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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES IBOXX INVESTMENTGRADE ETF 464287242 1,724 15,000 SH   SOLE   15,000 0 0
VANGUARD BD INDEX FD INC TOTAL BD MARKET ETF 921937835 590 7,500 SH   SOLE   7,500 0 0
VANGUARD INTL EQUITY INDEXFDS ETF 922042866 2,593 36,475 SH   SOLE   36,475 0 0
VANGUARD INTL EQUITY INDEXFDS ETF 922042874 4,547 80,878 SH   SOLE   80,878 0 0
VANGUARD REAL ESTATEETF ETF 922908553 2,017 25,000 SH   SOLE   25,000 0 0
VANGUARD WHITEHALL FDSHIGH DIV ETF 921946406 24,167 277,500 SH   SOLE   277,500 0 0
WISDOMTREE TR EMERGINGMKTS HIG ETF 97717w315 4,786 109,600 SH   SOLE   109,600 0 0
WISDOMTREE TR US SMALLCAPDIVD ETF 97717w604 10,139 341,265 SH   SOLE   341,265 0 0