The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 599 3,417 SH   SOLE   3,417 0 0
ABBOTT LABS COM 002824100 1,357 11,484 SH   SOLE   11,484 0 0
ABBVIE INC COM 00287Y109 974 9,030 SH   SOLE   9,030 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,457 4,553 SH   SOLE   4,553 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,452 2,522 SH   SOLE   2,522 0 0
ADVANCED MICRO DEVICES INC COM 007903107 329 3,194 SH   SOLE   3,194 0 0
AFLAC INC COM 001055102 581 11,145 SH   SOLE   11,145 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 213 1,355 SH   SOLE   1,355 0 0
AGNC INVT CORP COM 00123Q104 161 10,194 SH   SOLE   10,194 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 493 3,328 SH   SOLE   3,328 0 0
ALLSTATE CORP COM 020002101 432 3,391 SH   SOLE   3,391 0 0
ALPHABET INC CAP STK CL C 02079K107 1,935 726 SH   SOLE   726 0 0
ALPHABET INC CAP STK CL A 02079K305 2,361 883 SH   SOLE   883 0 0
ALTRIA GROUP INC COM 02209S103 751 16,500 SH   SOLE   16,500 0 0
AMAZON COM INC COM 023135106 1,383 421 SH   SOLE   421 0 0
AMBEV SA SPONSORED ADR 02319V103 35 12,704 SH   SOLE   12,704 0 0
AMERICAN ELEC PWR CO INC COM 025537101 217 2,674 SH   SOLE   2,674 0 0
AMERICAN EXPRESS CO COM 025816109 591 3,530 SH   SOLE   3,530 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 498 9,067 SH   SOLE   9,067 0 0
AMERICAN TOWER CORP NEW COM 03027X100 286 1,076 SH   SOLE   1,076 0 0
AMGEN INC COM 031162100 281 1,322 SH   SOLE   1,322 0 0
ANALOG DEVICES INC COM 032654105 505 3,013 SH   SOLE   3,013 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 172 20,412 SH   SOLE   20,412 0 0
ANTHEM INC COM 036752103 395 1,058 SH   SOLE   1,058 0 0
APPLE INC COM 037833100 5,540 39,150 SH   SOLE   39,150 0 0
APPLIED MATLS INC COM 038222105 323 2,506 SH   SOLE   2,506 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 553 9,219 SH   SOLE   9,219 0 0
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 82 10,447 SH   SOLE   10,447 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 998 1,340 SH   SOLE   1,340 0 0
ASSURANT INC COM 04621X108 242 1,534 SH   SOLE   1,534 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 355 5,913 SH   SOLE   5,913 0 0
AT&T INC COM 00206R102 1,312 48,578 SH   SOLE   48,578 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 745 3,725 SH   SOLE   3,725 0 0
BANK NEW YORK MELLON CORP COM 064058100 456 8,799 SH   SOLE   8,799 0 0
BAXTER INTL INC COM 071813109 229 2,853 SH   SOLE   2,853 0 0
BECTON DICKINSON & CO COM 075887109 486 1,979 SH   SOLE   1,979 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,185 8,005 SH   SOLE   8,005 0 0
BK OF AMERICA CORP COM 060505104 1,269 29,884 SH   SOLE   29,884 0 0
BLACKROCK INC COM 09247X101 937 1,117 SH   SOLE   1,117 0 0
BOEING CO COM 097023105 288 1,311 SH   SOLE   1,311 0 0
BOSTON SCIENTIFIC CORP COM 101137107 201 4,634 SH   SOLE   4,634 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 586 9,911 SH   SOLE   9,911 0 0
BROADCOM INC COM 11135F101 356 734 SH   SOLE   734 0 0
CAPITAL ONE FINL CORP COM 14040H105 509 3,144 SH   SOLE   3,144 0 0
CATERPILLAR INC COM 149123101 254 1,322 SH   SOLE   1,322 0 0
CHEVRON CORP NEW COM 166764100 1,145 11,285 SH   SOLE   11,285 0 0
CHUBB LIMITED COM H1467J104 695 4,004 SH   SOLE   4,004 0 0
