300 0
ABBVIE COM 00287Y109   53,867 338 SH   SOLE   338 0 0
ABBVIE COM 00287Y109   223,915 1,405 SH   DFND 12 0 1,405 0
ADVANCED MICRO DEVICES COM 007903107   1,037,044 10,581 SH   SOLE   10,581 0 0
ADVANCED MICRO DEVICES COM 007903107   1,351,362 13,788 SH   DFND 7 0 13,788 0
ADVANCED MICRO DEVICES COM 007903107   17,838 182 SH   DFND 6 0 182 0
ADVANCED MICRO DEVICES COM 007903107   398,215 4,063 SH   DFND 12 0 4,063 0
ADVANCED MICRO DEVICES COM 007903107   70,077 715 SH   DFND 5 0 715 0
ADVANCED MICRO DEVICES COM 007903107   143,487 1,464 SH   DFND 1 0 1,464 0
ALPHABET INC CL A COM 02079K305   1,164,162 11,223 SH   SOLE   11,223 0 0
ALPHABET INC CL A COM 02079K305   1,504,811 14,507 SH   DFND 7 0 14,507 0
ALPHABET INC CL A COM 02079K305   82,984 800 SH   DFND 01,06 0 800 0
ALPHABET INC CL A COM 02079K305   24,999 241 SH   DFND 6 0 241 0
ALPHABET INC CL A COM 02079K305   507,758 4,895 SH   DFND 12 0 4,895 0
ALPHABET INC CL A COM 02079K305   81,428 785 SH   DFND 5 0 785 0
ALPHABET INC CL A COM 02079K305   155,595 1,500 SH   DFND 1 0 1,500 0
ALPHABET INC CL C COM 02079K107   165,568 1,592 SH   SOLE   1,592 0 0
ALPHABET INC CL C COM 02079K107   93,600 900 SH   DFND 1 0 900 0
AMAZON.COM COM 023135106   718,898 6,960 SH   SOLE   6,960 0 0
AMAZON.COM COM 023135106   875,693 8,478 SH   DFND 7 0 8,478 0
AMAZON.COM COM 023135106   51,645 500 SH   DFND 01,06 0 500 0
AMAZON.COM COM 023135106   14,461 140 SH   DFND 6 0 140 0
AMAZON.COM COM 023135106   240,149 2,325 SH   DFND 12 0 2,325 0
AMAZON.COM COM 023135106   25,822 250 SH   DFND 5 0 250 0
AMAZON.COM COM 023135106   144,606 1,400 SH   DFND 1 0 1,400 0
ANALOG DEVICES COM 032654105   1,443,848 7,321 SH   SOLE   7,321 0 0
ANALOG DEVICES COM 032654105   2,034,324 10,315 SH   DFND 7 0 10,315 0
ANALOG DEVICES COM 032654105   98,610 500 SH   DFND 01,06 0 500 0
ANALOG DEVICES COM 032654105   30,175 153 SH   DFND 6 0 153 0
ANALOG DEVICES COM 032654105   622,426 3,156 SH   DFND 12 0 3,156 0
ANALOG DEVICES COM 032654105   89,735 455 SH   DFND 5 0 455 0
ANALOG DEVICES COM 032654105   216,942 1,100 SH   DFND 1 0 1,100 0
APPLE COM 037833100   1,784,878 10,824 SH   SOLE   10,824 0 0
APPLE COM 037833100   2,316,020 14,045 SH   DFND 7 0 14,045 0
APPLE COM 037833100   114,605 695 SH   DFND 01,06 0 695 0
APPLE COM 037833100   28,528 173 SH   DFND 6 0 173 0
APPLE COM 037833100   589,517 3,575 SH   DFND 12 0 3,575 0
APPLE COM 037833100   99,764 605 SH   DFND 5 0 605 0
APPLE COM 037833100   412,250 2,500 SH   DFND 1 0 2,500 0
APTARGROUP COM 038336103   929,092 7,861 SH   SOLE   7,861 0 0
APTARGROUP COM 038336103   831,112 7,032 SH   DFND 7 0 7,032 0
