Warehouse Credit Facilities of Consolidated VIEs - Schedule of Terms of the Warehouse Credit Facilities (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Facility One [Member]
Line of Credit Facility [Line Items]
Aggregate borrowings limit	$ 200,000
As of December 31, 2024
Aggregate principal balance of finance receivables pledged as collateral		$ 223,207
Outstanding balance		177,375
Restricted cash		8,961
Facility Two [Member]
Line of Credit Facility [Line Items]
Aggregate borrowings limit	200,000
As of December 31, 2024
Aggregate principal balance of finance receivables pledged as collateral	76,523	64,970
Outstanding balance	62,290	51,012
Restricted cash	3,169	2,550
Facility Three [Member]
Line of Credit Facility [Line Items]
Aggregate borrowings limit	200,000
As of December 31, 2024
Aggregate principal balance of finance receivables pledged as collateral	223,901	165,927
Outstanding balance	175,568	117,264
Restricted cash	10,398	6,485
Facility Four [Member]
Line of Credit Facility [Line Items]
Aggregate borrowings limit	225,000
As of December 31, 2024
Aggregate principal balance of finance receivables pledged as collateral	143,514	92,978
Outstanding balance	122,054	75,617
Restricted cash	$ 5,328	$ 2,692

The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement.

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- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

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- Definition

Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility.

+ References

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- Definition

Amount of cash restricted as to withdrawal or usage. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits.

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- Definition

Aggregate principal balance of finance receivables pledged as collateral.

+ References

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