The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100   230,175 2,273 SH   SOLE   0 0 2,273
AbbVie Inc. COM 00287Y109   440,060 2,761 SH   SOLE   0 0 2,761
Allstate Corporation COM 020002101   483,686 4,365 SH   SOLE   0 0 4,365
Alphabet Inc. COM 02079K107   389,104 3,741 SH   SOLE   0 0 3,741
Alphabet Inc. Cl A COM 02079K305   252,583 2,435 SH   SOLE   0 0 2,435
Apple Inc. COM 037833100   11,489,139 69,673 SH   SOLE   0 0 69,673
Armada Hoffler Properties Inc. COM 04208T108   288,164 24,400 SH   SOLE   0 0 24,400
ASM Lithography Holdings ADR N07059210   703,854 1,034 SH   SOLE   0 0 1,034
Bank of America Corp. COM 060505104   693,696 24,255 SH   SOLE   0 0 24,255
Berkshire Hathaway Inc. COM 084670702   1,759,323 5,698 SH   SOLE   0 0 5,698
Bristol-Myers Squibb Co. COM 110122108   252,422 3,642 SH   SOLE   0 0 3,642
Cadence Bank COM 12740C103   1,285,586 61,926 SH   SOLE   0 0 61,926
Chevron Corp. COM 166764100   344,043 2,109 SH   SOLE   0 0 2,109
Cisco Systems Inc. COM 17275R102   1,846,745 35,328 SH   SOLE   0 0 35,328
Citigroup Inc. COM 172967424   381,341 8,133 SH   SOLE   0 0 8,133
Coca-Cola Co. COM 191216100   783,415 12,630 SH   SOLE   0 0 12,630
Costco Wholesale Corp. COM 22160K105   912,582 1,837 SH   SOLE   0 0 1,837
Dimensional U.S. Core Equity 2 ETF COM 25434V708   268,170 10,525 SH   SOLE   0 0 10,525
Discover Financial Services COM 254709108   296,619 3,001 SH   SOLE   0 0 3,001
Duke Energy Corp. COM 26441C204   1,061,490 11,003 SH   SOLE   0 0 11,003
Enbridge Inc. COM 29250N105   341,757 8,958 SH   SOLE   0 0 8,958
Exxon Mobil Corp. COM 30231G102   764,603 6,972 SH   SOLE   0 0 6,972
FactSet Research Systems Inc. COM 303075105   207,545 500 SH   SOLE   0 0 500
First Trust NASDAQ Clean Edge Green Energy Idx EFT COM 33733E500   220,212 4,216 SH   SOLE   0 0 4,216
Global Payments Inc. COM 37940X102   246,918 2,346 SH   SOLE   0 0 2,346
Halozyme Therapeutics, Inc. COM 40637H109   685,511 17,950 SH   SOLE   0 0 17,950
Home Depot Inc. COM 437076102   667,197 2,261 SH   SOLE   0 0 2,261
IBM Corp. COM 459200101   386,851 2,951 SH   SOLE   0 0 2,951
Invesco FTSE RAFI US 1000 ETF COM 46137V613   69,005,888 440,145 SH   SOLE   0 0 440,145
Invesco FTSE RAFI US 1500 Small-Mid ETF COM 46137V597   25,668,766 156,022 SH   SOLE   0 0 156,022
Invesco QQQ ETF COM 46090E103   235,884 735 SH   SOLE   0 0 735
Invesco S&P 500 Equal Weight Technology ETF COM 46137V282   221,060 801 SH   SOLE   0 0 801
iShares 0-5 Year TIPS Bond ETF COM 46429B747   23,709,784 238,938 SH   SOLE   0 0 238,938
iShares Cohen & Steers REIT ETF COM 464287564   224,011 4,033 SH   SOLE   0 0 4,033
iShares Core Aggressive Allocation ETF COM 464289859   272,150 4,280 SH   SOLE   0 0 4,280
iShares Core MSCI EAFE ETF COM 46432F842   9,656,606 144,452 SH   SOLE   0 0 144,452
