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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   40,223,244 484,851 SH   SOLE   0 0 484,851
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   23,319,631 332,662 SH   SOLE   0 0 332,662
INVESCO QQQ TR UNIT SER 1 46090E103   20,161,287 49,232 SH   SOLE   0 0 49,232
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   6,606,216 87,709 SH   SOLE   0 0 87,709
JOHNSON & JOHNSON COM 478160104   3,153,032 20,116 SH   SOLE   0 0 20,116
APPLE INC COM 037833100   2,417,187 12,555 SH   SOLE   0 0 12,555
MICROSOFT CORP COM 594918104   2,342,416 6,229 SH   SOLE   0 0 6,229
FIRST INTST BANCSYSTEM INC COM 32055Y201   1,760,026 57,237 SH   SOLE   0 0 57,237
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,501,817 6,884 SH   SOLE   0 0 6,884
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,139,278 3,023 SH   SOLE   0 0 3,023
VANGUARD INDEX FDS MID CAP ETF 922908629   1,129,443 4,855 SH   SOLE   0 0 4,855
AMAZON COM INC COM 023135106   746,177 4,911 SH   SOLE   0 0 4,911
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   667,817 11,996 SH   SOLE   0 0 11,996
COSTCO WHSL CORP NEW COM 22160K105   655,961 994 SH   SOLE   0 0 994
CHEVRON CORP NEW COM 166764100   596,938 4,002 SH   SOLE   0 0 4,002
BOEING CO COM 097023105   532,955 2,045 SH   SOLE   0 0 2,045
AON PLC SHS CL A G0403H108   491,242 1,688 SH   SOLE   0 0 1,688
NEXTERA ENERGY INC COM 65339F101   488,167 8,037 SH   SOLE   0 0 8,037
EXXON MOBIL CORP COM 30231G102   436,498 4,366 SH   SOLE   0 0 4,366
STARBUCKS CORP COM 855244109   418,508 4,359 SH   SOLE   0 0 4,359
VANGUARD INDEX FDS TOTAL STK MKT 922908769   389,051 1,640 SH   SOLE   0 0 1,640
ALPHABET INC CAP STK CL C 02079K107   377,551 2,679 SH   SOLE   0 0 2,679
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   310,565 711 SH   SOLE   0 0 711
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   300,247 3,398 SH   SOLE   0 0 3,398
ABBVIE INC COM 00287Y109   248,604 1,604 SH   SOLE   0 0 1,604
BIOGEN INC COM 09062X103   245,055 947 SH   SOLE   0 0 947
SPDR SER TR S&P 600 SMCP VAL 78464A300   234,268 2,812 SH   SOLE   0 0 2,812
META PLATFORMS INC CL A 30303M102   221,579 626 SH   SOLE   0 0 626
JPMORGAN CHASE & CO COM 46625H100   218,919 1,287 SH   SOLE   0 0 1,287
NVIDIA CORPORATION COM 67066G104   213,937 432 SH   SOLE   0 0 432
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   205,106 3,653 SH   SOLE   0 0 3,653