APTARGROUP COM 038336103   82,733 700 SH   DFND 01,06 0 700 0
APTARGROUP COM 038336103   22,811 193 SH   DFND 6 0 193 0
APTARGROUP COM 038336103   413,074 3,495 SH   DFND 12 0 3,495 0
APTARGROUP COM 038336103   53,185 450 SH   DFND 5 0 450 0
APTARGROUP COM 038336103   141,828 1,200 SH   DFND 1 0 1,200 0
APTIV PLC COM G6095L109   82,908 739 SH   SOLE   739 0 0
APTIV PLC COM G6095L109   132,272 1,179 SH   DFND 7 0 1,179 0
AUTOMATIC DATA PROCESSING COM 053015103   1,415,927 6,360 SH   SOLE   6,360 0 0
AUTOMATIC DATA PROCESSING COM 053015103   1,740,521 7,818 SH   DFND 7 0 7,818 0
AUTOMATIC DATA PROCESSING COM 053015103   100,183 450 SH   DFND 01,06 0 450 0
AUTOMATIC DATA PROCESSING COM 053015103   24,489 110 SH   DFND 6 0 110 0
AUTOMATIC DATA PROCESSING COM 053015103   548,783 2,465 SH   DFND 12 0 2,465 0
AUTOMATIC DATA PROCESSING COM 053015103   71,242 320 SH   DFND 5 0 320 0
AUTOMATIC DATA PROCESSING COM 053015103   222,630 1,000 SH   DFND 1 0 1,000 0
BECTON DICKINSON COM 075887109   770,344 3,112 SH   SOLE   3,112 0 0
BECTON DICKINSON COM 075887109   810,941 3,276 SH   DFND 7 0 3,276 0
BECTON DICKINSON COM 075887109   17,328 70 SH   DFND 01,06 0 70 0
BECTON DICKINSON COM 075887109   21,041 85 SH   DFND 6 0 85 0
BECTON DICKINSON COM 075887109   343,338 1,387 SH   DFND 12 0 1,387 0
BECTON DICKINSON COM 075887109   56,934 230 SH   DFND 5 0 230 0
BECTON DICKINSON COM 075887109   74,262 300 SH   DFND 1 0 300 0
BERKSHIRE HATHAWAY CL B COM 084670702   316,798 1,026 SH   SOLE   1,026 0 0
BERKSHIRE HATHAWAY CL B COM 084670702   284,068 920 SH   DFND 12 0 920 0
CANADIAN NATL RAILWAY COM 136375102   1,342,735 11,382 SH   SOLE   11,382 0 0
CANADIAN NATL RAILWAY COM 136375102   1,375,176 11,657 SH   DFND 7 0 11,657 0
CANADIAN NATL RAILWAY COM 136375102   106,173 900 SH   DFND 01,06 0 900 0
CANADIAN NATL RAILWAY COM 136375102   24,892 211 SH   DFND 6 0 211 0
CANADIAN NATL RAILWAY COM 136375102   489,575 4,150 SH   DFND 12 0 4,150 0
CANADIAN NATL RAILWAY COM 136375102   74,911 635 SH   DFND 5 0 635 0
CANADIAN NATL RAILWAY COM 136375102   200,549 1,700 SH   DFND 1 0 1,700 0
CHEVRON COM 166764100   76,196 467 SH   SOLE   467 0 0
CHEVRON COM 166764100   57,106 350 SH   DFND 01,06 0 350 0
CHEVRON COM 166764100   57,106 350 SH   DFND 7 0 350 0
CHEVRON COM 166764100   20,558 126 SH   DFND 6 0 126 0
CHEVRON COM 166764100   74,238 455 SH   DFND 5 0 455 0
CHEVRON COM 166764100   293,688 1,800 SH   DFND 1 0 1,800 0
CVS HEALTH COM 126650100   604,512 8,135 SH   SOLE   8,135 0 0
CVS HEALTH COM 126650100   310,839 4,183 SH   DFND 7 0 4,183 0
CVS HEALTH COM 126650100   48,301 650 SH   DFND 01,06 0 650 0
