The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUS 1000 VAL ETF 464287598 20,536 184,928 SH   SOLE   0 0 184,928
ISHARES TR RUS 1000 ETF 464287622 18,985 136,888 SH   SOLE   0 0 136,888
ISHARES TR MSCI EAFE ETF 464287465 14,083 239,596 SH   SOLE   0 0 239,596
ISHARES TR CORE US AGGBD ET 464287226 11,977 112,467 SH   SOLE   0 0 112,467
ISHARES TR EAFE VALUE ETF 464288877 10,635 235,184 SH   SOLE   0 0 235,184
PIMCO ETF TR 1-5 US TIP IDX 72201R205 8,934 175,467 SH   SOLE   0 0 175,467
ISHARES TR MBS ETF 464288588 8,638 82,542 SH   SOLE   0 0 82,542
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8,038 103,135 SH   SOLE   0 0 103,135
ISHARES TR 3 7 YR TREAS BD 464288661 7,967 65,629 SH   SOLE   0 0 65,629
ISHARES TR RUSSELL 2000 ETF 464287655 7,300 54,517 SH   SOLE   0 0 54,517
ISHARES TR RUS 2000 VAL ETF 464287630 7,107 66,091 SH   SOLE   0 0 66,091
SPDR SER TR NUVEEN BLMBRG SR 78468R739 3,998 83,184 SH   SOLE   0 0 83,184
ISHARES TR CALIF MUN BD ETF 464288356 3,552 60,776 SH   SOLE   0 0 60,776
ISHARES TR MSCI EMG MKT ETF 464287234 3,505 89,744 SH   SOLE   0 0 89,744
ISHARES TR MICRO-CAP ETF 464288869 2,990 36,259 SH   SOLE   0 0 36,259
WISDOMTREE TR EMER MKT HIGH FD 97717W315 2,679 66,735 SH   SOLE   0 0 66,735
ISHARES TR EAFE SML CP ETF 464288273 2,444 47,160 SH   SOLE   0 0 47,160
WISDOMTREE TR INTL SMCAP DIV 97717W760 2,019 33,474 SH   SOLE   0 0 33,474
SPOTIFY TECHNOLOGY S A SHS L8681T102 1,620 14,270 SH   SOLE   0 0 14,270
TALEND S A ADS 874224207 1,486 40,078 SH   SOLE   0 0 40,078
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,289 5,611 SH   SOLE   0 0 5,611
ISHARES TR CORE S&P500 ETF 464287200 961 3,813 SH   SOLE   0 0 3,813
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 673 11,187 SH   SOLE   0 0 11,187
MICROSOFT CORP COM 594918104 649 6,393 SH   SOLE   0 0 6,393
APPLE INC COM 037833100 634 4,018 SH   SOLE   0 0 4,018
EXXON MOBIL CORP COM 30231G102 574 8,415 SH   SOLE   0 0 8,415
VANGUARD INDEX FDS TOTAL STK MKT 922908769 526 4,123 SH   SOLE   0 0 4,123
SPDR S&P 500 ETF TR TR UNIT 78462F103 467 1,849 SH   SOLE   0 0 1,849
VANGUARD GROUP DIV APP ETF 921908844 451 4,599 SH   SOLE   0 0 4,599
ALPHABET INC CAP STK CL A 02079K305 446 427 SH   SOLE   0 0 427
PROCTER AND GAMBLE CO COM 742718109 437 4,756 SH   SOLE   0 0 4,756
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 406 10,663 SH   SOLE   0 0 10,663
ISHARES TR S&P 500 VAL ETF 464287408 367 3,627 SH   SOLE   0 0 3,627
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 366 4,413 SH   SOLE   0 0 4,413
ISHARES TR MSCI UK SM ETF 46429B416 346 10,234 SH   SOLE   0 0 10,234
JOHNSON & JOHNSON COM 478160104 346 2,681 SH   SOLE   0 0 2,681
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 342 12,385 SH   SOLE   0 0 12,385
CISCO SYS INC COM 17275R102 335 7,731 SH   SOLE   0 0 7,731
ISHARES TR TIPS BD ETF 464287176 320 2,920 SH   SOLE   0 0 2,920
DEERE & CO COM 244199105 309 2,062 SH   SOLE   0 0 2,062
VANGUARD INDEX FDS SML CP GRW ETF 922908595 304 2,019 SH   SOLE   0 0 2,019
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 299 3,000 SH   SOLE   0 0 3,000
SCHOLASTIC CORP COM 807066105 295 7,323 SH   SOLE   0 0 7,323
NETFLIX INC COM 64110L106 282 1,054 SH   SOLE   0 0 1,054
INTEL CORP COM 458140100 275 5,869 SH   SOLE   0 0 5,869
VANGUARD INDEX FDS MID CAP ETF 922908629 265 1,919 SH   SOLE   0 0 1,919
ABBOTT LABS COM 002824100 262 3,618 SH   SOLE   0 0 3,618
CARVANA CO CL A 146869102 256 7,835 SH   SOLE   0 0 7,835
COCA COLA CO COM 191216100 254 5,365 SH   SOLE   0 0 5,365
VANGUARD INDEX FDS SMALL CP ETF 922908751 241 1,826 SH   SOLE   0 0 1,826
SCHWAB CHARLES CORP NEW COM 808513105 237 5,700 SH   SOLE   0 0 5,700
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 233 1,140 SH   SOLE   0 0 1,140
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 232 6,246 SH   SOLE   0 0 6,246
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 229 16,988 SH   SOLE   0 0 16,988
SALESFORCE COM INC COM 79466L302 226 1,648 SH   SOLE   0 0 1,648
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 222 1,857 SH   SOLE   0 0 1,857
ISHARES TR MSCI UK ETF NEW 46435G334 218 7,421 SH   SOLE   0 0 7,421
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 214 4,119 SH   SOLE   0 0 4,119
ISHARES TR CORE S&P SCP ETF 464287804 201 2,902 SH   SOLE   0 0 2,902
ABEONA THERAPEUTICS INC COM 00289Y107 104 14,530 SH   SOLE   0 0 14,530