The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM COM 00287Y109 7 76 SH   SOLE   76 0 0
ALEXION PHARMACEUTICALS INC COM COM 015351109 9 70 SH   SOLE   70 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS COM 01609W102 19 102 SH   SOLE   102 0 0
ALPHABET INC CAP STK CL C COM 02079K107 774 694 SH   SOLE   694 0 0
ALTRIA GROUP INC COM COM 02209S103 43 753 SH   SOLE   753 0 0
AMAZON.COM INC COM 023135106 61 36 SH   SOLE   36 0 0
AMERICAN ELEC PWR INC COM COM 025537101 7 101 SH   SOLE   101 0 0
AMERICAN EXPRESS CO COM COM 025816109 13 135 SH   SOLE   135 0 0
AMERICAN WATER WORKS CO COM 030420103 18 207 SH   SOLE   207 0 0
ANNALY CAPITAL MANAGEMENT INC COM 035710409 6 600 SH   SOLE   600 0 0
APPLE INC COM 037833100 41 220 SH   SOLE   220 0 0
ASTRAZENECA PLC- SPONS ADR COM 046353108 17 480 SH   SOLE   480 0 0
AT&T INC COM COM 00206R102 26 801 SH   SOLE   801 0 0
BCE INC COM NEW COM 05534B760 22 537 SH   SOLE   537 0 0
BP PLC SPONSORED ADR COM 055622104 20 441 SH   SOLE   441 0 0
BRISTOL MYERS SQUIBB CO COM COM 110122108 15 264 SH   SOLE   264 0 0
BRITISH AMERICAN TOBACCO COM 110448107 6 112 SH   SOLE   112 0 0
BROADCOM INC COM COM 11135F101 29 120 SH   SOLE   120 0 0
CDN IMPERIAL BK COMM TORONTO O COM COM 136069101 14 158 SH   SOLE   158 0 0
CHEVRON CORP NEW COM COM 166764100 24 188 SH   SOLE   188 0 0
CHUBB LIMITED COM COM H1467J104 25 193 SH   SOLE   193 0 0
CHURCH & DWIGHT INC COM 171340102 27 509 SH   SOLE   509 0 0
CISCO SYS INC COM 17275R102 8 185 SH   SOLE   185 0 0
CITIGROUP INC COM 172967424 18 272 SH   SOLE   272 0 0
COCA COLA CO COM COM 191216100 23 535 SH   SOLE   535 0 0
CONOCOPHILLIPS COM COM 20825C104 43 623 SH   SOLE   623 0 0
CROWN CASTLE INTL CORP NEW COM COM 22822V101 19 174 SH   SOLE   174 0 0
DANAHER CORP COM 235851102 31 316 SH   SOLE   316 0 0
DIAMOND OFFSHR DRILLING COM 25271C102 6 305 SH   SOLE   305 0 0
DISCOVER FINANCIAL SERVICES LLC COM 254709108 28 397 SH   SOLE   397 0 0
DOMINION RESOURCES INC COM 25746U109 19 274 SH   SOLE   274 0 0
DOWDUPONT INC COM COM 26078J100 29 438 SH   SOLE   438 0 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 18 229 SH   SOLE   229 0 0
EBAY INC COM 278642103 9 235 SH   SOLE   235 0 0
EDISON INTL COM COM 281020107 13 206 SH   SOLE   206 0 0
ENCANA CORP COM COM 292505104 9 653 SH   SOLE   653 0 0
ENERGY SELECT SECTOR SPDR COM 81369Y506 138,657 1,825,787 SH   SOLE   1,825,787 0 0
ENI S P A COMMON STOCK COM 26874R108 19 522 SH   SOLE   522 0 0
ETRACS ALERIAN MLP INDEX ETN COM 90267B682 37 2,232 SH   SOLE   2,232 0 0
EXELON CORP COM COM 30161N101 16 375 SH   SOLE   375 0 0
EXXON MOBIL CORP COM COM 30231G102 40 482 SH   SOLE   482 0 0