CIGNA CORP NEW COM 125523100 245 1,225 SH   SOLE   1,225 0 0
CISCO SYS INC COM 17275R102 1,786 32,818 SH   SOLE   32,818 0 0
CITIGROUP INC COM NEW 172967424 937 13,352 SH   SOLE   13,352 0 0
CITIZENS FINL GROUP INC COM 174610105 248 5,277 SH   SOLE   5,277 0 0
COCA COLA CO COM 191216100 1,786 34,040 SH   SOLE   34,040 0 0
COMCAST CORP NEW CL A 20030N101 1,284 22,949 SH   SOLE   22,949 0 0
COMERICA INC COM 200340107 319 3,958 SH   SOLE   3,958 0 0
CONOCOPHILLIPS COM 20825C104 630 9,301 SH   SOLE   9,301 0 0
CONSOLIDATED EDISON INC COM 209115104 321 4,415 SH   SOLE   4,415 0 0
COSTCO WHSL CORP NEW COM 22160K105 871 1,938 SH   SOLE   1,938 0 0
CUMMINS INC COM 231021106 214 951 SH   SOLE   951 0 0
CVS HEALTH CORP COM 126650100 927 10,920 SH   SOLE   10,920 0 0
DANAHER CORPORATION COM 235851102 633 2,079 SH   SOLE   2,079 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 253 1,313 SH   SOLE   1,313 0 0
DISNEY WALT CO COM 254687106 1,536 9,082 SH   SOLE   9,082 0 0
DOMINION ENERGY INC COM 25746U109 255 3,498 SH   SOLE   3,498 0 0
DOW INC COM 260557103 201 3,491 SH   SOLE   3,491 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 398 4,075 SH   SOLE   4,075 0 0
EATON CORP PLC SHS G29183103 299 2,004 SH   SOLE   2,004 0 0
EBAY INC. COM 278642103 241 3,466 SH   SOLE   3,466 0 0
EDISON INTL COM 281020107 224 4,041 SH   SOLE   4,041 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 233 2,056 SH   SOLE   2,056 0 0
EMERSON ELEC CO COM 291011104 421 4,467 SH   SOLE   4,467 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 560 25,880 SH   SOLE   25,880 0 0
EVEREST RE GROUP LTD COM G3223R108 305 1,218 SH   SOLE   1,218 0 0
EXELON CORP COM 30161N101 432 8,946 SH   SOLE   8,946 0 0
EXXON MOBIL CORP COM 30231G102 1,957 33,273 SH   SOLE   33,273 0 0
FACEBOOK INC CL A 30303M102 2,826 8,326 SH   SOLE   8,326 0 0
FACTSET RESH SYS INC COM 303075105 219 555 SH   SOLE   555 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 284 2,334 SH   SOLE   2,334 0 0
FIFTH THIRD BANCORP COM 316773100 344 8,116 SH   SOLE   8,116 0 0
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106 235 2,714 SH   SOLE   2,714 0 0
FORD MTR CO DEL COM 345370860 362 25,575 SH   SOLE   25,575 0 0
FOX CORP CL A COM 35137L105 197 4,908 SH   SOLE   4,908 0 0
FOX CORP CL B COM 35137L204 37 993 SH   SOLE   993 0 0
FRANKLIN RESOURCES INC COM 354613101 294 9,903 SH   SOLE   9,903 0 0
GENERAL DYNAMICS CORP COM 369550108 556 2,837 SH   SOLE   2,837 0 0
GENERAL ELECTRIC CO COM NEW 369604301 569 5,518 SH   SOLE   5,518 0 0
GENERAL MLS INC COM 370334104 267 4,460 SH   SOLE   4,460 0 0
GILEAD SCIENCES INC COM 375558103 426 6,094 SH   SOLE   6,094 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 332 8,699 SH   SOLE   8,699 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 660 1,747 SH   SOLE   1,747 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 12,475 33,000 SH Put SOLE   33,000 0 0
GREENSKY INC CL A 39572G100 5,527 494,389 SH   SOLE   494,389 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 436 6,210 SH   SOLE   6,210 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 237 16,611 SH   SOLE   16,611 0 0
HOME DEPOT INC COM 437076102 834 2,541 SH   SOLE   2,541 0 0
HONEYWELL INTL INC COM 438516106 821 3,869 SH   SOLE   3,869 0 0
