Note 3 - Loans (Tables)
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9 Months Ended |
Sep. 30, 2018 |
Notes Tables |
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Schedule of Portfolio of Loans [Table Text Block] |
| | | | | | | | | | | | | | Real estate mortgage loans: | | | | | | | | | Commercial | | $ | 84,161 | | | $ | 79,565 | | Residential and home equity | | | 120,545 | | | | 94,824 | | Construction | | | 31,001 | | | | 26,813 | | Total real estate mortgage loans | | | 235,707 | | | | 201,202 | | | | | | | | | | | Commercial loans | | | 49,563 | | | | 44,027 | | Consumer and other loans | | | 6,980 | | | | 7,742 | | Total loans | | | 292,250 | | | | 252,971 | | | | | | | | | | | Add (deduct): | | | | | | | | | Net deferred loan costs | | | 446 | | | | 424 | | Allowance for loan losses | | | (3,674 | ) | | | (3,136 | ) | Loans, net | | $ | 289,022 | | | $ | 250,259 | |
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Allowance for Credit Losses on Financing Receivables [Table Text Block] |
| | Real Estate Mortgage Loans | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three-Month Period Ended September 30, 2018 | | | | | | | | | | | | | | | | | | | | | | | | | Beginning balance | | $ | 1,001 | | | $ | 1,309 | | | $ | 400 | | | $ | 749 | | | $ | 82 | | | $ | 3,541 | | Provision (credit) for loan losses | | | (61 | ) | | | 79 | | | | (12 | ) | | | 126 | | | | 3 | | | | 135 | | Net (charge-offs) recoveries | | | - | | | | - | | | | (3 | ) | | | 1 | | | | - | | | | (2 | ) | Ending balance | | $ | 940 | | | $ | 1,388 | | | $ | 385 | | | $ | 876 | | | $ | 85 | | | $ | 3,674 | | | | | | | | | | | | | | | | | | | | | | | | | | | Three-Month Period Ended September 30, 2017 | | | | | | | | | | | | | | | | | | | | | | | | | Beginning balance | | $ | 811 | | | $ | 1,108 | | | $ | 338 | | | $ | 712 | | | $ | 59 | | | $ | 3,028 | | Provision (credit) for loan losses | | | 49 | | | | (18 | ) | | | (51 | ) | | | 28 | | | | 24 | | | | 32 | | Net (charge-offs) recoveries | | | - | | | | - | | | | - | | | | 12 | | | | - | | | | 12 | | Ending balance | | $ | 860 | | | $ | 1,090 | | | $ | 287 | | | $ | 752 | | | $ | 83 | | | $ | 3,072 | | | | | | | | | | | | | | | | | | | | | | | | | | | Nine-Month Period Ended September 30, 2018 | | | | | | | | | | | | | | | | | | | | | | | | | Beginning balance | | $ | 894 | | | $ | 1,097 | | | $ | 331 | | | $ | 724 | | | $ | 90 | | | $ | 3,136 | | Provision (credit) for loan losses | | | 46 | | | | 291 | | | | 57 | | | | 148 | | | | 2 | | | | 544 | | Net (charge-offs) recoveries | | | - | | | | - | | | | (3 | ) | | | 4 | | | | (7 | ) | | | (6 | ) | Ending balance | | $ | 940 | | | $ | 1,388 | | | $ | 385 | | | $ | 876 | | | $ | 85 | | | $ | 3,674 | | | | | | | | | | | | | | | | | | | | | | | | | | | Nine-Month Period Ended September 30, 2017 | | | | | | | | | | | | | | | | | | | | | | | | | Beginning balance | | $ | 775 | | | $ | 1,074 | | | $ | 258 | | | $ | 714 | | | $ | 55 | | | $ | 2,876 | | Provision (credit) for loan losses | | | 85 | | | | 16 | | | | 29 | | | | 24 | | | | 33 | | | | 187 | | Net (charge-offs) recoveries | | | - | | | | - | | | | - | | | | 14 | | | | (5 | ) | | | 9 | | Ending balance | | $ | 860 | | | $ | 1,090 | | | $ | 287 | | | $ | 752 | | | $ | 83 | | | $ | 3,072 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Individually evaluated for impairment: | | | | | | | | | | | | | | | | | | | | | | | | | Recorded investment | | $ | 611 | | | $ | 247 | | | $ | - | | | $ | 208 | | | $ | 8 | | | $ | 1,074 | | Balance in allowance for loan losses | | $ | - | | | $ | - | | | $ | - | | | $ | 208 | | | $ | 8 | | | $ | 216 | | | | | | | | | | | | | | | | | | | | | | | | | | | Collectively evaluated for impairment: | | | | | | | | | | | | | | | | | | | | | | | | | Recorded investment | | $ | 83,550 | | | $ | 120,298 | | | $ | 31,001 | | | $ | 49,355 | | | $ | 6,972 | | | $ | 291,176 | | Balance in allowance for loan losses | | $ | 940 | | | $ | 1,388 | | | $ | 385 | | | $ | 668 | | | $ | 77 | | | $ | 3,458 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Individually evaluated for impairment: | | | | | | | | | | | | | | | | | | | | | | | | | Recorded investment | | $ | - | | | $ | - | | | $ | - | | | $ | 134 | | | $ | - | | | $ | 134 | | Balance in allowance for loan losses | | $ | - | | | $ | - | | | $ | - | | | $ | 134 | | | $ | - | | | $ | 134 | | | | | | | | | | | | | | | | | | | | | | | | | | | Collectively evaluated for impairment: | | | | | | | | | | | | | | | | | | | | | | | | | Recorded investment | | $ | 79,565 | | | $ | 94,824 | | | $ | 26,813 | | | $ | 43,893 | | | $ | 7,742 | | | $ | 252,837 | | Balance in allowance for loan losses | | $ | 894 | | | $ | 1,097 | | | $ | 331 | | | $ | 590 | | | $ | 90 | | | $ | 3,002 | |
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Financing Receivable Credit Quality Indicators [Table Text Block] |
| | Real Estate Mortgage Loans | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Grade: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 78,766 | | | $ | 117,523 | | | $ | 31,001 | | | $ | 45,524 | | | $ | 6,886 | | | $ | 279,700 | | Special mention | | | 4,784 | | | | 2,861 | | | | - | | | | 3,042 | | | | 86 | | | | 10,773 | | Substandard | | | 611 | | | | 161 | | | | - | | | | 997 | | | | 8 | | | | 1,777 | | Doubtful | | | - | | | | - | | | | - | | | | - | | | | - | | | | - | | Loss | | | - | | | | - | | | | - | | | | - | | | | - | | | | - | | Total | | $ | 84,161 | | | $ | 120,545 | | | $ | 31,001 | | | $ | 49,563 | | | $ | 6,980 | | | $ | 292,250 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Grade: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 74,560 | | | $ | 92,282 | | | $ | 26,356 | | | $ | 42,874 | | | $ | 7,715 | | | $ | 243,787 | | Special mention | | | 4,382 | | | | 2,122 | | | | 298 | | | | 591 | | | | 27 | | | | 7,420 | | Substandard | | | 623 | | | | 420 | | | | 159 | | | | 562 | | | | - | | | | 1,764 | | Doubtful | | | - | | | | - | | | | - | | | | - | | | | - | | | | - | | Loss | | | - | | | | - | | | | - | | | | - | | | | - | | | | - | | Total | | $ | 79,565 | | | $ | 94,824 | | | $ | 26,813 | | | $ | 44,027 | | | $ | 7,742 | | | $ | 252,971 | |
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Past Due Financing Receivables [Table Text Block] |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real estate mortgage loans: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial | | $ | - | | | $ | - | | | $ | - | | | $ | - | | | $ | 84,161 | | | $ | - | | | $ | 84,161 | | Residential and home equity | | | 135 | | | | - | | | | - | | | | 135 | | | | 120,410 | | | | - | | | | 120,545 | | Construction | | | - | | | | - | | | | - | | | | - | | | | 31,001 | | | | - | | | | 31,001 | | Commercial loans | | | 16 | | | | - | | | | - | | | | 16 | | | | 49,376 | | | | 171 | | | | 49,563 | | Consumer and other loans | | | - | | | | - | | | | - | | | | - | | | | 6,972 | | | | 8 | | | | 6,980 | | Total | | $ | 151 | | | $ | - | | | $ | - | | | $ | 151 | | | $ | 291,920 | | | $ | 179 | | | $ | 292,250 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real estate mortgage loans: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial | | $ | - | | | $ | 623 | | | $ | - | | | $ | 623 | | | $ | 78,942 | | | $ | - | | | $ | 79,565 | | Residential and home equity | | | - | | | | 255 | | | | - | | | | 255 | | | | 94,569 | | | | - | | | | 94,824 | | Construction | | | - | | | | - | | | | - | | | | - | | | | 26,813 | | | | - | | | | 26,813 | | Commercial loans | | | - | | | | - | | | | - | | | | - | | | | 43,893 | | | | 134 | | | | 44,027 | | Consumer and other loans | | | - | | | | - | | | | - | | | | - | | | | 7,742 | | | | - | | | | 7,742 | | Total | | $ | - | | | $ | 878 | | | $ | - | | | $ | 878 | | | $ | 251,959 | | | $ | 134 | | | $ | 252,971 | |
