The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES MSCI EM ESG ETF ETF 46434G863 104 3,798 SH   SOLE   0 0 3,798
VANGUARD VALUE ETF ETF 922908744 19,145 210,822 SH   SOLE   0 0 210,822
ISHARES BARCLAYS AGG BD ETF ETN 464287226 3,762 32,525 SH   SOLE   0 0 32,525
VANGUARD SHORT TERM CORP BD ETF ETF 92206C409 5,510 69,879 SH   SOLE   0 0 69,879
ISHARES MSCI EMG MKT ETF ETF 46432F842 3,006 59,822 SH   SOLE   0 0 59,822
ISHARES EAFE SML CP ETF ETF 464288273 3,989 89,185 SH   SOLE   0 0 89,185
VANGUARD DIV APP ETF ETF 921908844 9,415 89,407 SH   SOLE   0 0 89,407
WISDOMTREE TR MDCP EARN FUND ETF ETF 97717W570 2,592 97,019 SH   SOLE   0 0 97,019
ISHARES MSCI EAFE ETF ETF 464287465 9,662 179,165 SH   SOLE   0 0 179,165
ISHARES CORE SP500 ETF ETF 464287200 12,692 48,377 SH   SOLE   0 0 48,377
ISHARES core SP MCP ETF ETF 464287507 108,824 748,496 SH   SOLE   0 0 748,496
INVESCO FTSE RAFI 1500 ETF ETF 46137V597 51,789 575,879 SH   SOLE   0 0 575,879
VANGUARD FTSE EMR MKT ETF ETF 922042858 9,892 296,250 SH   SOLE   0 0 296,250
ISHARES TR SP 500 GRWT ETF ETF 464287309 6,966 41,575 SH   SOLE   0 0 41,575
ISHARES CORE MSCI EMKT ETF ETF 46434G103 7,913 196,446 SH   SOLE   0 0 196,446