The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PowerShares US 1000 COM 73935X583 13,563 148,535 SH   SOLE 65,557 0 82,978
Navient Corporation COM 63938C108 2,701 132,860 SH   SOLE 59,525 0 73,335
WisdomTree Total Dividend COM 97717W109 6,955 93,670 SH   SOLE 41,305 0 52,365
Voya Financial Inc. COM 929089100 3,762 87,275 SH   SOLE 38,890 0 48,385
General Electric COM 369604103 2,155 86,858 SH   SOLE 40,110 0 46,748
Rayonier COM 754907103 1,871 69,385 SH   SOLE 32,571 0 36,814
Pfizer COM 717081103 2,404 69,104 SH   SOLE 30,702 0 38,402
GameStop Corp COM 36467W109 2,374 62,530 SH   SOLE 28,070 0 34,460
WisdomTree Europe Hedged COM 97717X701 3,396 51,342 SH   SOLE 21,033 0 30,309
WisdomTree Emerging S/M COM 97717W281 2,154 48,703 SH   SOLE 19,071 0 29,632
WisdomTree Japan Hedged COM 97717W851 2,480 44,987 SH   SOLE 18,212 0 26,775
Vanguard Total Stock Market COM 922908769 4,801 44,761 SH   SOLE 20,561 0 24,200
Qualcomm Inc. COM 747525103 3,103 44,755 SH   SOLE 20,845 0 23,910
Cerner Corporation COM 156782104 2,956 40,355 SH   SOLE 17,986 0 22,369
Visa, Inc. COM 92826C839 2,577 39,391 SH   SOLE 17,377 0 22,014
Verisk Analytics Inc COM 92345Y106 2,582 36,166 SH   SOLE 16,288 0 19,878
Check Point Software COM M22465104 2,697 32,897 SH   SOLE 14,616 0 18,281
Vanguard Mid-Cap ETF COM 922908629 4,219 31,793 SH   SOLE 12,533 0 19,260
Wal-Mart Stores COM 931142103 2,484 30,202 SH   SOLE 14,418 0 15,784
Nestle SA COM 641069406 2,131 28,329 SH   SOLE 12,529 0 15,800
MasterCard Inc COM 57636Q104 2,385 27,603 SH   SOLE 12,466 0 15,137
Berkshire Hathaway Cl B COM 084670207 3,845 26,643 SH   SOLE 12,482 0 14,161
Schlumberger Ltd COM 806857108 2,070 24,809 SH   SOLE 11,261 0 13,548
Pepsico COM 713448108 2,352 24,600 SH   SOLE 10,960 0 13,640
Southern Co. COM 842587107 1,053 23,786 SH   SOLE 10,911 0 12,875
Norfolk Southern Corp. COM 655844108 2,396 23,277 SH   SOLE 10,259 0 13,018
Johnson & Johnson COM 478160104 2,327 23,127 SH   SOLE 11,388 0 11,739
Apple Inc. COM 037833100 2,877 23,123 SH   SOLE 9,760 0 13,363
United Parcel Service COM 911312106 2,221 22,914 SH   SOLE 10,257 0 12,657
Vanguard World ex-US S/M COM 922042718 2,260 22,763 SH   SOLE 9,247 0 13,516
WisdomTree Europe Hedged S/M COM 97717X552 534 20,575 SH   SOLE 8,230 0 12,345
Thermo Fisher Scientific COM 883556102 2,345 17,459 SH   SOLE 7,873 0 9,586
Cummins Inc COM 231021106 2,134 15,392 SH   SOLE 7,117 0 8,275
IBM Corp COM 459200101 2,178 13,568 SH   SOLE 6,219 0 7,349