The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   350,238 2,325 SH   SOLE   0 0 2,325
BRISTOL MYERS SQUIBB CO COM 110122108   536,943 7,806 SH   SOLE   0 0 7,806
CISCO SYS INC COM 17275R102   206,894 7,619 SH   SOLE   0 0 7,619
COCA COLA CO COM 191216100   2,804,960 65,292 SH   SOLE   0 0 65,292
CVS HEALTH CORP COM 126650100   243,643 2,492 SH   SOLE   0 0 2,492
DISNEY WALT CO COM DISNEY 254687106   300,739 2,862 SH   SOLE   0 0 2,862
EXXON MOBIL CORP COM 30231G102   721,505 9,256 SH   SOLE   0 0 9,256
ILLINOIS TOOL WKS INC COM 452308109   331,794 3,580 SH   SOLE   0 0 3,580
INTEL CORP COM 458140100   348,358 10,112 SH   SOLE   0 0 10,112
INTERNATIONAL BUSINESS MACHS COM 459200101   1,167,981 8,487 SH   SOLE   0 0 8,487
ISHARES TR 1-3 YR CR BD ETF 464288646   12,419,158 118,730 SH   SOLE   0 0 118,730
ISHARES TR 1-3 YR TR BD ETF 464287457   1,320,740 15,656 SH   SOLE   0 0 15,656
ISHARES TR 7-10 Y TR BD ETF 464287440   392,584 3,718 SH   SOLE   0 0 3,718
ISHARES TR COHEN&STEER REIT 464287564   2,989,208 30,121 SH   SOLE   0 0 30,121
ISHARES TR CORE US AGGBD ET 464287226   586,386 5,429 SH   SOLE   0 0 5,429
ISHARES TR IBOXX HI YD ETF 464288513   703,625 8,732 SH   SOLE   0 0 8,732
ISHARES TR MSCI EAFE ETF 464287465   5,422,498 92,345 SH   SOLE   0 0 92,345
ISHARES TR MSCI EMG MKT ETF 464287234   727,687 22,606 SH   SOLE   0 0 22,606
ISHARES TR RUS 1000 GRW ETF 464287614   1,143,722 11,497 SH   SOLE   0 0 11,497
ISHARES TR RUS 1000 VAL ETF 464287598   1,202,014 12,283 SH   SOLE   0 0 12,283
ISHARES TR RUS 2000 GRW ETF 464287648   5,154,474 37,008 SH   SOLE   0 0 37,008
ISHARES TR RUS 2000 VAL ETF 464287630   2,341,712 25,470 SH   SOLE   0 0 25,470
ISHARES TR SELECT DIVID ETF 464287168   905,783 12,053 SH   SOLE   0 0 12,053
JOHNSON & JOHNSON COM 478160104   484,838 4,720 SH   SOLE   0 0 4,720
JPMORGAN CHASE & CO COM 46625H100   216,909 3,285 SH   SOLE   0 0 3,285
LILLY ELI & CO COM 532457108   208,796 2,478 SH   SOLE   0 0 2,478
NEXTERA ENERGY INC COM 65339F101   207,780 2,000 SH   SOLE   0 0 2,000
PEPSICO INC COM 713448108   489,108 4,895 SH   SOLE   0 0 4,895
PFIZER INC COM 717081103   384,940 11,925 SH   SOLE   0 0 11,925
PHILIP MORRIS INTL INC COM 718172109   295,817 3,365 SH   SOLE   0 0 3,365
PROCTER & GAMBLE CO COM 742718109   465,660 5,864 SH   SOLE   0 0 5,864
SOUTHERN CO COM 842587107   605,511 12,941 SH   SOLE   0 0 12,941
SUNTRUST BKS INC COM 867914103   614,883 14,353 SH   SOLE   0 0 14,353
TOTAL SYS SVCS INC COM 891906109   732,608 14,711 SH   SOLE   0 0 14,711
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303   877,342 45,015 SH   SOLE   0 0 45,015
VALSPAR CORP COM 920355104   265,440 3,200 SH   SOLE   0 0 3,200
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835   21,402,060 265,008 SH   SOLE   0 0 265,008
VANGUARD INDEX FDS GROWTH ETF 922908736   23,351,754 219,492 SH   SOLE   0 0 219,492
VANGUARD INDEX FDS VALUE ETF 922908744   23,318,796 286,050 SH   SOLE   0 0 286,050
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   17,249,934 169,117 SH   SOLE   0 0 169,117
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   16,548,998 193,194 SH   SOLE   0 0 193,194
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844   807,615 10,386 SH   SOLE   0 0 10,386
WELLS FARGO & CO NEW COM 949746101   456,678 8,401 SH   SOLE   0 0 8,401