The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC COM 023135106 257 79 SH   SOLE None 0 0 79
APPLE INC COM 037833100 1,324 7,584 SH   SOLE None 0 0 7,584
ASTEC INDS INC COM COM 046224101 1,659 38,596 SH   SOLE None 0 0 38,596
AVIS BUDGET GROUP COM COM 053774105 213 809 SH   SOLE None 0 0 809
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 369 1,046 SH   SOLE None 0 0 1,046
BK OF AMERICA CORP COM COM 060505104 1,074 26,075 SH   SOLE None 0 0 26,075
BLUEGREEN VACATIONS HLDG CORP CLASS A CLASS A 096308101 2,014 68,114 SH   SOLE None 0 0 68,114
CHEVRON CORP NEW COM COM 166764100 599 3,681 SH   SOLE None 0 0 3,681
CISCO SYS INC COM 17275R102 471 8,447 SH   SOLE None 0 0 8,447
DIMENSIONAL EMERGING CORE EQUITY MARKET ETF EMGR CRE EQT MNG 25434V302 1,282 48,872 SH   SOLE None 0 0 48,872
DIMENSIONAL INTERNATIONAL VALUE ETF INTERNATNAL VAL 25434V807 12,478 372,703 SH   SOLE None 0 0 372,703
DIMENSIONAL U.S. CORE EQUITY 2 ETF US CORE EQUITY 2 25434V708 12,945 469,374 SH   SOLE None 0 0 469,374
DIMENSIONAL U.S. TARGETED VALUE ETF US TARGETED VLU 25434V609 7,109 152,627 SH   SOLE None 0 0 152,627
EXXON MOBIL CORP COM COM 30231G102 361 4,372 SH   SOLE None 0 0 4,372
FIDELITY MSCI REAL ESTATE INDEX ETF MSCI RL EST ETF 316092857 1,448 44,709 SH   SOLE None 0 0 44,709
FIRST HORIZON CORPORATION COM COM 320517105 1,777 75,689 SH   SOLE None 0 0 75,689
GAYLORD ENTERTAINMENT CO NEW COM 78377T107 754 8,133 SH   SOLE None 0 0 8,133
GOLDMAN SACHS GROUP INC COM 38141G104 396 1,200 SH   SOLE None 0 0 1,200
HOME DEPOT COM 437076102 636 2,128 SH   SOLE None 0 0 2,128
ISHARES 13 YR TREASURY BOND ETF 1 3 YR TREAS BD 464287457 2,181 26,172 SH   SOLE None 0 0 26,172
ISHARES AGGREGATE BOND ETF CORE US AGGBD ET 464287226 3,835 35,814 SH   SOLE None 0 0 35,814
ISHARES AMTFREE MUNI BOND ETF NATIONAL MUN ETF 464288414 275 2,517 SH   SOLE None 0 0 2,517
ISHARES CYBERSECURITY AND TECH ETF CYBERSECURITY 46435U135 240 5,629 SH   SOLE None 0 0 5,629
ISHARES MSCI GLOBAL GOLD MINERS ETF MSCI GBL GOLD MN 46434G855 212 6,851 SH   SOLE None 0 0 6,851
ISHARES NORTH AMERICAN TECHMULTIMEDIA NETWORKING ETF NA TEC MULTM ETF 464287531 324 4,384 SH   SOLE None 0 0 4,384
ISHARES SP 500 INDEX CORE S&P500 ETF 464287200 785 1,731 SH   SOLE None 0 0 1,731
ISHARES SP GLOBAL CLEAN ENERGY INDEX FUND GL CLEAN ENE ETF 464288224 203 9,459 SH   SOLE None 0 0 9,459
ISHARES SP GLOBAL TIMBER FORESTRY INDEX FUND GL TIMB FORE ETF 464288174 350 3,923 SH   SOLE None 0 0 3,923
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 3,895 31,271 SH   SOLE None 0 0 31,271
