The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUS 1000 ETF 464287622 21,306 131,155 SH   SOLE   0 0 131,155
ISHARES TR RUS 1000 VAL ETF 464287598 20,155 158,192 SH   SOLE   0 0 158,192
ISHARES TR MSCI EAFE ETF 464287465 10,803 158,895 SH   SOLE   0 0 158,895
ISHARES TR CORE US AGGBD ET 464287226 10,489 99,401 SH   SOLE   0 0 99,401
ISHARES TR EAFE VALUE ETF 464288877 9,153 176,285 SH   SOLE   0 0 176,285
ISHARES TR RUSSELL 2000 ETF 464287655 8,819 52,183 SH   SOLE   0 0 52,183
ISHARES TR MBS ETF 464288588 8,566 82,903 SH   SOLE   0 0 82,903
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8,247 105,513 SH   SOLE   0 0 105,513
ISHARES TR RUS 2000 VAL ETF 464287630 7,603 56,956 SH   SOLE   0 0 56,956
SPDR SER TR NUVEEN BLMBRG SR 78468R739 4,188 87,809 SH   SOLE   0 0 87,809
ISHARES TR 3 7 YR TREAS BD 464288661 4,080 34,263 SH   SOLE   0 0 34,263
ISHARES TR MICRO-CAP ETF 464288869 3,801 35,686 SH   SOLE   0 0 35,686
ISHARES TR CALIF MUN BD ETF 464288356 3,517 60,654 SH   SOLE   0 0 60,654
ISHARES TR MSCI EMG MKT ETF 464287234 3,461 80,628 SH   SOLE   0 0 80,628
PIMCO ETF TR 1-5 US TIP IDX 72201R205 2,855 55,639 SH   SOLE   0 0 55,639
TALEND S A ADS 874224207 2,795 40,078 SH   SOLE   0 0 40,078
ISHARES TR EAFE SML CP ETF 464288273 2,640 42,390 SH   SOLE   0 0 42,390
SPOTIFY TECHNOLOGY S A SHS L8681T102 2,580 14,270 SH   SOLE   0 0 14,270
WISDOMTREE TR EMER MKT HIGH FD 97717W315 2,479 56,757 SH   SOLE   0 0 56,757
WISDOMTREE TR INTL SMCAP DIV 97717W760 1,721 24,192 SH   SOLE   0 0 24,192
ISHARES TR CORE S&P500 ETF 464287200 1,155 3,928 SH   SOLE   0 0 3,928
APPLE INC COM 037833100 876 3,879 SH   SOLE   0 0 3,879
EXXON MOBIL CORP COM 30231G102 814 9,578 SH   SOLE   0 0 9,578
ALPHABET INC CAP STK CL A 02079K305 757 627 SH   SOLE   0 0 627
SPDR S&P 500 ETF TR TR UNIT 78462F103 551 1,888 SH   SOLE   0 0 1,888
CARVANA CO CL A 146869102 445 7,535 SH   SOLE   0 0 7,535
ISHARES TR MSCI UK SM ETF 46429B416 425 10,192 SH   SOLE   0 0 10,192
NETFLIX INC COM 64110L106 422 1,129 SH   SOLE   0 0 1,129
PROCTER AND GAMBLE CO COM 742718109 380 4,571 SH   SOLE   0 0 4,571
CISCO SYS INC COM 17275R102 376 7,731 SH   SOLE   0 0 7,731
VANGUARD GROUP DIV APP ETF 921908844 369 3,316 SH   SOLE   0 0 3,316
ISHARES TR S&P 500 VAL ETF 464287408 364 3,124 SH   SOLE   0 0 3,124
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 339 12,378 SH   SOLE   0 0 12,378
ISHARES TR TIPS BD ETF 464287176 323 2,920 SH   SOLE   0 0 2,920
JOHNSON & JOHNSON COM 478160104 310 2,246 SH   SOLE   0 0 2,246
MICROSOFT CORP COM 594918104 303 2,648 SH   SOLE   0 0 2,648
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 299 2,094 SH   SOLE   0 0 2,094
FACEBOOK INC CL A 30303M102 296 1,804 SH   SOLE   0 0 1,804
INTEL CORP COM 458140100 278 5,869 SH   SOLE   0 0 5,869
SALESFORCE COM INC COM 79466L302 269 1,692 SH   SOLE   0 0 1,692
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 262 1,898 SH   SOLE   0 0 1,898
ISHARES TR MSCI UK ETF NEW 46435G334 249 7,293 SH   SOLE   0 0 7,293
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 244 1,140 SH   SOLE   0 0 1,140
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 217 4,117 SH   SOLE   0 0 4,117
ABEONA THERAPEUTICS INC COM 00289Y107 160 12,530 SH   SOLE   0 0 12,530