The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES MSCI EM ESG ETF ETF 46434G863 160 3,816 SH   SOLE   0 0 3,816
VANGUARD VALUE ETF ETF 922908744 31,775 267,106 SH   SOLE   0 0 267,106
VANGUARD SHORT TERM CORP BD ETF ETF 92206C409 8,309 99,813 SH   SOLE   0 0 99,813
ISHARES EAFE SML CP ETF ETF 464288273 7,961 116,472 SH   SOLE   0 0 116,472
VANGUARD DIV APP ETF ETF 921908844 13,033 92,322 SH   SOLE   0 0 92,322
ISHARES MSCI EAFE ETF ETF 464287465 13,092 179,441 SH   SOLE   0 0 179,441
ISHARES CORE SP500 ETF ETF 464287200 22,617 60,249 SH   SOLE   0 0 60,249
ISHARES core SP MCP ETF ETF 464287507 185,691 807,950 SH   SOLE   0 0 807,950
VANGUARD FTSE EMR MKT ETF ETF 922042858 9,499 189,565 SH   SOLE   0 0 189,565
ISHARES TR SP 500 GRWT ETF ETF 464287309 21,795 341,515 SH   SOLE   0 0 241,515
ISHARES TR CORE SP SCP ETF ETF 464287804 67,183 731,044 SH   SOLE   0 0 731,044
ISHARES CORE MSCI EMKT ETF ETF 46434G103 4,957 79,893 SH   SOLE   0 0 79,893