Warehouse Credit Facilities of Consolidated VIEs (Tables)

6 Months Ended

Jun. 30, 2023

Line of Credit Facility [Abstract]

Schedule of Terms of the Warehouse Credit Facilities

UACC has four senior secured warehouse facility agreements (the “Warehouse Credit Facilities”) with banking institutions as of June 30, 2023. The Warehouse Credit Facilities are collateralized by eligible finance receivables and available borrowings are computed based on a percentage of eligible finance receivables. As of June 30, 2023 and December 31, 2022, the Company had excess borrowing capacity of $93.0 million and $105.8 million on UACC's Warehouse Credit Facilities, respectively. The terms of the Warehouse Credit Facilities include the following:

	Facility One		Facility Two		Facility Three		Facility Four
Execution date	May 30, 2012		November 19, 2013		July 11, 2019		November 18, 2022
Maturity date	July 20, 2024		June 2, 2025		May 24, 2024		December 12, 2024
Aggregate borrowings limit (in thousands)	$	200,000	$	200,000	$	200,000	$	250,000
As of June 30, 2023
Aggregate principal balance of finance receivables pledged as collateral (in thousands)	$	137,062	$	24,516	$	95,058	$	—
Outstanding balance (in thousands)	$	87,100	$	18,735	$	74,000	$	—
Restricted cash (in thousands)	$	4,805	$	1,291	$	4,047	$	—
As of December 31, 2022
Aggregate principal balance of finance receivables pledged as collateral (in thousands)	$	143,919	$	142,503	$	126,636	$	—
Outstanding balance (in thousands)	$	110,602	$	19,615	$	101,435	$	—
Restricted cash (in thousands)	$	8,110	$	2,007	$	5,537	$	—