HP INC COM 40434L105 253 9,234 SH   SOLE   9,234 0 0
HUMANA INC COM 444859102 281 722 SH   SOLE   722 0 0
HUNTINGTON BANCSHARES INC COM 446150104 247 15,953 SH   SOLE   15,953 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 234 1,213 SH   SOLE   1,213 0 0
IDEXX LABS INC COM 45168D104 451 726 SH   SOLE   726 0 0
ILLINOIS TOOL WKS INC COM 452308109 297 1,439 SH   SOLE   1,439 0 0
ILLUMINA INC COM 452327109 207 510 SH   SOLE   510 0 0
INFOSYS LTD SPONSORED ADR 456788108 342 15,388 SH   SOLE   15,388 0 0
INTEL CORP COM 458140100 1,804 33,864 SH   SOLE   33,864 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 272 2,371 SH   SOLE   2,371 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 561 4,034 SH   SOLE   4,034 0 0
INTUIT COM 461202103 461 855 SH   SOLE   855 0 0
INVESCO EXCH TRADED FD TR II S&P 500 ENHNCD 46138E396 8,446 205,040 SH   SOLE   205,040 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 0 16 SH   SOLE   16 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 6 266 SH   SOLE   266 0 0
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 0 14 SH   SOLE   14 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 380,250 5,015,824 SH   SOLE   5,015,824 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 103 648 SH   SOLE   648 0 0
INVESCO LTD SHS G491BT108 410 17,007 SH   SOLE   17,007 0 0
ISHARES INC CORE MSCI EMKT 46434G103 39,705 642,896 SH   SOLE   642,896 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 243 3,465 SH   SOLE   3,465 0 0
ISHARES TR CORE S&P TTL STK 464287150 379 3,856 SH   SOLE   3,856 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,165 10,153 SH   SOLE   10,153 0 0
ISHARES TR TIPS BD ETF 464287176 33 256 SH   SOLE   256 0 0
ISHARES TR CORE S&P500 ETF 464287200 197,882 459,315 SH   SOLE   459,315 0 0
ISHARES TR CORE US AGGBD ET 464287226 221,708 1,930,751 SH   SOLE   1,930,751 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 168 3,325 SH   SOLE   3,325 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1 9 SH   SOLE   9 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 4 59 SH   SOLE   59 0 0
ISHARES TR S&P 500 VAL ETF 464287408 14 95 SH   SOLE   95 0 0
ISHARES TR 20 YR TR BD ETF 464287432 19 134 SH   SOLE   134 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 6 71 SH   SOLE   71 0 0
ISHARES TR MSCI EAFE ETF 464287465 98 1,257 SH   SOLE   1,257 0 0
ISHARES TR CORE S&P MCP ETF 464287507 11 40 SH   SOLE   40 0 0
ISHARES TR ISHARES BIOTECH 464287556 3 17 SH   SOLE   17 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 31,101 113,489 SH   SOLE   113,489 0 0
ISHARES TR RUS 1000 ETF 464287622 763 3,157 SH   SOLE   3,157 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 18 115 SH   SOLE   115 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 71 324 SH   SOLE   324 0 0
ISHARES TR CORE S&P US VLU 464287663 797 11,244 SH   SOLE   11,244 0 0
ISHARES TR CORE S&P US GWT 464287671 13 127 SH   SOLE   127 0 0
ISHARES TR S&P MC 400VL ETF 464287705 14 136 SH   SOLE   136 0 0
ISHARES TR U.S. ENERGY ETF 464287796 32 1,141 SH   SOLE   1,141 0 0
ISHARES TR CORE S&P SCP ETF 464287804 189 1,733 SH   SOLE   1,733 0 0
ISHARES TR SP SMCP600VL ETF 464287879 8 80 SH   SOLE   80 0 0