ISHARES TR MSCI ACWIINDEX FD MSCI ACWI ETF 464288257 553 5,543 SH   SOLE None 0 0 5,543
ISHARES TR SP 1500 INDEX FD CORE S&P TTL STK 464287150 4,846 48,012 SH   SOLE None 0 0 48,012
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF CORE MSCI TOTAL 46432F834 4,128 62,007 SH   SOLE None 0 0 62,007
ISHARES TRUST CORE SHORTTERM US BD ETF CORE 1 5 YR USD 46432F859 2,498 51,556 SH   SOLE None 0 0 51,556
ISHARES US REAL ESTATE ETF U.S. REAL ES ETF 464287739 2,087 19,289 SH   SOLE None 0 0 19,289
JOHNSON JOHNSON COM COM 478160104 500 2,825 SH   SOLE None 0 0 2,825
KIMBERLYCLARK CORP COM COM 494368103 537 4,362 SH   SOLE None 0 0 4,362
LOWES COS INC COM COM 548661107 1,959 9,692 SH   SOLE None 0 0 9,692
MARKET VECTORS GOLD MINERS INDEX ETF GOLD MINERS ETF 92189F106 1,621 42,281 SH   SOLE None 0 0 42,281
MARTIN MARIETTA MATLS INC COM 573284106 12,096 31,428 SH   SOLE None 0 0 31,428
MICROSOFT COM 594918104 496 1,612 SH   SOLE None 0 0 1,612
NEXTERA ENERGY INC COM COM 65339F101 255 3,021 SH   SOLE None 0 0 3,021
POWERSHARES FTSE RAFI DEV MKTS EX US FTSE RAFI DEV 46138E743 769 16,686 SH   SOLE None 0 0 16,686
POWERSHARES FTSE RAFI US 1000 FTSE RAFI 1000 46137V613 1,505 8,810 SH   SOLE None 0 0 8,810
PROCTER AND GAMBLE CO COM COM 742718109 304 1,994 SH   SOLE None 0 0 1,994
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF SCHWB FDT INT LG 808524755 207 6,441 SH   SOLE None 0 0 6,441
SCHWAB FUNDAMENTAL U.S. BROAD MARKET INDEX ETF SCHWAB FDT US BM 808524789 203 3,530 SH   SOLE None 0 0 3,530
SCHWAB U.S. REIT ETF US REIT ETF 808524847 229 9,236 SH   SOLE None 0 0 9,236
SCHWAB US AGGREGATE BOND ETF US AGGREGATE B 808524839 343 6,787 SH   SOLE None 0 0 6,787
SMARTFINANCIAL INC COM NEW COM NEW 83190L208 239 9,374 SH   SOLE None 0 0 9,374
TRAVEL PLUS LEISURE CO COM COM 894164102 323 5,578 SH   SOLE None 0 0 5,578
TRUIST FINL CORP COM COM 89832Q109 2,923 51,568 SH   SOLE None 0 0 51,568
UNITED CMNTY BKS BLAIRSVLE GA COM COM 90984P303 631 18,151 SH   SOLE None 0 0 18,151
VANECK AGRIBUSINESS ETF AGRIBUSINESS ETF 92189F700 401 3,842 SH   SOLE None 0 0 3,842
VANECK VIDEO GAMING AND ESPORTS ETF VIDEO GMNG ESPRT 92189F114 208 3,584 SH   SOLE None 0 0 3,584
VANGUARD ENERGY INDEX FUND ENERGY ETF 92204A306 1,015 9,486 SH   SOLE None 0 0 9,486
VANGUARD GROWTH INDEX FUND GROWTH ETF 922908736 393 1,369 SH   SOLE None 0 0 1,369
VANGUARD SHORT TERM BOND SHORT TRM BOND 921937827 498 6,409 SH   SOLE None 0 0 6,409
VANGUARD VALUE ETF VALUE ETF 922908744 442 2,996 SH   SOLE None 0 0 2,996
VULCAN MATLS CO COM COM 929160109 513 2,793 SH   SOLE None 0 0 2,793
WALMART INC COM COM 931142103 382 2,569 SH   SOLE None 0 0 2,569