Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 7,580	$ 6,971
Federal funds sold	9,313	20,148
Interest-bearing deposits	5,282	5,278
Total cash and cash equivalents	22,175	32,397
Securities available for sale	48,014	49,809
Loans held for sale	6,394	5,880
Loans, net of allowance for loan losses of $3,385 and $3,136	272,611	250,259
Federal Home Loan Bank stock	355	316
Premises and equipment, net	4,936	4,872
Accrued interest receivable	985	978
Bank-owned life insurance	1,768	1,757
Other assets	1,060	912
Total assets	358,298	347,180
Liabilities:
Noninterest-bearing demand deposits	73,736	76,216
Savings, NOW and money-market deposits	212,153	200,027
Time deposits	23,393	22,054
Total deposits	309,282	298,297
Official checks	1,368	1,146
Other liabilities	708	764
Total liabilities	311,358	300,207
Stockholders' equity:
Preferred stock, undesignated; 1,000,000 shares authorized, none issued or outstanding
Common stock, $.01 par value; 9,000,000 shares authorized, 3,122,769 and 3,118,977 issued and outstanding	31	31
Additional paid-in capital	38,023	37,953
Retained earnings	9,727	9,285
Accumulated other comprehensive loss	(841)	(296)
Total stockholders' equity	46,940	46,973
Total liabilities and stockholders' equity	$ 358,298	$ 347,180