ISHARES TR S&P SML 600 GWT 464287887 14 104 SH   SOLE   104 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 43 1,984 SH   SOLE   1,984 0 0
ISHARES TR MSCI ACWI ETF 464288257 913 9,132 SH   SOLE   9,132 0 0
ISHARES TR EAFE SML CP ETF 464288273 16 211 SH   SOLE   211 0 0
ISHARES TR JPMORGAN USD EMG 464288281 8 69 SH   SOLE   69 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,292 11,125 SH   SOLE   11,125 0 0
ISHARES TR INTL SEL DIV ETF 464288448 633 20,806 SH   SOLE   20,806 0 0
ISHARES TR MBS ETF 464288588 30 280 SH   SOLE   280 0 0
ISHARES TR GLB CNSM STP ETF 464288737 7 117 SH   SOLE   117 0 0
ISHARES TR US HLTHCR PR ETF 464288828 92 360 SH   SOLE   360 0 0
ISHARES TR EAFE GRWTH ETF 464288885 15 144 SH   SOLE   144 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 62 826 SH   SOLE   826 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 173 2,359 SH   SOLE   2,359 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 425 3,225 SH   SOLE   3,225 0 0
ISHARES TR CORE MSCI EAFE 46432F842 86,163 1,160,445 SH   SOLE   1,160,445 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 11 213 SH   SOLE   213 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 220 5,804 SH   SOLE   5,804 0 0
ISHARES TR CORE TOTAL USD 46434V613 26 479 SH   SOLE   479 0 0
ISHARES TR TRS FLT RT BD 46434V860 3 64 SH   SOLE   64 0 0
JOHNSON & JOHNSON COM 478160104 3,612 22,363 SH   SOLE   22,363 0 0
JOHNSON CTLS INTL PLC SHS G51502105 203 2,988 SH   SOLE   2,988 0 0
JPMORGAN CHASE & CO COM 46625H100 3,226 19,705 SH   SOLE   19,705 0 0
KEYCORP COM 493267108 345 15,958 SH   SOLE   15,958 0 0
KIMBERLY-CLARK CORP COM 494368103 289 2,185 SH   SOLE   2,185 0 0
KROGER CO COM 501044101 429 10,603 SH   SOLE   10,603 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 371 1,686 SH   SOLE   1,686 0 0
LAUDER ESTEE COS INC CL A 518439104 225 750 SH   SOLE   750 0 0
LIBERTY MEDIA CORP DEL COM A SIRIUSXM 531229409 7 158 SH   SOLE   158 0 0
LIBERTY MEDIA CORP DEL COM C SIRIUSXM 531229607 33 688 SH   SOLE   688 0 0
LIBERTY MEDIA CORP DEL COM A BRAVES GRP 531229706 1 35 SH   SOLE   35 0 0
LIBERTY MEDIA CORP DEL COM SER C FRMLA 531229854 116 2,266 SH   SOLE   2,266 0 0
LIBERTY MEDIA CORP DEL COM SER A FRMLA 531229870 56 1,198 SH   SOLE   1,198 0 0
LILLY ELI & CO COM 532457108 538 2,330 SH   SOLE   2,330 0 0
LINCOLN NATL CORP IND COM 534187109 586 8,518 SH   SOLE   8,518 0 0
LINDE PLC SHS G5494J103 604 2,059 SH   SOLE   2,059 0 0
LOCKHEED MARTIN CORP COM 539830109 310 898 SH   SOLE   898 0 0
LOEWS CORP COM 540424108 254 4,707 SH   SOLE   4,707 0 0
LOWES COS INC COM 548661107 431 2,125 SH   SOLE   2,125 0 0
LUMEN TECHNOLOGIES INC COM 550241103 433 34,938 SH   SOLE   34,938 0 0
M & T BK CORP COM 55261F104 368 2,464 SH   SOLE   2,464 0 0
MARATHON OIL CORP COM 565849106 237 17,324 SH   SOLE   17,324 0 0
MARATHON PETE CORP COM 56585A102 539 8,728 SH   SOLE   8,728 0 0
MARSH & MCLENNAN COS INC COM 571748102 206 1,360 SH   SOLE   1,360 0 0
MASTERCARD INCORPORATED CL A 57636Q104 455 1,310 SH   SOLE   1,310 0 0
MCDONALDS CORP COM 580135101 833 3,454 SH   SOLE   3,454 0 0
MCGRATH RENTCORP COM 580589109 422 5,870 SH   SOLE   5,870 0 0
MCKESSON CORP COM 58155Q103 343 1,722 SH   SOLE   1,722 0 0
MEDTRONIC PLC SHS G5960L103 930 7,421 SH   SOLE   7,421 0 0
MERCK & CO INC COM 58933Y105 1,358 18,078 SH   SOLE   18,078 0 0
