The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Navient Corporation COM 63938C108 2,566 215,414 SH   SOLE 92,134 0 123,280
Apollo Education Group, Inc. COM 037604105 1,014 128,637 SH   SOLE 55,137 0 73,500
iShares MSCI USA Min Vol COM 46429B697 4,547 103,554 SH   SOLE 40,917 0 62,637
Potash Corp. COM 73755L107 1,734 99,009 SH   SOLE 44,319 0 54,690
Voya Financial Inc. COM 929089100 2,313 77,110 SH   SOLE 33,870 0 43,240
WisdomTree Japan Hedged COM 97717W851 2,914 65,520 SH   SOLE 26,087 0 39,433
PowerShares US 1000 COM 73935X583 5,380 61,250 SH   SOLE 24,402 0 36,848
Deutsche MSCI Europe Hedged COM 233051853 1,216 49,179 SH   SOLE 17,094 0 32,085
WisdomTree Intl Hedged COM 97717x594 1,224 47,568 SH   SOLE 19,226 0 28,342
iShares MSCI EAFE Min Vol COM 46429B689 3,041 45,675 SH   SOLE 18,012 0 27,663
iShares S&P 500 Value COM 464287408 3,692 41,125 SH   SOLE 17,942 0 23,183
Southern Co. COM 842587107 2,070 40,437 SH   SOLE 17,428 0 23,009
Western Digital Corp. COM 958102105 1,890 39,106 SH   SOLE 17,072 0 22,034
Verizon Communications COM 92343V104 2,067 38,242 SH   SOLE 16,950 0 21,292
Qualcomm Inc. COM 747525103 1,884 37,171 SH   SOLE 16,714 0 20,457
GameStop Corp COM 36467W109 998 31,672 SH   SOLE 14,100 0 17,572
WisdomTree Europe Hedged COM 97717X701 1,602 30,752 SH   SOLE 11,974 0 18,778
Cerner Corporation COM 156782104 1,499 28,571 SH   SOLE 12,188 0 16,383
Deutsche MSCI EAFE Hedged COM 233051200 702 27,348 SH   SOLE 11,078 0 16,270
Vanguard Mid-Cap COM 922908629 3,163 26,224 SH   SOLE 9,829 0 16,395
Nestle SA COM 641069406 1,887 25,314 SH   SOLE 10,640 0 14,674
Visa, Inc. COM 92826C839 1,894 25,125 SH   SOLE 10,755 0 14,370
Verisk Analytics Inc COM 92345Y106 1,879 23,898 SH   SOLE 10,420 0 13,478
Berkshire Hathaway Cl B COM 084670702 3,346 23,583 SH   SOLE 10,722 0 12,861
Schlumberger Ltd COM 806857108 1,696 23,228 SH   SOLE 10,331 0 12,897
Southwest Airlines COM 844741108 1,018 22,795 SH   SOLE 10,047 0 12,748
Check Point Software COM M22465104 1,901 22,677 SH   SOLE 9,875 0 12,802
PowerShares US 1500 S/M COM 73935X567 2,076 22,103 SH   SOLE 8,699 0 13,404
MasterCard Inc COM 57636Q104 1,998 21,535 SH   SOLE 9,271 0 12,264
Apple Inc. COM 037833100 2,181 20,255 SH   SOLE 8,656 0 11,599
Vanguard World ex-US S/M COM 922042718 1,879 20,211 SH   SOLE 7,570 0 12,641
United Parcel Service COM 911312106 2,023 19,067 SH   SOLE 8,242 0 10,825
Novartis AG COM 66987V109 1,340 18,525 SH   SOLE 8,289 0 10,236
Pepsico COM 713448108 1,860 18,343 SH   SOLE 7,809 0 10,534
Johnson & Johnson COM 478160104 1,990 18,237 SH   SOLE 8,413 0 9,824
Disney COM 254687106 1,787 18,201 SH   SOLE 7,926 0 10,275
Vanguard Small-Cap ETF COM 922908751 1,980 17,824 SH   SOLE 7,091 0 10,733
Nordstrom Inc. COM 655664100 990 17,281 SH   SOLE 7,648 0 9,633
Procter & Gamble COM 742718109 1,373 16,576 SH   SOLE 10,417 0 6,159
Diageo PLC COM 25243Q205 1,770 16,409 SH   SOLE 7,133 0 9,276
Quintiles Transnational COM 74876Y101 888 13,647 SH   SOLE 5,841 0 7,806
Thermo Fisher Scientific COM 883556102 1,873 13,367 SH   SOLE 5,831 0 7,536
Boeing COM 97023105 1,699 12,984 SH   SOLE 5,782 0 7,202
PowerShares DWA Momentum COM 73935X153 425 10,449 SH   SOLE 1,850 0 8,599