FIDELITY NATL INFORMATION SVCS COM COM 31620M106 41 382 SH   SOLE   382 0 0
FORTIVE CORP COM COM 34959J108 21 270 SH   SOLE   270 0 0
FRANKLIN RES INC COM COM 354613101 3 95 SH   SOLE   95 0 0
GENERAL MLS INC COM COM 370334104 9 206 SH   SOLE   206 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR COM 37733W105 37 920 SH   SOLE   920 0 0
GOOGLE INC COM 02079K305 944 836 SH   SOLE   836 0 0
HEALTH CARE REIT INC COM 95040Q104 10 166 SH   SOLE   166 0 0
HOME DEPOT COM 437076102 32 165 SH   SOLE   165 0 0
HONDA MOTOR LTD AMERN SHS COM 438128308 8 285 SH   SOLE   285 0 0
HUNT J B TRANS SVCS INC COM COM 445658107 27 225 SH   SOLE   225 0 0
ISHARES AGGREGATE BOND ETF COM 464287226 46,501 437,372 SH   SOLE   437,372 0 0
ISHARES AMT-FREE MUNI BOND ETF COM 464288414 17 154 SH   SOLE   154 0 0
ISHARES CORE MSCI EAFE ETF COM 46432F842 213,407 3,367,639 SH   SOLE   3,367,639 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF COM 46434G103 250,702 4,774,363 SH   SOLE   4,774,363 0 0
ISHARES CORE S&P U.S. GROWTH ETF COM 464287671 18 310 SH   SOLE   310 0 0
ISHARES MSCI EAFE SMALL CAP ETF COM 464288273 203,592 3,245,006 SH   SOLE   3,245,006 0 0
ISHARES RUSSELL 1000 GROWTH ETF COM 464287614 258,020 1,794,300 SH   SOLE   1,794,300 0 0
ISHARES RUSSELL 2000 ETF COM 464287655 5 30 SH   SOLE   30 0 0
ISHARES RUSSELL 2000 GROWTH INDEX COM 464287648 287 1,405 SH   SOLE   1,405 0 0
ISHARES RUSSELL 2000 VALUE COM 464287630 0 0 SH   SOLE   0 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF COM 464287481 274 2,165 SH   SOLE   2,165 0 0
ISHARES S&P 500 INDEX COM 464287200 57 210 SH   SOLE   210 0 0
ISHARES SHORT TREASURY BOND ETF COM 464288679 44 400 SH   SOLE   400 0 0
ISHARES TR MSCI ACWIINDEX FD COM 464288257 11,242 158,064 SH   SOLE   158,064 0 0
ISHARES TR RUSSELL 1000 INDEX ETF COM 464287622 385 2,536 SH   SOLE   2,536 0 0
JOHNSON & JOHNSON COM COM 478160104 8 70 SH   SOLE   70 0 0
KEYCORP NEW COM COM 493267108 25 1,284 SH   SOLE   1,284 0 0
KIMBERLY CLARK CORP COM COM 494368103 9 87 SH   SOLE   87 0 0
KROGER CO COM COM 501044101 13 440 SH   SOLE   440 0 0
LILLY ELI & CO COM COM 532457108 28 333 SH   SOLE   333 0 0
LOWES COS INC COM COM 548661107 10 105 SH   SOLE   105 0 0
MCKESSON CORP COM 58155Q103 9 65 SH   SOLE   65 0 0
MEDTRONIC PLC SHS COM G5960L103 11 125 SH   SOLE   125 0 0
MERCK & CO INC COM 58933Y105 13 221 SH   SOLE   221 0 0
MICROSOFT COM 594918104 55 558 SH   SOLE   558 0 0
MOLSON COORS BREWING CO CL B COM 60871R209 14 205 SH   SOLE   205 0 0
MORGAN STANLEY COM 617446448 22 470 SH   SOLE   470 0 0
NATIONAL GRID TRANSCO PLC COM 636274409 26 463 SH   SOLE   463 0 0
NIKE INC CLASS B COM 654106103 38 483 SH   SOLE   483 0 0