METLIFE INC COM 59156R108 657 10,642 SH   SOLE   10,642 0 0
MICROSOFT CORP COM 594918104 6,269 22,236 SH   SOLE   22,236 0 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 123 43,339 SH   SOLE   43,339 0 0
MOHAWK INDS INC COM 608190104 212 1,196 SH   SOLE   1,196 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 215 4,645 SH   SOLE   4,645 0 0
MONDELEZ INTL INC CL A 609207105 502 8,627 SH   SOLE   8,627 0 0
MONROE CAP CORP COM 610335101 494 47,541 SH   SOLE   47,541 0 0
MOODYS CORP COM 615369105 201 567 SH   SOLE   567 0 0
MOSAIC CO NEW COM 61945C103 262 7,345 SH   SOLE   7,345 0 0
NETFLIX INC COM 64110L106 401 657 SH   SOLE   657 0 0
NEW RESIDENTIAL INVT CORP COM NEW 64828T201 140 12,766 SH   SOLE   12,766 0 0
NEW YORK CMNTY BANCORP INC COM 649445103 132 10,251 SH   SOLE   10,251 0 0
NEXTERA ENERGY INC COM 65339F101 748 9,532 SH   SOLE   9,532 0 0
NIKE INC CL B 654106103 985 6,783 SH   SOLE   6,783 0 0
NORFOLK SOUTHN CORP COM 655844108 337 1,410 SH   SOLE   1,410 0 0
NOVARTIS AG SPONSORED ADR 66987V109 448 5,475 SH   SOLE   5,475 0 0
NOVO-NORDISK A S ADR 670100205 1,289 13,430 SH   SOLE   13,430 0 0
NUCOR CORP COM 670346105 462 4,695 SH   SOLE   4,695 0 0
NVIDIA CORPORATION COM 67066G104 1,934 9,335 SH   SOLE   9,335 0 0
ORACLE CORP COM 68389X105 259 2,974 SH   SOLE   2,974 0 0
OVINTIV INC COM 69047Q102 224 6,817 SH   SOLE   6,817 0 0
PACCAR INC COM 693718108 299 3,783 SH   SOLE   3,783 0 0
PAYCHEX INC COM 704326107 348 3,094 SH   SOLE   3,094 0 0
PAYPAL HLDGS INC COM 70450Y103 1,143 4,394 SH   SOLE   4,394 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 330 18,891 SH   SOLE   18,891 0 0
PEPSICO INC COM 713448108 1,309 8,706 SH   SOLE   8,706 0 0
PFIZER INC COM 717081103 1,303 30,303 SH   SOLE   30,303 0 0
PG&E CORP COM 69331C108 160 16,638 SH   SOLE   16,638 0 0
PHILIP MORRIS INTL INC COM 718172109 1,749 18,455 SH   SOLE   18,455 0 0
PIONEER NAT RES CO COM 723787107 218 1,309 SH   SOLE   1,309 0 0
PNC FINL SVCS GROUP INC COM 693475105 557 2,846 SH   SOLE   2,846 0 0
PRICE T ROWE GROUP INC COM 74144T108 306 1,553 SH   SOLE   1,553 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 439 6,820 SH   SOLE   6,820 0 0
PROCTER AND GAMBLE CO COM 742718109 2,879 20,594 SH   SOLE   20,594 0 0
PROGRESSIVE CORP COM 743315103 487 5,390 SH   SOLE   5,390 0 0
PROLOGIS INC. COM 74340W103 373 2,977 SH   SOLE   2,977 0 0
PRUDENTIAL FINL INC COM 744320102 733 6,970 SH   SOLE   6,970 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 788 9,168 SH   SOLE   9,168 0 0
REGENERON PHARMACEUTICALS COM 75886F107 353 583 SH   SOLE   583 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 1,016 47,670 SH   SOLE   47,670 0 0
S&P GLOBAL INC COM 78409V104 450 1,059 SH   SOLE   1,059 0 0
SALESFORCE COM INC COM 79466L302 733 2,702 SH   SOLE   2,702 0 0
