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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES MSCI EM ESG ETF ETF 46434G863 140 4,352 SH   SOLE   0 0 4,352
VANGUARD VALUE ETF ETF 922908744 21,541 216,296 SH   SOLE   0 0 216,296
VANGUARD SHORT TERM CORP BD ETF ETF 92206C409 6,617 74,002 SH   SOLE   0 0 74,002
ISHARES EAFE SML CP ETF ETF 464288273 5,015 93,524 SH   SOLE   0 0 93,524
VANGUARD DIV APP ETF ETF 921908844 10,714 91,430 SH   SOLE   0 0 91,430
ISHARES MSCI EAFE ETF ETF 464287465 11,677 191,843 SH   SOLE   0 0 191,843
ISHARES CORE SP500 ETF ETF 464287200 15,090 48,725 SH   SOLE   0 0 48,725
ISHARES core SP MCP ETF ETF 464287507 142,295 800,218 SH   SOLE   0 0 800,218
VANGUARD FTSE EMR MKT ETF ETF 922042858 8,282 209,078 SH   SOLE   0 0 209,078
ISHARES TR SP 500 GRWT ETF ETF 464287309 8,999 43,369 SH   SOLE   0 0 43,369
ISHARES TR CORE SP SCP ETF ETF 464287804 8,999 52,258 SH   SOLE   0 0 52,258
ISHARES CORE MSCI EMKT ETF ETF 46434G103 2,697 56,656 SH   SOLE   0 0 56,656