CVS HEALTH COM 126650100   16,794 226 SH   DFND 6 0 226 0
CVS HEALTH COM 126650100   252,431 3,397 SH   DFND 12 0 3,397 0
CVS HEALTH COM 126650100   36,040 485 SH   DFND 5 0 485 0
DANAHER CORP COM 235851102   1,347,154 5,345 SH   SOLE   5,345 0 0
DANAHER CORP COM 235851102   1,624,398 6,445 SH   DFND 7 0 6,445 0
DANAHER CORP COM 235851102   94,515 375 SH   DFND 01,06 0 375 0
DANAHER CORP COM 235851102   22,936 91 SH   DFND 6 0 91 0
DANAHER CORP COM 235851102   502,064 1,992 SH   DFND 12 0 1,992 0
DANAHER CORP COM 235851102   71,831 285 SH   DFND 5 0 285 0
DANAHER CORP COM 235851102   226,836 900 SH   DFND 1 0 900 0
DISNEY COM 254687106   594,272 5,935 SH   SOLE   5,935 0 0
DISNEY COM 254687106   35,045 350 SH   DFND 01,06 0 350 0
DISNEY COM 254687106   386,402 3,859 SH   DFND 7 0 3,859 0
DISNEY COM 254687106   16,622 166 SH   DFND 6 0 166 0
DISNEY COM 254687106   300,590 3,002 SH   DFND 12 0 3,002 0
DISNEY COM 254687106   32,542 325 SH   DFND 5 0 325 0
DISNEY COM 254687106   90,117 900 SH   DFND 1 0 900 0
EDWARDS LIFESCIENCES COM 28176E108   105,729 1,278 SH   SOLE   1,278 0 0
EDWARDS LIFESCIENCES COM 28176E108   26,887 325 SH   DFND 01,06 0 325 0
EDWARDS LIFESCIENCES COM 28176E108   97,787 1,182 SH   DFND 7 0 1,182 0
EXXON MOBIL COM 30231G102   186,422 1,700 SH   SOLE   1,700 0 0
EXXON MOBIL COM 30231G102   82,245 750 SH   DFND 01,06 0 750 0
FISERV COM 337738108   1,183,650 10,472 SH   SOLE   10,472 0 0
FISERV COM 337738108   1,195,405 10,576 SH   DFND 7 0 10,576 0
FISERV COM 337738108   84,772 750 SH   DFND 01,06 0 750 0
FISERV COM 337738108   26,110 231 SH   DFND 6 0 231 0
FISERV COM 337738108   388,823 3,440 SH   DFND 12 0 3,440 0
FISERV COM 337738108   52,559 465 SH   DFND 5 0 465 0
FISERV COM 337738108   146,939 1,300 SH   DFND 1 0 1,300 0
HOME DEPOT COM 437076102   956,779 3,242 SH   SOLE   3,242 0 0
HOME DEPOT COM 437076102   1,197,597 4,058 SH   DFND 7 0 4,058 0
HOME DEPOT COM 437076102   88,536 300 SH   DFND 01,06 0 300 0
HOME DEPOT COM 437076102   17,117 58 SH   DFND 6 0 58 0
HOME DEPOT COM 437076102   319,320 1,082 SH   DFND 12 0 1,082 0
HOME DEPOT COM 437076102   45,744 155 SH   DFND 5 0 155 0
HOME DEPOT COM 437076102   44,268 150 SH   DFND 1 0 150 0
HONEYWELL INTL COM 438516106   356,057 1,863 SH   SOLE   1,863 0 0
HONEYWELL INTL COM 438516106   43,002 225 SH   DFND 01,06 0 225 0
HONEYWELL INTL COM 438516106   541,825 2,835 SH   DFND 7 0 2,835 0
HONEYWELL INTL COM 438516106   28,668 150 SH   DFND 12 0 150 0
HONEYWELL INTL COM 438516106   5,734 30 SH   DFND 6 0 30 0
HONEYWELL INTL COM 438516106   105,116 550 SH   DFND 1 0 550 0
