The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES MSCI EM ESG ETF ETF 46434G863 123 3,436 SH   SOLE   0 0 3,436
VANGUARD VALUE ETF ETF 922908744 27,594 230,238 SH   SOLE   0 0 230,238
ISHARES BARCLAYS AGG BD ETF ETN 464287226 3,462 30,806 SH   SOLE   0 0 30,806
VANGUARD SHORT TERM CORP BD ETF ETF 92206C409 5,448 67,239 SH   SOLE   0 0 67,239
ISHARES MSCI EMG MKT ETF ETF 46432F842 10,375 159,023 SH   SOLE   0 0 159,023
ISHARES EAFE SML CP ETF ETF 464288273 4,022 64,583 SH   SOLE   0 0 64,583
VANGUARD DIV APP ETF ETF 921908844 12,196 97,835 SH   SOLE   0 0 97,835
WISDOMTREE TR MDCP EARN FUND ETF ETF 97717W570 11,428 271,502 SH   SOLE   0 0 271,502
ISHARES MSCI EAFE ETF ETF 464287465 12,266 176,642 SH   SOLE   0 0 176,642
ISHARES CORE SP500 ETF ETF 464287200 15,217 47,077 SH   SOLE   0 0 47,077
ISHARES core SP MCP ETF ETF 464287507 181,290 880,817 SH   SOLE   0 0 880,817
INVESCO FTSE RAFI 1500 ETF ETF 46137V597 80,827 591,230 SH   SOLE   0 0 591,230
VANGUARD FTSE EMR MKT ETF ETF 922042858 12,728 286,222 SH   SOLE   0 0 286,222
ISHARES CORE MSCI EMKT ETF ETF 46434G103 10,259 190,829 SH   SOLE   0 0 190,829