iShares Core MSCI Emerging Markets ETF COM 46434G103   4,934,797 101,144 SH   SOLE   0 0 101,144
iShares Core MSCI Intl Developed Markets ETF COM 46435G326   3,187,839 52,718 SH   SOLE   0 0 52,718
iShares Core S&P 500 ETF COM 464287200   1,271,139 3,092 SH   SOLE   0 0 3,092
iShares Core U.S. Aggregate Bond ETF COM 464287226   7,506,501 75,336 SH   SOLE   0 0 75,336
iShares Gold Trust ETF COM 464285204   332,145 8,888 SH   SOLE   0 0 8,888
iShares MSCI EAFE ETF COM 464287465   28,331,204 396,130 SH   SOLE   0 0 396,130
iShares MSCI Emerging Markets ETF COM 464287234   7,845,795 198,829 SH   SOLE   0 0 198,829
iShares MSCI KLD 400 Social ETF COM 464288570   253,960 3,256 SH   SOLE   0 0 3,256
iShares MSCI World ETF COM 464286392   245,734 2,088 SH   SOLE   0 0 2,088
iShares Russell 1000 ETF COM 464287622   80,129,869 355,769 SH   SOLE   0 0 355,769
iShares Russell 1000 Growth ETF COM 464287614   6,706,003 27,446 SH   SOLE   0 0 27,446
iShares Russell 1000 Value ETF COM 464287598   6,018,619 39,529 SH   SOLE   0 0 39,529
iShares Russell 2000 ETF COM 464287655   8,775,503 49,190 SH   SOLE   0 0 49,190
iShares Russell 2000 Growth ETF COM 464287648   254,142 1,120 SH   SOLE   0 0 1,120
iShares Russell Mid-Cap ETF COM 464287499   290,957 4,161 SH   SOLE   0 0 4,161
iShares Russell Mid-Cap Value ETF COM 464287473   265,230 2,497 SH   SOLE   0 0 2,497
iShares S&P 500 Growth ETF COM 464287309   659,217 10,318 SH   SOLE   0 0 10,318
iShares Select Dividend ETF COM 464287168   348,659 2,975 SH   SOLE   0 0 2,975
iShares TIPS Bond ETF COM 464287176   2,159,390 19,586 SH   SOLE   0 0 19,586
iShares Treasury Floating Rate Bond ETF COM 46434V860   33,373,981 659,695 SH   SOLE   0 0 659,695
iShares U.S. Healthcare ETF COM 464287762   207,253 759 SH   SOLE   0 0 759
Johnson & Johnson Inc. COM 478160104   398,665 2,572 SH   SOLE   0 0 2,572
JPMorgan Chase & Co. COM 46625H100   336,357 2,581 SH   SOLE   0 0 2,581
JPMorgan Ultra-Short Income ETF COM 46641Q837   16,080,331 319,561 SH   SOLE   0 0 319,561
Lowes Companies, Inc. COM 548661107   4,542,219 22,715 SH   SOLE   0 0 22,715
Microsoft Corp. COM 594918104   2,406,396 8,347 SH   SOLE   0 0 8,347
Moderna, Inc. COM 60770K107   767,900 5,000 SH   SOLE   0 0 5,000
Morgan Stanley COM 617446448   577,782 6,581 SH   SOLE   0 0 6,581
Motorola Solutions Inc. COM 620076307   446,935 1,562 SH   SOLE   0 0 1,562
Nike Inc. COM 654106103   289,896 2,364 SH   SOLE   0 0 2,364
NVIDIA Corporation COM 67066G104   239,957 864 SH   SOLE   0 0 864
ONEOK Inc. COM 682680103   635,400 10,000 SH   SOLE   0 0 10,000
Park National Corp. COM 700658107   485,188 4,092 SH   SOLE   0 0 4,092
PepsiCo Inc. COM 713448108   263,075 1,443 SH   SOLE   0 0 1,443
Pfizer Inc. COM 717081103   312,120 7,650 SH   SOLE   0 0 7,650