ILLINOIS TOOL WORKS COM 452308109   164,329 675 SH   SOLE   675 0 0
ILLINOIS TOOL WORKS COM 452308109   115,639 475 SH   DFND 12 0 475 0
ILLUMINA COM 452327109   392,312 1,687 SH   SOLE   1,687 0 0
ILLUMINA COM 452327109   40,696 175 SH   DFND 01,06 0 175 0
ILLUMINA COM 452327109   471,611 2,028 SH   DFND 7 0 2,028 0
ILLUMINA COM 452327109   9,767 42 SH   DFND 6 0 42 0
ILLUMINA COM 452327109   172,785 743 SH   DFND 12 0 743 0
ILLUMINA COM 452327109   33,720 145 SH   DFND 5 0 145 0
ISHARES RUSSELL 3000 COM 464287689   494,832 2,102 SH   SOLE   2,102 0 0
JOHNSON & JOHNSON COM 478160104   1,345,245 8,679 SH   SOLE   8,679 0 0
JOHNSON & JOHNSON COM 478160104   1,275,960 8,232 SH   DFND 7 0 8,232 0
JOHNSON & JOHNSON COM 478160104   96,875 625 SH   DFND 01,06 0 625 0
JOHNSON & JOHNSON COM 478160104   20,925 135 SH   DFND 6 0 135 0
JOHNSON & JOHNSON COM 478160104   471,355 3,041 SH   DFND 12 0 3,041 0
JOHNSON & JOHNSON COM 478160104   65,100 420 SH   DFND 5 0 420 0
JOHNSON & JOHNSON COM 478160104   193,750 1,250 SH   DFND 1 0 1,250 0
JPMORGAN CHASE COM 46625H100   129,398 993 SH   SOLE   993 0 0
JPMORGAN CHASE COM 46625H100   366,823 2,815 SH   DFND 7 0 2,815 0
MARSH & MCLENNAN COM 571748102   225,675 1,355 SH   DFND 7 0 1,355 0
MASTERCARD COM 57636Q104   1,459,455 4,016 SH   SOLE   4,016 0 0
MASTERCARD COM 57636Q104   1,745,822 4,804 SH   DFND 7 0 4,804 0
MASTERCARD COM 57636Q104   101,755 280 SH   DFND 01,06 0 280 0
MASTERCARD COM 57636Q104   28,346 78 SH   DFND 6 0 78 0
MASTERCARD COM 57636Q104   524,401 1,443 SH   DFND 12 0 1,443 0
MASTERCARD COM 57636Q104   79,950 220 SH   DFND 5 0 220 0
MASTERCARD COM 57636Q104   127,193 350 SH   DFND 1 0 350 0
MEDTRONIC COM G5960L103   524,111 6,501 SH   SOLE   6,501 0 0
MEDTRONIC COM G5960L103   107,225 1,330 SH   DFND 7 0 1,330 0
MEDTRONIC COM G5960L103   36,279 450 SH   DFND 01,06 0 450 0
MEDTRONIC COM G5960L103   9,271 115 SH   DFND 6 0 115 0
MEDTRONIC COM G5960L103   150,921 1,872 SH   DFND 12 0 1,872 0
MEDTRONIC COM G5960L103   42,325 525 SH   DFND 5 0 525 0
MEDTRONIC COM G5960L103   48,372 600 SH   DFND 1 0 600 0
MERCK COM 58933Y105   76,069 715 SH   SOLE   715 0 0
MERCK COM 58933Y105   117,029 1,100 SH   DFND 12 0 1,100 0
MERCK COM 58933Y105   207,460 1,950 SH   DFND 7 0 1,950 0
MICROSOFT COM 594918104   1,607,561 5,576 SH   SOLE   5,576 0 0
MICROSOFT COM 594918104   1,641,868 5,695 SH   DFND 7 0 5,695 0
MICROSOFT COM 594918104   100,905 350 SH   DFND 01,06 0 350 0
MICROSOFT COM 594918104   23,352 81 SH   DFND 6 0 81 0
MICROSOFT COM 594918104   589,573 2,045 SH   DFND 12 0 2,045 0
MICROSOFT COM 594918104   96,580 335 SH   DFND 5 0 335 0
