The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Invesco FTSE RAFI US 1000 ETF COM 46137V613 54,168 427,499 SH   SOLE   0 0 427,499
iShares Russell 1000 ETF COM 464287622 44,251 248,014 SH   SOLE   0 0 248,014
Vanguard FTSE Developed Markets ETF COM 921943858 39,119 887,855 SH   SOLE   0 0 887,855
iShares Treasury Floating Rate Bond ETF COM 46434V860 36,391 724,411 SH   SOLE   0 0 724,411
iShares MSCI EAFE ETF COM 464287465 28,834 415,231 SH   SOLE   0 0 415,231
Vanguard Total World Stock Index ETF COM 922042742 23,142 285,744 SH   SOLE   0 0 285,744
Vanguard FTSE Emerging Markets ETF COM 922042858 20,114 452,296 SH   SOLE   0 0 452,296
Vanguard Short-Term Bond ETF COM 921937827 15,383 190,829 SH   SOLE   0 0 190,829
iShares MSCI Emerging Markets ETF COM 464287234 13,857 308,821 SH   SOLE   0 0 308,821
iShares Russell 2000 ETF COM 464287655 8,383 50,599 SH   SOLE   0 0 50,599
iShares Russell 1000 Growth ETF COM 464287614 5,474 31,118 SH   SOLE   0 0 31,118
Invesco FTSE RAFI US 1500 Small-Mid ETF COM 46137V597 5,136 37,571 SH   SOLE   0 0 37,571
Truist Financial Corp COM 89832Q109 4,381 77,790 SH   SOLE   0 0 77,790
iShares Russell 1000 Value ETF COM 464287598 4,320 31,653 SH   SOLE   0 0 31,653
Apple Inc. COM 037833100 3,698 12,592 SH   SOLE   0 0 12,592
Lowes Companies, Inc. COM 548661107 3,414 28,509 SH   SOLE   0 0 28,509
Vanguard Total Stock Market ETF COM 922908769 2,227 13,610 SH   SOLE   0 0 13,610
PIMCO 1-5 Year U.S. TIPS Index ETF COM 72201R205 1,788 34,142 SH   SOLE   0 0 34,142
BancorpSouth, Inc. COM 05971J102 1,778 56,597 SH   SOLE   0 0 56,597
Vanguard Total Bond Market ETF COM 921937835 1,658 19,769 SH   SOLE   0 0 19,769
iShares 0-5 Year TIPS Bond ETF COM 46429B747 1,617 16,059 SH   SOLE   0 0 16,059
Worthington Industries COM 981811102 1,605 38,042 SH   SOLE   0 0 38,042
Microsoft Corp. COM 594918104 1,539 9,760 SH   SOLE   0 0 9,760
PIMCO Enhanced Short Maturity Active ETF COM 72201R833 1,346 13,254 SH   SOLE   0 0 13,254
3M Company COM 88579Y101 1,179 6,685 SH   SOLE   0 0 6,685
Berkshire Hathaway Inc. COM 084670702 1,144 5,050 SH   SOLE   0 0 5,050
Lockheed Martin Corp. COM 539830109 1,100 2,825 SH   SOLE   0 0 2,825
McDonalds Corporation COM 580135101 1,012 5,119 SH   SOLE   0 0 5,119
iShares MSCI KLD 400 Social ETF COM 464288570 955 7,953 SH   SOLE   0 0 7,953
iShares Core S&P 500 ETF COM 464287200 930 2,878 SH   SOLE   0 0 2,878
Duke Energy Corp. COM 26441C204 928 10,178 SH   SOLE   0 0 10,178
Wells Fargo & Co. COM 949746101 913 16,962 SH   SOLE   0 0 16,962
Facebook Inc. COM 30303M102 827 4,028 SH   SOLE   0 0 4,028
Coca-Cola Co. COM 191216100 761 13,754 SH   SOLE   0 0 13,754
ONEOK Inc. COM 682680103 757 10,000 SH   SOLE   0 0 10,000
Intel Corp. COM 458140100 737 12,311 SH   SOLE   0 0 12,311
Procter & Gamble Co. COM 742718109 725 5,804 SH   SOLE   0 0 5,804
Johnson & Johnson Inc. COM 478160104 677 4,639 SH   SOLE   0 0 4,639
Bank of America Corp. COM 060505104 660 18,751 SH   SOLE   0 0 18,751
PepsiCo Inc. COM 713448108 660 4,830 SH   SOLE   0 0 4,830
iShares Cohen & Steers REIT ETF COM 464287564 659 5,633 SH   SOLE   0 0 5,633