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Impaired Financing Receivables [Table Text Block] |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | With an Allowance Recorded | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real estate mortgage loans: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial | | $ | 611 | | | $ | 611 | | | $ | - | | | $ | - | | | $ | - | | | $ | 611 | | | $ | 611 | | | $ | - | | Residential and home equity | | | 247 | | | | 247 | | | | - | | | | - | | | | - | | | | 247 | | | | 247 | | | | - | | Commercial loans | | | - | | | | - | | | | 208 | | | | 208 | | | | 208 | | | | 208 | | | | 208 | | | | 208 | | Consumer and other loans | | | - | | | | - | | | | 8 | | | | 8 | | | | 8 | | | | 8 | | | | 8 | | | | 8 | | | | $ | 858 | | | $ | 858 | | | $ | 216 | | | $ | 216 | | | $ | 216 | | | $ | 1,074 | | | $ | 1,074 | | | $ | 216 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial loans | | $ | - | | | $ | - | | | $ | 134 | | | $ | 134 | | | $ | 134 | | | $ | 134 | | | $ | 134 | | | $ | 134 | | Total | | $ | - | | | $ | - | | | $ | 134 | | | $ | 134 | | | $ | 134 | | | $ | 134 | | | $ | 134 | | | $ | 134 | |
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Impaired Financing Receivables, Average Recorded Investment, and Interest Income Recognized [Table Text Block] |
| | Three Months Ended September 30, | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real estate mortgage loans: | | | | | | | | | | | | | | | | | | | | | | | | | Commercial | | $ | 611 | | | $ | 8 | | | $ | 8 | | | $ | - | | | $ | - | | | $ | - | | Residential and home equity | | | 255 | | | | 4 | | | | 3 | | | | | | | | 6 | | | | - | | Construction | | | 1 | | | | - | | | | - | | | | 63 | | | | 1 | | | | 1 | | Commercial loans | | | 159 | | | | 1 | | | | 2 | | | | 22 | | | | - | | | | - | | Total | | $ | 1,026 | | | $ | 13 | | | $ | 13 | | | $ | 85 | | | $ | 7 | | | $ | 1 | | | | Nine Months Ended September 30, | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real estate mortgage loans: | | | | | | | | | | | | | | | | | | | | | | | | | Commercial | | $ | 423 | | | $ | 8 | | | $ | 8 | | | $ | - | | | $ | - | | | $ | - | | Residential and home equity | | | 141 | | | | 5 | | | | 3 | | | | 375 | | | | 28 | | | | 28 | | Construction | | | - | | | | - | | | | - | | | | 66 | | | | 1 | | | | 2 | | Commercial loans | | | 154 | | | | 1 | | | | 4 | | | | 56 | | | | - | | | | - | | Total | | $ | 718 | | | $ | 14 | | | $ | 15 | | | $ | 497 | | | $ | 29 | | | $ | 30 | |
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Troubled Debt Restructurings on Financing Receivables [Table Text Block] |
| | Nine Months Ended September 30, | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Troubled Debt Restructurings - | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial real estate: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Modified principal | | | 1 | | | $ | 619 | | | $ | 611 | | | $ | 611 | | | $ | 1 | | | $ | 153 | | | $ | 169 | | | $ | 165 | | Total | | | 1 | | | $ | 619 | | | $ | 611 | | | $ | 611 | | | $ | 1 | | | $ | 153 | | | $ | 169 | | | $ | 165 | |
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