MICROSOFT COM 594918104   282,246 979 SH   DFND 1 0 979 0
NESTLE SA ADR COM 641069406   1,306,220 10,734 SH   SOLE   10,734 0 0
NESTLE SA ADR COM 641069406   1,279,935 10,518 SH   DFND 7 0 10,518 0
NESTLE SA ADR COM 641069406   115,605 950 SH   DFND 01,06 0 950 0
NESTLE SA ADR COM 641069406   26,893 221 SH   DFND 6 0 221 0
NESTLE SA ADR COM 641069406   503,310 4,136 SH   DFND 12 0 4,136 0
NESTLE SA ADR COM 641069406   77,273 635 SH   DFND 5 0 635 0
NESTLE SA ADR COM 641069406   194,704 1,600 SH   DFND 1 0 1,600 0
NIKE INC CLASS B COM 654106103   703,340 5,735 SH   SOLE   5,735 0 0
NIKE INC CLASS B COM 654106103   709,104 5,782 SH   DFND 7 0 5,782 0
NIKE INC CLASS B COM 654106103   42,924 350 SH   DFND 01,06 0 350 0
NIKE INC CLASS B COM 654106103   19,009 155 SH   DFND 6 0 155 0
NIKE INC CLASS B COM 654106103   237,922 1,940 SH   DFND 12 0 1,940 0
NIKE INC CLASS B COM 654106103   48,443 395 SH   DFND 5 0 395 0
NIKE INC CLASS B COM 654106103   49,056 400 SH   DFND 1 0 400 0
NOVARTIS AG ADR COM 66987V109   783,748 8,519 SH   SOLE   8,519 0 0
NOVARTIS AG ADR COM 66987V109   912,824 9,922 SH   DFND 7 0 9,922 0
NOVARTIS AG ADR COM 66987V109   73,600 800 SH   DFND 01,06 0 800 0
NOVARTIS AG ADR COM 66987V109   23,736 258 SH   DFND 6 0 258 0
NOVARTIS AG ADR COM 66987V109   296,424 3,222 SH   DFND 12 0 3,222 0
NOVARTIS AG ADR COM 66987V109   69,000 750 SH   DFND 1 0 750 0
NVIDIA CORP COM 67066G104   777,200 2,798 SH   SOLE   2,798 0 0
NVIDIA CORP COM 67066G104   1,269,131 4,569 SH   DFND 7 0 4,569 0
NVIDIA CORP COM 67066G104   41,665 150 SH   DFND 01,06 0 150 0
NVIDIA CORP COM 67066G104   11,666 42 SH   DFND 6 0 42 0
NVIDIA CORP COM 67066G104   298,603 1,075 SH   DFND 12 0 1,075 0
NVIDIA CORP COM 67066G104   72,220 260 SH   DFND 5 0 260 0
NVIDIA CORP COM 67066G104   242,215 872 SH   DFND 1 0 872 0
ORSTED A S COM BYT16L900   71,954 850 SH   SOLE   850 0 0
ORSTED A S COM BYT16L900   146,870 1,735 SH   DFND 12 0 1,735 0
ORSTED A S COM BYT16L900   84,651 1,000 SH   DFND 7 0 1,000 0
PAYPAL HOLDINGS COM 70450Y103   65,536 863 SH   SOLE   863 0 0
PAYPAL HOLDINGS COM 70450Y103   352,286 4,639 SH   DFND 7 0 4,639 0
PAYPAL HOLDINGS COM 70450Y103   32,274 425 SH   DFND 01,06 0 425 0
PAYPAL HOLDINGS COM 70450Y103   6,455 85 SH   DFND 5 0 85 0
PAYPAL HOLDINGS COM 70450Y103   3,038 40 SH   DFND 6 0 40 0
PEPSICO COM 713448108   309,910 1,700 SH   SOLE   1,700 0 0
PEPSICO COM 713448108   118,495 650 SH   DFND 12 0 650 0
PROCTER & GAMBLE COM 742718109   1,474,559 9,917 SH   SOLE   9,917 0 0
PROCTER & GAMBLE COM 742718109   1,392,482 9,365 SH   DFND 7 0 9,365 0
PROCTER & GAMBLE COM 742718109   126,386 850 SH   DFND 01,06 0 850 0