SCHWAB CHARLES CORP COM 808513105 444 6,090 SH   SOLE   6,090 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 14 136 SH   SOLE   136 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 194 2,527 SH   SOLE   2,527 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 36 364 SH   SOLE   364 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 5 142 SH   SOLE   142 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 6 121 SH   SOLE   121 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 9 171 SH   SOLE   171 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3 79 SH   SOLE   79 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1 25 SH   SOLE   25 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1 15 SH   SOLE   15 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 0 5 SH   SOLE   5 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 95 745 SH   SOLE   745 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1 20 SH   SOLE   20 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 17 97 SH   SOLE   97 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 844 16,196 SH   SOLE   16,196 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 11 284 SH   SOLE   284 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2 20 SH   SOLE   20 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 34 229 SH   SOLE   229 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 27 337 SH   SOLE   337 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1 15 SH   SOLE   15 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1 13 SH   SOLE   13 0 0
SEMPRA COM 816851109 241 1,904 SH   SOLE   1,904 0 0
SOUTHERN CO COM 842587107 249 4,022 SH   SOLE   4,022 0 0
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 6,456 117,938 SH   SOLE   117,938 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 15,189 357,142 SH   SOLE   357,142 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 14 279 SH   SOLE   279 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 9,005 248,701 SH   SOLE   248,701 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,180 2,750 SH   SOLE   2,750 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 65 1,007 SH   SOLE   1,007 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 386 12,920 SH   SOLE   12,920 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 0 1 SH   SOLE   1 0 0
SPDR SER TR S&P INS ETF 78464A789 1 23 SH   SOLE   23 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 20,797 392,472 SH   SOLE   392,472 0 0
STARBUCKS CORP COM 855244109 348 3,153 SH   SOLE   3,153 0 0
STATE STR CORP COM 857477103 453 5,351 SH   SOLE   5,351 0 0
STRYKER CORPORATION COM 863667101 355 1,348 SH   SOLE   1,348 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 113 16,155 SH   SOLE   16,155 0 0
SYNCHRONY FINANCIAL COM 87165B103 248 5,064 SH   SOLE   5,064 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 2,243 20,088 SH   SOLE   20,088 0 0
TARGET CORP COM 87612E106 530 2,318 SH   SOLE   2,318 0 0
TESLA INC COM 88160R101 1,024 1,321 SH   SOLE   1,321 0 0
TEXAS INSTRS INC COM 882508104 1,176 6,120 SH   SOLE   6,120 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 983 1,720 SH   SOLE   1,720 0 0
TJX COS INC NEW COM 872540109 357 5,415 SH   SOLE   5,415 0 0
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 500 2,811 SH   SOLE   2,811 0 0
TRAVELERS COMPANIES INC COM 89417E109 428 2,816 SH   SOLE   2,816 0 0
TRUIST FINL CORP COM 89832Q109 741 12,629 SH   SOLE   12,629 0 0
TYSON FOODS INC CL A 902494103 366 4,634 SH   SOLE   4,634 0 0
UNILEVER PLC SPON ADR NEW 904767704 535 9,862 SH   SOLE   9,862 0 0
UNION PAC CORP COM 907818108 582 2,967 SH   SOLE   2,967 0 0
