The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Gannett COM 36473H104 2,445 165,995 SH   SOLE 74,210 0 91,785
Navient Corporation COM 63938C108 1,746 155,308 SH   SOLE 69,569 0 85,739
PowerShares US 1000 COM 73935X583 12,214 147,317 SH   SOLE 61,817 0 85,500
iShares MSCI USA Min Vol COM 46429B697 4,058 102,509 SH   SOLE 40,670 0 61,839
General Electric COM 369604103 2,110 83,683 SH   SOLE 37,355 0 46,328
WisdomTree Europe Hedged S/M COM 97717X552 1,943 82,885 SH   SOLE 34,380 0 48,505
Voya Financial Inc. COM 929089100 3,096 79,850 SH   SOLE 35,165 0 44,685
WisdomTree Intl Hedged COM 97717x594 1,958 78,680 SH   SOLE 32,435 0 46,245
Pfizer COM 717081103 2,044 65,079 SH   SOLE 28,587 0 36,492
WisdomTree Japan Hedged COM 97717W851 2,823 58,021 SH   SOLE 22,637 0 35,384
WisdomTree Europe Hedged COM 97717X701 2,778 50,838 SH   SOLE 20,630 0 30,208
iShares MSCI EAFE Min Vol COM 46429B689 3,003 48,133 SH   SOLE 19,796 0 28,337
Southern Co. COM 842587107 2,094 46,846 SH   SOLE 20,926 0 25,920
Qualcomm Inc. COM 747525103 2,369 44,085 SH   SOLE 20,375 0 23,710
Wal-Mart Stores COM 931142103 2,548 39,297 SH   SOLE 17,761 0 21,536
Visa, Inc. COM 92826C839 2,419 34,722 SH   SOLE 15,116 0 19,606
Verisk Analytics Inc COM 92345Y106 2,426 32,823 SH   SOLE 14,453 0 18,370
Johnson & Johnson COM 478160104 2,846 30,483 SH   SOLE 14,011 0 16,472
Cerner Corporation COM 156782104 1,825 30,443 SH   SOLE 13,384 0 17,059
Check Point Software COM M22465104 2,392 30,147 SH   SOLE 13,086 0 17,061
Vanguard Mid-Cap ETF COM 922908629 3,478 29,813 SH   SOLE 12,373 0 17,440
Nestle SA COM 641069406 2,106 27,987 SH   SOLE 12,236 0 15,751
Berkshire Hathaway Cl B COM 084670207 3,356 25,736 SH   SOLE 11,855 0 13,881
MasterCard Inc COM 57636Q104 2,292 25,437 SH   SOLE 11,026 0 14,411
American Express COM 025816109 1,827 24,649 SH   SOLE 10,999 0 13,650
Schlumberger Ltd COM 806857108 1,695 24,575 SH   SOLE 10,920 0 13,655
Pepsico COM 713448108 2,246 23,814 SH   SOLE 10,409 0 13,405
Norfolk Southern Corp. COM 655844108 1,751 22,918 SH   SOLE 10,077 0 12,841
United Parcel Service COM 911312106 2,226 22,558 SH   SOLE 9,978 0 12,580
Apple Inc. COM 037833100 2,405 21,800 SH   SOLE 8,985 0 12,815
Vanguard World ex-US S/M COM 922042718 1,973 21,757 SH   SOLE 8,537 0 13,220
Novartis AG COM 66987V109 1,828 19,884 SH   SOLE 8,846 0 11,038
Disney COM 254687106 1,972 19,298 SH   SOLE 8,496 0 10,802
Gilead Sciences Inc COM 375558103 1,790 18,235 SH   SOLE 8,098 0 10,137
Diageo PLC COM 25243Q205 1,892 17,557 SH   SOLE 7,745 0 9,812
Thermo Fisher Scientific COM 883556102 2,072 16,945 SH   SOLE 7,454 0 9,491
Cummins Inc COM 231021106 1,629 15,002 SH   SOLE 6,784 0 8,218
Boeing COM 97023105 1,894 14,462 SH   SOLE 6,442 0 8,020
IBM Corp COM 459200101 1,958 13,508 SH   SOLE 5,987 0 7,521