The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 1,043 6,685 SH   SOLE   0 0 6,685
Allstate Corporation COM 020002101 334 3,440 SH   SOLE   0 0 3,440
Alphabet Inc. Cl A COM 02079K305 445 314 SH   SOLE   0 0 314
Alphabet Inc. Cl C COM 02079K107 530 375 SH   SOLE   0 0 375
Apple Inc. COM 037833100 5,216 14,299 SH   SOLE   0 0 14,299
AT&T Inc. COM 00206R102 320 10,570 SH   SOLE   0 0 10,570
BancorpSouth Inc. COM 05971J102 1,287 56,597 SH   SOLE   0 0 56,597
Bank of America Corp. COM 060505104 370 15,569 SH   SOLE   0 0 15,569
Berkshire Hathaway Inc. COM 084670702 887 4,971 SH   SOLE   0 0 4,971
Boeing Co. COM 097023105 209 1,139 SH   SOLE   0 0 1,139
British American Tobacco PLC ADR 110448107 226 5,816 SH   SOLE   0 0 5,816
Cisco Systems Inc. COM 17275R102 446 9,556 SH   SOLE   0 0 9,556
Coca-Cola Co. COM 191216100 511 11,435 SH   SOLE   0 0 11,435
Duke Energy Corp. COM 26441C204 879 11,005 SH   SOLE   0 0 11,005
Eli Lilly & Co. COM 532457108 313 1,909 SH   SOLE   0 0 1,909
Enbridge Inc. COM 29250N105 232 7,630 SH   SOLE   0 0 7,630
Exxon Mobil Corp. COM 30231G102 414 9,264 SH   SOLE   0 0 9,264
Facebook Inc. COM 30303M102 915 4,028 SH   SOLE   0 0 4,028
Global Payments Inc. COM 37940X102 398 2,345 SH   SOLE   0 0 2,345
Halozyme Therapeutics Inc. COM 40637H109 481 17,950 SH   SOLE   0 0 17,950
Home Depot Inc. COM 437076102 532 2,123 SH   SOLE   0 0 2,123
IBM Corp. COM 459200101 400 3,309 SH   SOLE   0 0 3,309
Intel Corp. COM 458140100 743 12,423 SH   SOLE   0 0 12,423
Invesco FTSE RAFI US 1000 ETF COM 46137V613 42,833 395,468 SH   SOLE   0 0 395,468
Invesco FTSE RAFI US 1500 Small-Mid ETF COM 46137V597 14,756 132,094 SH   SOLE   0 0 132,094
iShares 0-5 Year TIPS Bond ETF COM 46429B747 21,594 210,898 SH   SOLE   0 0 210,898
iShares Cohen & Steers REIT ETF COM 464287564 270 2,673 SH   SOLE   0 0 2,673
iShares Core Growth Allocation ETF COM 464289867 435 9,381 SH   SOLE   0 0 9,381
iShares Core MSCI EAFE ETF COM 46432F842 2,087 36,506 SH   SOLE   0 0 36,506
iShares Core S&P 500 ETF COM 464287200 865 2,792 SH   SOLE   0 0 2,792
iShares Core U.S. Aggregate Bond ETF COM 464287226 772 6,535 SH   SOLE   0 0 6,535
iShares Gold Trust ETF COM 464285105 267 15,737 SH   SOLE   0 0 15,737
iShares MSCI EAFE ETF COM 464287465 33,227 545,865 SH   SOLE   0 0 545,865
iShares MSCI Emerging Markets ETF COM 464287234 11,916 297,962 SH   SOLE   0 0 297,962
iShares MSCI KLD 400 Social ETF COM 464288570 1,103 9,350 SH   SOLE   0 0 9,350
iShares National Muni Bond ETF COM 464288414 440 3,815 SH   SOLE   0 0 3,815
iShares Russell 1000 ETF COM 464287622 62,062 361,500 SH   SOLE   0 0 361,500
iShares Russell 1000 Growth ETF COM 464287614 6,150 32,039 SH   SOLE   0 0 32,039
iShares Russell 1000 Value ETF COM 464287598 4,035 35,831 SH   SOLE   0 0 35,831
iShares Russell 2000 ETF COM 464287655 7,596 53,049 SH   SOLE   0 0 53,049
iShares Russell 2000 Growth ETF COM 464287648 280 1,353 SH   SOLE   0 0 1,353
