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Allowance for Finance Receivable Losses (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Changes in allowance for finance receivable losses        
Balance at beginning of period $ 2,564 $ 2,392 $ 2,480 $ 2,311
Provision for finance receivable losses 512 410 1,518 1,275
Charge-offs (510) (416) (1,615) (1,321)
Recoveries 79 63 231 200
Other     31  
Balance at end of period 2,645 2,449 2,645 2,449
Net Impact of Adoption of ASU 2022-02        
Changes in allowance for finance receivable losses        
Balance at beginning of period       (16)
Total Consumer Loans        
Changes in allowance for finance receivable losses        
Balance at beginning of period 2,462 2,360 2,415 2,290
Provision for finance receivable losses 472 386 1,411 1,227
Charge-offs (489) (410) (1,564) (1,302)
Recoveries 78 63 230 200
Other     31  
Balance at end of period 2,523 2,399 2,523 2,399
Total Consumer Loans | Net Impact of Adoption of ASU 2022-02        
Changes in allowance for finance receivable losses        
Balance at beginning of period       (16)
Credit Cards        
Changes in allowance for finance receivable losses        
Balance at beginning of period 102 32 65 21
Provision for finance receivable losses 40 24 107 48
Charge-offs (21) (6) (51) (19)
Recoveries 1 0 1 0
Other     0  
Balance at end of period $ 122 $ 50 $ 122 50
Credit Cards | Net Impact of Adoption of ASU 2022-02        
Changes in allowance for finance receivable losses        
Balance at beginning of period       $ 0