PROCTER & GAMBLE COM 742718109   27,210 183 SH   DFND 6 0 183 0
PROCTER & GAMBLE COM 742718109   565,319 3,802 SH   DFND 12 0 3,802 0
PROCTER & GAMBLE COM 742718109   75,832 510 SH   DFND 5 0 510 0
PROCTER & GAMBLE COM 742718109   193,297 1,300 SH   DFND 1 0 1,300 0
RAYTHEON TECHNOLOGIES COM 75513E101   680,320 6,947 SH   SOLE   6,947 0 0
RAYTHEON TECHNOLOGIES COM 75513E101   1,213,842 12,395 SH   DFND 7 0 12,395 0
RAYTHEON TECHNOLOGIES COM 75513E101   83,240 850 SH   DFND 01,06 0 850 0
RAYTHEON TECHNOLOGIES COM 75513E101   25,951 265 SH   DFND 6 0 265 0
RAYTHEON TECHNOLOGIES COM 75513E101   417,378 4,262 SH   DFND 12 0 4,262 0
RAYTHEON TECHNOLOGIES COM 75513E101   70,999 725 SH   DFND 5 0 725 0
RAYTHEON TECHNOLOGIES COM 75513E101   176,274 1,800 SH   DFND 1 0 1,800 0
ROCKWELL AUTOMATION COM 773903109   1,298,810 4,426 SH   SOLE   4,426 0 0
ROCKWELL AUTOMATION COM 773903109   1,173,800 4,000 SH   DFND 7 0 4,000 0
ROCKWELL AUTOMATION COM 773903109   58,690 200 SH   DFND 01,06 0 200 0
ROCKWELL AUTOMATION COM 773903109   26,704 91 SH   DFND 6 0 91 0
ROCKWELL AUTOMATION COM 773903109   407,895 1,390 SH   DFND 12 0 1,390 0
ROCKWELL AUTOMATION COM 773903109   80,699 275 SH   DFND 5 0 275 0
ROCKWELL AUTOMATION COM 773903109   234,760 800 SH   DFND 1 0 800 0
THERMO FISHER SCIENTIFIC COM 883556102   41,499 72 SH   SOLE   72 0 0
THERMO FISHER SCIENTIFIC COM 883556102   28,818 50 SH   DFND 7 0 50 0
THERMO FISHER SCIENTIFIC COM 883556102   230,548 400 SH   DFND 1 0 400 0
TJX COS COM 872540109   952,936 12,161 SH   SOLE   12,161 0 0
TJX COS COM 872540109   1,068,830 13,640 SH   DFND 7 0 13,640 0
TJX COS COM 872540109   54,852 700 SH   DFND 01,06 0 700 0
TJX COS COM 872540109   19,668 251 SH   DFND 6 0 251 0
TJX COS COM 872540109   360,613 4,602 SH   DFND 12 0 4,602 0
TJX COS COM 872540109   47,016 600 SH   DFND 5 0 600 0
TJX COS COM 872540109   133,212 1,700 SH   DFND 1 0 1,700 0
UNILEVER PLC NEW ADR COM 904767704   393,785 7,583 SH   SOLE   7,583 0 0
UNILEVER PLC NEW ADR COM 904767704   503,721 9,700 SH   DFND 7 0 9,700 0
UNILEVER PLC NEW ADR COM 904767704   22,070 425 SH   DFND 6 0 425 0
UNILEVER PLC NEW ADR COM 904767704   227,557 4,382 SH   DFND 12 0 4,382 0
UNILEVER PLC NEW ADR COM 904767704   23,368 450 SH   DFND 5 0 450 0
UNION PACIFIC COM 907818108   60,378 300 SH   SOLE   300 0 0
UNION PACIFIC COM 907818108   70,441 350 SH   DFND 01,06 0 350 0
UNION PACIFIC COM 907818108   248,556 1,235 SH   DFND 12 0 1,235 0
UNITED HEALTH GROUP COM 91324P102   851,135 1,801 SH   SOLE   1,801 0 0
UNITED HEALTH GROUP COM 91324P102   1,213,139 2,567 SH   DFND 7 0 2,567 0
