The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR KBW REGIONAL BANKING ETF ETF 78464A698 1,024 18,764 SH   SOLE   0 0 18,764
VANGUARD VALUE ETF ETF 922908744 15,061 157,921 SH   SOLE   0 0 157,921
JPM ALERIAN MLP ETN ETN 46625H365 81 2,515 SH   SOLE   0 0 2,515
ISHARES EMU ETF ETF 464286608 77 2,059 SH   SOLE   0 0 2,059
ISHARES MSCI EMG MKT ETF ETF 464287234 106 2,716 SH   SOLE   0 0 2,716
ISHARES EAFE SML CP ETF ETF 464288273 1,758 32,488 SH   SOLE   0 0 32,488
VANGUARD DIV APP ETF ETF 921908844 7,038 78,258 SH   SOLE   0 0 78,258
WISDOMTREE TR MDCP EARN FUND ETF ETF 97717W570 4,549 129,002 SH   SOLE   0 0 129,002
POWERSHARES FTSE US1500 SM ETF ETF 73935X567 66,240 568,976 SH   SOLE   0 0 568,976
ISHARES CORE SP500 ETF ETF 464287200 8,401 35,408 SH   SOLE   0 0 35,408
XTRAK MSCI EAFE ETF ETF 233051200 94 3,209 SH   SOLE   0 0 3,209
ISHARES INTL SEL DIV ETF ETF 464288448 5 182 SH   SOLE   0 0 182
ISHARES CORE MSCI EMKT ETF ETF 46434G103 2,650 55,461 SH   SOLE   0 0 55,461
VANGUARD INTL EQUITY INDEX FD ETF ETF 922042676 58,685 1,101,859 SH   SOLE   0 0 1,101,859
SPDR SERIES TR SP OILGAS EXP ETF ETF 78464A730 19 527 SH   SOLE   0 0 527
ISHARES MSCI EAFE ETF ETF 464287465 2,114 33,953 SH   SOLE   0 0 33,953
SPDR SP INTL SMLCP ETF ETF 78463X871 490 15,557 SH   SOLE   0 0 15,557
ISHARES US REGNL BKS ETF ETF 464288778 59 1,320 SH   SOLE   0 0 1,320
ISHARES CORE SP MCP ETF ETF 464287507 2,761 16,127 SH   SOLE   0 0 16,127
ISHARES SP500 VAL ETF ETF 464287408 1,069 10,279 SH   SOLE   0 0 10,279
VANGUARD FTSE EMR MKT ETF ETF 922042858 9 236 SH   SOLE   0 0 236
VANGUARD EXTEND MKT ETF ETF 922908652 18 182 SH   SOLE   0 0 182
SPDR SP 500 ETF TR ETF 78462F103 1,866 7,916 SH   SOLE   0 0 7,916