OCCIDENTAL PETE CORP DEL COM COM 674599105 22 262 SH   SOLE   262 0 0
PEPSICO INC COM COM 713448108 44 405 SH   SOLE   405 0 0
PHILIP MORRIS INTL INC COM 718172109 19 231 SH   SOLE   231 0 0
PNC FINL SVCS GROUP INC COM COM 693475105 7 50 SH   SOLE   50 0 0
PPG INDS INC COM COM 693506107 10 95 SH   SOLE   95 0 0
PPL CORP COM COM 69351T106 11 396 SH   SOLE   396 0 0
PRICELINE.COM INC COM 09857L108 34 17 SH   SOLE   17 0 0
PROCTER AND GAMBLE CO COM COM 742718109 22 282 SH   SOLE   282 0 0
PUBLIC STORAGE COM COM 74460D109 16 70 SH   SOLE   70 0 0
PUBLIC SVC ENTERPRISE GROUP COM COM 744573106 11 195 SH   SOLE   195 0 0
QUALCOMM INC COM 747525103 6 115 SH   SOLE   115 0 0
RAYTHEON CO COM NEW COM 755111507 33 169 SH   SOLE   169 0 0
REALTY INCOME CORP COM COM 756109104 5 94 SH   SOLE   94 0 0
SANOFI SA COM 80105N105 9 236 SH   SOLE   236 0 0
SCHLUMBERGER LTD COM COM 806857108 10 155 SH   SOLE   155 0 0
SOUTHERN CO COM COM 842587107 15 319 SH   SOLE   319 0 0
SPDR DJ WILSHIRE REIT (ETF) COM 78464A607 353 3,761 SH   SOLE   3,761 0 0
SPDR DOW JONES INTERNATIONAL REAL ESTATE ETF COM 78463X863 57 1,457 SH   SOLE   1,457 0 0
SUNTRUST BANKS INC COM 867914103 8 125 SH   SOLE   125 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING CO LTD COM 874039100 5 140 SH   SOLE   140 0 0
TARGET CORP COM COM 87612E106 13 165 SH   SOLE   165 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 29 139 SH   SOLE   139 0 0
TORCHMARK CORP COM COM 891027104 9 105 SH   SOLE   105 0 0
TOTAL SA ADR COM 89151E109 18 304 SH   SOLE   304 0 0
TRAVELERS COMPANIES INC COM COM 89417E109 9 70 SH   SOLE   70 0 0
UNION PAC CORP COM COM 907818108 33 234 SH   SOLE   234 0 0
UNITED PARCEL SERVICE INC COM 911312106 18 174 SH   SOLE   174 0 0
US BANCORP DEL COM NEW COM 902973304 13 265 SH   SOLE   265 0 0
VANGUARD ENERGY COM 92204A306 1,553 14,783 SH   SOLE   14,783 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF COM 921943858 3,180 74,129 SH   SOLE   74,129 0 0
VANGUARD FTSE EMERGING MARKETS ETF COM 922042858 2,664 63,133 SH   SOLE   63,133 0 0
VANGUARD RUSSELL 1000 GROWTH ETF COM 92206C680 2,700 18,364 SH   SOLE   18,364 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND COM 921937835 532 6,714 SH   SOLE   6,714 0 0
VANGUARD TOTAL WORLD STOCK INDEX FUND COM 922042742 1,111 15,144 SH   SOLE   15,144 0 0
VENTAS INC COM 92276F100 11 190 SH   SOLE   190 0 0
VERIZON COMMUNICATIONS COM 92343V104 44 883 SH   SOLE   883 0 0
VISA INC COM 92826C839 47 355 SH   SOLE   355 0 0
VODAFONE GROUP NEW ADR F COM 92857W308 18 761 SH   SOLE   761 0 0
WALMART INC COM COM 931142103 9 105 SH   SOLE   105 0 0
WELLS FARGO CO NEW COM COM 949746101 12 215 SH   SOLE   215 0 0