The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PowerShares US 1000 COM 73935X583 13,651 150,544 SH   SOLE 64,597 0 85,947
Navient Corporation COM 63938C108 2,363 129,740 SH   SOLE 57,355 0 72,385
WisdomTree Total Dividend COM 97717W109 7,144 97,615 SH   SOLE 43,650 0 53,965
Voya Financial Inc. COM 929089100 3,952 85,052 SH   SOLE 37,530 0 47,522
General Electric COM 369604103 2,237 84,193 SH   SOLE 38,085 0 46,108
WisdomTree Europe Hedged S/M COM 97717X552 2,086 83,225 SH   SOLE 34,730 0 48,495
WisdomTree Intl Hedged COM 97717x594 2,048 78,360 SH   SOLE 31,445 0 46,915
Rayonier COM 754907103 1,907 74,645 SH   SOLE 34,088 0 40,557
WisdomTree Emerging S/M COM 97717W281 3,085 71,098 SH   SOLE 29,006 0 42,092
Pfizer COM 717081103 2,262 67,464 SH   SOLE 29,572 0 37,892
GameStop Corp COM 36467W109 2,627 61,158 SH   SOLE 27,170 0 33,988
WisdomTree Europe Hedged COM 97717X701 3,081 50,030 SH   SOLE 20,727 0 29,303
WisdomTree Japan Hedged COM 97717W851 2,689 47,017 SH   SOLE 19,477 0 27,540
Southern Co. COM 842587107 1,938 46,246 SH   SOLE 21,186 0 25,060
Vanguard Total Stock Market COM 922908769 4,684 43,766 SH   SOLE 20,316 0 23,450
Qualcomm Inc. COM 747525103 2,739 43,739 SH   SOLE 20,400 0 23,339
Cerner Corporation COM 156782104 2,686 38,897 SH   SOLE 17,456 0 21,441
Visa, Inc. COM 92826C839 2,541 37,848 SH   SOLE 16,317 0 21,531
iShares MSCI USA Minimum Volatility COM 46429B697 1,418 35,159 SH   SOLE 12,320 0 22,839
Verisk Analytics Inc COM 92345Y106 2,547 35,008 SH   SOLE 15,375 0 19,633
Check Point Software COM M22465104 2,496 31,371 SH   SOLE 13,771 0 17,600
Vanguard Mid-Cap ETF COM 922908629 3,839 30,123 SH   SOLE 12,568 0 17,555
Wal-Mart Stores COM 931142103 2,009 28,324 SH   SOLE 12,686 0 15,638
Nestle SA COM 641069406 2,029 28,120 SH   SOLE 12,411 0 15,709
MasterCard Inc COM 57636Q104 2,502 26,769 SH   SOLE 11,819 0 14,950
Berkshire Hathaway Cl B COM 084670207 3,563 26,180 SH   SOLE 12,127 0 14,053
American Express COM 025816109 1,951 25,097 SH   SOLE 11,401 0 13,696
Schlumberger Ltd COM 806857108 2,103 24,403 SH   SOLE 10,961 0 13,442
Pepsico COM 713448108 2,257 24,179 SH   SOLE 10,644 0 13,535
Norfolk Southern Corp. COM 655844108 1,997 22,865 SH   SOLE 9,982 0 12,883
Johnson & Johnson COM 478160104 2,225 22,827 SH   SOLE 11,058 0 11,769
United Parcel Service COM 911312106 2,184 22,539 SH   SOLE 9,965 0 12,574
Apple Inc. COM 037833100 2,808 22,388 SH   SOLE 9,263 0 13,125
Vanguard World ex-US S/M COM 922042718 2,276 22,329 SH   SOLE 8,967 0 13,362
Gilead Sciences Inc COM 375558103 2,147 18,342 SH   SOLE 8,224 0 10,118
Thermo Fisher Scientific COM 883556102 2,231 17,191 SH   SOLE 7,660 0 9,531
Cummins Inc COM 231021106 1,957 14,915 SH   SOLE 6,749 0 8,166
IBM Corp COM 459200101 2,206 13,563 SH   SOLE 6,064 0 7,499