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 263 23,005 SH   SOLE   23,005 0 0
UNITED PARCEL SERVICE INC CL B 911312106 578 3,176 SH   SOLE   3,176 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,327 5,955 SH   SOLE   5,955 0 0
UNUM GROUP COM 91529Y106 487 19,439 SH   SOLE   19,439 0 0
US BANCORP DEL COM NEW 902973304 720 12,115 SH   SOLE   12,115 0 0
VALERO ENERGY CORP COM 91913Y100 232 3,282 SH   SOLE   3,282 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 780 9,132 SH   SOLE   9,132 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,012 30,457 SH   SOLE   30,457 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 12 49 SH   SOLE   49 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7 71 SH   SOLE   71 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 9 32 SH   SOLE   32 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 72 305 SH   SOLE   305 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 2,804 15,375 SH   SOLE   15,375 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 77,143 265,854 SH   SOLE   265,854 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 174 1,288 SH   SOLE   1,288 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 77 351 SH   SOLE   351 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 43,604 196,363 SH   SOLE   196,363 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 268 2,636 SH   SOLE   2,636 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 6,828 112,010 SH   SOLE   112,010 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,489 189,739 SH   SOLE   189,739 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 6 77 SH   SOLE   77 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 4 55 SH   SOLE   55 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1 18 SH   SOLE   18 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 1,167,443 16,990,875 SH   SOLE   16,990,875 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 31 330 SH   SOLE   330 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 521 8,229 SH   SOLE   8,229 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 36,528 723,474 SH   SOLE   723,474 0 0
VEDANTA LIMITED SPONSORED ADR 92242Y100 183 11,996 SH   SOLE   11,996 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,322 24,482 SH   SOLE   24,482 0 0
VIACOMCBS INC CL B 92556H206 269 6,816 SH   SOLE   6,816 0 0
VIATRIS INC COM 92556V106 406 29,972 SH   SOLE   29,972 0 0
VISA INC COM CL A 92826C839 1,047 4,699 SH   SOLE   4,699 0 0
WABTEC COM 929740108 225 2,611 SH   SOLE   2,611 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 676 14,377 SH   SOLE   14,377 0 0
WALMART INC COM 931142103 1,650 11,835 SH   SOLE   11,835 0 0
WEC ENERGY GROUP INC COM 92939U106 200 2,267 SH   SOLE   2,267 0 0
WELLS FARGO CO NEW COM 949746101 1,117 24,071 SH   SOLE   24,071 0 0
WESTROCK CO COM 96145D105 307 6,156 SH   SOLE   6,156 0 0
WILLIAMS COS INC COM 969457100 308 11,859 SH   SOLE   11,859 0 0
WIPRO LTD SPON ADR 1 SH 97651M109 303 34,272 SH   SOLE   34,272 0 0
YPF SOCIEDAD ANONIMA SPON ADR CL D 984245100 66 14,065 SH   SOLE   14,065 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 230 1,573 SH   SOLE   1,573 0 0
ZIONS BANCORPORATION N A COM 989701107 307 4,956 SH   SOLE   4,956 0 0
ZOETIS INC CL A 98978V103 225 1,159 SH   SOLE   1,159 0 0