UNITED HEALTH GROUP COM 91324P102   63,800 135 SH   DFND 01,06 0 135 0
UNITED HEALTH GROUP COM 91324P102   16,541 35 SH   DFND 6 0 35 0
UNITED HEALTH GROUP COM 91324P102   354,915 751 SH   DFND 12 0 751 0
UNITED HEALTH GROUP COM 91324P102   51,985 110 SH   DFND 5 0 110 0
UNITED HEALTH GROUP COM 91324P102   165,406 350 SH   DFND 1 0 350 0
VANGUARD DIVIDEND APPRECIATION COM 921908844   959,636 6,231 SH   SOLE   6,231 0 0
VISA COM 92826C839   61,776 274 SH   SOLE   274 0 0
VISA COM 92826C839   31,564 140 SH   DFND 7 0 140 0
VISA COM 92826C839   112,730 500 SH   DFND 1 0 500 0
WASTE MANAGEMENT INC COM 94106L109   199,883 1,225 SH   SOLE   1,225 0 0
WASTE MANAGEMENT INC COM 94106L109   554,778 3,400 SH   DFND 7 0 3,400 0
XYLEM INC COM 98419M100   901,781 8,613 SH   SOLE   8,613 0 0
XYLEM INC COM 98419M100   937,274 8,952 SH   DFND 7 0 8,952 0
XYLEM INC COM 98419M100   14,134 135 SH   DFND 6 0 135 0
XYLEM INC COM 98419M100   272,953 2,607 SH   DFND 12 0 2,607 0
XYLEM INC COM 98419M100   49,732 475 SH   DFND 5 0 475 0
XYLEM INC COM 98419M100   157,050 1,500 SH   DFND 1 0 1,500 0
AB TRUST AB DISCOVERY VALUE FU Equity Mutual Fu 018914408   510,748 24,674 SH   SOLE   24,674 0 0
AMG RIVER ROAD SMALL-MID CAP V Equity Mutual Fu 00171A878   178,200 20,000 SH   SOLE   20,000 0 0
AMG RIVER ROAD SMALL-MID CAP V Equity Mutual Fu 00171A878   1,250,491 140,347 SH   DFND 7 0 140,347 0
ARTISAN INTERNATIONAL SMALLMID Equity Mutual Fu 04314H576   673,581 39,483 SH   SOLE   39,483 0 0
GQG PARTNERS EMERGING MARKETS Equity Mutual Fu 00771X419   24,585 1,887 SH   SOLE   1,887 0 0
GQG PARTNERS EMERGING MARKETS Equity Mutual Fu 00771X419   433,477 33,268 SH   DFND 7 0 33,268 0
OAKMARK INTL FD Equity Mutual Fu 413838202   1,144,242 43,790 SH   DFND 7 0 43,790 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581   177,837 12,962 SH   DFND 7 0 12,962 0
T ROWE PRICE INST LARGE-CAP GR Equity Mutual Fu 45775L408   1,387,213 26,458 SH   SOLE   26,458 0 0
VANGUARD DIVIDEND GROWTH Equity Mutual Fu 921908604   2,547,403 72,308 SH   SOLE   72,308 0 0
VANGUARD DIVIDEND GROWTH Equity Mutual Fu 921908604   175,807 4,990 SH   DFND 1 0 4,990 0
VANGUARD PACIFIC STOCK INDEX F Equity Mutual Fu 922042700   226,844 2,701 SH   SOLE   2,701 0 0
VANGUARD SMALL CAP INDEX FD AD Equity Mutual Fu 922908686   262,448 2,889 SH   SOLE   2,889 0 0
VANGUARD STAR FD Equity Mutual Fu 921909107   1,440,248 56,436 SH   SOLE   56,436 0 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728   297,945 2,998 SH   SOLE   2,998 0 0
WCM FOCUSED INTERNATIONAL GROW Equity Mutual Fu 461418444   780,082 35,882 SH   SOLE   35,882 0 0