The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 998 7,305 SH   SOLE None 0 0 7,305
ASTEC INDS INC COM COM 046224101 1,573 38,596 SH   SOLE None 0 0 38,596
BK OF AMERICA CORP COM COM 060505104 809 25,995 SH   SOLE None 0 0 25,995
BLUEGREEN VACATIONS HLDG CORP CLASS A CLASS A 096308101 1,817 72,814 SH   SOLE None 0 0 72,814
CHEVRON CORP NEW COM COM 166764100 548 3,788 SH   SOLE None 0 0 3,788
CISCO SYS INC COM 17275R102 356 8,353 SH   SOLE None 0 0 8,353
DIMENSIONAL CORE FIXED INCOME ETF CORE FIXED INCOM 25434V872 255 5,860 SH   SOLE None 0 0 5,860
DIMENSIONAL EMERGING CORE EQUITY MARKET ETF EMGR CRE EQT MNG 25434V302 1,703 73,574 SH   SOLE None 0 0 73,574
DIMENSIONAL INFLATIONPROTECTED SECURITIES ETF INFLATION PROTE 25434V856 250 5,698 SH   SOLE None 0 0 5,698
DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF INTL CORE EQT MK 25434V203 421 17,480 SH   SOLE None 0 0 17,480
DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETF INTL SMALL CAP V 25434V781 383 18,229 SH   SOLE None 0 0 18,229
DIMENSIONAL INTERNATIONAL VALUE ETF INTERNATNAL VAL 25434V807 13,184 456,360 SH   SOLE None 0 0 456,360
DIMENSIONAL U.S. CORE EQUITY 2 ETF US CORE EQUITY 2 25434V708 11,326 486,101 SH   SOLE None 0 0 486,101
DIMENSIONAL U.S. TARGETED VALUE ETF US TARGETED VLU 25434V609 6,202 154,219 SH   SOLE None 0 0 154,219
DIMENSIONAL US CORE EQUITY MARKET ETF US CORE EQT MKT 25434V104 598 22,659 SH   SOLE None 0 0 22,659
DIMENSIONAL US MARKETWIDE VALUE ETF US MKTWIDE VALUE 25434V724 534 16,925 SH   SOLE None 0 0 16,925
DIMENSIONAL US REAL ESTATE ETF US REAL ESTATE E 25434V823 562 24,340 SH   SOLE None 0 0 24,340
DIMENSIONAL US SMALL CAP VALUE ETF US SMALL CAP VAL 25434V815 347 15,389 SH   SOLE None 0 0 15,389
EXXON MOBIL CORP COM COM 30231G102 415 4,850 SH   SOLE None 0 0 4,850
FIDELITY MSCI REAL ESTATE INDEX ETF MSCI RL EST ETF 316092857 1,187 43,735 SH   SOLE None 0 0 43,735
FIRST HORIZON CORPORATION COM COM 320517105 1,654 75,684 SH   SOLE None 0 0 75,684
GAYLORD ENTERTAINMENT CO NEW COM 78377T107 618 8,133 SH   SOLE None 0 0 8,133
HOME DEPOT COM 437076102 607 2,215 SH   SOLE None 0 0 2,215
ISHARES 13 YR TREASURY BOND ETF 1 3 YR TREAS BD 464287457 1,943 23,477 SH   SOLE None 0 0 23,477
ISHARES AGGREGATE BOND ETF CORE US AGGBD ET 464287226 3,495 34,380 SH   SOLE None 0 0 34,380
ISHARES AMTFREE MUNI BOND ETF NATIONAL MUN ETF 464288414 260 2,445 SH   SOLE None 0 0 2,445
ISHARES SP 500 INDEX CORE S&P500 ETF 464287200 656 1,731 SH   SOLE None 0 0 1,731
ISHARES SP GLOBAL TIMBER FORESTRY INDEX FUND GL TIMB FORE ETF 464288174 218 2,932 SH   SOLE None 0 0 2,932
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 3,513 30,843 SH   SOLE None 0 0 30,843
ISHARES TR MSCI ACWIINDEX FD MSCI ACWI ETF 464288257 510 6,086 SH   SOLE None 0 0 6,086
ISHARES TR SP 1500 INDEX FD CORE S&P TTL STK 464287150 3,986 47,577 SH   SOLE None 0 0 47,577
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF CORE MSCI TOTAL 46432F834 3,589 62,934 SH   SOLE None 0 0 62,934
ISHARES TRUST CORE SHORTTERM US BD ETF CORE 1 5 YR USD 46432F859 2,291 48,354 SH   SOLE None 0 0 48,354
ISHARES US REAL ESTATE ETF U.S. REAL ES ETF 464287739 1,741 18,937 SH   SOLE None 0 0 18,937
JOHNSON JOHNSON COM COM 478160104 501 2,825 SH   SOLE None 0 0 2,825
KIMBERLYCLARK CORP COM COM 494368103 589 4,362 SH   SOLE None 0 0 4,362
LOWES COS INC COM COM 548661107 1,678 9,610 SH   SOLE None 0 0 9,610
MARKET VECTORS GOLD MINERS INDEX ETF GOLD MINERS ETF 92189F106 1,140 41,637 SH   SOLE None 0 0 41,637
MARTIN MARIETTA MATLS INC COM 573284106 9,404 31,428 SH   SOLE None 0 0 31,428
MICROSOFT COM 594918104 326 1,270 SH   SOLE None 0 0 1,270
NEXTERA ENERGY INC COM COM 65339F101 225 2,908 SH   SOLE None 0 0 2,908
POWERSHARES FTSE RAFI DEV MKTS EX US FTSE RAFI DEV 46138E743 652 16,395 SH   SOLE None 0 0 16,395
POWERSHARES FTSE RAFI US 1000 FTSE RAFI 1000 46137V613 1,305 8,810 SH   SOLE None 0 0 8,810
PROCTER AND GAMBLE CO COM COM 742718109 265 1,848 SH   SOLE None 0 0 1,848
SCHWAB US AGGREGATE BOND ETF US AGGREGATE B 808524839 324 6,787 SH   SOLE None 0 0 6,787
SMARTFINANCIAL INC COM NEW COM NEW 83190L208 226 9,374 SH   SOLE None 0 0 9,374
TRAVEL PLUS LEISURE CO COM COM 894164102 216 5,578 SH   SOLE None 0 0 5,578
TRUIST FINL CORP COM COM 89832Q109 2,445 51,568 SH   SOLE None 0 0 51,568
UNITED CMNTY BKS BLAIRSVLE GA COM COM 90984P303 547 18,151 SH   SOLE None 0 0 18,151
VANGUARD ENERGY INDEX FUND ENERGY ETF 92204A306 943 9,486 SH   SOLE None 0 0 9,486
VANGUARD GROWTH INDEX FUND GROWTH ETF 922908736 259 1,166 SH   SOLE None 0 0 1,166
VANGUARD SHORT TERM BOND SHORT TRM BOND 921937827 503 6,564 SH   SOLE None 0 0 6,564
VANGUARD VALUE ETF VALUE ETF 922908744 391 2,970 SH   SOLE None 0 0 2,970
VULCAN MATLS CO COM COM 929160109 396 2,793 SH   SOLE None 0 0 2,793
WALMART INC COM COM 931142103 324 2,671 SH   SOLE None 0 0 2,671