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Summary of Significant Accounting Policies - Additional Information (Details)
3 Months Ended 9 Months Ended
Sep. 30, 2024
USD ($)
Sep. 30, 2023
USD ($)
Sep. 30, 2024
USD ($)
Facility
Sep. 30, 2023
USD ($)
Nov. 12, 2024
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Accounting Policies [Line Items]              
Other comprehensive income (loss) $ 0 $ 0 $ 0 $ 0      
Valuation allowance for finance receivables classified as held for sale 32,600,000   32,600,000     $ 33,800,000  
Aggregate principal balance held for sale at fair value 310,800,000   310,800,000        
Finance receivables held for sale at fair value 277,600,000   277,600,000     0  
Aggregate principal balance held for investment at fair value 250,700,000   250,700,000        
Finance receivables held for investment at fair value 210,000,000   210,000,000        
Cash and cash equivalents 51,093,000   51,093,000     135,585,000 $ 398,915,000
Restricted cash $ 47,068,000   $ 47,068,000     73,234,000 $ 73,095,000
Percentage of pro rata share 92.94%   92.94%        
ASU 2021-08              
Accounting Policies [Line Items]              
Change in accounting principle, accounting standards update, adopted [true false] true   true        
Change in accounting principle, accounting standards update, adoption date Jan. 01, 2023   Jan. 01, 2023        
Change in accounting principle, accounting standards update, immaterial effect [true false] true   true        
Warehouse Credit Facility              
Accounting Policies [Line Items]              
Restricted cash $ 15,760,000   $ 15,760,000     20,688,000  
Increased borrowing capacity 32,900,000   $ 32,900,000     $ 56,900,000  
0.75% Unsecured Convertible Senior Notes Due 2026              
Accounting Policies [Line Items]              
Redemption percentage of principal amount     100.00%        
Subsequent Event              
Accounting Policies [Line Items]              
Percentage of pro rata share         92.94%    
UACC              
Accounting Policies [Line Items]              
Number of warehouse credit facilities | Facility     4        
UACC | Warehouse Credit Facility              
Accounting Policies [Line Items]              
Cash deposits included in restricted cash 46,200,000   $ 46,200,000        
Aggregate borrowing limit 825,000,000   825,000,000        
Increased borrowing capacity 32,900,000   32,900,000        
Outstanding borrowings $ 321,800,000   $ 321,800,000