The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUS 1000 ETF 464287622 35,702 252,256 SH   SOLE   0 0 252,256
ISHARES TR MSCI EAFE ETF 464287465 20,552 384,439 SH   SOLE   0 0 384,439
ISHARES TR 3 7 YR TREAS BD 464288661 15,265 114,480 SH   SOLE   0 0 114,480
ISHARES TR RUSSELL 2000 ETF 464287655 13,960 121,965 SH   SOLE   0 0 121,965
ISHARES TR CORE US AGGBD ET 464287226 13,192 114,345 SH   SOLE   0 0 114,345
ISHARES TR MBS ETF 464288588 9,472 85,770 SH   SOLE   0 0 85,770
PIMCO ETF TR 1-5 US TIP IDX 72201R205 8,716 168,560 SH   SOLE   0 0 168,560
ISHARES TR CALIF MUN BD ETF 464288356 8,508 140,575 SH   SOLE   0 0 140,575
INVESCO EXCHANGE-TRADED FD T PFD ETF 46138E511 7,399 562,258 SH   SOLE   0 0 562,258
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,109 77,229 SH   SOLE   0 0 77,229
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,284 18,092 SH   SOLE   0 0 18,092
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,119 58,969 SH   SOLE   0 0 58,969
ISHARES TR RUS 1000 VAL ETF 464287598 3,738 37,694 SH   SOLE   0 0 37,694
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,505 105,135 SH   SOLE   0 0 105,135
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 2,738 50,230 SH   SOLE   0 0 50,230
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 2,362 94,209 SH   SOLE   0 0 94,209
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,255 22,568 SH   SOLE   0 0 22,568
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,106 18,240 SH   SOLE   0 0 18,240
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,830 21,012 SH   SOLE   0 0 21,012
APPLE INC COM 037833100 1,816 7,143 SH   SOLE   0 0 7,143
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,185 13,889 SH   SOLE   0 0 13,889
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,144 44,255 SH   SOLE   0 0 44,255
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,125 8,726 SH   SOLE   0 0 8,726
MICROSOFT CORP COM 594918104 931 5,904 SH   SOLE   0 0 5,904
ISHARES TR CORE S&P500 ETF 464287200 832 3,218 SH   SOLE   0 0 3,218
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 825 13,227 SH   SOLE   0 0 13,227
ISHARES TR MSCI KLD400 SOC 464288570 536 5,499 SH   SOLE   0 0 5,499
ISHARES TR RUS 2000 VAL ETF 464287630 476 5,805 SH   SOLE   0 0 5,805
SPDR S&P 500 ETF TR TR UNIT 78462F103 472 1,821 SH   SOLE   0 0 1,821
ISHARES TR ESG MSCI USA SML 46435U663 465 23,288 SH   SOLE   0 0 23,288
PROCTER & GAMBLE CO COM 742718109 456 4,147 SH   SOLE   0 0 4,147
SALESFORCE COM INC COM 79466L302 425 2,949 SH   SOLE   0 0 2,949
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 423 4,095 SH   SOLE   0 0 4,095
SPDR SER TR NUVEEN BLMBRG SR 78468R739 421 8,617 SH   SOLE   0 0 8,617
NETFLIX INC COM 64110L106 396 1,054 SH   SOLE   0 0 1,054
ISHARES TR MSCI USA ESG SLC 464288802 392 3,572 SH   SOLE   0 0 3,572
ISHARES TR ESG MSCI USA ETF 46435G425 382 6,640 SH   SOLE   0 0 6,640
ISHARES TR ESG MSCI EAFE 46435G516 378 7,115 SH   SOLE   0 0 7,115
CISCO SYS INC COM 17275R102 346 8,812 SH   SOLE   0 0 8,812
ISHARES TR EAFE VALUE ETF 464288877 344 9,651 SH   SOLE   0 0 9,651
ISHARES TR ESG US AGR BD 46435U549 338 6,097 SH   SOLE   0 0 6,097
JOHNSON & JOHNSON COM 478160104 338 2,581 SH   SOLE   0 0 2,581
SPDR SER TR BLOMBERG INTL TR 78464A516 330 11,880 SH   SOLE   0 0 11,880
SPOTIFY TECHNOLOGY S A SHS L8681T102 324 2,670 SH   SOLE   0 0 2,670
ALPHABET INC CAP STK CL A 02079K305 314 270 SH   SOLE   0 0 270
INTEL CORP COM 458140100 308 5,684 SH   SOLE   0 0 5,684
ISHARES TR TIPS BD ETF 464287176 282 2,390 SH   SOLE   0 0 2,390
ISHARES TR MSCI UK SM ETF 46429B416 280 10,120 SH   SOLE   0 0 10,120
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 245 2,701 SH   SOLE   0 0 2,701
DEERE & CO COM 244199105 235 1,694 SH   SOLE   0 0 1,694
VANGUARD INDEX FDS SML CP GRW ETF 922908595 232 1,544 SH   SOLE   0 0 1,544
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 232 1,830 SH   SOLE   0 0 1,830
ABBOTT LABS COM 002824100 218 2,768 SH   SOLE   0 0 2,768
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 211 1,775 SH   SOLE   0 0 1,775
VANGUARD INDEX FDS MID CAP ETF 922908629 210 1,599 SH   SOLE   0 0 1,599
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 208 1,140 SH   SOLE   0 0 1,140
SPDR SER TR FTSE INT GVT ETF 78464A490 201 4,124 SH   SOLE   0 0 4,124
ABEONA THERAPEUTICS INC COM 00289Y107 31 14,530 SH   SOLE   0 0 14,530