iShares S&P 500 Growth ETF COM 464287309 649 3,353 SH   SOLE   0 0 3,353
JPMorgan Chase & Co. COM 46625H100 592 4,248 SH   SOLE   0 0 4,248
Exxon Mobil Corp. COM 30231G102 579 8,299 SH   SOLE   0 0 8,299
JPMorgan Ultra-Short Income ETF COM 46641Q837 518 10,262 SH   SOLE   0 0 10,262
Home Depot Inc. COM 437076102 501 2,294 SH   SOLE   0 0 2,294
TowneBank COM 89214P109 496 17,821 SH   SOLE   0 0 17,821
South State Corporation COM 840441109 488 5,630 SH   SOLE   0 0 5,630
iShares Core Growth Allocation ETF COM 464289867 484 10,108 SH   SOLE   0 0 10,108
Wal-Mart Stores, Inc. COM 931142103 469 3,950 SH   SOLE   0 0 3,950
Alphabet Inc. Cl C COM 02079K107 456 341 SH   SOLE   0 0 341
IBM Corp. COM 459200101 444 3,309 SH   SOLE   0 0 3,309
Sonoco Products Co. COM 835495102 438 7,102 SH   SOLE   0 0 7,102
Global Payments Inc. COM 37940X102 437 2,392 SH   SOLE   0 0 2,392
Alphabet Inc. Cl A COM 02079K305 421 314 SH   SOLE   0 0 314
Park National Corp. COM 700658107 419 4,092 SH   SOLE   0 0 4,092
Boeing Co. COM 097023105 406 1,245 SH   SOLE   0 0 1,245
AT&T Inc. COM 00206R102 401 10,259 SH   SOLE   0 0 10,259
Cisco Systems Inc. COM 17275R102 399 8,328 SH   SOLE   0 0 8,328
iShares Core U.S. Aggregate Bond ETF COM 464287226 395 3,516 SH   SOLE   0 0 3,516
Allstate Corporation COM 020002101 391 3,475 SH   SOLE   0 0 3,475
iShares China Large-Cap ETF COM 464287184 381 8,741 SH   SOLE   0 0 8,741
British American Tobacco PLC ADR 110448107 377 8,880 SH   SOLE   0 0 8,880
Vanguard Russell 2000 ETF COM 92206C664 364 2,736 SH   SOLE   0 0 2,736
Public Service Enterprise Group Inc. COM 744573106 354 6,000 SH   SOLE   0 0 6,000
iShares Select Dividend ETF COM 464287168 352 3,332 SH   SOLE   0 0 3,332
Halozyme Therapeutics, Inc. COM 40637H109 318 17,950 SH   SOLE   0 0 17,950
iShares ESG MSCI EM ETF COM 46434G863 297 8,266 SH   SOLE   0 0 8,266
Enbridge Inc. COM 29250N105 288 7,243 SH   SOLE   0 0 7,243
iShares Russell Mid-Cap ETF COM 464287499 284 4,759 SH   SOLE   0 0 4,759
Merck & Co. Inc. COM 58933Y105 267 2,940 SH   SOLE   0 0 2,940
iShares Core MSCI EAFE ETF COM 46432F842 267 4,096 SH   SOLE   0 0 4,096
YUM! Brands Inc. COM 988498101 266 2,638 SH   SOLE   0 0 2,638
iShares U.S. Financial Services ETF COM 464287770 258 1,700 SH   SOLE   0 0 1,700
Target Corp. COM 87612E106 256 2,000 SH   SOLE   0 0 2,000
Eli Lilly & Co. COM 532457108 251 1,908 SH   SOLE   0 0 1,908
Williams Companies, Inc. COM 969457100 237 10,001 SH   SOLE   0 0 10,001
ONE Gas, Inc. COM 68235P108 234 2,500 SH   SOLE   0 0 2,500
iShares MSCI World ETF COM 464286392 234 2,366 SH   SOLE   0 0 2,366
SPDR S&P 500 ETF COM 78462F103 232 722 SH   SOLE   0 0 722
iShares MSCI ACWI ETF COM 464288257 230 2,907 SH   SOLE   0 0 2,907
iShares Gold Trust ETF COM 464285105 228 15,737 SH   SOLE   0 0 15,737
iShares Russell 2000 Growth ETF COM 464287648 215 1,002 SH   SOLE   0 0 1,002
Phillips 66 COM 718546104 214 1,925 SH   SOLE   0 0 1,925
iShares Core Moderate Allocation ETF COM 464289875 202 5,029 SH   SOLE   0 0 5,029
iShares Core S&P Small-Cap ETF COM 464287804 202 2,403 SH   SOLE   0 0 2,403
iShares Global Clean Energy ETF COM 464288224 174 14,787 SH   SOLE   0 0 14,787