Segment Information (Tables)

12 Months Ended

Dec. 31, 2023

Segment Reporting [Abstract]

Information about the Company's segments

The following tables present information about C&I and Other, as well as reconciliations to the consolidated financial statement amounts.

(dollars in millions)	Consumer and Insurance		Other		Segment to GAAP Adjustment		Consolidated Total
At or for the Year Ended December 31, 2023
Interest income	$	4,559	$	4	$	1	$	4,564
Interest expense	1,015		2		2		1,019
Provision for finance receivable losses	1,721		—		—		1,721
Net interest income after provision for finance receivable losses	1,823		2		(1)		1,824
Other revenues	727		8		—		735
Other expenses	1,705		16		(2)		1,719
Income (loss) before income tax expense (benefit)	$	845	$	(6)	$	1	$	840
Assets	$	23,056	$	20	$	1,218	$	24,294

At or for the Year Ended December 31, 2022
Interest income	$	4,429	$	5	$	1	$	4,435
Interest expense	886		3		3		892
Provision for finance receivable losses	1,399		—		3		1,402
Net interest income after provision for finance receivable losses	2,144		2		(5)		2,141
Other revenues	618		12		(1)		629
Other expenses	1,593		14		8		1,615
Income (loss) before income tax expense (benefit)	$	1,169	$	—	$	(14)	$	1,155
Assets	$	20,491	$	35	$	2,011	$	22,537

At or for the Year Ended December 31, 2021
Interest income	$	4,355	$	5	$	4	$	4,364
Interest expense	930		3		4		937
Provision for finance receivables losses	587		—		6		593
Net interest income after provision for finance receivable losses	2,838		2		(6)		2,834
Other revenues	527		12		(8)		531
Other expenses	1,577		21		26		1,624
Income (loss) before income tax expense (benefit)	$	1,788	$	(7)	$	(40)	$	1,741
Assets	$	20,035	$	40	$	2,020	$	22,095