The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES MSCI EM ESG ETF ETF 46434G863 353 7,816 SH   SOLE   0 0 7,816
VANGUARD SMALL CP ETF ETF 46434G863 841 20,820 SH   SOLE   0 0 20,820
VANGUARD VALUE ETF ETF 922908744 38,065 276,914 SH   SOLE   0 0 276,914
VANGUARD SHORT TERM CORP BD ETF ETF 92206C409 9,810 118,608 SH   SOLE   0 0 118,608
ISHARES EAFE SML CP ETF ETF 464288273 9,278 125,109 SH   SOLE   0 0 125,109
VANGUARD DIV APP ETF ETF 921908844 15,478 99,992 SH   SOLE   0 0 99,992
ISHARES MSCI EAFE ETF ETF 464287465 14,298 181,266 SH   SOLE   0 0 181,266
ISHARES CORE SP500 ETF ETF 464287200 31,532 73,345 SH   SOLE   0 0 73,345
ISHARES core SP MCP ETF ETF 464287507 223,388 831,273 SH   SOLE   0 0 831,273
VANGUARD FTSE EMR MKT ETF ETF 922042858 10,361 190,766 SH   SOLE   0 0 190,766
ISHARES TR SP 500 GRWT ETF ETF 464287309 28,373 390,118 SH   SOLE   0 0 390,118
ISHARES TR CORE SP SCP ETF ETF 464287804 87,219 771,989 SH   SOLE   0 0 771,989
ISHARES CORE MSCI EMKT ETF ETF 46434G103 5,462 81,532 SH   SOLE   0 0 81,532