iShares Russell Mid-Cap ETF COM 464287499 220 4,098 SH   SOLE   0 0 4,098
iShares Russell Mid-Cap Value ETF COM 464287473 207 2,704 SH   SOLE   0 0 2,704
iShares S&P 500 Growth ETF COM 464287309 576 2,774 SH   SOLE   0 0 2,774
iShares Select Dividend ETF COM 464287168 266 3,294 SH   SOLE   0 0 3,294
iShares Treasury Floating Rate Bond ETF COM 46434V860 20,491 407,407 SH   SOLE   0 0 407,407
iShares U.S. Financial Services ETF COM 464287770 203 1,700 SH   SOLE   0 0 1,700
Johnson & Johnson Inc. COM 478160104 667 4,744 SH   SOLE   0 0 4,744
JPMorgan Chase & Co. COM 46625H100 433 4,607 SH   SOLE   0 0 4,607
JPMorgan Ultra-Short Income ETF COM 46641Q837 4,515 89,010 SH   SOLE   0 0 89,010
Lockheed Martin Corp. COM 539830109 1,019 2,792 SH   SOLE   0 0 2,792
Lowes Companies Inc. COM 548661107 3,622 26,804 SH   SOLE   0 0 26,804
McDonalds Corporation COM 580135101 945 5,125 SH   SOLE   0 0 5,125
Merck & Co. Inc. COM 58933Y105 234 3,031 SH   SOLE   0 0 3,031
Microsoft Corp. COM 594918104 2,212 10,867 SH   SOLE   0 0 10,867
ONEOK Inc. COM 682680103 332 10,000 SH   SOLE   0 0 10,000
Park National Corp. COM 700658107 288 4,092 SH   SOLE   0 0 4,092
PepsiCo Inc. COM 713448108 640 4,841 SH   SOLE   0 0 4,841
PIMCO 1-5 Year U.S. TIPS Index ETF COM 72201R205 672 12,631 SH   SOLE   0 0 12,631
PIMCO Enhanced Short Maturity Active ETF COM 72201R833 10,826 106,465 SH   SOLE   0 0 106,465
Procter & Gamble Co. COM 742718109 708 5,921 SH   SOLE   0 0 5,921
Public Service Enterprise Group Inc. COM 744573106 295 6,000 SH   SOLE   0 0 6,000
Sonoco Products Co. COM 835495102 371 7,102 SH   SOLE   0 0 7,102
South State Corporation COM 840441109 268 5,630 SH   SOLE   0 0 5,630
SPDR S&P 500 ETF COM 78462F103 321 1,040 SH   SOLE   0 0 1,040
Target Corp. COM 87612E106 255 2,130 SH   SOLE   0 0 2,130
TowneBank COM 89214P109 336 17,821 SH   SOLE   0 0 17,821
Truist Financial Corp. COM 89832Q109 2,880 76,705 SH   SOLE   0 0 76,705
Vanguard FTSE Developed Markets ETF COM 921943858 38,541 993,581 SH   SOLE   0 0 993,581
Vanguard FTSE Emerging Markets ETF COM 922042858 18,312 462,300 SH   SOLE   0 0 462,300
Vanguard Russell 1000 ETF COM 92206C730 2,427 17,098 SH   SOLE   0 0 17,098
Vanguard Russell 2000 ETF COM 92206C664 409 3,544 SH   SOLE   0 0 3,544
Vanguard Russell 3000 ETF COM 92206C599 446 3,190 SH   SOLE   0 0 3,190
Vanguard Short-Term Bond ETF COM 921937827 9,840 118,380 SH   SOLE   0 0 118,380
Vanguard Total Bond Market ETF COM 921937835 1,493 16,906 SH   SOLE   0 0 16,906
Vanguard Total Stock Market ETF COM 922908769 2,323 14,838 SH   SOLE   0 0 14,838
Vanguard Total World Stock Index ETF COM 922042742 4,840 64,705 SH   SOLE   0 0 64,705
Wal-Mart Stores Inc. COM 931142103 473 3,950 SH   SOLE   0 0 3,950
Wells Fargo & Co. COM 949746101 329 12,847 SH   SOLE   0 0 12,847
Williams Companies Inc. COM 969457100 190 10,001 SH   SOLE   0 0 10,001
Worthington Industries COM 981811102 1,419 38,042 SH   SOLE   0 0 38,042
YUM Brands Inc. COM 988498101 229 2,640 SH   SOLE   0 0 2,640