PIMCO 1-5 Year U.S. TIPS Index ETF COM 72201R205   1,122,394 21,990 SH   SOLE   0 0 21,990
PIMCO Enhanced Short Maturity Active ETF COM 72201R833   14,727,711 148,390 SH   SOLE   0 0 148,390
Procter & Gamble Co. COM 742718109   246,213 1,656 SH   SOLE   0 0 1,656
Public Service Enterprise Group Inc. COM 744573106   374,700 6,000 SH   SOLE   0 0 6,000
Raymond James Financial Inc. COM 754730109   203,422 2,181 SH   SOLE   0 0 2,181
Raytheon Technologies Corp. COM 75513E101   216,817 2,214 SH   SOLE   0 0 2,214
South State Corporation COM 840441109   266,156 3,735 SH   SOLE   0 0 3,735
SPDR Gold Shares ETF COM 78463V107   343,721 1,876 SH   SOLE   0 0 1,876
SPDR S&P 500 ETF COM 78462F103   430,110 1,051 SH   SOLE   0 0 1,051
SPDR S&P Homebuilders ETF COM 78464A888   219,542 3,240 SH   SOLE   0 0 3,240
Target Corp. COM 87612E106   241,185 1,456 SH   SOLE   0 0 1,456
Tesla Inc. COM 88160R101   810,339 3,906 SH   SOLE   0 0 3,906
TowneBank COM 89214P109   465,815 17,479 SH   SOLE   0 0 17,479
Truist Financial Corp. COM 89832Q109   2,306,883 67,651 SH   SOLE   0 0 67,651
Union Pacific Corp. COM 907818108   268,450 1,334 SH   SOLE   0 0 1,334
UnitedHealth Group Inc. COM 91324P102   338,847 717 SH   SOLE   0 0 717
Vanguard ESG International Stock ETF COM 921910725   537,088 10,258 SH   SOLE   0 0 10,258
Vanguard ESG U.S. Stock ETF COM 921910733   841,526 11,735 SH   SOLE   0 0 11,735
Vanguard FTSE Developed Markets ETF COM 921943858   66,235,509 1,466,361 SH   SOLE   0 0 1,466,361
Vanguard FTSE Emerging Markets ETF COM 922042858   27,930,991 691,361 SH   SOLE   0 0 691,361
Vanguard Russell 1000 ETF COM 92206C730   9,372,458 50,300 SH   SOLE   0 0 50,300
Vanguard Russell 1000 Value ETF COM 92206C714   869,993 13,022 SH   SOLE   0 0 13,022
Vanguard Russell 2000 ETF COM 92206C664   1,800,846 24,984 SH   SOLE   0 0 24,984
Vanguard Russell 3000 ETF COM 92206C599   472,103 2,576 SH   SOLE   0 0 2,576
Vanguard S&P 500 Value ETF COM 921932703   1,318,599 8,988 SH   SOLE   0 0 8,988
Vanguard Short-Term Bond ETF COM 921937827   14,949,437 195,443 SH   SOLE   0 0 195,443
Vanguard Short-Term Inflation-Protected Securities ETF COM 922020805   4,385,917 91,717 SH   SOLE   0 0 91,717
Vanguard Small-Cap Value Index ETF COM 922908611   343,306 2,162 SH   SOLE   0 0 2,162
Vanguard Total Bond Market ETF COM 921937835   5,039,294 68,255 SH   SOLE   0 0 68,255
Vanguard Total Stock Market ETF COM 922908769   2,203,241 10,795 SH   SOLE   0 0 10,795
Vanguard Total World Stock Index ETF COM 922042742   4,958,412 53,843 SH   SOLE   0 0 53,843
Vanguard Value ETF COM 922908744   1,439,679 10,424 SH   SOLE   0 0 10,424
Wells Fargo & Co. COM 949746101   329,562 8,817 SH   SOLE   0 0 8,817
Wheels Up Experience Inc. COM 96328L106   6,328 10,000 SH   SOLE   0 0 10,000