The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Navient Corporation COM 63938C108 1,694 141,770 SH   SOLE 62,324 0 79,446
Potash Corp. COM 73755L107 1,653 101,768 SH   SOLE 46,207 0 55,561
Voya Financial Inc. COM 929089100 1,984 80,143 SH   SOLE 35,970 0 44,173
iShares MSCI USA Min Vol COM 46429B697 3,662 79,254 SH   SOLE 35,380 0 43,874
The Gap Inc. COM 364760108 1,534 72,273 SH   SOLE 32,085 0 40,188
Vanguard FTSE All-World ex-US COM 922042775 3,052 71,217 SH   SOLE 28,776 0 42,441
WisdomTree Japan Hedged COM 97717W851 2,661 68,612 SH   SOLE 27,909 0 40,703
PowerShares US 1000 COM 73935X583 5,727 63,269 SH   SOLE 25,466 0 37,803
WisdomTree Intl Hedged COM 97717x594 1,192 46,473 SH   SOLE 18,511 0 27,962
iShares MSCI EAFE Min Vol COM 46429B689 3,055 46,021 SH   SOLE 19,094 0 26,927
iShares S&P 500 Value COM 464287408 3,917 42,160 SH   SOLE 18,732 0 23,428
Southern Co. COM 842587107 2,165 40,376 SH   SOLE 17,698 0 22,678
Verizon Communications COM 92343V104 2,168 38,824 SH   SOLE 17,489 0 21,335
Qualcomm Inc. COM 747525103 2,010 37,528 SH   SOLE 16,913 0 20,615
Western Digital Corp. COM 958102105 1,619 34,259 SH   SOLE 15,317 0 18,942
GameStop Corp COM 36467W109 864 32,520 SH   SOLE 14,729 0 17,791
Deutsche MSCI EAFE Hedged COM 233051200 787 31,482 SH   SOLE 13,439 0 18,043
Bed Bath & Beyond COM 075896100 1,320 30,546 SH   SOLE 13,373 0 17,173
Cerner Corporation COM 156782104 1,713 29,232 SH   SOLE 12,693 0 16,539
Expeditors Intl of Washington COM 302130109 1,378 28,093 SH   SOLE 12,368 0 15,725
Vanguard Mid-Cap COM 922908629 3,364 27,207 SH   SOLE 10,688 0 16,519
iShares MSCI USA Momentum COM 46432F396 2,068 27,071 SH   SOLE 10,837 0 16,234
Wells Fargo & Co COM 949746101 1,281 27,066 SH   SOLE 12,193 0 14,873
Nestle SA COM 641069406 1,989 25,733 SH   SOLE 10,927 0 14,806
Visa, Inc. COM 92826C839 1,901 25,627 SH   SOLE 11,175 0 14,452
Verisk Analytics Inc COM 92345Y106 1,978 24,394 SH   SOLE 10,824 0 13,570
iShares MSCI USA Value COM 46432F388 1,487 24,123 SH   SOLE 4,303 0 19,820
Berkshire Hathaway Cl B COM 084670702 3,468 23,953 SH   SOLE 11,074 0 12,879
Schlumberger Ltd COM 806857108 1,863 23,558 SH   SOLE 10,513 0 13,045
Southwest Airlines COM 844741108 920 23,452 SH   SOLE 10,573 0 12,879
Novartis AG COM 66987V109 1,934 23,440 SH   SOLE 10,372 0 13,068
Vanguard Mid-Cap Value COM 922908512 2,074 23,283 SH   SOLE 9,553 0 13,730
Check Point Software COM M22465104 1,837 23,051 SH   SOLE 10,128 0 12,923
PowerShares US 1500 S/M COM 73935X567 2,236 22,981 SH   SOLE 9,402 0 13,579
MasterCard Inc COM 57636Q104 1,921 21,810 SH   SOLE 9,573 0 12,237
Vanguard Value COM 922908744 1,798 21,157 SH   SOLE 7,430 0 13,727
Vanguard World ex-US S/M COM 922042718 1,957 21,023 SH   SOLE 8,067 0 12,956
Alaska Air Group COM 11659109 1,190 20,416 SH   SOLE 9,057 0 11,359
Apple Inc. COM 37833100 1,934 20,232 SH   SOLE 8,892 0 11,340
United Parcel Service COM 911312106 2,105 19,544 SH   SOLE 8,646 0 10,898
Quintiles Transnational COM 74876Y101 1,249 19,117 SH   SOLE 8,329 0 10,788
Pepsico COM 713448108 1,986 18,746 SH   SOLE 8,128 0 10,618
Vanguard Small-Cap ETF COM 922908751 2,164 18,705 SH   SOLE 7,806 0 10,899
Disney COM 254687106 1,821 18,614 SH   SOLE 8,274 0 10,340
Johnson & Johnson COM 478160104 2,252 18,564 SH   SOLE 8,698 0 9,866
Nordstrom Inc. COM 655664100 674 17,708 SH   SOLE 7,914 0 9,794
Procter & Gamble COM 742718109 1,434 16,931 SH   SOLE 10,613 0 6,318
Diageo PLC COM 25243Q205 1,898 16,816 SH   SOLE 7,454 0 9,362
Thermo Fisher Scientific COM 883556102 1,978 13,385 SH   SOLE 5,937 0 7,448
Boeing COM 97023105 1,729 13,314 SH   SOLE 6,058 0 7,256
PowerShares DWA Momentum COM 73935X153 488 11,589 SH   SOLE 1,850 0 9,739